Best Build Credit Business Apps

240+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated September 2026

With an average user rating of 4.6★, the build credit business category is one of the App Store's strongest. Browse all 240+ apps we track, sorted so the most loved ones surface first.

Compare top Build Credit Business Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Self - Credit Builder & CardsSelf - Credit Builder & CardsFree4.9★ (329K)NoNoSep 2026
2Nav Business Funding RoadmapNav Business Funding RoadmapFree4.9★ (22K)YesNoSep 2026
3Perpay - Shop and Build CreditPerpay - Shop and Build CreditFree4.9★ (16K)NoNoSep 2026
4Ava: Build Credit FastAva: Build Credit FastFree4.9★ (50K)NoNoSep 2026
5Intuit Credit KarmaIntuit Credit KarmaFree4.8★ (7.7M)NoNoSep 2026
6Kikoff – Build Credit QuicklyKikoff – Build Credit QuicklyFree4.9★ (268K)NoNoSep 2026
7Build: Credit BuildingBuild: Credit BuildingFree3.2★ (15)NoNoSep 2026
8GetBiz.CreditGetBiz.CreditFreeNoYesMay 2026

Top Picks for Build Credit Business

Self - Credit Builder & Cards#1

Self - Credit Builder & Cards by Self Lender, Inc.

Build credit for a credit card
Editor's Choice
💰 Finance
4.9😊(329K ratings)
Free
Self - Credit Builder & Cards screenshot 1
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Build your credit history and savings simultaneously with tools designed to improve your financial wellness. Access quick cash advances for unexpected expenses without a credit check. Report rent and utility payments to boost your score.

What We Love

  • 🚀 Helped build credit quickly
  • 👍 Easy to use and understand
  • 💰 Saves money while building credit
  • 🆙 Boosted credit scores significantly
  • 🤝 Responsive and helpful customer service

Room to Improve

  • 🐛 Inconsistent autopay issues
  • ⚠️ Unexpected account closures
  • 💸 Fees and interest charges
  • 🕰️ Slow payout process after loan completion
  • 🤔 Misleading or unclear policies
Nav Business Funding Roadmap#2

Nav Business Funding Roadmap by Nav Technologies, Inc

Business credit and funding
Strong Contender
💰 Finance
4.9😊(22K ratings)
FreeAds
Nav Business Funding Roadmap screenshot 1
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This platform consolidates your business and personal credit profiles from major bureaus into a single dashboard. It helps you track credit data, monitor cash flow, and explore financing options. Users can also access tools for credit building and bookkeeping.

What We Love

  • 🚀 Perfect for business owners
  • 👍 Comprehensive business and personal credit monitoring
  • 🚀 Helps build business credit
  • 🚀 Provides credit insights and recommendations
  • 👍 User-friendly and informative app
  • 🚀 Assists with obtaining business financing
  • 👍 Excellent customer service

Room to Improve

  • 🐛 Occasional app glitches and bugs
  • 🐛 Disconnection issues with business banking
  • 🐛 Difficulty logging in or accessing certain features
  • 🐛 Inaccurate or missing information in the app
Perpay - Shop and Build Credit#3

Perpay - Shop and Build Credit by Perpay, Inc.

Shop, pay later, build credit
Worth Considering
💰 Finance
4.9😐(16K ratings)
Free
#96in Finance
Perpay - Shop and Build Credit screenshot 1
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Access up to $1,000 to shop for various goods and pay over time with no interest or fees. Build your credit history by reporting your payment activity to credit bureaus. Apply for a credit card with rewards and no annual fee.

What We Love

  • 💳 Easy payment setup
  • 🚀 Fast delivery
  • 🔍 Wide product selection
  • 💳 Builds credit
  • 💳 Convenient automatic payments
  • 🤝 Good customer service

Room to Improve

  • 💰 Overpriced items
  • 🕰️ Slow shipping and approval process
  • 🤖 Poor app performance and glitches
  • 📞 Lack of phone support
  • 🔁 Difficulty with returns and refunds

More Build Credit Business apps to explore

FAQ about Build Credit Business

What are the best build credit business apps for iPhone?
Self - Credit Builder & Cards tops our build credit business apps ranking as of September 2026, with a 4.9-star average from 329K App Store ratings, and it's free to download.
Yes — 20 of the top build credit business apps we rank are free to download, including Self - Credit Builder & Cards and Nav Business Funding Roadmap.
Self - Credit Builder & Cards has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 240+ build credit business apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
The Self app helps users build credit and savings simultaneously through various tools. It offers features like credit builder accounts, a secured credit card with no credit check, and the ability to report rent and utility payments to credit bureaus. It also provides quick cash advances for unexpected expenses.
You can build credit by opening a credit builder account, which requires regular payments that are reported to the three major credit bureaus. Additionally, the app offers a secured Visa credit card with no credit check, and you can report rent and utility payments to establish positive payment history, a key factor in credit scores.