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Best Build Credit Business Apps

207+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated May 2026

With an average user rating of 4.8★, the build credit business category is one of the App Store's strongest. Browse all 207+ apps we track, sorted so the most loved ones surface first.

Top Picks for Build Credit Business

Nav Business Credit Builder#1

Nav Business Credit Builder by Nav Technologies, Inc

Business credit and funding
Editor's Choice
💰 Finance
4.9😊(22K ratings)
FreeAds
Nav Business Credit Builder screenshot 1
Nav Business Credit Builder screenshot 2
Nav Business Credit Builder screenshot 3
Nav Business Credit Builder screenshot 4
Nav Business Credit Builder screenshot 5
Nav Business Credit Builder screenshot 6

Track and manage your business's financial health with our all-in-one solution app, helping you monitor credit, cash flow, and funding options seamlessly. Join over 2 million businesses who trust our platform for financial well-being. Improve your financial health today!

What We Love

  • 🚀 Perfect for business owners
  • 👍 Comprehensive business and personal credit monitoring
  • 🚀 Helps build business credit
  • 🚀 Provides credit insights and recommendations

Room to Improve

  • 🐛 Occasional app glitches and bugs
  • 🐛 Disconnection issues with business banking
  • 🐛 Difficulty logging in or accessing certain features
Perpay - Shop and Build Credit#2

Perpay - Shop and Build Credit by Perpay, Inc.

Shop, pay later, build credit
Strong Contender
💰 Finance
4.9😐(11K ratings)
FreeAds
Perpay - Shop and Build Credit screenshot 1
Perpay - Shop and Build Credit screenshot 2
Perpay - Shop and Build Credit screenshot 3
Perpay - Shop and Build Credit screenshot 4
Perpay - Shop and Build Credit screenshot 5
Perpay - Shop and Build Credit screenshot 6

Shop, pay later, and build credit with an all-in-one shopping app. Buy your favorite brands and pay over time to improve your credit score. Start shopping smart today!

What We Love

  • 💳 Easy payment setup
  • 🚀 Fast delivery
  • 🔍 Wide product selection
  • 💳 Builds credit

Room to Improve

  • 💰 Overpriced items
  • 🕰️ Slow shipping and approval process
  • 🤖 Poor app performance and glitches
Credit Sesame: Grow Your Score#3

Credit Sesame: Grow Your Score by Credit Sesame, Inc.

Manage, Track & Build Credit
Worth Considering
💰 Finance
4.8😐(437K ratings)
FreeIn-App Purchases
#48in Finance
Credit Sesame: Grow Your Score screenshot 1
Credit Sesame: Grow Your Score screenshot 2
Credit Sesame: Grow Your Score screenshot 3
Credit Sesame: Grow Your Score screenshot 4
Credit Sesame: Grow Your Score screenshot 5
Credit Sesame: Grow Your Score screenshot 6

Manage and improve your credit score with an all-in-one app. Get personalized tips to build positive credit history, find the best credit card and loan offers, and secure your financial goals. Download now to elevate your credit and fiscal wellness today!

What We Love

  • 💳 Helpful for managing credit and financial health
  • 📊 Provides detailed credit report updates
  • 💡 Offers personalized tips for improving credit score
  • 🔒 Provides identity theft protection and monitoring

Room to Improve

  • 💤 Slow credit score updates
  • 📧 Frequent and excessive email notifications
  • 🤑 Pushes credit card applications aggressively

More Build Credit Business apps to explore

4
Build Credit & Fix It: Dovly
Build Credit & Fix It: Dovly
Build Credit & Fix It: Dovly
Build credit & boost score
Free

An AI-powered credit app that helps you repair, build, monitor, and protect your credit score for free. It offers credit monitoring, alerts, scores, and personalized tips, with over 3,000,000 total points increased. Join now to achieve major life milestones with better credit.

💰 Finance
(65K)
5
Meritrust Business
Meritrust Business
Meritrust Business
Meritrust Credit Union
Free

Manage your business accounts easily with Meritrust's Business Online Banking app. Access tools for transactions like checking balances, transferring funds, and depositing checks. Enjoy features such as self-service user access and ACH approvals.

💰 Finance
(8.2K)
6
Grow Credit
Grow Credit
Grow Credit
Pay Phone Bills & Build Credit
Free

Help build your credit for free with an innovative application that uses your subscriptions to boost your credit score quickly across all major credit bureaus. By simply applying for a Grow MasterCard, linking your bank account, and adding subscriptions like Netflix and Spotify, you can start improving your creditworthiness without impacting your score. Start your journey to better financial opportunities today!

💰 Finance
(10K)
7
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
AI Loan Asst > Credit & Loans
Free

Manage multiple debts easily with the Bright App's AI-powered features. Consolidate debts, build credit, create personalized money management plans, and access expert finance guidance, all for less than $10 a month. Join over 1 million satisfied customers and experience the benefits today!

💰 Finance
(248K)
8
Seen Mobile - Build Credit
Seen Mobile - Build Credit
Seen Mobile - Build Credit
Spend, Track & Build Credit
Free

Build credit with ease using Seen Mobile. Track your spending, boost your credit score, and take control of your financial health. Start your journey to better credit today!

💰 Finance
(21K)
9
Self – Credit Builder & Cash
Self – Credit Builder & Cash
Self – Credit Builder & Cash
Build credit or get cash now.
Free

Track and manage your credit scores effortlessly with real-time updates and personalized insights. Take control of your financial health and make informed decisions today.

💰 Finance
(313K)
10
Kikoff – Build Credit Quickly
Kikoff – Build Credit Quickly
Kikoff – Build Credit Quickly
Grow & Track Your Credit
Free

Build credit quickly with Kikoff: improve your credit score by 58 points on average. Choose from Basic or Premium plans, get a credit line reported to major bureaus, and watch your credit grow hassle-free. Sign up and start building credit effortlessly today.

💰 Finance
(251K)
11
Fundbox - Small Business Loans
Fundbox - Small Business Loans
Fundbox - Small Business Loans
Fast, revolving line of credit
Free

A fast, revolving line of credit app for small businesses with a new design and features for better user experience. Access detailed payment information and upcoming debits conveniently. Update now for easy and fast access to funds on-the-go.

💰 Finance
(2.4K)
12
Arro: Build & Grow Credit
Arro: Build & Grow Credit
Arro: Build & Grow Credit
Cash Back Credit Builder Card
Free

Access credit and build your financial future with Arro. Apply for a credit card in under 5 minutes, regardless of your credit score. Use the virtual card instantly while waiting for the physical one to arrive, and start managing your finances efficiently.

💰 Finance
(1.7K)
13
Credit.com
Credit.com
Credit.com
Credit Score and Grades
Free

Get instant access to your credit score, grades, and detailed reports using this application. Monitor your financial health and make informed decisions. Take control of your credit today!

💰 Finance
(7.2K)
14
WalletHub: Credit & Budgeting
WalletHub: Credit & Budgeting
WalletHub: Credit & Budgeting
Improve Credit, Budget & Save
Free

An app that helps users monitor, improve, and understand their credit scores and reports to make informed financial decisions. Take control of your financial health today.

💰 Finance
(9.9K)
15
Petal Card
Petal Card
Petal Card
The Future of Credit
Free

This application offers two credit cards - PETAL 1 for improving credit scores with no annual fee and PETAL 2, an advanced card with cash back benefits and no fees. Both cards provide cash back offers, budget management tools, and report to credit bureaus without requiring previous credit history.

💰 Finance
(11K)
16
LendingTree Spring
LendingTree Spring
LendingTree Spring
Loans, credit score and more
Free

Spring into a world of smart money habits with free credit score updates, personalized saving insights, easy loan and credit card shopping, and more with this application. Unlock your credit score potential, get personalized recommendations, shop for loans and credit cards, and stay protected with instant credit monitoring alerts.

💰 Finance
(38K)
17
myEquifax
myEquifax
myEquifax
Start your credit journey
Free

Get your free credit report and credit score updates at no cost with a free account, no credit card required. Sign up now to track your credit journey and set a score goal with monthly updates.

💰 Finance
(30K)
18
Boom - Build credit with rent.
Boom - Build credit with rent.
Boom - Build credit with rent.
Build & track your credit.
Free

An app that helps users build credit by reporting their rent payments, offering personalized credit-building tips, and providing tools to track credit scores. Take control of your financial future today.

💰 Finance
(1.2K)
19
Kovo - Fast Credit Builder
Kovo - Fast Credit Builder
Kovo - Fast Credit Builder
Grow Your Score & Earn Rewards
Free

Unlock better credit scores across four bureaus with Kovo Credit Builder Rewards. Transform your credit health effortlessly with our user-friendly app. Start boosting your credit today!

💰 Finance
(9.4K)
20
Lexington Law - Credit Repair
Lexington Law - Credit Repair
Lexington Law - Credit Repair
Credit Repair, Score & Reports
Free

"Revitalize your credit score with our comprehensive credit repair services. Our application helps you repair your credit and improve your score through personalized guidance and expert advice. Take control of your financial future today!"

💰 Finance
(109K)

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