Best Build Credit Business Apps

Kikoff: Build Credit Quickly

Grow & Monitor Your Credit

Free

Build credit quickly and effectively with this app. It reports your on-time payments to major credit bureaus, helping to improve your credit score. Offers plans starting at $5 per month with no credit checks or interest.

Perpay - Shop and Build Credit

Shop, pay later, build credit

Free

Access up to $1,000 to shop for various goods and pay over time with no interest or fees. Build your credit history by reporting your payment activity to credit bureaus. Apply for a credit card with rewards and no annual fee.

Intuit Credit Karma

Save, Spend & Grow Your Credit

Free

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

Build: Credit Building

by PRG Ventures, Inc.

Free

This app helps you build your credit history by reporting your payment activity to major credit bureaus. You can manage your account and monitor savings progress with no hard credit pull required. Start improving your financial health with flexible payment options.

Credit Key

Buy Now/Pay Later for Business

Free

This app provides businesses with flexible payment options and instant credit decisions for purchases. Access a vendor marketplace and use a virtual card anywhere Mastercard is accepted to manage cash flow effectively.

Ohere Credit

Build credit with your card

Free

Access fairer credit, build a credit score, and manage repayments with greater control. Apply for credit, get approved for a card with a starting limit, and spend now to repay later. Extend due dates for a fee and track your credit score to grow your limit.

Arcane: Build Credit. Quick.

Grow & Track Your Credit Score

Free

Build your credit score by reporting rent and bill payments. Securely link your bank account to automatically detect eligible expenses. Accelerate progress with past payment history reporting for a one-time fee.

myD&B Mobile

Your D&B Business Companion

Free

Access essential business tools to empower your company. Apply for or look up your D-U-N-S Number, monitor credit scores and ratings with timely alerts, and discover tailored business credit products. Securely link your bank account for potential score impact.

Grow Credit

Pay Phone Bills & Build Credit

Free

Build credit history for free by using your existing subscriptions. This app helps you establish a credit score on all three major bureaus without requiring prior credit history. It offers various plans to suit your credit-building needs.

Seen Mobile - Build Credit

Spend, Track & Build Credit

Free

Manage your credit card account, track spending, and build your credit history. This app helps you establish or repair credit by reporting your payment activity to major credit bureaus. Take control of your finances with features like digital card access, autopay, and card locking.

Possible: Fast Cash & Credit

Borrow money, loans, advances

Free

Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

Bright: Loans & Credit Builder

AI Loan Asst > Credit & Loans

Free

Access cash advances up to $750 with no credit check and no interest. Explore loan offers up to $10,000 with no score impact. Rebuild your credit history through on-time payments and rent reporting, and receive AI-driven budgeting and debt-payoff plans.

Bolster: Get Your Credit Right

Build credit, Dispute errors

Free

This app helps you build credit history, dispute errors on your credit report, and gain insights into your spending. It offers multiple credit-building tools with no credit checks and a streamlined process for disputing inaccuracies, aiming to improve your financial future.

Business Credit

News for business credit pros

Free

Access NACM publications for business credit and financial professionals. Stay informed on industry news and updates. Membership is required to use the app.

Fundbox - Small Business Loans

Fast, revolving line of credit

Free

Access a revolving line of credit for your business with a streamlined mobile experience. Track payments, view debit details, and enjoy faster navigation. Get quick access to funds to support your business needs.