Best Employee Credit App

0+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated June 2026

Looking for free employee credit app? 20 of our 0+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Employee Credit App (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1SECUSECUFree4.9★ (277K)NoNoAug 2026
2FedEx Employees Credit AssocFedEx Employees Credit AssocFree4.8★ (11K)NoNoAug 2026
3Southern Energy Credit UnionSouthern Energy Credit UnionFree4.8★ (4.3K)YesNoAug 2026
4Connecteam Team Management AppConnecteam Team Management AppFree4.9★ (56K)NoNoAug 2026
5Knoxville TVA Employees CUKnoxville TVA Employees CUFree4.8★ (28K)NoNoAug 2026
6PSECU MobilePSECU MobileFree4.8★ (32K)NoNoAug 2026
7Arro: Build & Grow CreditArro: Build & Grow CreditFree4.6★ (1.7K)NoNoAug 2026
8Merck EFCU Mobile AppMerck EFCU Mobile AppFree4.8★ (612)NoNoAug 2026

Top Picks for Employee Credit App

SECU#1

SECU by State Employees' Credit Union

Editor's Choice
💰 Finance
4.9😊(277K ratings)
Free
SECU screenshot 1
SECU screenshot 2
SECU screenshot 3
SECU screenshot 4
SECU screenshot 5
SECU screenshot 6

Manage your finances on the go with this mobile banking app. View account balances, pay bills, transfer funds, and deposit checks securely. It also allows you to manage your cards and communicate with the institution through secure messaging.

What We Love

  • 👍 User-friendly app
  • 🚀 Efficient mobile banking features
  • 🔒 Secure transactions
  • 💡 Convenient mobile check deposit

Room to Improve

  • 🐛 Unreliable mobile deposit
  • 🐛 Inconsistent transaction history display
  • 🐛 Frequent app crashes and glitches
4.8😐(11K ratings)
Free
FedEx Employees Credit Assoc screenshot 1
FedEx Employees Credit Assoc screenshot 2
FedEx Employees Credit Assoc screenshot 3
FedEx Employees Credit Assoc screenshot 4

Manage your finances on the go with this secure and convenient mobile banking tool. Easily track transactions, make payments, transfer funds, and deposit checks with just a few taps. Stay informed with account alerts and quickly locate nearby branches and ATMs.

What We Love

  • 👍 User-friendly app
  • 🚀 Easy money transfers
  • 💡 Great wealth management features
  • 👍 Simple and intuitive interface

Room to Improve

  • 🔒 Unreliable authentication process
  • 🐛 Frequent app crashes
  • 🔒 Difficulty accessing account management options
Southern Energy Credit Union#3

Southern Energy Credit Union by APCO Employees Credit Union

Southern Energy Credit Union
Worth Considering
💰 Finance
4.8😞(4.3K ratings)
FreeAds
Southern Energy Credit Union screenshot 1
Southern Energy Credit Union screenshot 2
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Southern Energy Credit Union screenshot 6

Manage your credit union accounts conveniently and securely on the go. This app allows you to check balances, make deposits, apply for loans, transfer funds, and locate branches or ATMs. It also offers a quick balance check feature without needing to log in.

What We Love

  • 💡 Useful mobile app
  • 🚀 Fast and effective deposits
  • 👍 Easy to use
  • 🔒 Secure access to account information

Room to Improve

  • 🐛 Crashes and bugs
  • 👎 Inconsistent biometrics usage
  • 👎 Lack of key features (e.g., bill pay, credit card access)

More Employee Credit App apps to explore

4
Connecteam Team Management App
Connecteam Team Management App
Connecteam Team Management App
Employee Management Made Easy
Free

Streamline employee management with scheduling, time tracking, and communication tools. Automate tasks, manage non-desk employees, and foster better team connectivity. This affordable solution simplifies daily operations for businesses of all sizes.

Employee schedulingTime clock with GPS trackingInternal communication platform
💼 Business
(56K)
freemium
5
Knoxville TVA Employees CU
Knoxville TVA Employees CU
Knoxville TVA Employees CU
Manage KTVAECU accounts 24/7!
Free

Manage your credit union accounts conveniently from your mobile device. Access real-time balances, transaction history, and statements. Enjoy enhanced card security, easy digital wallet integration, and the ability to send money to anyone with a debit card.

View real-time balances and transaction historyCustomize spending and deposit alertsControl debit and credit cards (on/off)
💰 Finance
(28K)
free
6
PSECU Mobile
PSECU Mobile
PSECU Mobile
Members Achieve More
Free

Manage your finances with a digital-first credit union app. Easily move money, control your cards, and access free financial tools like credit score monitoring and bill pay. Enjoy banking focused on your needs.

Instant money transfers between accountsExternal account transfersSend money with Zelle®
💰 Finance
(32K)
free
7
Arro: Build & Grow Credit
Arro: Build & Grow Credit
Arro: Build & Grow Credit
Cash Back Credit Builder Card
Free

Build your credit score and earn cash back rewards with this credit builder card. Start with a credit limit up to $300 and grow it to $2,500. Get personalized financial guidance from an AI coach and track your progress with real-time updates.

Build credit historyEarn 1% cash back on gas and groceriesNo deposit required
💰 Finance
(1.7K)
free with in-app purchases
8
Merck EFCU Mobile App
Merck EFCU Mobile App
Merck EFCU Mobile App
by Merck Employees Federal Credit Union
Free

Manage your credit union accounts on the go. View balances, transfer funds, deposit checks, and pay bills conveniently. Locate branches and ATMs using GPS, ensuring secure and accessible banking from anywhere.

View account balancesTransfer fundsDeposit checks
💰 Finance
(612)
free
9
Perks at Work
Perks at Work
Perks at Work
Employee Discounts & Rewards
Free

Access exclusive employee discounts and rewards on a wide range of purchases, from travel and home office upgrades to movie tickets and groceries. Easily redeem WOWPoints and discover new perks tailored to your needs, helping you save money on everyday expenses.

Employee discounts and perksIn-store offersWOWPoints redemption
🛍️ Shopping
(6K)
free
10
Kovo - Fast Credit Builder
Kovo - Fast Credit Builder
Kovo - Fast Credit Builder
Grow Your Score & Earn Rewards
Free

Build your credit history with a simple, user-friendly platform. This app offers a credit builder program with no credit checks or fees, reporting to all four major bureaus. You can also track your FICO score, earn cash rewards, and access credit protection services.

Credit builder programNo credit check or feesReports to all 4 bureaus
💰 Finance
(11K)
free with in-app purchases
11
Together CU MobileAccess+
Together CU MobileAccess+
Together CU MobileAccess+
by Together Credit Union
Free

Manage your credit union accounts conveniently from your mobile device. Check balances, pay bills, transfer funds, deposit checks, and find nearby locations. Enjoy secure, 24/7 access to your finances.

Check account balances and transactionsPay bills and view eBillsTransfer money between accounts
💰 Finance
(9.8K)
free with in-app purchases
12
Paycom
Paycom
Paycom
by Paycom
Free

Manage HR and payroll tasks like checking schedules, requesting time off, and reviewing pay. Access employee information, track expenses, and complete training. Managers can approve requests and view team data.

Manage HR and payroll tasksView employee informationTrack time and expenses
💼 Business
(1.5M)
free
13
EECU
EECU
EECU
by Educational Employees Credit Union
Free

Manage your finances on the go with this secure mobile banking application. Easily check balances, transfer funds, pay bills, and deposit checks from your device. Access your money anytime, anywhere with convenient features for everyday banking needs.

Check account balancesView transaction historyTransfer funds between accounts
💰 Finance
(36K)
free
14
Blink - The Frontline App
Blink - The Frontline App
Blink - The Frontline App
No.1 App for Frontline Workers
Free

This app provides frontline workers with a single platform for accessing essential tools, apps, and communications. It aims to boost engagement and retention by centralizing information and streamlining access to workplace applications.

Centralized Hub for files, assets, and toolsTargeted announcement and story feedIntegrated messenger with group and 121 chats
📊 Productivity
(419)
free
15
Insperity Mobile
Insperity Mobile
Insperity Mobile
by Insperity, Inc.
Free

Access your 401k, paycheck details, FSA, and UHC benefits card on the go. This app synchronizes with your active lifestyle for quick and easy management of your employee benefits and financial information.

401k accessPaycheck informationFSA management
💼 Business
(48K)
free
16
PEFCU Mobile Banking
PEFCU Mobile Banking
PEFCU Mobile Banking
by Publix Employees Federal Credit Union
Free

Manage your finances with a modern banking app. Easily pay individuals using their contact information and transfer funds between your accounts and other banks. Enjoy a streamlined remote banking experience.

New look and feelPay a person by phone number or emailMove money between accounts
💰 Finance
(13K)
free
17
HEFCU App
HEFCU App
HEFCU App
by Healthcare Employees Federal Credit Union
Free

Manage your Healthcare Employees FCU accounts conveniently from your mobile device. Check balances, review transactions, and transfer funds securely and quickly, anytime, anywhere.

Check account balancesReview recent transactionsTransfer funds between accounts
💰 Finance
(119)
ad-supported
18
ASE Credit Union
ASE Credit Union
ASE Credit Union
by Alabama State Employees Credit Union
Free

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, pay bills, and deposit checks remotely. It also helps you find nearby branches and ATMs.

Check account balances and transactionsTransfer funds between accountsPay bills and view payment history
💰 Finance
(1.4K)
free
19
Navy Federal Credit Union
Navy Federal Credit Union
Navy Federal Credit Union
Our Members are the Mission
Free

Manage your finances on the go with this banking app. Easily check accounts, make payments, transfer funds, and deposit checks. Securely sign in and find nearby branches or ATMs. Apply for new accounts and loans, or manage your cards.

Account managementBill paymentsFund transfers
💰 Finance
(815K)
free
20
Paylocity
Paylocity
Paylocity
Forward Together.
Free

Access HR and payroll information, manage time and expenses, and stay connected with colleagues. This app offers a unified platform for employees and supervisors to handle essential work tasks securely and efficiently.

View paychecks and historical pay infoClock in/out and review timesheetsSubmit and approve time-off requests
💼 Business
(643K)
free

FAQ about Employee Credit App

What is the best employee credit app for iPhone?
SECU tops our employee credit app ranking as of June 2026, with a 4.9-star average from 277K App Store ratings, and it's free to download.
Yes — 20 of the top employee credit app we rank are free to download, including SECU and FedEx Employees Credit Assoc.
SECU has no ads and has no in-app purchases, according to its App Store listing as of June 2026.
The app allows you to manage your accounts by viewing balances and transactions, manage your cards by locking them, pay bills, transfer funds between your SECU accounts or to loans/credit cards, deposit checks, request loan advances, and send secure messages. You can also locate branches and ATMs.
To register, you'll need your existing Member Access User ID and password. You'll then answer a security question or enter a One-Time Passcode. Finally, you'll set up a device passcode and can enable Touch ID or Face ID for added security.