Best Check Deposit Online Apps

236+ iOS apps curated and reviewed

4.1 avg rating
20 free apps
Updated August 2026

Check Deposit is the household name in check deposit online, but it's far from the only option. We track 236+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Check Deposit Online Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Check DepositCheck DepositFreeNoNoMay 2026
2Ingo Money - Cash ChecksIngo Money - Cash ChecksFree4.2★ (9.2K)NoNoAug 2026
3Citizens Bank Mobile BankingCitizens Bank Mobile BankingFree4.8★ (737K)NoNoAug 2026
4Varo Bank: Online BankingVaro Bank: Online BankingFree4.9★ (233K)NoNoAug 2026
5Navy Federal Credit UnionNavy Federal Credit UnionFree4.9★ (815K)NoNoAug 2026
6Anytime DepositAnytime DepositFree2.5★ (2)NoNoJul 2026
7GO2bank: Mobile bankingGO2bank: Mobile bankingFree4.8★ (63K)NoNoAug 2026
8nbkc deposit checksnbkc deposit checksFree1.0★ (1)NoNoMay 2026

Top Picks for Check Deposit Online

Ingo Money - Cash Checks#2

Ingo Money - Cash Checks by Ingo Money, Inc.

Strong Contender
💰 Finance
4.2😞(9.2K ratings)
Free
Ingo Money - Cash Checks screenshot 1
Ingo Money - Cash Checks screenshot 2
Ingo Money - Cash Checks screenshot 3
Ingo Money - Cash Checks screenshot 4
Ingo Money - Cash Checks screenshot 5

Cash almost any type of check quickly and easily from your phone. Get funds in minutes directly to your bank account, prepaid card, or PayPal. Avoid long lines and deposit holds with a simple photo submission process.

What We Love

  • 🚀 Fast and convenient
  • 💡 Works with various payment methods
  • 👍 Helpful customer service
  • 🚀 Instant check cashing

Room to Improve

  • 🐛 Inconsistent check approval
  • 🔒 Security and identity verification issues
  • 💰 High fees for instant cashing
Citizens Bank Mobile Banking#3

Citizens Bank Mobile Banking by Citizens Bank, N.A.

Worth Considering
💰 Finance
4.8😞(737K ratings)
Free
Citizens Bank Mobile Banking screenshot 1
Citizens Bank Mobile Banking screenshot 2
Citizens Bank Mobile Banking screenshot 3
Citizens Bank Mobile Banking screenshot 4
Citizens Bank Mobile Banking screenshot 5
Citizens Bank Mobile Banking screenshot 6

Manage your finances conveniently from your mobile device. View account balances, deposit checks with photos, transfer funds securely, and pay bills all in one place. Your accounts are protected with a banking guarantee.

What We Love

  • 💻 Mostly good banking app
  • 👍 Love the App

Room to Improve

  • 🐛 Crashes and bugs non stop
  • 🔍 App is clunky, needs lots of work
  • 🔒 Puzzle to Access

More Check Deposit Online apps to explore

4
Varo Bank: Online Banking
Varo Bank: Online Banking
Varo Bank: Online Banking
Early Payday & Cash Advances
Free

This digital bank offers early payday access and cash advances up to $500. It provides high APY on savings, auto-saving tools, and a free secured credit card. Send money easily to anyone with just a phone number or email.

Early payday accessNo monthly or overdraft feesCash advances up to $500
💰 Finance
(233K)
free
5
Navy Federal Credit Union
Navy Federal Credit Union
Navy Federal Credit Union
Our Members are the Mission
Free

Manage your finances on the go with this banking app. Easily check accounts, make payments, transfer funds, and deposit checks. Securely sign in and find nearby branches or ATMs. Apply for new accounts and loans, or manage your cards.

Account managementBill paymentsFund transfers
💰 Finance
(815K)
free
6
Anytime Deposit
Anytime Deposit
Anytime Deposit
by First Bancorp
Free

Deposit checks remotely using your mobile device. Securely send funds without needing to visit a physical bank branch. Requires a wireless signal to function.

Remote check depositSecure transactionsWireless signal required
💰 Finance
(2)
free
7
GO2bank: Mobile banking
GO2bank: Mobile banking
GO2bank: Mobile banking
Mobile bank that works for you
Free

This mobile banking app simplifies money management with features like early direct deposit, high-yield savings, and overdraft protection. It offers transparent banking with no hidden fees and tools to build credit. Secure and convenient access to funds nationwide.

Early direct depositHigh-yield savings accountOverdraft protection
💰 Finance
(63K)
free
8
nbkc deposit checks
nbkc deposit checks
nbkc deposit checks
by NBKC Bank
Free

Deposit checks remotely using your mobile device's camera. This app requires an existing account with NBKC Bank servers to function. Contact the bank for more details.

Remote check depositCamera-enabled depositsRequires NBKC Bank account
💼 Business
(1)
free
9
Citi Mobile®
Citi Mobile®
Citi Mobile®
A Banking App Designed for You
Free

Manage your banking and finances with a comprehensive mobile app. Open accounts, deposit checks, pay bills, and track spending. Securely access your accounts and manage your cards with features like card locking and PIN resets.

Open new accountsMobile check depositPay bills and schedule payments
💰 Finance
(4M)
free with in-app purchases
10
GCB Remote Deposit
GCB Remote Deposit
GCB Remote Deposit
by Greater Community Bank
Free
💼 Business
(0)
11
Venmo
Venmo
Venmo
Send Money, Debit card
Free

A fast, safe, and social way to send and receive money with friends and family. Easily split bills, buy crypto, and manage your finances with integrated debit and credit cards.

Send and receive moneySplit payments among friendsBuy, hold, and sell cryptocurrency
💰 Finance
(15M)
free with in-app purchases
12
Railroad ECU Check Deposit RDC
Railroad ECU Check Deposit RDC
Railroad ECU Check Deposit RDC
Remote Deposit Capture
Free

Deposit checks remotely into your savings or checking account anytime, anywhere. This service is available 24/7 and comes with no additional service charges.

Remote check depositDeposit to savings or checkingAvailable 24/7
💰 Finance
(2)
free
13
Text-a-Check
Text-a-Check
Text-a-Check
Boston Commerce, Inc.
Free

This app allows users to make payments to merchants via check using their mobile device. Simply photograph your check and send it to the merchant for instant deposit. For verified payments, it integrates with Plaid to confirm your bank account balance.

Photograph and send checksInstant deposit to merchantsVerified payment requests
🎬 Entertainment
(2)
free
14
FNB Remote deposit
FNB Remote deposit
FNB Remote deposit
by First National Bank and Trust Company of McAlester
Free
💼 Business
(0)
15
CFS Deposit
CFS Deposit
CFS Deposit
by C.F.S., INC.
Free
💰 Finance
(0)
16
DeposZip Mobile
DeposZip Mobile
DeposZip Mobile
by Vertifi Software
Free

Deposit checks directly into your bank account using your iPhone. This app allows you to make quick, safe, and secure deposits from any location, eliminating the need to visit a physical branch. Your financial institution must be a participant in the program to use this service.

Deposit checks remotelyQuick depositsSafe and secure transactions
💰 Finance
(0)
free
17
Chime® – Mobile Banking
Chime® – Mobile Banking
Chime® – Mobile Banking
The #1 Choice for Banking
Free

Manage your finances with tools for early payday access, fee-free overdraft protection, and credit building. This app offers a checking account with fee-free cash deposits and ATMs, plus automatic savings features and 24/7 support.

Early payday accessFee-free overdraft protectionCredit building tools
💰 Finance
(1.6M)
free with in-app purchases
18
ALCO Deposit
ALCO Deposit
ALCO Deposit
by VSoft Corporation
Free
💰 Finance
(0)
19
Instant Cash Advance - Zora
Instant Cash Advance - Zora
Instant Cash Advance - Zora
Borrow Money | No Credit Check
Free
🌟 Lifestyle
(0)
20
On-Site Electronic Deposit
On-Site Electronic Deposit
On-Site Electronic Deposit
by U.S. Bancorp
Free

Deposit checks remotely using your mobile device in a few simple steps. This app allows U.S. Bank business clients to avoid trips to the bank for check deposits. It offers a secure and convenient way to manage business finances on the go.

Remote check depositEasy-to-use interfaceSecure transmissions
💰 Finance
(69)
free

FAQ about Check Deposit Online

Are there free check deposit online apps for iPhone?
Yes — 20 of the top check deposit online apps we rank are free to download, including Check Deposit and Ingo Money - Cash Checks.
Check Deposit has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 236+ check deposit online apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.