Transform your iPhone into a contactless payment terminal without any extra hardware. Accept debit, credit, and digital wallet payments instantly. Manage sales and send digital receipts on the go.






211+ iOS apps curated and reviewed
Every iPhone needs a few good cpos pay apps. We benchmark 211+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.
| # | App | Price | Rating | Ads | In-App Purchases | Updated |
|---|---|---|---|---|---|---|
| 1 | Free | 4.2★ (67) | No | No | Jul 2026 | |
| 2 | Free | 4.8★ (3.1K) | No | No | Jul 2026 | |
| 3 | Free | 4.7★ (70) | No | No | Jul 2026 | |
| 4 | Free | 4.8★ (8.9K) | Yes | No | Jul 2026 | |
| 5 | Free | 4.8★ (602K) | Yes | No | Jul 2026 | |
| 6 | Free | 4.8★ (6.3M) | Yes | No | Jul 2026 | |
| 7 | Free | 4.9★ (292K) | Yes | No | Jul 2026 | |
| 8 | Free | 4.8★ (30K) | Yes | No | Jul 2026 |






Transform your iPhone into a contactless payment terminal without any extra hardware. Accept debit, credit, and digital wallet payments instantly. Manage sales and send digital receipts on the go.






Accept credit card payments directly on your iPhone without additional hardware. This app supports major card types and offers secure, bank-grade encryption for seamless in-person transactions. Streamline your business operations with a modern payment solution.






Accept credit card and mobile payments directly on your smartphone without additional hardware. Process transactions globally, collect tips and taxes, and manage payouts securely. Turn your device into a contactless payment terminal for your business.


Accept various payment methods including card readers and contactless payments directly on your iPhone. Manage products, subscriptions, customers, and send branded receipts. Ideal for businesses needing to process in-person transactions efficiently.


This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.


Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.


This app allows you to buy now and pay later with interest-free installments over six weeks. Easily split purchases into four payments, manage your budget, and discover exclusive deals from thousands of retailers. Enjoy a seamless shopping experience with flexible rescheduling options and instant approval.


Manage your bills and budget with flexibility. This app allows you to pay almost any service bill in four smaller installments with no interest. It also helps you save money by negotiating better deals with providers and builds your credit history by reporting on-time payments.


Shop your favorite online stores and split purchases into four interest-free payments. Manage all your orders and payment schedules in one convenient app, with optional upgrades for exclusive benefits.


Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.


This app streamlines business payments and receivables, automating accounts payable and receivable processes. It offers flexible payment options and real-time tracking, saving time and improving cash flow.


Turn your phone time into cash by playing games, taking surveys, scanning receipts, and watching ads. Earn rewards on purchases and withdraw earnings directly to your bank account. Offers personalized opportunities and daily bonuses for consistent earning.


Access your earned wages early to cover immediate expenses like groceries, gas, and bills. This service allows you to get cash before your payday without interest, credit checks, or hidden fees. Repayment is automatic via payroll deduction or linked bank account.


Earn cash by sharing your opinions, checking in with brands, and voting on daily polls. Get paid quickly via PayPal or gift cards. It's a simple way to make money on your phone.


Earn points by completing surveys and daily activities on your phone. Redeem your accumulated points for popular rewards such as gift cards or PayPal credit. Turn your spare time into real earnings with this user-friendly and secure platform.


Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.


Accept contactless payments directly on your iPhone without extra hardware. This app lets you turn your phone into a payment terminal, process mobile wallet payments, and issue convenient payment links for online orders and invoices.


This app simplifies payroll, time tracking, and employee management for small businesses. It offers features for both employers to run payroll and manage their team, and for employees to access paychecks, track time, and manage benefits on the go.


This app unifies your online and in-person sales, helping you manage inventory, track performance, and build customer relationships. It offers seamless checkout, flexible fulfillment options like local pickup and delivery, and tools to streamline store operations.


Access your earned wages instantly, eliminating the wait for payday. This app provides early access to your income when you need it most.