Best Credit Score Check And Report Apps

233+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated July 2026

The best credit score check and report apps on iPhone average 4.7★ across 233+ titles — we've ranked them by what real users actually keep on their phones. Updated July 2026.

Compare top Credit Score Check And Report Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Credit Score Check & ReportCredit Score Check & ReportFree4.6★ (56)YesNoJul 2026
2Credit Score Check and ReportCredit Score Check and ReportFree5.0★ (1)YesNoJul 2026
3myFICO - Credit Score TrackingmyFICO - Credit Score TrackingFree4.8★ (49K)YesNoJul 2026
4TransUnion®TransUnion®Free4.6★ (39K)NoNoJul 2026
5Intuit Credit KarmaIntuit Credit KarmaFree4.8★ (7.7M)NoNoJul 2026
6Capital One CreditWiseCapital One CreditWiseFree4.8★ (308K)YesNoJul 2026
7Credit.comCredit.comFree4.7★ (7.2K)YesNoJul 2026
8Credit Score CheckCredit Score CheckFree4.6★ (183)NoYesJul 2026

Top Picks for Credit Score Check And Report

Credit Score Check & Report#1

Credit Score Check & Report by Krishnaben Ghori

Check • Improve • Monitor
Editor's Choice
💰 Finance
4.6(56 ratings)
FreeAds
Credit Score Check & Report screenshot 1
Credit Score Check & Report screenshot 2
Credit Score Check & Report screenshot 3
Credit Score Check & Report screenshot 4
Credit Score Check & Report screenshot 5

Estimate your credit score and monitor your financial health with this secure app. Understand what affects your score, simulate changes, and track progress with interactive tools and gamified milestones. Designed for global users seeking transparent credit insights.

Credit Score Check and Report#2

Credit Score Check and Report by Asha Avaiya

Finance Calculator & Tracker
Strong Contender
💰 Finance
5.0(1 ratings)
FreeAds
Credit Score Check and Report screenshot 1
Credit Score Check and Report screenshot 2
Credit Score Check and Report screenshot 3
Credit Score Check and Report screenshot 4
Credit Score Check and Report screenshot 5
Credit Score Check and Report screenshot 6

Estimate your credit score and understand its components with this private, on-device finance app. It offers simulators, calculators, and educational resources to help you manage your financial health and track progress towards your goals.

myFICO - Credit Score Tracking#3

myFICO - Credit Score Tracking by Fair Isaac Corporation

Get & Track Your Credit Report
Worth Considering
💰 Finance
4.8😐(49K ratings)
FreeAds
myFICO - Credit Score Tracking screenshot 1
myFICO - Credit Score Tracking screenshot 2
myFICO - Credit Score Tracking screenshot 3
myFICO - Credit Score Tracking screenshot 4
myFICO - Credit Score Tracking screenshot 5

Access and monitor your FICO Scores and credit reports from all three major bureaus. Understand how your credit history impacts your scores and explore potential changes with a simulator. Receive alerts for detected changes and access educational content to improve your credit.

What We Love

  • 🚀 Keeps you updated on credit changes
  • 🔒 Provides accurate FICO scores
  • 👍 Helpful for home/car purchases
  • 💡 Useful credit monitoring and analysis tools

Room to Improve

  • 🐛 Inconsistent/inaccurate score reporting
  • 💰 Expensive subscription fees
  • 🔍 Lacks detailed credit information

More Credit Score Check And Report apps to explore

4
TransUnion®
TransUnion®
TransUnion®
Your scores, reports & offers
Free

Access your free credit scores and reports, monitor your credit for changes, and receive personalized offers based on your credit profile. Understand your credit health and plan for your financial future with daily refreshes and alerts.

Free credit scoresFree credit reportsFree credit monitoring
💰 Finance
(39K)
freemium
5
Intuit Credit Karma
Intuit Credit Karma
Intuit Credit Karma
Save, Spend & Grow Your Credit
Free

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers
💰 Finance
(7.7M)
free with in-app purchases
6
Capital One CreditWise
Capital One CreditWise
Capital One CreditWise
Your credit score, simplified
Free

Monitor your credit score and report for free. Get alerts for suspicious activity, understand factors affecting your score, and simulate financial decisions to see their potential impact. Tools are provided to help you manage and improve your credit health.

Free FICO® Score 8 accessTransUnion® credit report accessDark web alerts for identity theft
💰 Finance
(308K)
free
7
Credit.com
Credit.com
Credit.com
Credit Score and Grades
Free

Manage your credit with a redesigned interface. Check your credit score and report summary for free, track factors affecting your credit, and receive personalized insights to improve your financial future. Monitor score changes and get actionable steps for improvement, all while protecting your data.

Free credit score and report summaryTrack credit score changesPersonalized insights for financial improvement
💰 Finance
(7.2K)
free with in-app purchases
8
Credit Score Check
Credit Score Check
Credit Score Check
Track Your Credit Wise Report
Free

Analyze and manage your credit history by tracking accounts across major bureaus. Get financial insights, educational content, and personalized recommendations to improve your credit score. Receive timely notifications for any credit status updates.

Credit history analysisTrack major credit bureausFinancial dashboard
💰 Finance
(183)
free with in-app purchases
9
Credit Score Check & Report AI
Credit Score Check & Report AI
Credit Score Check & Report AI
Check score now, free with AI.
Free
💰 Finance
(0)
10
Kikoff – Build Credit Quickly
Kikoff – Build Credit Quickly
Kikoff – Build Credit Quickly
Grow & Track Your Credit
Free

Build credit quickly and effectively with this app. It reports your on-time payments to major credit bureaus, helping to improve your credit score. Offers plans starting at $5 per month with no credit checks or interest.

Build credit quicklyReports to Equifax, Experian, TransUnionPlans starting at $5/month
💰 Finance
(259K)
free with in-app purchases
11
Ava: Build Credit Fast
Ava: Build Credit Fast
Ava: Build Credit Fast
Save Money with Lower Interest
Free

Build a positive credit history and potentially improve your credit score with this app. It offers tools like a credit builder card and a savings account to help you manage bills and establish a credit profile. Get started quickly with transparent pricing and free monthly credit reports.

Build positive credit historyCredit builder card for subscriptions and billsSave & Build Credit Account for savings and credit line
💰 Finance
(49K)
subscription
12
Self – Credit Builder & Cash
Self – Credit Builder & Cash
Self – Credit Builder & Cash
Build credit or get cash now.
Free

Build your credit history and savings simultaneously with tools designed to improve your financial wellness. Access quick cash advances for unexpected expenses without a credit check. Report rent and utility payments to boost your score.

Build credit and savings togetherCash advances up to $100Secured Visa credit card with no credit check
💰 Finance
(318K)
free with in-app purchases
13
Credit Sesame: Grow Your Score
Credit Sesame: Grow Your Score
Credit Sesame: Grow Your Score
Manage, Track & Build Credit
Free

This app helps you manage and improve your credit score and overall financial health. It provides tools to track your credit, understand its impact, and find personalized offers for financial products. It aims to empower users to make smarter financial decisions and achieve their credit goals.

Free credit score checksCredit report summariesFree credit alerts
💰 Finance
(436K)
freemium
14
ScoreSense®
ScoreSense®
ScoreSense®
Credit Scores & Reports
Free

Access your credit scores and reports from all three major bureaus anytime. Receive daily credit monitoring and alerts for changes, with access to credit specialists and identity theft insurance.

Credit scores and reports from TransUnion, Equifax, ExperianDaily credit monitoring and alertsAccess to Credit Specialists
💰 Finance
(10K)
free with in-app purchases
15
Lexington Law - Credit Repair
Lexington Law - Credit Repair
Lexington Law - Credit Repair
Credit Repair, Score & Reports
Free

This app helps individuals improve their credit by challenging inaccurate negative items on their credit reports. It offers personalized credit repair, real-time updates on progress, and insights into credit scores. Users can monitor their credit 24/7 and receive alerts on profile changes.

Personalized credit repairChallenge inaccurate negative itemsReal-time progress updates
💰 Finance
(109K)
free with in-app purchases
16
Credit Tracking
Credit Tracking
Credit Tracking
Customer Monitoring Hub
Free

Monitor your credit restoration progress, including credit score changes, disputed items, and deletions. Easily submit essential documents and messages to manage your credit journey.

Monitor credit score progressTrack disputed itemsView item deletions
💼 Business
(75)
free
17
Experian®
Experian®
Experian®
Control Your Credit & Finances
Free

Access your credit report and FICO Score for free, and potentially improve your score by using bills you already pay. Get alerts for credit changes and compare financial products. A paid membership offers bill negotiation and subscription cancellation services.

Free credit report and FICO ScoreExperian Boost to raise FICO ScoreCredit monitoring and alerts
💰 Finance
(2.7M)
free with in-app purchases
18
Arcane: Build Credit. Quick.
Arcane: Build Credit. Quick.
Arcane: Build Credit. Quick.
Grow & Track Your Credit Score
Free

Build your credit score by reporting rent and bill payments. Securely link your bank account to automatically detect eligible expenses. Accelerate progress with past payment history reporting for a one-time fee.

Report rent and bill paymentsNo credit check requiredSecure bank account linking
💰 Finance
(4)
free with in-app purchases
19
Credit Score Tracker & Builder
Credit Score Tracker & Builder
Credit Score Tracker & Builder
Check & Grow your Score
Free
💰 Finance
(0)
20
Credit Score & Repair Guide
Credit Score & Repair Guide
Credit Score & Repair Guide
Learn and improve your score
Free

Learn how to get your free credit score, understand credit reports, and improve your creditworthiness. This mini-course simplifies complex financial topics to help you build a better financial future.

Free credit score accessCredit report analysisCredit monitoring explained
💰 Finance
(26)
free

FAQ about Credit Score Check And Report

What are the best credit score check and report apps for iPhone?
Credit Score Check & Report tops our credit score check and report apps ranking as of July 2026, with a 4.6-star average from 56 App Store ratings, and it's free to download.
Yes — 20 of the top credit score check and report apps we rank are free to download, including Credit Score Check & Report and Credit Score Check and Report.
Credit Score Check & Report shows ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 233+ credit score check and report apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Credit Score Check & Report is available on iPhone, iPad, and iPod. It is designed for iOS devices.
The latest version, 1.1.4, was released on February 9, 2026. Updates are provided regularly to ensure the app's functionality and security.