Best Bill Pay Software Apps

0+ iOS apps curated and reviewed

4.6 avg rating
19 free apps
Updated July 2026

Whether you're new to bill pay software or looking for an upgrade, our curated collection of 0+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Bill Pay Software Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Bills Monitor ProBills Monitor Pro$0.994.6★ (1.7K)NoYesAug 2026
2Paytm: Secure UPI PaymentsPaytm: Secure UPI PaymentsFree4.7★ (39K)YesNoAug 2026
3BILL AP & AR Business PaymentsBILL AP & AR Business PaymentsFree4.9★ (49K)NoNoAug 2026
4Bills Monitor - Bill ReminderBills Monitor - Bill ReminderFree4.4★ (566)YesNoAug 2026
5Xpress Bill PayXpress Bill PayFree4.8★ (26K)NoNoAug 2026
6Papaya: Securely Pay Any BillPapaya: Securely Pay Any BillFree4.8★ (118K)NoNoAug 2026
7Bills Organizer & ReminderBills Organizer & ReminderFree4.7★ (24K)NoYesAug 2026
8Bill Organizer Budget PlannerBill Organizer Budget PlannerFree4.5★ (982)NoYesAug 2026

Top Picks for Bill Pay Software

Bills Monitor Pro#1

Bills Monitor Pro by 倩 赵

Simple Bill Manager & Reminder
Editor's Choice
💰 Finance
4.6😊(1.7K ratings)
$0.99In-App Purchases
#27in Finance
Bills Monitor Pro screenshot 1
Bills Monitor Pro screenshot 2
Bills Monitor Pro screenshot 3
Bills Monitor Pro screenshot 4
Bills Monitor Pro screenshot 5

This application helps you manage all your bills, ensuring you never miss a payment. Track bills visually, receive timely reminders, and organize your financial schedule with ease. It offers a clear interface for comfortable bill management.

What We Love

  • 👍 Easy to use
  • 🚀 Keeps me organized
  • 💡 Helpful for budgeting
  • 🚀 Excellent bill tracking

Room to Improve

  • 🐛 Bugs and crashes
  • 🔍 Lack of customization options
  • 💰 Paid version required for full features
Paytm: Secure UPI Payments#2

Paytm: Secure UPI Payments by Paytm Mobile Solutions

UPI, Recharge & Pay Bills
Strong Contender
💰 Finance
4.7😞(39K ratings)
FreeAds
Paytm: Secure UPI Payments screenshot 1
Paytm: Secure UPI Payments screenshot 2
Paytm: Secure UPI Payments screenshot 3
Paytm: Secure UPI Payments screenshot 4
Paytm: Secure UPI Payments screenshot 5
Paytm: Secure UPI Payments screenshot 6

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

What We Love

  • 🚀 Fast payments
  • 📱 Good all-in-one app
  • 💳 Convenient payments

Room to Improve

  • 🔒 Security issues
  • 🤖 Poor customer service
  • 🛑 Doesn't work internationally
BILL AP & AR Business Payments#3

BILL AP & AR Business Payments by Bill.com, Inc.

Pay bills and get paid online
Worth Considering
💼 Business
4.9😞(49K ratings)
Free
BILL AP & AR Business Payments screenshot 1
BILL AP & AR Business Payments screenshot 2
BILL AP & AR Business Payments screenshot 3
BILL AP & AR Business Payments screenshot 4

This app streamlines business payments and receivables, automating accounts payable and receivable processes. It offers flexible payment options and real-time tracking, saving time and improving cash flow.

What We Love

  • 🚀 Efficient bill payment
  • 👍 User-friendly interface
  • 🚀 Convenient for on-the-go approvals
  • 👍 Helpful for tracking payments

Room to Improve

  • 🐛 Login issues, especially for non-US users
  • 🕰️ Slow payment processing times
  • 🤖 Poor customer service and lack of phone support

More Bill Pay Software apps to explore

4
Bills Monitor - Bill Reminder
Bills Monitor - Bill Reminder
Bills Monitor - Bill Reminder
Simple Bills Manager & Tracker
Free

This app helps you manage and track all your bills to avoid late payments. It offers visual tracking, customizable reminders, and detailed logging for various bill types. Easily monitor your financial schedule and stay organized.

Calendar view of billsCustomizable bill remindersAdd bills with detailed information
💰 Finance
(566)
free with in-app purchases
5
Xpress Bill Pay
Xpress Bill Pay
Xpress Bill Pay
The trusted way to pay
Free

This app allows users to pay bills quickly and securely through partnerships with local city and billing organizations. It simplifies the payment process by letting you select your provider, look up your account, and set up auto-pay. Receive real-time alerts and pay using various methods.

Quick and secure bill paymentsPartnerships with local billing organizationsAuto-pay functionality
💰 Finance
(26K)
free
6
Papaya: Securely Pay Any Bill
Papaya: Securely Pay Any Bill
Papaya: Securely Pay Any Bill
Fast & Secure Bill Payments
Free

This app offers a streamlined and secure method for paying all your bills, eliminating the need for multiple logins or mailing checks. It utilizes advanced technology to process payments quickly and efficiently, supporting various payment methods for a wide range of bill types.

Pay any billFast paymentsSecure processing
💰 Finance
(118K)
free
7
Bills Organizer & Reminder
Bills Organizer & Reminder
Bills Organizer & Reminder
Bill Manager and Bill Monitor
Free

Manage all your bills in one place to avoid late fees and penalties. Track upcoming payments with customizable reminders and view your financial overview through charts and calendars. Securely access your data and easily mark bills as paid.

Bill tracking and managementCustomizable payment remindersRecurring and one-time bill setup
💰 Finance
(24K)
free with in-app purchases
8
Bill Organizer Budget Planner
Bill Organizer Budget Planner
Bill Organizer Budget Planner
Expense Tracker, Bill Reminder
Free

Effortlessly manage your finances with this app. Track expenses, set budgets, and get bill reminders to avoid late fees. It also offers family budgeting features and helps you achieve your savings goals.

Bill payment remindersDaily expense trackingBudget planning
💰 Finance
(982)
free with in-app purchases
9
Deferit: Pay bills in 4
Deferit: Pay bills in 4
Deferit: Pay bills in 4
Buy now pay later for bills
Free

Manage your bills and budget with flexibility. This app allows you to pay almost any service bill in four smaller installments with no interest. It also helps you save money by negotiating better deals with providers and builds your credit history by reporting on-time payments.

Pay bills in 4 installmentsNegotiate lower bill ratesBuild credit history
💰 Finance
(32K)
free with in-app purchases
10
doxo: All-in-One Bill Pay
doxo: All-in-One Bill Pay
doxo: All-in-One Bill Pay
Securely Track and Pay Bills
Free

Manage all your bills from one secure place. Pay over 120,000 billers with free delivery options and receive unlimited reminders to ensure you never miss a due date. Track payments and expenses in real-time.

Organize bills in one accountPay over 120,000 billersFree payment delivery
💰 Finance
(1.1K)
free with in-app purchases
11
Bills Manager
Bills Manager
Bills Manager
Never miss a bill again
Free

Easily track your bills and avoid late fees with this intuitive app. It offers a clean interface for managing payments, viewing upcoming due dates, and receiving customizable notifications. All your data is stored locally on your device for privacy.

Monthly bill listCalendar viewPast due and upcoming bills overview
💰 Finance
(8K)
free with in-app purchases
12
Bill Organizer
Bill Organizer
Bill Organizer
bills pay reminder & tracker
Free

Manage and forecast your monthly bills with reminders and payment scheduling. Track expenses by category, view graphical reports, and get notified of upcoming due dates. Share bills with members and protect your financial data with a passcode.

Bill reminders and payment schedulingExpense categorizationGraphical budget reports
💰 Finance
(4.9K)
subscription
13
BILL Spend & Expense (Divvy)
BILL Spend & Expense (Divvy)
BILL Spend & Expense (Divvy)
Corporate cards + expense mgt.
Free

This app offers a free, automated solution for managing business expenses. It combines corporate cards with software to track spending, provide real-time budget insights, and automate expense recording. It helps businesses stay within budget, manage approvals, and integrate with accounting software.

Automated expense trackingReal-time budget visibilityPhysical and virtual corporate cards
💰 Finance
(29K)
free with in-app purchases
14
PhonePe UPI, Payment, Recharge
PhonePe UPI, Payment, Recharge
PhonePe UPI, Payment, Recharge
FASTag, Credit Card, Gold SIP
Free

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

BHIM UPI money transfersMobile and DTH rechargesUtility bill payments
💰 Finance
(169K)
free with in-app purchases
15
My Bills++
My Bills++
My Bills++
Bill Reminder & Bill Monitor
Free

This app helps you manage all your bills, track due dates, and receive timely reminders to avoid late fees. It offers a dashboard, bill tracking with recurring options, customizable alerts, and visual calendar views. Gain insights into your spending with detailed reports and secure your data with PIN or Touch ID.

Bill tracking and remindersRecurring bill setupPayment dashboard
💰 Finance
(2.6K)
free with in-app purchases
16
Melio Business Payments
Melio Business Payments
Melio Business Payments
A simpler way to pay vendors
Free

This platform simplifies business payments and collections, offering flexibility in how you pay vendors and get paid by clients. Manage bills, send invoices, and track payments all from your mobile device.

Automate bill paymentsFlexible payment optionsGlobal vendor payments
💰 Finance
(1.4K)
free
17
PayLater - Split in 4 payments
PayLater - Split in 4 payments
PayLater - Split in 4 payments
The Only Way to Split Pay
Free

Split your purchases into four easy installments with this buy now, pay later service. Enjoy flexible payment options and secure transactions with no hidden fees. Shop at a wide network of top retailers.

Split payments into 4 installmentsFast and easy onboardingSecure PCI DSS-compliant transactions
💰 Finance
(271)
free
18
Pay with Sublime
Pay with Sublime
Pay with Sublime
Split up and save on bills
Free

This app helps you lower your bills by splitting payments and earning cash back. It automatically finds savings, negotiates on your behalf, and tracks your subscriptions. Take control of your finances and reduce expenses without direct customer service calls.

Split bills into smaller paymentsEarn 5% cash back on timely paymentsAutomatic bill negotiation
💰 Finance
(133)
free
19
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

Free bank account openingFree money transfersAutomated savings
💰 Finance
(132K)
freemium
20
Bills Organizer
Bills Organizer
Bills Organizer
remind money finance track.er
Free

Easily manage and track your bills to avoid late fees. Add all your financial obligations and receive timely reminders. Visualize your spending with analytic graphs and a clear dashboard.

Bill remindersBudget settingSpending analytics
💰 Finance
(600)
free with in-app purchases

FAQ about Bill Pay Software

What are the best bill pay software apps for iPhone?
Bills Monitor Pro tops our bill pay software apps ranking as of July 2026, with a 4.6-star average from 1.7K App Store ratings, and it's priced at $0.99.
Yes — 19 of the top bill pay software apps we rank are free to download, including Paytm: Secure UPI Payments and BILL AP & AR Business Payments.
Bills Monitor Pro has no ads and offers in-app purchases, according to its App Store listing as of July 2026.
Bills Monitor Pro is designed to help you manage all types of bills. It allows you to log your bills, track their status visually, and receive reminders before due dates or if bills become overdue. The app aims to make your financial schedule easier to manage and keep all your bills under control.
Key features include a calendar view of bills, visual identification of bill states, detailed bill entry with categories and due dates, payment reminders, the ability to mark partial or full payments, recurring bill management, customizable categories, and reporting functions with pie charts. It also offers search capabilities and passcode protection.