Best Free Credit Card Pos Apps

Square Point of Sale (POS)

Payments & Business Dashboard

Free

This all-in-one payment processing app helps businesses accept payments in person, online, or over the phone. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, simplifying operations and boosting revenue.

Payanywhere: Point of Sale POS

Credit Card Reader & Payment

Free

This platform helps businesses accept various payment types, including contactless and chip cards, directly from their iPhone. It offers features like invoicing, gift card sales, and inventory management, with optional hardware for enhanced functionality. Track sales and manage your business operations through a comprehensive online dashboard.

Seen Mobile - Build Credit

Spend, Track & Build Credit

Free

Manage your credit card account, track spending, and build your credit history. This app helps you establish or repair credit by reporting your payment activity to major credit bureaus. Take control of your finances with features like digital card access, autopay, and card locking.

Bread Financial

Manage Your Comenity Cards

Free

Manage your Comenity credit cards securely and conveniently. Track transactions, make payments, view statements, and redeem rewards. This app allows for easy account management and access to exclusive offers.

Self - Credit Builder & Cards

Secured Card & Score Tracker

Free

Build credit and grow savings with a secured credit card or credit builder account. This tool helps establish better financial habits and offers a path to credit with no initial credit check. Report rent, utility, and cell phone payments to credit bureaus.

Atlas - Rewards Credit Card

Earn cash back. Build credit.

Free

Build credit and earn cash back with a rewards card designed for easy approval, even with no credit history. Enjoy automatic savings at popular retailers and track your credit score's progress.

Discover Mobile

Banking and Finance

Free

Manage your Discover credit card and bank accounts securely from anywhere. Check balances, view transactions, make payments, redeem rewards, and deposit checks. Access your FICO score and freeze your account for added security.

Perpay - Shop and Build Credit

Shop, pay later, build credit

Free

Shop for electronics, home goods, and apparel with flexible payment options. Build your credit history by making on-time payments. Apply for a credit card with rewards and no annual fee.

PayPal POS (ex Zettle)

Grow with our point of sale.

Free

This app allows businesses to accept in-person payments, manage inventory, and track sales. It supports various payment methods and offers integrations for different business types. Get started quickly with no monthly fees or contracts.

Card by FNBO

by First Bankcard

Free

Manage your credit card account conveniently and securely on the go. View balances, transaction history, and statements. Pay your bill and set up email alerts for important account updates.

Ollo Credit Card Mobile App

Easily manage your Ollo card

Free

Manage your credit card account securely and conveniently from anywhere. View your balance, make payments, track activity, and access your FICO score. Instantly lock or unlock your card and set travel notifications for uninterrupted use.

SmartSwipe Credit Card Reader

Point of Sale POS Systems App

Free

Transform your mobile device into a complete point-of-sale system. Easily manage products, track inventory, accept various payment types, and generate real-time reports. This app is designed for businesses of all types, offering a powerful and free solution.

Aspire Account Center

by Atlanticus Services Corporation

Free

Manage your credit cards from your Apple device. Check balances, view transactions, set up alerts, and monitor your credit score for free. Securely access your accounts with fingerprint or PIN.

Varo Bank: Online Banking

Early Payday & Cash Advances

Free

This digital bank offers early payday, fee-free banking, and competitive interest rates. Access instant cash advances, a line of credit, and a free secured credit card to build your credit history.

PayPal - Pay, Send, Save

Debit card, rewards, pay later

Free

Securely shop online and in-store, send and receive money globally, and manage your finances. Earn rewards with a debit card and track packages. Offers purchase protection and buy now, pay later options.

Cash Advance Hub: TheCashGenie

Loans & Credit Cards For You

Free

Discover credit cards tailored to your spending habits. Compare options for cash back, travel rewards, or low fees. Manage your existing cards and optimize your rewards.

ChargeStripe: Stripe Payments

POS & Credit Card Payments

Free

Transform your iPhone into a powerful point-of-sale system. Accept credit card and contactless payments instantly without any hardware. Manage sales, customers, and recurring payments with secure, multi-currency support.