Best Personal Loan Apps

182+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated April 2026

If you already know Upstart, this is the deeper bench. 182+ personal loan apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of April 2026.

Top Picks for Personal Loan

Upstart: Personal Loans + More#1

Upstart: Personal Loans + More by Upstart Network, Inc.

Helping you borrow, better.
Editor's Choice
💰 Finance
4.9😞(33K ratings)
Free
#86in Finance
Upstart: Personal Loans + More screenshot 1
Upstart: Personal Loans + More screenshot 2
Upstart: Personal Loans + More screenshot 3
Upstart: Personal Loans + More screenshot 4
Upstart: Personal Loans + More screenshot 5

An app that helps you manage personal loans efficiently: make payments, check loan status, set up recurring payments, access FAQs, contact support, and more. Existing customers can log in, while new loan applications can be made on the website. Borrow money with competitive rates, no prepayment fees, and flexible terms.

What We Love

  • 👍 Easy to use
  • 👍 Convenient app
  • 👍 Quick loan approval
  • 🚀 Fast loan disbursement

Room to Improve

  • 🐛 Login issues
  • 💰 High interest rates
  • 🕰️ Slow payment processing
OneMain#2

OneMain by One Main Financial

Personal & Auto Loans
Strong Contender
💰 Finance
4.8😐(72K ratings)
Free
OneMain screenshot 1
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OneMain screenshot 3
OneMain screenshot 4
OneMain screenshot 5
OneMain screenshot 6

A personal finance management app that helps users track expenses, set budgets, and analyze spending patterns. Take control of your finances today and start making better financial decisions.

What We Love

  • 👍 User-friendly app
  • 🚀 Convenient payment processing
  • 💡 Helpful customer service
  • 🤝 Great company overall

Room to Improve

  • 🐛 Buggy app updates
  • 🔒 Security issues with password entry
  • 💰 Predatory lending practices
Possible: Fast Cash & Credit#3

Possible: Fast Cash & Credit by Possible Financial Inc

Borrow money, loans, advances
Worth Considering
💰 Finance
4.8😐(130K ratings)
FreeAds
#88in Finance
Possible: Fast Cash & Credit screenshot 1
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Possible: Fast Cash & Credit screenshot 4
Possible: Fast Cash & Credit screenshot 5
Possible: Fast Cash & Credit screenshot 6

Possible: Fast Cash is a mobile app that provides quick and easy short-term loans to users in need of urgent financial assistance. Simply download the app, apply for a loan, and receive funds directly into your account within minutes.

What We Love

  • 🚀 Quick approval and fund disbursement
  • 💳 Helps build credit score
  • 🗓️ Flexible payment schedule
  • 🆓 No credit check required

Room to Improve

  • 🐛 App issues (crashes, bugs, login problems)
  • 🕰️ Slow customer support response times
  • 💰 High interest rates

More Personal Loan apps to explore

4
Lenme: Investing and Borrowing
Lenme: Investing and Borrowing
Lenme: Investing and Borrowing
Borrow, Lend & Grow!
Free

A comprehensive finance app for users to seamlessly borrow and lend money. Manage investments, track loans, and maximize financial opportunities all in one place. Start empowering your financial future today!

💰 Finance
(73K)
5
Upgrade - Mobile Banking
Upgrade - Mobile Banking
Upgrade - Mobile Banking
Rewards Checking, Loans, Cards
Free

An app for mobile banking offering rewards checking, loans, and cards, allowing users to check balances, manage funds, track rewards, and credit score. Features include no monthly fee, debit rewards tracking, and credit score management. Share feedback at mobile_app_feedback@upgrade.com.

💰 Finance
(80K)
6
PayMe - Personal loan app
PayMe - Personal loan app
PayMe - Personal loan app
Instant personal loan app
Free

Get instant personal loans of up to Rs. 2 Lakh with flexible repayment options and quick approvals through this app. Register now and receive the desired amount directly into your bank account with a 100% paperless process.

💰 Finance
(27)
7
Avant
Avant
Avant
by Avant, LLC (US)
Free
💰 Finance
(102K)
8
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
Loans On Your Terms
Free

Access fast and secure lending with SoLo Funds. Borrow or lend money directly from your peers with ease using this innovative platform. Join SoLo Funds today for hassle-free financial transactions.

💰 Finance
(36K)
9
Personal Loan: Adel Funds
Personal Loan: Adel Funds
Personal Loan: Adel Funds
Installment Loans & Borrowing
Free
💰 Finance
(3)
10
LendingPoint
LendingPoint
LendingPoint
Loan Management
Free

LendingPoint is a user-friendly budgeting app designed to help you track and manage your finances easily. Take control of your money and achieve your financial goals with this intuitive tool.

💰 Finance
(3.2K)
11
Vola: Cash Advance & Credit
Vola: Cash Advance & Credit
Vola: Cash Advance & Credit
Improve Credit health & Save
Free

Access Vola Finance for zero-fee cash advances, credit building through reporting payments, budget tracking, low balance alerts, and more. Join for free and start securing your financial future today.Upgrade to premium for $1.99.

💰 Finance
(32K)
12
Uprova | Fast, Personal Loans
Uprova | Fast, Personal Loans
Uprova | Fast, Personal Loans
by Uprova Credit, LLC
Free
💰 Finance
(2)
13
Hundy - Money When You Need It
Hundy - Money When You Need It
Hundy - Money When You Need It
Zero fee, P2P loan replacement
Free
💰 Finance
(1.6K)
14
Fast Payday Loans
Fast Payday Loans
Fast Payday Loans
by Rainbow UK Ltd
Free

Get quick cash on the go with an app offering payday loans between £100 and £1000. Simply fill out a form, and be matched with a top UK lender for fast cash. Just fill, submit, and get money easily!

💰 Finance
(851)
15
MoneyLion: Banking & Cash Back
MoneyLion: Banking & Cash Back
MoneyLion: Banking & Cash Back
Cashback rewards & Loan Offers
Free

A comprehensive and user-friendly finance management app that offers banking, investment, and budgeting tools all in one place, making it easy to stay on top of your financial health. Take control of your finances today with MoneyLion!

💰 Finance
(313K)
16
Beem: Cash Advance & Banking
Beem: Cash Advance & Banking
Beem: Cash Advance & Banking
Bank, Budget & Build Credit
Free

Get instant access to verified bank deposits and emergency funds with Beem. Subscribe for as low as $2.47/month to access features like early withdrawals, job loss protection, and more. Say goodbye to traditional cash advance apps and payday loans.

💰 Finance
(30K)
17
Brigit: Cash Advance & Credit
Brigit: Cash Advance & Credit
Brigit: Cash Advance & Credit
Money, Saving & Budgeting App
Free

Get quick cash advances, track your budget, and manage your finances with ease. Take control of your financial health today!

💰 Finance
(495K)
18
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

Access a comprehensive financial management solution in the palm of your hand with this app. From loans to cards and payments, streamline your banking experience seamlessly.

💰 Finance
(63K)
19
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Cash Advance, Credit Cards
Free

Access fast cash advances to bridge financial gaps with Empower. Get quick approvals, flexible repayment options, and funds deposited directly into your account. Take control of your finances today.

💰 Finance
(442K)
20
Cash Advance by Loan Link
Cash Advance by Loan Link
Cash Advance by Loan Link
Payday Loans in Minutes
Free
💰 Finance
(69)

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