Best Net Credit Apps

250+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated August 2026

Whether you're new to net credit or looking for an upgrade, our curated collection of 250+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Net Credit Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1NET Credit UnionNET Credit UnionFree4.9★ (3.1K)NoNoSep 2026
2Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (41K)NoNoSep 2026
3OneMainOneMainFree4.8★ (91K)NoNoSep 2026
4Net Pay AdvanceNet Pay AdvanceFree1.8★ (80)NoNoJul 2026
5Brigit: Cash Advance & CreditBrigit: Cash Advance & CreditFree4.8★ (557K)NoNoSep 2026
6Intuit Credit KarmaIntuit Credit KarmaFree4.8★ (7.7M)NoNoSep 2026
7Cash AppCash AppFree4.8★ (8.7M)NoNoSep 2026
8Dave: Credit, Cash & Money AppDave: Credit, Cash & Money AppFree4.8★ (888K)NoNoSep 2026

Top Picks for Net Credit

NET Credit Union#1

NET Credit Union by NET Federal Credit Union

Editor's Choice
💰 Finance
4.9😊(3.1K ratings)
Free
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Manage your NET Credit Union accounts conveniently from your mobile device. View balances, deposit checks, transfer funds, pay bills, and locate ATMs. Secure login options include Face ID and Touch ID.

What We Love

  • 👍 Helpful and friendly staff
  • 👍 Reliable and accommodating service
  • 👍 Convenient banking experience
  • 👍 Positive customer relationships

Room to Improve

  • 🐛 Issues with checking account fees and availability
  • 🐛 Occasional app glitches and login problems
Upstart: Personal Loans + More#2

Upstart: Personal Loans + More by Upstart Network, Inc.

Money for moments that matter
Strong Contender
💰 Finance
4.9😞(41K ratings)
Free
#82in Finance
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Upstart: Personal Loans + More screenshot 6

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

What We Love

  • 👍 Easy to use
  • 👍 Convenient app
  • 👍 Quick loan approval
  • 🚀 Fast loan disbursement

Room to Improve

  • 🐛 Login issues
  • 💰 High interest rates
  • 🕰️ Slow payment processing
OneMain#3

OneMain by One Main Financial

Personal & Auto Loans
Worth Considering
💰 Finance
4.8😐(91K ratings)
Free
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Manage your personal or auto loan on the go. Make payments, set up automatic payments, and receive paperless statements and alerts. You can also monitor your credit score and track your spending to potentially save money.

What We Love

  • 👍 User-friendly app
  • 🚀 Convenient payment processing
  • 💡 Helpful customer service
  • 🤝 Great company overall

Room to Improve

  • 🐛 Buggy app updates
  • 🔒 Security issues with password entry
  • 💰 Predatory lending practices

More Net Credit apps to explore

FAQ about Net Credit

What are the best net credit apps for iPhone?
NET Credit Union tops our net credit apps ranking as of August 2026, with a 4.9-star average from 3.1K App Store ratings, and it's free to download.
Yes — 20 of the top net credit apps we rank are free to download, including NET Credit Union and Upstart: Personal Loans + More.
NET Credit Union has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ net credit apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The app allows you to securely access your NET Credit Union accounts from your phone or tablet. You can view your checking, savings, loans, and credit card balances, deposit checks, transfer money between accounts, review pending transactions, manage account alerts, pay bills, and locate ATMs.
Current members can easily sign in using their existing username and password. For supported devices, the app also offers secure login options using Face ID or Touch ID for quicker and more convenient access.

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