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Best Efunds Swiper Apps

214+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated July 2026

eFunds Swiper is the household name in efunds swiper, but it's far from the only option. We track 214+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Efunds Swiper Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1eFunds SwipereFunds SwiperFree—NoNoMay 2026
2Fetch: America’s Rewards AppFetch: America’s Rewards AppFree4.9★ (7.4M)NoNoJul 2026
3Copilot: Track & Budget MoneyCopilot: Track & Budget MoneyFree4.8★ (30K)NoYesJul 2026
4Square Point of Sale (POS)Square Point of Sale (POS)Free4.8★ (603K)NoNoJul 2026
5EveryDollar: Budget ManagementEveryDollar: Budget ManagementFree4.7★ (84K)YesYesJul 2026
6Quicken: Intelligent MoneyQuicken: Intelligent MoneyFree4.5★ (11K)NoYesJul 2026
7Fidelity InvestmentsFidelity InvestmentsFree4.8★ (3.2M)NoNoJul 2026
8CoinOut: Receipts for RewardsCoinOut: Receipts for RewardsFree4.7★ (87K)YesNoJul 2026

Top Picks for Efunds Swiper

Fetch: America’s Rewards App#2

Fetch: America’s Rewards App by Fetch Rewards, LLC

Shop. Save. Live Rewarded.
Strong Contender
🛍️ Shopping
4.9😐(7.4M ratings)
Free
#16in Shopping
Fetch: America’s Rewards App screenshot 1
Fetch: America’s Rewards App screenshot 2
Fetch: America’s Rewards App screenshot 3
Fetch: America’s Rewards App screenshot 4
Fetch: America’s Rewards App screenshot 5
Fetch: America’s Rewards App screenshot 6

Earn points on everyday purchases by submitting receipts or shopping online. Redeem points for gift cards or cash rewards from popular retailers and brands. Discover deals and offers directly within the app.

What We Love

  • 💰 Earn points for everyday purchases
  • 🛒 Accepts receipts from various stores
  • 🎁 Ability to redeem points for gift cards
  • 📊 Tracks spending and purchase history

Room to Improve

  • 🔒 Accounts deactivated without clear reason
  • 🤔 Inconsistent point allocation for purchases
  • 🕰️ Slow processing of receipts and redemptions
Copilot: Track & Budget Money#3

Copilot: Track & Budget Money by Copilot Money, Inc.

Spending, investing, net worth
Worth Considering
💰 Finance
4.8😊(30K ratings)
FreeIn-App Purchases
#5in Finance
Copilot: Track & Budget Money screenshot 1
Copilot: Track & Budget Money screenshot 2
Copilot: Track & Budget Money screenshot 3
Copilot: Track & Budget Money screenshot 4
Copilot: Track & Budget Money screenshot 5
Copilot: Track & Budget Money screenshot 6

This app provides a clear and simple way to manage your finances. It offers smart tools for categorizing spending, budgeting, and tracking investments, all with bank-level security and personalized support. Reclaim control of your financial data with an intuitive interface.

What We Love

  • 👍 Intuitive and user-friendly interface
  • 🚀 Seamless account integration and transaction tracking
  • 💡 Customizable budgeting and categorization
  • 🔒 Secure and private financial management

Room to Improve

  • 🐛 Occasional sync and connectivity issues with some financial institutions
  • 🔍 Lack of advanced reporting and filtering options
  • 🔍 Limited functionality for manual transaction entry and forecasting

More Efunds Swiper apps to explore

4
Square Point of Sale (POS)
Square Point of Sale (POS)
Square Point of Sale (POS)
Payments & Business Dashboard
Free

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

Accept all major payment typesIndustry-specific business modesInventory management
💼 Business
(603K)
free with in-app purchases
5
EveryDollar: Budget Management
EveryDollar: Budget Management
EveryDollar: Budget Management
Track Income, Bills & Spending
Free

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

Create custom budgetsTrack expenses and transactionsManage bills and income
💰 Finance
(84K)
free with in-app purchases
6
Quicken: Intelligent Money
Quicken: Intelligent Money
Quicken: Intelligent Money
Personal & Business Finances
Free

Manage personal and business finances in one app. Track income, expenses, and investments, create budgets, and monitor spending. Business features include invoicing and tax preparation tools.

Connect and track financial accountsCreate custom budgets and spending plansSet savings goals and track debt payoff
💰 Finance
(11K)
free with in-app purchases
7
Fidelity Investments
Fidelity Investments
Fidelity Investments
Invest, save, plan in one app.
Free

Invest in stocks, ETFs, and cryptocurrencies with professional insights and powerful tools. Manage cash, pay bills, and automate investments. Offers 24/7 support and robust account protection.

Invest in stocks, ETFs, mutual fundsTrade cryptocurrenciesCash management and bill pay
💰 Finance
(3.2M)
free with in-app purchases
8
CoinOut: Receipts for Rewards
CoinOut: Receipts for Rewards
CoinOut: Receipts for Rewards
Scan for Gift Cards, Cash Back
Free

Earn gift cards and other rewards by scanning your everyday paper and online receipts. Connect your email and retailer accounts for automatic earnings and play games or complete surveys for bonus coins. Level up to increase your earning potential.

Scan paper receipts for rewardsEarn automatically from online ordersPlay games to earn more coins
🛍️ Shopping
(87K)
free with in-app purchases
9
Step: All-In-One Money App
Step: All-In-One Money App
Step: All-In-One Money App
Build, Spend, Save, and Borrow
Free

This app helps users build credit, earn cashback on purchases, and save money with high interest rates. It also offers early access to funds and opportunities to earn extra cash through various activities. The platform aims to improve financial independence and offers a secure, globally accepted Visa card.

Build credit for freeCashback on purchasesEarn interest on savings
💰 Finance
(81K)
free with in-app purchases
10
GoFundMe: Fundraise and Give
GoFundMe: Fundraise and Give
GoFundMe: Fundraise and Give
Fundraise. Give. Help.
Free

Easily launch personal or nonprofit fundraisers, manage donations, and share your progress. Simplify your charitable giving with donor-advised funds and track your impact.

Launch fundraisersManage fundraisers on the goDonor-advised funds (DAF)
💰 Finance
(47K)
free with in-app purchases
11
Amex
Amex
Amex
Payments, Balance & Rewards
Free

Manage your American Express account securely from anywhere. Track spending, view rewards, pay your bill, and discover personalized offers. Enjoy quick, safe access with biometric login and instant alerts for added peace of mind.

Secure account managementTrack spending and rewardsPay bills and manage balance
💰 Finance
(4.3M)
free
12
Robinhood Trading & Investing
Robinhood Trading & Investing
Robinhood Trading & Investing
Invest and trade US stocks
Free

Invest in stocks, ETFs, options, and crypto with commission-free trading. Utilize advanced charting tools, price alerts, and technical indicators to inform your strategies. Access prediction markets for event-based trading and earn interest on uninvested cash with a premium subscription.

Commission-free stock, ETF, and options tradingCrypto trading with low costsAdvanced charting and technical indicators
💰 Finance
(4.8M)
freemium
13
Rain Instant Pay
Rain Instant Pay
Rain Instant Pay
Unlock your employer benefits!
Free

Access your earned wages and employer benefits instantly, anytime. Track your earnings, gain financial insights, and utilize a full suite of financial tools. Manage your money on your terms with secure, on-demand access.

Instant access to earned wagesTrack earnings in real-timeFinancial coaching and education
💼 Business
(40K)
free
14
Upgrade - Mobile Banking
Upgrade - Mobile Banking
Upgrade - Mobile Banking
Rewards Checking, Loans, Cards
Free

Manage your finances with a comprehensive mobile banking app. Access rewards checking, loans, and cards. Track balances, pay bills, monitor credit, and request cash advances.

Cash back rewards on card purchasesManage personal loans and credit linesTrack credit score and receive alerts
💰 Finance
(80K)
free with in-app purchases
15
Checkout 51: Cash Back Savings
Checkout 51: Cash Back Savings
Checkout 51: Cash Back Savings
Gas & Grocery Rewards
Free

This app offers cash back on groceries, gas, and prescriptions by simply uploading photos of your receipts. Discover new deals weekly on everyday items and popular brands, and earn rewards at participating gas stations. It's an easy way to save money on your regular purchases.

Cash back on groceriesGas rewards and savingsPrescription savings card
🛍️ Shopping
(6.5K)
free with in-app purchases
16
Kudos: Put Your Wallet to Work
Kudos: Put Your Wallet to Work
Kudos: Put Your Wallet to Work
Your Wallet on Autopilot
Free

This personal finance app uses AI to automatically lower your bills, identify spending inefficiencies, and ensure you maximize credit card benefits. It consolidates all your financial cards into one dashboard and offers personalized card recommendations.

AI bill negotiationSpending insightsCard benefit tracking
💰 Finance
(9.1K)
free with in-app purchases
17
Primerica Online
Primerica Online
Primerica Online
Representative App
Free

This app empowers financial representatives to manage and grow their business remotely. Access client tools for insurance and investments, training materials, and business management features. Stay connected with company news and social media resources.

Client insurance and investment toolsFinancial analysis and calculatorsLicensing and training materials
💰 Finance
(1.1K)
free
18
BILL AP & AR Business Payments
BILL AP & AR Business Payments
BILL AP & AR Business Payments
Pay bills and get paid online
Free

This app streamlines business payments and receivables, automating accounts payable and receivable processes. It offers flexible payment options and real-time tracking, saving time and improving cash flow.

Automate AP and ARMultiple payment options (ACH, wires, virtual card, credit card, check)Real-time payment tracking and notifications
💼 Business
(49K)
free
19
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Subscription & Expense Manager
Free

This personal finance app helps you manage your money by tracking expenses, creating budgets, and automating savings. It also finds and cancels forgotten subscriptions and negotiates lower rates on your existing bills.

Cancel forgotten subscriptionsNegotiate lower billsTrack monthly expenses
💰 Finance
(372K)
free with in-app purchases
20
Surveys On The Go
Surveys On The Go
Surveys On The Go
Quick cash for your opinions!
Free

Earn real cash by sharing your opinions through surveys. Get paid instantly for your feedback and maximize your earnings by enabling notifications and location services. Start cashing out once you reach $10.

Earn real cash, not pointsSurveys pay $1-$10+Maximize earnings with notifications and location services
🌟 Lifestyle
(92K)
free with in-app purchases

FAQ about Efunds Swiper

Are there free efunds swiper apps for iPhone?
Yes — 20 of the top efunds swiper apps we rank are free to download, including eFunds Swiper and Fetch: America’s Rewards App.
eFunds Swiper has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 214+ efunds swiper apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.