Best Betterment 401K Apps

250+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated August 2026

The best betterment 401k apps on iPhone average 4.7โ˜… across 250+ titles โ€” we've ranked them by what real users actually keep on their phones. Updated August 2026.

Compare top Betterment 401K Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Betterment Invest & Save MoneyBetterment Invest & Save MoneyFree4.8โ˜… (65K)YesNoAug 2026
2NetBenefitsNetBenefitsFree4.6โ˜… (29K)NoNoAug 2026
3PensionBee: Roll over 401(k)sPensionBee: Roll over 401(k)sFree4.6โ˜… (14)YesNoAug 2026
4SoFi: Bank, Invest & CryptoSoFi: Bank, Invest & CryptoFree4.7โ˜… (385K)NoNoAug 2026
5Wealthfront: Save and InvestWealthfront: Save and InvestFree4.8โ˜… (17K)NoNoAug 2026
6401GO401GOFree4.8โ˜… (16)NoNoJun 2026
7John Hancock RetirementJohn Hancock RetirementFree4.7โ˜… (37K)NoNoAug 2026
8Fidelity InvestmentsFidelity InvestmentsFree4.8โ˜… (3.3M)NoNoAug 2026

Top Picks for Betterment 401K

Betterment Invest & Save Money#1

Betterment Invest & Save Money by Betterment

Investments & Cash Accounts
Editor's Choice
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(65K ratings)
FreeAds
Betterment Invest & Save Money screenshot 1
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Automated investing and savings app to build long-term wealth and reach financial goals. Offers expert-built portfolios, high-yield cash accounts, and tools for self-directed investing. Start with as little as $10.

What We Love

  • ๐Ÿ’ฐ High yield savings account
  • ๐Ÿ” Easy to link and manage accounts
  • ๐Ÿค– Automated investing and portfolio management
  • ๐Ÿ‘จโ€๐Ÿ’ป Responsive customer service

Room to Improve

  • ๐Ÿค– Automated investing underperforms manual investing
  • ๐Ÿค” Unclear account selection when making deposits
  • โฑ๏ธ Slow transfer and withdrawal process
NetBenefits#2

NetBenefits by Fidelity Investments

Fidelity workplace benefits
Strong Contender
๐Ÿ’ฐ Finance
4.6๐Ÿ˜ž(29K ratings)
Free
#72in Finance
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Manage your Fidelity workplace benefits, including retirement savings, stock options, health insurance, and HSAs. Track account balances, investments, and expenses. Plan for your future with personalized tools and educational resources.

What We Love

  • ๐Ÿ‘ Easy to use
  • ๐Ÿš€ Convenient mobile access
  • ๐Ÿ”’ Secure document upload
  • ๐Ÿ’ก Helpful retirement planning tools

Room to Improve

  • ๐Ÿ› Buggy and glitchy
  • ๐Ÿ•ธ๏ธ Feels like a mobile website, not a true app
  • ๐Ÿค” Confusing navigation and user experience
PensionBee: Roll over 401(k)s#3

PensionBee: Roll over 401(k)s by PensionBee

Roll over your old 401(k)s
Worth Considering
๐Ÿ’ฐ Finance
4.6(14 ratings)
FreeAds
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Consolidate your old 401(k)s and IRAs into one easy-to-manage retirement account. Choose your IRA type, access your savings 24/7, and receive personalized support from dedicated account managers. Plan confidently for your future with flexible investment options and transparent fees.

More Betterment 401K apps to explore

4
SoFi: Bank, Invest & Crypto
SoFi: Bank, Invest & Crypto
SoFi: Bank, Invest & Crypto
Online Banking & Investing
Free

Manage your banking, investments, and cryptocurrency all in one place. This app offers fee-free checking, high-yield savings, commission-free stock trading, and the ability to buy, sell, and hold over 25 cryptocurrencies. It also provides tools for loan pre-qualification and credit score monitoring.

Buy, sell, and hold cryptocurrencyFee-free checking accountHigh-yield savings account
๐Ÿ’ฐ Finance
(385K)
free with in-app purchases
5
Wealthfront: Save and Invest
Wealthfront: Save and Invest
Wealthfront: Save and Invest
Saving, investing, stocks.
Free

This app offers a high-yield cash account, automated investing with expert-built portfolios, and commission-free stock trading. It provides a consolidated view of your finances to help you build wealth and plan for retirement.

High-yield cash account with APYAutomated ETF portfoliosCommission-free stock and ETF investing
๐Ÿ’ฐ Finance
(17K)
free with in-app purchases
6
401GO
401GO
401GO
401k plan management
Free

Manage your 401(k) retirement savings with ease. Track your balance, adjust investments, and generate savings projections. Get personalized recommendations and update beneficiaries securely.

View account balance and gains/lossesReview and adjust investment allocationsGenerate savings projections
๐Ÿ’ฐ Finance
(16)
free
7
John Hancock Retirement
John Hancock Retirement
John Hancock Retirement
by John Hancock
Free

Manage your retirement plan securely and conveniently on the go. Access account details, make changes, and set financial goals with real-time projections. Utilize educational resources for personal finance and wellness.

Manage retirement plan accountView account balance and historyUpdate contribution rates
๐Ÿ’ฐ Finance
(37K)
free
8
Fidelity Investments
Fidelity Investments
Fidelity Investments
Invest, save, plan in one app.
Free

Invest in stocks, ETFs, and cryptocurrencies with professional insights and powerful tools. Manage cash, pay bills, and automate investments. Offers 24/7 support and robust account protection.

Invest in stocks, ETFs, mutual fundsTrade cryptocurrenciesCash management and bill pay
๐Ÿ’ฐ Finance
(3.3M)
free with in-app purchases
9
Vanguard: Save, Invest, Retire
Vanguard: Save, Invest, Retire
Vanguard: Save, Invest, Retire
Investing, Advice, Retirement
Free

Manage your investments and retirement accounts on the go. Track account performance, make trades, and deposit checks directly. Access account overviews and transaction history with ease.

Account overview and balance trackingInvestment performance trackingCost basis and day change details
๐Ÿ’ฐ Finance
(177K)
free
10
Asset Recovery: Lost 401k
Asset Recovery: Lost 401k
Asset Recovery: Lost 401k
Find Old Retirement Accounts
Free
๐Ÿ’ฐ Finance
(0)
11
The Standard โ€“ My Retirement
The Standard โ€“ My Retirement
The Standard โ€“ My Retirement
by StanCorp Financial Group, Inc.
Free

Manage your retirement savings with this app. Track your balance, monitor progress toward goals, and adjust contributions. Review investment performance and access planning tools.

Check account balanceMonitor retirement goal progressChange contribution amounts
๐Ÿ’ฐ Finance
(60)
free
12
Capital Group PlanPremier401k
Capital Group PlanPremier401k
Capital Group PlanPremier401k
Manage your 401k
Free

Manage your employer-sponsored retirement plan, view account details like income estimates and rates of return, and make changes to contributions, investments, and beneficiaries. Access plan forms and upload documents for account updates.

View retirement income estimatesCheck personal rate of returnManage contribution amounts
๐Ÿ’ฐ Finance
(11K)
ad-supported
13
Vista 401(k)
Vista 401(k)
Vista 401(k)
by FBMC Benefits Management, Inc
Free
๐Ÿ’ผ Business
(0)
14
Capital Group RKDirect 401k
Capital Group RKDirect 401k
Capital Group RKDirect 401k
Manage your 401k
Free

Manage your employer-sponsored retirement plan on the go. View account details like balances, rates of return, and transaction history. Make changes to your investments, contribution allocations, and personal information as permitted by your plan.

View account balancesCheck personal rate of returnReview transaction history
๐Ÿ’ฐ Finance
(11K)
free
15
Paychex Flex
Paychex Flex
Paychex Flex
by Paychex, Inc
Free

This app connects employers and employees to essential payroll and benefits functions. Employers can submit payroll, access reports, and view employee data. Employees can view pay stubs, manage retirement contributions, and access benefit details.

Submit payroll on the goAccess payroll reportsView employee pay stubs and tax documents
๐Ÿ’ผ Business
(574K)
free
16
Ameritas MyPlanConnection
Ameritas MyPlanConnection
Ameritas MyPlanConnection
by Ameritas Life Insurance Corp.
Free
๐Ÿ’ฐ Finance
(0)
17
Empower ยฎ
Empower ยฎ
Empower ยฎ
Plan, save, invest, retire
Free

This app provides a comprehensive financial overview, consolidating all your accounts in one place. It offers tools to plan for retirement, manage budgets, track net worth, and simulate financial scenarios, making financial management clearer and simpler.

Consolidated account viewRetirement planningBudget tracking
๐Ÿ’ฐ Finance
(404K)
free with in-app purchases
18
Voya
Voya
Voya
by Voya Services Company
Free

Manage your entire financial life from one secure app. Track retirement, health savings, and investment accounts, alongside external banking and credit card information. Receive personalized guidance and access interactive tools to help you achieve your financial goals.

All-in-one account aggregationPersonalized financial guidanceRetirement income modeling
๐Ÿ’ฐ Finance
(188K)
free
19
Guideline
Guideline
Guideline
Access your 401(k) anytime
Free

Easily set up and manage your 401(k) retirement account directly from your phone. Track progress, adjust contributions, and consolidate savings from other accounts. Invest with confidence through guided portfolio selection and automatic rebalancing.

Set up 401(k) in minutesAccess and manage contributionsInvest in recommended portfolios
๐Ÿ’ฐ Finance
(1.8K)
free with in-app purchases
20
Alerus Retirement
Alerus Retirement
Alerus Retirement
Participant Account Access
Free

Access your employer-sponsored retirement plan account on the go. View balances, track investments, monitor contributions, and manage your account securely. Perform transfers and make allocation changes with ease.

Check account balancesView investment performanceMonitor contributions
๐Ÿ’ฐ Finance
(997)
free

FAQ about Betterment 401K

What are the best betterment 401k apps for iPhone?
Betterment Invest & Save Money tops our betterment 401k apps ranking as of August 2026, with a 4.8-star average from 65K App Store ratings, and it's free to download.
Yes โ€” 20 of the top betterment 401k apps we rank are free to download, including Betterment Invest & Save Money and NetBenefits.
Betterment Invest & Save Money shows ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ betterment 401k apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
This app is an automated investing and savings platform designed to help users build long-term wealth and achieve their financial goals. It offers tools for both automated investing with expert-built portfolios and self-directed trading of individual stocks, ETFs, and mutual funds.
Key features include automated investing and savings, access to expert-built diversified portfolios, high-yield cash accounts with competitive APY, self-directed investing in stocks and ETFs with fractional shares, and tools for tax management like tax-loss harvesting. It also facilitates retirement and savings goal planning.