Best Home Financing App

228+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated June 2026

NBT Bank Home Lending is the household name in home financing app, but it's far from the only option. We track 228+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Home Financing App (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1NBT Bank Home LendingNBT Bank Home LendingFree5.0★ (1)NoNoMay 2026
2Rate: Home, Finance & WellnessRate: Home, Finance & WellnessFree4.9★ (2.5K)YesNoAug 2026
3Mr. CooperMr. CooperFree4.9★ (106K)NoNoAug 2026
4My LoanCare GoMy LoanCare GoFree4.8★ (25K)NoNoAug 2026
5RoundPoint You Are HomeRoundPoint You Are HomeFree4.8★ (20K)NoNoAug 2026
6Cornerstone Home LendingCornerstone Home LendingFree4.9★ (4.3K)NoNoAug 2026
7PhonePe: Secure Payments AppPhonePe: Secure Payments AppFree4.7★ (166K)NoNoAug 2026
8Rocket MortgageRocket MortgageFree4.9★ (176K)NoNoAug 2026

Top Picks for Home Financing App

NBT Bank Home Lending#1

NBT Bank Home Lending by NBT Bancorp, Inc.

Editor's Choice
💰 Finance
5.0(1 ratings)
Free
NBT Bank Home Lending screenshot 1
NBT Bank Home Lending screenshot 2
NBT Bank Home Lending screenshot 3
NBT Bank Home Lending screenshot 4
NBT Bank Home Lending screenshot 5

This app simplifies the home buying and lending process for prospective buyers, current homeowners, and real estate agents. It offers tools to compare loan options, calculate savings from refinancing, and determine affordability. Users can also scan and upload documents, access contact information, and stay informed about industry news.

Rate: Home, Finance & Wellness#2

Rate: Home, Finance & Wellness by Guaranteed Rate, Inc.

Loans, travel, fitness & gear
Strong Contender
💰 Finance
4.9😐(2.5K ratings)
FreeAds
Rate: Home, Finance & Wellness screenshot 1
Rate: Home, Finance & Wellness screenshot 2
Rate: Home, Finance & Wellness screenshot 3
Rate: Home, Finance & Wellness screenshot 4
Rate: Home, Finance & Wellness screenshot 5
Rate: Home, Finance & Wellness screenshot 6

This app integrates home financing, personal loans, and wellness resources into a single platform. Manage your financial life with fast loan approvals, explore real estate, and access a variety of wellbeing content for mind and body.

What We Love

  • 👍 Easy to use
  • 💡 Includes wellness and financial content
  • 🚀 Intuitive navigation
  • 👍 User-friendly interface

Room to Improve

  • 🐛 Login and verification issues
  • 🐛 Difficulty making payments through the app
  • 🐛 Lack of communication from mortgage advisor
Mr. Cooper#3

Mr. Cooper by Nationstar Mortgage Holdings Inc.

Revolutionary home loan tools.
Worth Considering
💰 Finance
4.9😐(106K ratings)
Free
Mr. Cooper screenshot 1
Mr. Cooper screenshot 2
Mr. Cooper screenshot 3
Mr. Cooper screenshot 4

Manage your home loan with ease. Make payments, track your home's value and equity, and explore personalized refinance options. Get quick assistance from mortgage experts and access important documents anytime.

What We Love

  • 🚀 Easy to use app
  • 👍 Helpful customer service
  • 🚀 Convenient mortgage management
  • 🚀 Clean and intuitive interface

Room to Improve

  • 🐛 Recurring payment application issues
  • 🐛 Unreliable app functionality
  • 🐛 Incorrect information display

More Home Financing App apps to explore

4
My LoanCare Go
My LoanCare Go
My LoanCare Go
Your mortgage on the go.
Free

Manage your mortgage loan servicing with ease. This app allows homeowners to make payments, review statements, track finances, and set up autopay. Access important documents and manage paperless billing conveniently from your mobile device.

Make loan paymentsReview monthly statementsSetup AutoPay
💰 Finance
(25K)
free
5
RoundPoint You Are Home
RoundPoint You Are Home
RoundPoint You Are Home
Securely manage your home loan
Free

Easily manage your mortgage from your phone. Access loan documents, set up payments, and update account information securely. Opt out of paper statements and monitor local property trends.

Secure loan document accessOne-time and recurring paymentsAccount information updates
💰 Finance
(20K)
free
6
Cornerstone Home Lending
Cornerstone Home Lending
Cornerstone Home Lending
by Cornerstone Capital Bank, SSB
Free

Manage your mortgage account securely from your mobile device. Make payments, view escrow details, access statements, and communicate with customer support. Offers educational resources for mortgage management.

Make and view paymentsAccess escrow informationView statements and tax documents
💰 Finance
(4.3K)
free
7
PhonePe: Secure Payments App
PhonePe: Secure Payments App
PhonePe: Secure Payments App
UPI, Bills, FASTag, Recharge
Free

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

BHIM UPI money transfersMobile and DTH rechargesUtility bill payments
💰 Finance
(166K)
free with in-app purchases
8
Rocket Mortgage
Rocket Mortgage
Rocket Mortgage
Mortgages made simple
Free

Manage your entire home loan journey from application to payment. This app offers tools to apply for mortgages, track progress, view loan details, make payments, and monitor home value. Get expert support and insights for a stress-free homeownership experience.

Apply for home loansManage mortgage paymentsTrack application progress
💰 Finance
(176K)
free
9
MyVeteransUnited
MyVeteransUnited
MyVeteransUnited
Veterans United Home Loans
Free

Manage your home financing journey with ease. Check loan eligibility, connect with your loan team, track tasks, upload documents, and sign mortgage papers electronically. Stay organized and close on your home with confidence.

Check loan eligibilityConnect with loan teamView and manage tasks
💰 Finance
(16K)
free
10
Arvest Home4Me - Home Loans
Arvest Home4Me - Home Loans
Arvest Home4Me - Home Loans
The New Mortgage App by Arvest
Free

This app helps you find the right home loan, get pre-qualified, and connect with a local lender. It streamlines the homeownership journey with tools to assess affordability, compare loan options, and track interest rates.

Home loan pre-qualificationAffordability assessmentMortgage refinancing calculator
💰 Finance
(38)
free
11
Citi Mobile®
Citi Mobile®
Citi Mobile®
A Banking App Designed for You
Free

Manage your banking and finances with a comprehensive mobile app. Open accounts, deposit checks, pay bills, and track spending. Securely access your accounts and manage your cards with features like card locking and PIN resets.

Open new accountsMobile check depositPay bills and schedule payments
💰 Finance
(4M)
free with in-app purchases
12
Ava: Build Credit Fast
Ava: Build Credit Fast
Ava: Build Credit Fast
Save Money with Lower Interest
Free

Build a positive credit history and potentially improve your credit score with this app. It offers tools like a credit builder card and a savings account to help you manage bills and establish a credit profile. Get started quickly with transparent pricing and free monthly credit reports.

Build positive credit historyCredit builder card for subscriptions and billsSave & Build Credit Account for savings and credit line
💰 Finance
(49K)
subscription
13
Stride Home By Stride Mortgage
Stride Home By Stride Mortgage
Stride Home By Stride Mortgage
by Stride Bank, National Association
Free

Calculate mortgage payments for various loan types and scan/compile documents for easy submission. Connect with your homebuying team directly within the app to streamline communication and document sharing.

Diverse loan calculators (FHA, Conventional, Jumbo, Rural, VA)Save mortgage quotes and scenariosIn-app communication with mortgage team
💰 Finance
(4)
free
14
Lakeview Mortgage
Lakeview Mortgage
Lakeview Mortgage
Your mortgage on the go.
Free

Manage your home loan finances with ease. This app allows you to make payments, review statements, set up autopay, and track your loan details. Access your mortgage information and agent assistance 24/7 for convenient account management.

Make loan paymentsReview monthly statementsSetup AutoPay
💰 Finance
(20K)
free
15
Invoice Maker ▸ Estimate App
Invoice Maker ▸ Estimate App
Invoice Maker ▸ Estimate App
Simple Invoices Generator Tofu
Free

Create, send, and manage professional invoices and estimates quickly. This app helps freelancers and small businesses track payments, organize client information, and generate reports for bookkeeping. Get paid faster and maintain a professional image with customizable templates.

Create invoices and estimates quicklySend via email or messengersAttach photos to estimates
💼 Business
(35K)
freemium
16
Newrez
Newrez
Newrez
Your mortgage, our commitment
Free

Manage your mortgage loan conveniently from your mobile device. Easily view loan details, make payments, access important documents, and track your loan status securely.

View loan balance and payment detailsMake one-time or scheduled paymentsEdit autopay settings
💰 Finance
(40K)
free
17
CMG Home
CMG Home
CMG Home
by CMG MORTGAGE, INC.
Free

Begin your home search with a mortgage preapproval. This app guides you through the mortgage process, allows secure document uploads, and offers tools to compare loan options and calculate scenarios. Access support and resources to help you buy your new home faster.

Mortgage preapprovalStep-by-step mortgage navigationSecure document upload
💰 Finance
(147)
free
18
MetLife US App
MetLife US App
MetLife US App
by MetLife
Free

Manage your MetLife benefits efficiently with this app. Access dental and disability coverage details, find providers, and track claims. Securely access your information and update personal details on the go.

Access dental coverage and claimsFind and book dentist appointmentsReview disability claim information
💼 Business
(25K)
free
19
Your Mortgage Online
Your Mortgage Online
Your Mortgage Online
by DMI Software, Inc
Free

Manage your mortgage with ease. Make payments, track escrow accounts, taxes, and insurance. Access 24/7 support for a seamless mortgage management experience.

Online paymentsEscrow account managementTax and insurance tracking
💰 Finance
(31K)
free
20
Home Bank Mobile
Home Bank Mobile
Home Bank Mobile
by Home Bank, National Association
Free

Manage your bank accounts on your iPhone. Check balances, view transaction history, transfer funds between accounts, and pay bills conveniently.

Balance inquiriesTransaction historyFunds transfers
💰 Finance
(3.2K)
ad-supported

FAQ about Home Financing App

What is the best home financing app for iPhone?
NBT Bank Home Lending tops our home financing app ranking as of June 2026, with a 5.0-star average from 1 App Store ratings, and it's free to download.
Yes — 20 of the top home financing app we rank are free to download, including NBT Bank Home Lending and Rate: Home, Finance & Wellness.
NBT Bank Home Lending has no ads and has no in-app purchases, according to its App Store listing as of June 2026.
We track 228+ home financing app on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.
NBT Bank Home Lending provides loan calculations to help you compare loan programs, estimate savings from refinancing your mortgage, and determine how much home you can afford based on your income and current interest rates.
The app allows you to scan required documents directly from your smartphone and upload them quickly. This feature is designed to speed up the loan approval process for your mortgage application.