Best Cpos Pay Apps

211+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated May 2026

Every iPhone needs a few good cpos pay apps. We benchmark 211+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Cpos Pay Apps (May 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1CPOS PayCPOS PayFree4.2★ (67)NoNoJul 2026
2Tap to Pay + Contactless + POSTap to Pay + Contactless + POSFree4.8★ (3.1K)NoNoJul 2026
3PayPOS - Tap and Get PaidPayPOS - Tap and Get PaidFree4.7★ (70)NoNoJul 2026
4Payment for StripePayment for StripeFree4.8★ (8.9K)YesNoJul 2026
5Square Point of Sale (POS)Square Point of Sale (POS)Free4.8★ (602K)YesNoJul 2026
6PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8★ (6.3M)YesNoJul 2026
7Sezzle: Buy Now, Pay LaterSezzle: Buy Now, Pay LaterFree4.9★ (292K)YesNoJul 2026
8Deferit: Pay bills in 4Deferit: Pay bills in 4Free4.8★ (30K)YesNoJul 2026

Top Picks for Cpos Pay

CPOS Pay#1

CPOS Pay by CPOS INC

Accept Payments Anywhere
Editor's Choice
💼 Business
4.2(67 ratings)
Free
CPOS Pay screenshot 1
CPOS Pay screenshot 2
CPOS Pay screenshot 3
CPOS Pay screenshot 4
CPOS Pay screenshot 5
CPOS Pay screenshot 6

Transform your iPhone into a contactless payment terminal without any extra hardware. Accept debit, credit, and digital wallet payments instantly. Manage sales and send digital receipts on the go.

Tap to Pay + Contactless + POS#2

Tap to Pay + Contactless + POS by ACCEPT PAYMENT COMPANY

Credit Card Reader + Processor
Strong Contender
💼 Business
4.8😞(3.1K ratings)
Free
Tap to Pay + Contactless + POS screenshot 1
Tap to Pay + Contactless + POS screenshot 2
Tap to Pay + Contactless + POS screenshot 3
Tap to Pay + Contactless + POS screenshot 4
Tap to Pay + Contactless + POS screenshot 5
Tap to Pay + Contactless + POS screenshot 6

Accept credit card payments directly on your iPhone without additional hardware. This app supports major card types and offers secure, bank-grade encryption for seamless in-person transactions. Streamline your business operations with a modern payment solution.

What We Love

  • 👍 Convenient and easy to use
  • 🚀 Facilitates transactions efficiently
  • 💡 Versatile for various business needs

Room to Improve

  • 🐛 Payments not received or delayed
  • 🔒 Difficult to close accounts
  • 💰 Unexpected charges and fees
PayPOS - Tap and Get Paid#3

PayPOS - Tap and Get Paid by PAYPOS PTY LTD

Mobile Point of Sale Worldwide
Worth Considering
💼 Business
4.7(70 ratings)
Free
PayPOS - Tap and Get Paid screenshot 1
PayPOS - Tap and Get Paid screenshot 2
PayPOS - Tap and Get Paid screenshot 3
PayPOS - Tap and Get Paid screenshot 4
PayPOS - Tap and Get Paid screenshot 5
PayPOS - Tap and Get Paid screenshot 6

Accept credit card and mobile payments directly on your smartphone without additional hardware. Process transactions globally, collect tips and taxes, and manage payouts securely. Turn your device into a contactless payment terminal for your business.

More Cpos Pay apps to explore

4
Payment for Stripe
Payment for Stripe
Payment for Stripe
Card Reader, Tap to Pay & POS
Free

Accept various payment methods including card readers and contactless payments directly on your iPhone. Manage products, subscriptions, customers, and send branded receipts. Ideal for businesses needing to process in-person transactions efficiently.

Card reader supportTap to Pay on iPhoneProduct and subscription sales
💼 Business
(8.9K)
free with in-app purchases
5
Square Point of Sale (POS)
Square Point of Sale (POS)
Square Point of Sale (POS)
Payments & Business Dashboard
Free

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

Accept all major payment typesIndustry-specific business modesInventory management
💼 Business
(602K)
free with in-app purchases
6
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Savings, cash back, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
💰 Finance
(6.3M)
free with in-app purchases
7
Sezzle: Buy Now, Pay Later
Sezzle: Buy Now, Pay Later
Sezzle: Buy Now, Pay Later
Shop & Pay in 4¹
Free

This app allows you to buy now and pay later with interest-free installments over six weeks. Easily split purchases into four payments, manage your budget, and discover exclusive deals from thousands of retailers. Enjoy a seamless shopping experience with flexible rescheduling options and instant approval.

Buy now, pay laterPay in 4 interest-free installmentsNo interest or hidden fees
🛍️ Shopping
(292K)
free with in-app purchases
8
Deferit: Pay bills in 4
Deferit: Pay bills in 4
Deferit: Pay bills in 4
Save & build credit history
Free

Manage your bills and budget with flexibility. This app allows you to pay almost any service bill in four smaller installments with no interest. It also helps you save money by negotiating better deals with providers and builds your credit history by reporting on-time payments.

Pay bills in 4 installmentsNegotiate lower bill ratesBuild credit history
💰 Finance
(30K)
free with in-app purchases
9
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Flexible Shopping & Payments
Free

Shop your favorite online stores and split purchases into four interest-free payments. Manage all your orders and payment schedules in one convenient app, with optional upgrades for exclusive benefits.

Split purchases into 4 paymentsPay every two weeksManage orders in one app
🛍️ Shopping
(109K)
freemium
10
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
🛍️ Shopping
(752K)
free with in-app purchases
11
BILL AP & AR Business Payments
BILL AP & AR Business Payments
BILL AP & AR Business Payments
Pay bills and get paid online
Free

This app streamlines business payments and receivables, automating accounts payable and receivable processes. It offers flexible payment options and real-time tracking, saving time and improving cash flow.

Automate AP and ARMultiple payment options (ACH, wires, virtual card, credit card, check)Real-time payment tracking and notifications
💼 Business
(49K)
free
12
Benjamin - Earn Money Moments
Benjamin - Earn Money Moments
Benjamin - Earn Money Moments
Cashback, Surveys & Games
Free

Turn your phone time into cash by playing games, taking surveys, scanning receipts, and watching ads. Earn rewards on purchases and withdraw earnings directly to your bank account. Offers personalized opportunities and daily bonuses for consistent earning.

Play games for cash rewardsComplete paid surveysScan receipts for cashback
🛍️ Shopping
(74K)
free with in-app purchases
13
Money App - Cash Advance
Money App - Cash Advance
Money App - Cash Advance
by PRG Ventures, Inc.
Free

Access your earned wages early to cover immediate expenses like groceries, gas, and bills. This service allows you to get cash before your payday without interest, credit checks, or hidden fees. Repayment is automatic via payroll deduction or linked bank account.

Access earned wages earlyNo interest or credit checksNo late or hidden fees
💰 Finance
(25K)
free with in-app purchases
14
Survey Pop: Make money fast!
Survey Pop: Make money fast!
Survey Pop: Make money fast!
Earn easy cash
Free

Earn cash by sharing your opinions, checking in with brands, and voting on daily polls. Get paid quickly via PayPal or gift cards. It's a simple way to make money on your phone.

Take surveys for cashCheck in with brands for moneyVote on daily polls for rewards
🌟 Lifestyle
(88K)
free with in-app purchases
15
MONEY CASH - Fun & Earn
MONEY CASH - Fun & Earn
MONEY CASH - Fun & Earn
Earn online & get paid
Free

Earn points by completing surveys and daily activities on your phone. Redeem your accumulated points for popular rewards such as gift cards or PayPal credit. Turn your spare time into real earnings with this user-friendly and secure platform.

Participate in surveysEngage in daily activitiesCollect points for tasks
🌟 Lifestyle
(7.3K)
free with in-app purchases
16
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Cashback, payments, savings
Free

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

Flexible payment optionsInterest-free installmentsUp to 10% cashback
💰 Finance
(2.3M)
free with in-app purchases
17
Tap to Pay, POS System・Tofu
Tap to Pay, POS System・Tofu
Tap to Pay, POS System・Tofu
Payment Links & Point of Sale
Free

Accept contactless payments directly on your iPhone without extra hardware. This app lets you turn your phone into a payment terminal, process mobile wallet payments, and issue convenient payment links for online orders and invoices.

Accept contactless paymentsIssue payment linksUse iPhone as payment terminal
💼 Business
(361)
free with in-app purchases
18
Gusto Mobile
Gusto Mobile
Gusto Mobile
Small business payroll & HR
Free

This app simplifies payroll, time tracking, and employee management for small businesses. It offers features for both employers to run payroll and manage their team, and for employees to access paychecks, track time, and manage benefits on the go.

Run payroll on the goReview and approve team hoursManage employee information
💰 Finance
(46K)
free with in-app purchases
19
Shopify Point of Sale (POS)
Shopify Point of Sale (POS)
Shopify Point of Sale (POS)
Unify in-person & online sales
Free

This app unifies your online and in-person sales, helping you manage inventory, track performance, and build customer relationships. It offers seamless checkout, flexible fulfillment options like local pickup and delivery, and tools to streamline store operations.

Accept all major payment methodsManage inventory across online and in-storeProcess local pickup and delivery orders
💼 Business
(7.5K)
free
20
Paid Keeper - Same Day Pay
Paid Keeper - Same Day Pay
Paid Keeper - Same Day Pay
Your money, when you need it
Free

Access your earned wages instantly, eliminating the wait for payday. This app provides early access to your income when you need it most.

Instant pay accessEarly wage withdrawalOn-demand income
💰 Finance
(5.2K)
free

FAQ about Cpos Pay

What are the best cpos pay apps for iPhone?
CPOS Pay tops our cpos pay apps ranking as of May 2026, with a 4.2-star average from 67 App Store ratings, and it's free to download.
Yes — 20 of the top cpos pay apps we rank are free to download, including CPOS Pay and Tap to Pay + Contactless + POS.
CPOS Pay has no ads and has no in-app purchases, according to its App Store listing as of May 2026.
We track 211+ cpos pay apps on the iOS App Store as of May 2026, ranked by rating, recency, and analysis of real user reviews.
CPOS Pay is compatible with iPhone, iPad, and iPod devices. It requires iOS 11.0 or later for optimal performance.
CPOS Pay utilizes NFC technology for Tap to Pay, allowing users to accept debit, credit, and digital wallet payments directly on their iPhone.