Best Debt Settlement Apps

212+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated June 2026

Whether you're new to debt settlement or looking for an upgrade, our curated collection of 212+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Top Picks for Debt Settlement

DebtApp#1

DebtApp by DebtApp, LLC

Editor's Choice
πŸ’° Finance
4.0(53 ratings)
Free
DebtApp screenshot 1
DebtApp screenshot 2
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This mobile application helps users manage their unsecured debt and savings by providing a clear overview and offering tools to settle debts with creditors through negotiated offers. Download the app to take control of your finances and start working towards a debt-free future.

OweYou - Money That's Yours#2

OweYou - Money That's Yours by 404 Archive LLC

Class Action Settlements
Strong Contender
πŸ’° Finance
4.6(788 ratings)
FreeAdsIn-App Purchases
OweYou - Money That's Yours screenshot 1
OweYou - Money That's Yours screenshot 2
OweYou - Money That's Yours screenshot 3

Join class action settlements from companies you've purchased from and claim your owed money in a simple and easy way. Select the brands you've bought from, join the settlement pool, and get cash once approved - no legal expertise required.

Freedom Debt Relief#3

Freedom Debt Relief by Freedom Debt Relief LLC

Client Dashboard
Worth Considering
πŸ’° Finance
4.9😊(16K ratings)
Free
Freedom Debt Relief screenshot 1
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Track your debt relief plan with ease using our client dashboard app. Get instant notifications on settlement offers, view detailed financial information, and stay updated on your progress. Download now to start your journey towards financial freedom.

What We Love

  • πŸ‘ Stress-free and easy to use
  • πŸ‘ Professional and responsible service
  • πŸ‘ Excellent customer service
  • πŸ‘ Custom debt settlement plan based on income and expenses

Room to Improve

  • πŸ› App does not accurately reflect account information
  • πŸ’° 20% service fee, which can be costly

More Debt Settlement apps to explore

4
Gauss: Payoff Credit Card Debt
Gauss: Payoff Credit Card Debt
Gauss: Payoff Credit Card Debt
Manage Debt, Credit & Budget
Free

Simplify debt management and track credit card payoff progress with a user-friendly application designed to streamline financial tracking and goal achievement. Take control of your finances today.

πŸ’° Finance
(3.1K)
5
MoneyPilot: Class Action
MoneyPilot: Class Action
MoneyPilot: Class Action
Track Class Action Claims
Free
πŸ’° Finance
(585)
6
Relief: Get out of debt
Relief: Get out of debt
Relief: Get out of debt
Reduce your credit card debt
Free

Reduce overdue debt with ease using our innovative application, designed to help you manage and alleviate financial burdens. Take control of your debt today!

πŸ’° Finance
(1.2K)
7
PayMe - Claim Your Money
PayMe - Claim Your Money
PayMe - Claim Your Money
Class Action Claims Simplified
Free

Get paid from unclaimed class action lawsuits without needing a lawyer. Use our simple platform to find eligible claims, file them instantly, and track your payouts, with a subscription option available for full access.

πŸ’° Finance
(35K)
8
Changed: Debt Payoff Planner
Changed: Debt Payoff Planner
Changed: Debt Payoff Planner
Track Debt, Pay It Down Faster
Free

Automate debt payoff with an app that rounds up your spare change to help you pay off credit cards, loans, and more. Save money effortlessly and accelerate your journey to a debt-free life with Stash My Cash. Join the Payoff Debt Revolution and start saving thousands today!

πŸ’° Finance
(5.2K)
9
Americor
Americor
Americor
by Americor Funding, Inc
Free

Manage your accounts effortlessly with our app, allowing you to view payments, settlement progress, offers, and receive important notifications. Simplify managing debt and consolidate loans with our innovative finance technology platform.

πŸ’° Finance
(1.3K)
10
Debt Payoff Planner & Tracker
Debt Payoff Planner & Tracker
Debt Payoff Planner & Tracker
Debt Free Snowball Calculator
Free

Control your finances with ease using an innovative debt payoff planner app. Effortlessly manage and track your debts, set personalized repayment goals, and stay on top of your financial well-being. Take charge of your financial future today!

πŸ’° Finance
(6.7K)
11
Settlemate: Claim Savings
Settlemate: Claim Savings
Settlemate: Claim Savings
Class Action Claims Simplified
Free
πŸ’° Finance
(1)
12
Clerkie Payoff Debt Bills Fees
Clerkie Payoff Debt Bills Fees
Clerkie Payoff Debt Bills Fees
Loan Money Build Credit Budget
Free

This finance app called Clerkie helps you manage and pay off debt efficiently, while also offering personalized loans, credit card recommendations, credit score monitoring, and budgeting tools. It provides bank-level security and features like debt negotiation, budget tracking, subscription management, and loan options to improve credit scores. Join now to take control of your finances!

πŸ’° Finance
(2.8K)
13
Turnbull Law Group
Turnbull Law Group
Turnbull Law Group
Client Dashboard
Free
πŸ’° Finance
(2.1K)
14
United Settlement
United Settlement
United Settlement
Track Progress. Get Answers.
Free
πŸ’° Finance
(0)
15
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
AI Loan Asst > Credit & Loans
Free

Manage multiple debts easily with the Bright App's AI-powered features. Consolidate debts, build credit, create personalized money management plans, and access expert finance guidance, all for less than $10 a month. Join over 1 million satisfied customers and experience the benefits today!

πŸ’° Finance
(248K)
16
Settlement Finder - Collect
Settlement Finder - Collect
Settlement Finder - Collect
Class Action Settlement Claims
Free

This application helps you find and claim unclaimed class action settlement money from top brands, providing a simple and lawyer-free process to file claims and receive payments. By subscribing, you can discover open settlements, track your claims, and get notified about new opportunities, making it easy to collect the money you're owed.

πŸ’° Finance
(1K)
17
Alleviate: Real Debt Relief
Alleviate: Real Debt Relief
Alleviate: Real Debt Relief
100,000+ Clients. Real Results
Free
πŸ’° Finance
(5)
18
OneMain
OneMain
OneMain
Personal & Auto Loans
Free

A personal finance management app that helps users track expenses, set budgets, and analyze spending patterns. Take control of your finances today and start making better financial decisions.

πŸ’° Finance
(72K)
19
Debt Free –Pay Off Debt Faster
Debt Free –Pay Off Debt Faster
Debt Free –Pay Off Debt Faster
With Debt Snowball Method
Free
$0.99 | 100% OFF

A comprehensive debt management app utilizing the Debt Snowball method, featuring various tools like quick debt summaries, progress bars, payment due date reminders, and multiple payoff strategies. Users can track multiple debts, analyze repayment scenarios, and sync data across devices. Embark on your journey to financial freedom with Debt Free - Pay Off your Debt app!

πŸ’° Finance
(0)
20
CFTPay
CFTPay
CFTPay
For debt settlement clients
Free

This mobile app allows debt settlement clients to easily manage their special purpose account, checking balances, transactions, and statements on-the-go. By downloading the app, users can gain quick and easy visibility into their account and stay on top of their finances.

πŸ’° Finance
(31)