Best Gmt Pay Apps

214+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated June 2026

Looking for free gmt pay apps? 20 of our 214+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Gmt Pay Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1GMT PAYGMT PAYFree3.4★ (5)NoNoMay 2026
2Paytm: Secure UPI PaymentsPaytm: Secure UPI PaymentsFree4.7★ (39K)YesNoJul 2026
3ZayZoon - Wages On-DemandZayZoon - Wages On-DemandFree4.9★ (36K)YesNoJul 2026
4Dayforce Wallet: On-demand PayDayforce Wallet: On-demand PayFree4.9★ (54K)NoNoJul 2026
5Afterpay: Pay over timeAfterpay: Pay over timeFree4.9★ (752K)NoNoJul 2026
6Earnifi: Early Pay. Fast MoneyEarnifi: Early Pay. Fast MoneyFree was $0.994.5★ (2K)NoNoJul 2026
7UKG WalletUKG WalletFree4.7★ (17K)NoNoJul 2026
8urpayurpayFree4.6★ (11K)YesNoJul 2026

Top Picks for Gmt Pay

Paytm: Secure UPI Payments#2

Paytm: Secure UPI Payments by Paytm Mobile Solutions

UPI, Recharge & Pay Bills
Strong Contender
💰 Finance
4.7😞(39K ratings)
FreeAds
Paytm: Secure UPI Payments screenshot 1
Paytm: Secure UPI Payments screenshot 2
Paytm: Secure UPI Payments screenshot 3
Paytm: Secure UPI Payments screenshot 4
Paytm: Secure UPI Payments screenshot 5
Paytm: Secure UPI Payments screenshot 6

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

What We Love

  • 🚀 Fast payments
  • 📱 Good all-in-one app
  • 💳 Convenient payments

Room to Improve

  • 🔒 Security issues
  • 🤖 Poor customer service
  • 🛑 Doesn't work internationally
ZayZoon - Wages On-Demand#3

ZayZoon - Wages On-Demand by ZayZoon Inc.

Benefit for Eligible Employees
Worth Considering
💰 Finance
4.9😞(36K ratings)
FreeAds
ZayZoon - Wages On-Demand screenshot 1
ZayZoon - Wages On-Demand screenshot 2
ZayZoon - Wages On-Demand screenshot 3

Access your earned wages instantly, any day of the week, to avoid late fees and payday loans. This app offers financial wellness tools like overdraft prediction and educational resources. It also provides options for increased spending power on gift cards for essentials.

What We Love

  • 💰 Easy money
  • ⚡ Instant deposits
  • 🎁 Gift card options
  • 🆘 Helpful in emergencies

Room to Improve

  • 🤑 Expensive fees
  • 🕰️ Slow customer service
  • 🤖 Lack of human support

More Gmt Pay apps to explore

4
Dayforce Wallet: On-demand Pay
Dayforce Wallet: On-demand Pay
Dayforce Wallet: On-demand Pay
Get paid as you earn.
Free

Access your earned wages before payday with this app. Manage finances, set savings goals, and track spending all in one place. Transfer funds to a debit card for purchases or withdrawals, with no fees for on-demand pay.

Access earned wages on-demandTransfer funds to a debit cardManage earnings and track spending
💰 Finance
(54K)
free
5
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
🛍️ Shopping
(752K)
free with in-app purchases
6
Earnifi: Early Pay. Fast Money
Earnifi: Early Pay. Fast Money
Earnifi: Early Pay. Fast Money
Up to $500, Early Wage Access
Free
$0.99 | 100% OFF

Access your earned wages early to cover expenses like rent and bills. This app offers a fast and transparent alternative to high-interest payday loans, with no credit checks or hidden fees.

Access earned wages earlyFast cash advancesInstant pay option
💰 Finance
(2K)
free with in-app purchases
7
UKG Wallet
UKG Wallet
UKG Wallet
Live The Life You Earned
Free

Access earned wages before payday to pay bills, avoid fees, and manage unexpected expenses. This app offers early direct deposit, instant fund transfers, and tools for budgeting and saving. Enjoy banking without hidden fees and secure payment options.

Early paycheck and government payment depositImmediate access to earned wagesInstant mobile payments and fund transfers
💰 Finance
(17K)
free
8
urpay
urpay
urpay
by Neoleap
Free

A smart digital wallet for managing finances. Easily top up, send money globally, pay bills, and issue cards. Offers features like payment splitting, family wallets, and instant finance.

Digital walletGlobal money transferBill payments
💰 Finance
(11K)
free with in-app purchases
9
GoMining: BTC Mining & Finance
GoMining: BTC Mining & Finance
GoMining: BTC Mining & Finance
Earn, Mine & Use Bitcoin App
Free

This app provides access to Bitcoin mining infrastructure through digital assets. Earn daily rewards, spend them with a linked card, and engage in competitive gameplay. It aims to make Bitcoin accessible for everyday use, regardless of experience.

Digital miners backed by real mining powerEarn daily Bitcoin rewardsSpend rewards with integrated GoMining Card
💰 Finance
(14K)
free with in-app purchases
10
Rain Instant Pay
Rain Instant Pay
Rain Instant Pay
Unlock your employer benefits!
Free

Access your earned wages and employer benefits instantly, anytime. Track your earnings, gain financial insights, and utilize a full suite of financial tools. Manage your money on your terms with secure, on-demand access.

Instant access to earned wagesTrack earnings in real-timeFinancial coaching and education
💼 Business
(40K)
free
11
FastPay Wallet
FastPay Wallet
FastPay Wallet
Secured & Most Convenient
Free

Manage your finances with a secure and convenient mobile money app. Easily register, add funds, and perform transactions like mobile recharges, QR payments, and money transfers. Discover local offers and access transaction history.

Fast account registrationQR code paymentsSend money
💰 Finance
(5.4K)
free
12
HCMToGo
HCMToGo
HCMToGo
by Webapps, Inc.
Free

Access your HR information on the go. View and edit timesheets, submit time off, check balances, manage benefits, and view pay stubs. Requires company setup and a unique shortname for access.

Edit timesheetsSubmit time off requestsCheck vacation/sick balances
💼 Business
(14K)
free
13
BenefitPay
BenefitPay
BenefitPay
by Benefit Company
Free

This app enables fast, secure, and convenient payments and fund transfers using your smart device within Bahrain. It supports various payment methods, including QR codes, bill payments, and international remittances, with features for managing accounts and tracking transactions.

Enroll payment instrumentsInstant bank transfers (Fawri+)QR code payments
💰 Finance
(11K)
free
14
Monica - Pay, Send, Bills
Monica - Pay, Send, Bills
Monica - Pay, Send, Bills
Everything Money and Bills
Free

Manage your finances, pay bills, and shop with discounts all in one place. This app offers instant money transfers, secure transactions, and a virtual dollar card for global shopping. Enjoy free bank withdrawals and easy bill payments.

Tag & Scan to PayShop with DiscountsPay Bills with Ease
💰 Finance
(14K)
free
15
Ferry Pay
Ferry Pay
Ferry Pay
by Ferry Pay Inc.
Free

Manage your finances with 24/7 account access, real-time spending notifications, and card management. Make instant transfers, find nearby ATMs, and explore personalized cashback offers.

Real-time spending notificationsCard freezing and cancellationInstant and standard transfers
💰 Finance
(862)
free
16
Shyft - Shift Swap, Schedule
Shyft - Shift Swap, Schedule
Shyft - Shift Swap, Schedule
The #1 app for shift teams
Free

This app helps employees manage their work schedules, swap shifts with colleagues, and communicate with their team. It allows users to find coverage for shifts they can't work or pick up extra shifts for additional income. Managers can also use it to post open shifts and manage team schedules.

Swap shifts with team membersMessage coworkersManage work schedules
💼 Business
(31K)
free
17
Touch ‘n Go eWallet
Touch ‘n Go eWallet
Touch ‘n Go eWallet
It’s the way to GO
Free

Manage your finances, pay bills, invest, and travel with a secure digital wallet. Access a wide range of financial services, rewards, and lifestyle perks all in one place.

Secure digital walletBill payments and reloadsInvestments and savings
💰 Finance
(4.4K)
free with in-app purchases
18
Square Team
Square Team
Square Team
Square Team App
Free

This app streamlines team communication, scheduling, and time tracking for businesses. Employees can clock in/out, view shifts, and check estimated pay. Employers can manage schedules, send announcements, and process payroll.

Clock in/out on mobileReal-time team messagingShift scheduling and management
💼 Business
(38K)
free with in-app purchases
19
GigSmart Get Gigs
GigSmart Get Gigs
GigSmart Get Gigs
Find local jobs. Work today.
Free

Discover local job opportunities and work on your own terms. Find a variety of shifts across all industries, and apply for full or part-time positions. Get paid quickly and access benefits like insurance and health plans.

Find local jobs and shiftsWork on your own termsAccept work offers instantly
💼 Business
(12K)
free
20
Ride Ready by GMT
Ride Ready by GMT
Ride Ready by GMT
by SPX Technologies
Free

Plan and pay for your transit trips securely and conveniently using your smartphone. This app eliminates the need to purchase paper tickets, offering a cash-free payment option with major credit cards.

Trip planningSecure paymentCash-free transactions
🗺️ Navigation
(12)
free

FAQ about Gmt Pay

What are the best gmt pay apps for iPhone?
GMT PAY tops our gmt pay apps ranking as of June 2026, with a 3.4-star average from 5 App Store ratings, and it's free to download.
Yes — 20 of the top gmt pay apps we rank are free to download, including GMT PAY and Paytm: Secure UPI Payments.
GMT PAY has no ads and has no in-app purchases, according to its App Store listing as of June 2026.
We track 214+ gmt pay apps on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.
GMT PAY is a digital payment application designed to help users manage their funds. It allows for sending and receiving balances, and offers a prepaid Mastercard for transactions.
You can purchase a non-reloadable Mastercard directly through the GMT PAY app. This card can then be used for secure online and offline transactions.