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Best Betterment 401K Apps

207+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated June 2026

The best betterment 401k apps on iPhone average 4.5★ across 207+ titles — we've ranked them by what real users actually keep on their phones. Updated June 2026.

Top Picks for Betterment 401K

Betterment Invest & Save Money#1

Betterment Invest & Save Money by Betterment

Investments & Cash Accounts
Editor's Choice
💰 Finance
4.8😐(62K ratings)
FreeAds
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An innovative investment platform designed to help users grow their wealth through automated investing, personalized advice, and goal-based strategies. Start investing smarter today for a more secure financial future.

What We Love

  • 💰 High yield savings account
  • 🔍 Easy to link and manage accounts
  • 🤖 Automated investing and portfolio management
  • 👨‍💻 Responsive customer service

Room to Improve

  • 🤖 Automated investing underperforms manual investing
  • 🤔 Unclear account selection when making deposits
  • ⏱️ Slow transfer and withdrawal process
NetBenefits#2

NetBenefits by Fidelity Investments

Fidelity workplace benefits
Strong Contender
💰 Finance
4.6😞(28K ratings)
Free
#62in Finance
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Manage all your Fidelity workplace benefits in one place with this app. View retirement savings, manage HSA expenses, access educational materials, and stay secure with advanced security measures. Take control of your financial well-being today.

What We Love

  • 👍 Easy to use
  • 🚀 Convenient mobile access
  • 🔒 Secure document upload
  • 💡 Helpful retirement planning tools

Room to Improve

  • 🐛 Buggy and glitchy
  • 🕸️ Feels like a mobile website, not a true app
  • 🤔 Confusing navigation and user experience
OneAmerica Retirement#3

OneAmerica Retirement by American United Life Insurance Co Inc

OneAmerica Retirement Services
Worth Considering
💰 Finance
4.7😞(8.4K ratings)
Free
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Access financial wellness resources, manage retirement accounts, view balances, change contributions, and more with the intuitive OneAmerica Financial app. Designed for retirement plan participants, it prioritizes data security and provides support through email or website.

What We Love

  • 👍 Easy to use
  • 🚀 Simple and intuitive
  • 💡 Potential for improvements

Room to Improve

  • 🐛 Frequent login issues
  • 🐛 Biometric login problems
  • 🐛 Buggy and unstable

More Betterment 401K apps to explore

4
T. Rowe Price Personal®
T. Rowe Price Personal®
T. Rowe Price Personal®
INVEST WITH CONFIDENCE®
Free

Track your financial goals with a secure mobile app that helps you manage your retirement savings with features like viewing account activity, balances, and asset allocation. Invest with confidence and take control of your financial future.

💰 Finance
(23K)
5
Capital Group PlanPremier401k
Capital Group PlanPremier401k
Capital Group PlanPremier401k
Manage your 401k
Free

This app is designed for American Funds PlanPremier participants to manage their 401k accounts. Users can view key account details, make account changes, access forms, and utilize various account management tools.

💰 Finance
(11K)
6
Choice: Bitcoin in your IRA
Choice: Bitcoin in your IRA
Choice: Bitcoin in your IRA
Stack Sats, Crypto & Stocks
Free

Invest in Bitcoin for your retirement with Choice: Bitcoin in your IRA. Grow your retirement savings by stacking sats and investing in cryptocurrency. Start securing your future today!

💰 Finance
(1.5K)
7
Guideline
Guideline
Guideline
Access your 401(k) anytime
Free

Manage your 401(k) easily with the Guideline app. Set up, track, and adjust your retirement savings conveniently from your phone. Ensure security with mobile-first features. Visit guideline.com to learn more.

💰 Finance
(1.8K)
8
Voya
Voya
Voya
by Voya Services Company
Free

Download our mobile app to easily save for retirement, manage your finances on-the-go, and access tools to boost your savings. Secure, intuitive, and designed to simplify money management, helping you retire with confidence.

💰 Finance
(187K)
9
401GO
401GO
401GO
401k plan management
Free

Manage your 401(k) retirement savings easily with our mobile app - view account balance, adjust investments, get personalized recommendations, and more. Take control of your financial future now!

💰 Finance
(16)
10
Alerus Retirement
Alerus Retirement
Alerus Retirement
Participant Account Access
Free

Access your employer-sponsored retirement account easily with the Alerus Retirement mobile app. Check balances, view investment performance, receive alerts, and manage contributions securely. Take control of your retirement planning today!

💰 Finance
(997)
11
Plootus 401k/403b Simplified
Plootus 401k/403b Simplified
Plootus 401k/403b Simplified
AI based Retirement Planning
Free

This AI-based retirement planning application helps users optimize their 401k, 403b, 457, 401a, and TSP plans by providing personalized investment advice, retirement calculators, and income planning tools, all for free. By analyzing thousands of plans and using artificial intelligence, it offers unbiased investment options, helping users make informed decisions to achieve a happy and wealthy retirement.

💰 Finance
(33)
12
NYC DCP
NYC DCP
NYC DCP
by New York City Deferred Compensation Plan
Free

Download the mobile app for seamless retirement savings management wherever you go. Easily access your accounts, tools, and resources in one secure place with intuitive features like retirement income simulation and fund management. Stay in control of your finances with enhanced security measures and personalized support.

💰 Finance
(12K)
13
Acorns: Save & Invest Money
Acorns: Save & Invest Money
Acorns: Save & Invest Money
Grow Your Financial Wellness
Free

An app that helps users invest spare change for their future, with over $4 billion invested so far through Round-Ups®. Start investing and saving today for financial growth.

💰 Finance
(954K)
14
Principal®
Principal®
Principal®
Retire on your terms.
Free

Manage your retirement savings conveniently with our app, offering quick access to account information, personalized retirement tracking, financial education, and insurance details. Take control of your financial future with ease.

💰 Finance
(228K)
15
Milliman Mobile Benefits
Milliman Mobile Benefits
Milliman Mobile Benefits
by Milliman, Inc.
Free

Access your retirement plan information easily on the go with an app designed for participants in employer-sponsored plans managed by Milliman. Stay engaged with your account, view details, make changes, and ensure security through multi-factor authentication. Visit the full site for advanced functionalities.

💰 Finance
(6.6K)
16
Transamerica Retirement App
Transamerica Retirement App
Transamerica Retirement App
by Transamerica Retirement Solutions, LLC
Free

Access and manage your Transamerica retirement account on-the-go with this app. View account balance, investment performance, make changes to savings, and utilize the OnTrack® tool to optimize your retirement strategy. Log in to stay on top of your retirement goals anytime, anywhere.

💰 Finance
(3.2K)
17
Finhabits: Invest My Money
Finhabits: Invest My Money
Finhabits: Invest My Money
Invest, Learn, and Protect
Free

This application helps users invest for the future, sign up for affordable health insurance plans, and learn smart financial habits. Join to master your money habits with automated investments, healthcare options, and educational resources.

💰 Finance
(21K)
18
The Standard – My Retirement
The Standard – My Retirement
The Standard – My Retirement
by StanCorp Financial Group, Inc.
Free

Track your retirement savings with our app: monitor balance, stay on target for goals, adjust contributions, view transactions, manage investments, stay updated on investment performance, access statements and planning tools. Start planning for your future today!

💰 Finance
(59)
19
REALtirement by Nationwide
REALtirement by Nationwide
REALtirement by Nationwide
by Nationwide Mutual Insurance Company
Free

Access your account information anytime, anywhere with just 2 simple steps. Easily manage contributions, exchange funds, and update details on the go. Simplify your retirement account monitoring and management today.

💰 Finance
(5.3K)
20
GoRetire
GoRetire
GoRetire
by Epic Advisors, Inc
Free

This application provides fast and easy mobile access to your retirement account information, allowing you to stay up-to-date on the go. Download it to conveniently manage your retirement accounts from your mobile device.

💰 Finance
(104)

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