OneMain

OneMain

Personal & Auto Loans

91K ratings
321 reviews
#120 in free Finance
🌟 Lifestyle
💰 Finance
Free

Details

  • Released
  • Updated
  • October 24, 2013
  • August 20, 2026

Features

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About

Manage your personal or auto loan on the go. Make payments, set up automatic payments, and receive paperless statements and alerts. You can also monitor your credit score and track your spending to potentially save money.

Make loan payments
Set up AutoPay
Sign up for paperless statements
Monitor VantageScore
Access spending tracker
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What users say

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What's New in OneMain

10.31.0

August 20, 2026

- UI enhancements - Performance enhancements - Stability improvements - Bug fixes

More

Charts

Top Free

📈 120+9

Finance

This app rose +9 positions in Finance chart.

Last updated on August 28, 2026.

User reviews

Customer Service

The agent who secured and finalized my loan is a rockstar! Every customer should have the benefit of someone like her. I hope OneMain recognizes her service to the company…

Service

Very bad customer service

Robbery

Get your loan down , they rob you with some kinda fee .. unknown .. trying to figure it out … mine was at 3,200$ …. 9 days later 4,650$ … no one will tell you why …. AVOID THIS PLACE LIKE THE PLAGUE !!!!!

The road to financial freedom…

Interest disgustingly high. I realize borrowing this money from OMF was not a benefit nor solution to my situation. Their “help” has cost me more in the long run.

Over payment

I made 2 payments on my account I contacted one main and spoke to the manager Stephanie and she stated she needed a statement that shows that the payments aren’t pending but they were settled the next day. I explained that my checking account is overdrawn and they didn’t care. So I regret trusting them with the customer service as of right now and there lack of customer service I don’t recommend one main
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User experience

🐞

Reported Bugs

4 issues

App not fitting screen properly after updates

Bug

Face ID/Touch ID authentication not working

Bug

Incorrect payment information displayed

Bug

Frequent app crashes and login issues

Bug

Requested Features

4 requests

Ability to make principal-only payments

Feature

Biweekly payment scheduling

Feature

Improved account management features

Feature

Seamless integration between app and website

Feature

FAQ

What does the OneMain app do?

The OneMain app allows existing customers to manage their personal and auto loans. You can make loan payments, set up automatic payments via AutoPay, and receive paperless statements and payment alerts. It also provides tools to monitor your VantageScore and track your spending.

How do I get a loan through this app?

This app is for existing OneMain customers to manage their active loans. To apply for a new personal loan, you need to visit OMF.com. The app does not facilitate new loan applications.

Is the OneMain app free to use?

Yes, the OneMain app is free to download and use for existing customers. There are no in-app purchases or advertisements mentioned.

What are the loan terms and conditions?

Loan repayment periods range from 24 to 60 months, with a maximum APR of 35.99%. Loan amounts can range from $1,500 to $20,000. Specific loan amounts and terms depend on your creditworthiness, collateral, and state of residence. Loan origination fees may apply.

Who is the target audience for this app?

The app is designed for individuals who already have a personal or auto loan with OneMain Financial. It provides them with convenient tools to manage their loan accounts, track payments, and monitor their financial progress.