Best Borrowing Apps

True Finance: Cash Advance

Get, Earn, and Save Money

Free

Access instant cash advances, manage your budget with smart tools, and track your credit score. Earn extra income by playing games or taking surveys. Explore financial products from trusted partners.

FloatMe: Fast Cash Advance App

Instant Money Before Payday

Free

Access quick cash advances to cover bills and expenses between paychecks. This app offers money management tools, low balance alerts, and a marketplace for earning opportunities. Securely connect your bank account for seamless transactions.

Dave: Credit, Cash & Money App

Get Paid Early, No Hidden Fees

Free

Access up to $500 in minutes without a credit check or interest. Get paid up to two days early, avoid pesky fees, and save effortlessly with dedicated savings accounts. This app offers financial management tools to help you reach your goals.

Brigit: Cash Advance & Credit

Get $25-$500* in Minutes

Free

Access fast cash advances, build credit history without a card, and manage your finances with smart budgeting tools. Get personalized loan offers, earn extra money, and protect your identity. Offers free financial insights and paid plans for enhanced features.

Klover - Instant Cash Advance

Up to $750 Before Payday

Free

Access cash advances up to $750 before your next payday without credit checks, late fees, or interest. Earn points for surveys and ads to increase your advance amount. Utilize budgeting tools and track your credit score.

Tilt: Cash Advance & Credit

Cash Advance, Credit Cards

Free

Access cash and credit through advances, lines of credit, and credit cards. The app evaluates real-time income and spending to determine eligibility, offering options without traditional credit checks. It also provides credit score monitoring and automated savings features.

EarnIn: Beyond Cash Advance

Get Paid Fast, Early Payday

Free

Access funds you've already earned before payday with this app. It offers same-day pay, overdraft protection, credit monitoring, and savings tools. Get up to $150 daily with optional expedited transfers for a small fee.

Money App - Cash Advance

by PRG Ventures, Inc.

Free

Access your earned wages early to cover immediate expenses like groceries, gas, and bills. This service allows you to get cash before your payday without interest, credit checks, or hidden fees. Repayment is automatic via payroll deduction or linked bank account.

Cleo AI: Cash Advance & Budget

Credit Builder & Savings Goals

Free

This AI-powered financial assistant helps you manage your money through conversational chat. It offers budgeting tools, savings accounts with high APY, credit building features, and cash advances without interest or credit checks.

Vola: Cash Advance & Credit

Instant Cash Before Payday

Free

Access instant cash advances up to $500 with no interest or credit checks. Build your credit score by reporting rent payments and track your financial health with budgeting tools. Take control of your finances with this all-in-one financial management app.

Shelf: Borrow & Lend

by Ranita Rajkumar

Free

This app connects neighbors to create a local marketplace for borrowing and lending items. Users can list their unused belongings to earn money or find items they need for a fraction of the purchase price. It ensures secure transactions and communication between users.