Best Credit Score Check And Report Apps

212+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated June 2026

The best credit score check and report apps on iPhone average 4.8★ across 212+ titles — we've ranked them by what real users actually keep on their phones. Updated June 2026.

Top Picks for Credit Score Check And Report

Credit Score Check & Report#1

Credit Score Check & Report by Krishnaben Ghori

Check • Improve • Monitor
Editor's Choice
💰 Finance
4.6(56 ratings)
FreeAds
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Estimate your credit score and monitor your financial health with this secure app. Understand what affects your score, simulate changes, and track progress with interactive tools and gamified milestones. Designed for global users seeking transparent credit insights.

Credit Score Check and Report#2

Credit Score Check and Report by Asha Avaiya

Finance Calculator & Tracker
Strong Contender
💰 Finance
5.0(1 ratings)
FreeAds
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Estimate your credit score and understand its components with this private, on-device finance app. It offers simulators, calculators, and educational resources to help you manage your financial health and track progress towards your goals.

myFICO - Credit Score Tracking#3

myFICO - Credit Score Tracking by Fair Isaac Corporation

Get & Track Your Credit Report
Worth Considering
💰 Finance
4.8😐(48K ratings)
FreeAds
myFICO - Credit Score Tracking screenshot 1
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Access and monitor your FICO Scores and credit reports from all three major bureaus. Understand how your credit history impacts your scores and explore potential changes with a simulator. Receive alerts for detected changes and access educational content to improve your credit.

What We Love

  • 🚀 Keeps you updated on credit changes
  • 🔒 Provides accurate FICO scores
  • 👍 Helpful for home/car purchases
  • 💡 Useful credit monitoring and analysis tools

Room to Improve

  • 🐛 Inconsistent/inaccurate score reporting
  • 💰 Expensive subscription fees
  • 🔍 Lacks detailed credit information

More Credit Score Check And Report apps to explore

4
Credit Sesame: Grow Your Score
Credit Sesame: Grow Your Score
Credit Sesame: Grow Your Score
Manage, Track & Build Credit
Free

This app helps you manage and improve your credit score and overall financial health. It provides tools to track your credit, understand its impact, and find personalized offers for financial products. It aims to empower users to make smarter financial decisions and achieve their credit goals.

Free credit score checksCredit report summariesFree credit alerts
💰 Finance
(437K)
freemium
5
Kikoff – Build Credit Quickly
Kikoff – Build Credit Quickly
Kikoff – Build Credit Quickly
Grow & Track Your Credit
Free

Build credit quickly and effectively with this app. It reports your on-time payments to major credit bureaus, helping to improve your credit score. Offers plans starting at $5 per month with no credit checks or interest.

Build credit quicklyReports to Equifax, Experian, TransUnionPlans starting at $5/month
💰 Finance
(253K)
free with in-app purchases
6
Credit.com
Credit.com
Credit.com
Credit Score and Grades
Free

Manage your credit with a redesigned interface. Check your credit score and report summary for free, track factors affecting your credit, and receive personalized insights to improve your financial future. Monitor score changes and get actionable steps for improvement, all while protecting your data.

Free credit score and report summaryTrack credit score changesPersonalized insights for financial improvement
💰 Finance
(7.2K)
free with in-app purchases
7
Lexington Law - Credit Repair
Lexington Law - Credit Repair
Lexington Law - Credit Repair
Credit Repair, Score & Reports
Free

This app helps individuals improve their credit by challenging inaccurate negative items on their credit reports. It offers personalized credit repair, real-time updates on progress, and insights into credit scores. Users can monitor their credit 24/7 and receive alerts on profile changes.

Personalized credit repairChallenge inaccurate negative itemsReal-time progress updates
💰 Finance
(109K)
free with in-app purchases
8
Capital One CreditWise
Capital One CreditWise
Capital One CreditWise
Your credit score, simplified
Free

Monitor your credit score and report for free. Get alerts for suspicious activity, understand factors affecting your score, and simulate financial decisions to see their potential impact. Tools are provided to help you manage and improve your credit health.

Free FICO® Score 8 accessTransUnion® credit report accessDark web alerts for identity theft
💰 Finance
(307K)
free
9
Credit Score Check & Report AI
Credit Score Check & Report AI
Credit Score Check & Report AI
Check score now, free with AI.
Free
💰 Finance
(0)
10
Self – Credit Builder & Cash
Self – Credit Builder & Cash
Self – Credit Builder & Cash
Build credit or get cash now.
Free

Build your credit history and savings simultaneously with tools designed to improve your financial wellness. Access quick cash advances for unexpected expenses without a credit check. Report rent and utility payments to boost your score.

Build credit and savings togetherCash advances up to $100Secured Visa credit card with no credit check
💰 Finance
(316K)
free with in-app purchases
11
ScoreSense®
ScoreSense®
ScoreSense®
Credit Scores & Reports
Free

Access your credit scores and reports from all three major bureaus anytime. Receive daily credit monitoring and alerts for changes, with access to credit specialists and identity theft insurance.

Credit scores and reports from TransUnion, Equifax, ExperianDaily credit monitoring and alertsAccess to Credit Specialists
💰 Finance
(9.8K)
free with in-app purchases
12
Intuit Credit Karma
Intuit Credit Karma
Intuit Credit Karma
Your personal money app
Free

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers
💰 Finance
(7.7M)
free with in-app purchases
13
Build Credit & Fix It: Dovly
Build Credit & Fix It: Dovly
Build Credit & Fix It: Dovly
Build credit & boost score
Free

This app uses AI-powered tools to help you build and improve your credit score. It can dispute inaccurate items on your credit report, provide personalized tips, and offer credit lock protection. Achieve your financial goals faster with a stronger credit profile.

AI-powered credit buildingDispute inaccurate credit itemsCredit score monitoring
💰 Finance
(65K)
free with in-app purchases
14
Experian®
Experian®
Experian®
Control Your Credit & Finances
Free

Access your credit report and FICO Score for free, and potentially improve your score by using bills you already pay. Get alerts for credit changes and compare financial products. A paid membership offers bill negotiation and subscription cancellation services.

Free credit report and FICO ScoreExperian Boost to raise FICO ScoreCredit monitoring and alerts
💰 Finance
(2.7M)
free with in-app purchases
15
myEquifax
myEquifax
myEquifax
Start your credit journey
Free

Access your Equifax credit report and score updates monthly at no cost. Track your progress, set goals, and receive personalized AI-driven insights to improve your credit. Optional paid plans offer enhanced credit monitoring and identity protection.

Monthly Equifax credit report updatesFree credit score trackingAI-powered credit improvement plan
💰 Finance
(35K)
free with in-app purchases
16
WalletHub: Credit & Budgeting
WalletHub: Credit & Budgeting
WalletHub: Credit & Budgeting
Improve Credit, Budget & Save
Free

This app provides free daily credit scores and reports, along with budgeting tools and a personalized plan to improve your financial health. It helps you track spending, manage debt, and find better deals on financial products.

Free daily credit scores and reportsPersonalized credit improvement planBudgeting and spending tracker
💰 Finance
(10K)
free with in-app purchases
17
Credit Score Check
Credit Score Check
Credit Score Check
Track Your Credit Wise Report
Free

Analyze and manage your credit history by tracking accounts across major bureaus. Get financial insights, educational content, and personalized recommendations to improve your credit score. Receive timely notifications for any credit status updates.

Credit history analysisTrack major credit bureausFinancial dashboard
💰 Finance
(183)
free with in-app purchases
18
Credit Genius: Score & Games
Credit Genius: Score & Games
Credit Genius: Score & Games
AI Credit Builder & Monitor
Free

Build and monitor your credit score using AI. Report rent payments to Experian for an instant boost, even backdating up to 24 months. Engage in interactive games to master financial concepts and receive 24/7 AI assistance for disputes and FICO growth.

Report rent payments to ExperianBackdate rent payments up to 24 monthsInteractive credit building games
💰 Finance
(110)
free with in-app purchases
19
Nav Business Funding Roadmap
Nav Business Funding Roadmap
Nav Business Funding Roadmap
Business credit and funding
Free

This platform consolidates your business and personal credit profiles from major bureaus into a single dashboard. It helps you track credit data, monitor cash flow, and explore financing options. Users can also access tools for credit building and bookkeeping.

Consolidated credit profilesCash flow monitoringCredit building tools
💰 Finance
(22K)
free with in-app purchases
20
Seen Mobile - Build Credit
Seen Mobile - Build Credit
Seen Mobile - Build Credit
Spend, Track & Build Credit
Free

Manage your credit card account, track spending, and build your credit history. This app helps you establish or repair credit by reporting your payment activity to major credit bureaus. Take control of your finances with features like digital card access, autopay, and card locking.

Manage credit card accountTrack spending and transactionsBuild credit history
💰 Finance
(25K)
free