Best Ira Apps

204+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated May 2026

If you already know IRS2Go, this is the deeper bench. 204+ IRA apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of May 2026.

Top Picks for Ira

IRS2Go#1

IRS2Go by Internal Revenue Service

Editor's Choice
💰 Finance
2.9😞(4.3K ratings)
Free
IRS2Go screenshot 1
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Access official IRS services on your mobile device. Check refund status, make payments, find tax preparation help, and receive tax tips and news. Stay connected with the IRS anytime, anywhere.

What We Love

  • 🚀 Easy to use
  • 💰 Helps with tax payments
  • 🔍 Provides refund status updates
  • ⏱️ Convenient for checking tax info

Room to Improve

  • 🐛 Frequent errors and glitches
  • 📱 Limited functionality compared to website
  • 🔒 Security/authentication issues
Fidelity Investments#2

Fidelity Investments by Fidelity Investments

Invest, save, plan in one app.
Strong Contender
💰 Finance
4.8😐(3.2M ratings)
FreeAds
#14in Finance
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Invest in stocks, ETFs, and cryptocurrencies with professional insights and powerful tools. Manage cash, pay bills, and automate investments. Offers 24/7 support and robust account protection.

What We Love

  • 🚀 Efficient app with quick access to accounts
  • 🔒 Secure login process
  • 👍 Comprehensive research and data tools
  • 💡 Ability to link external accounts for full financial view

Room to Improve

  • 🐛 Inaccurate account information and performance data
  • 🔍 Cluttered and unintuitive user interface
  • 🔍 Difficult to navigate and find desired features
IRA Financial#3

IRA Financial by IRA Financial Trust Company

SDIRA, Solo 401(k), ROBS
Worth Considering
💰 Finance
4.0(38 ratings)
Free
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Manage your self-directed retirement accounts, explore diverse investment options like real estate and crypto, and access expert resources. Stay informed with real-time alerts and secure transactions to take control of your financial future.

More Ira apps to explore

4
Schwab Mobile
Schwab Mobile
Schwab Mobile
Own your tomorrow®
Free

Manage your investments, research market trends, and conduct banking all within a single application. Track your portfolio, deposit checks, and trade stocks, ETFs, and options with intuitive tools and real-time insights.

Consolidated account viewMobile check depositIntuitive trade ticket
💰 Finance
(1.2M)
free with in-app purchases
5
Robinhood: Trade Anything
Robinhood: Trade Anything
Robinhood: Trade Anything
Events, Stocks, Crypto & More.
Free

Invest in stocks, ETFs, options, and crypto with commission-free trading. Utilize advanced charting tools, price alerts, and technical indicators to inform your strategies. Access prediction markets for event-based trading and earn interest on uninvested cash with a premium subscription.

Commission-free stock, ETF, and options tradingCrypto trading with low costsAdvanced charting and technical indicators
💰 Finance
(4.8M)
freemium
6
Vanguard: Save, Invest, Retire
Vanguard: Save, Invest, Retire
Vanguard: Save, Invest, Retire
Investing, Advice, Retirement
Free

Manage your investments and retirement accounts on the go. Track account performance, make trades, and deposit checks directly. Access account overviews and transaction history with ease.

Account overview and balance trackingInvestment performance trackingCost basis and day change details
💰 Finance
(177K)
free
7
IRA Group
IRA Group
IRA Group
by INVESTMENT RESEARCH & ADVISORY GROUP
Free

Access a consolidated view of your financial performance, important documents, and transactions. Connect external accounts for a comprehensive overview of your financial picture.

Consolidated performance informationAccess important documentsView account transactions
💰 Finance
(1)
free
8
Acorns: Save & Invest Money
Acorns: Save & Invest Money
Acorns: Save & Invest Money
Grow Your Financial Wellness
Free

This app automates saving, investing, and spending to help you grow your financial wellness. It allows you to invest spare change, set recurring investments, and even invest in Bitcoin. You can also save for emergencies, retirement, and your children's futures.

Automated investingInvest spare changeRecurring investments
💰 Finance
(954K)
subscription
9
BitcoinIRA: Buy & Sell Crypto
BitcoinIRA: Buy & Sell Crypto
BitcoinIRA: Buy & Sell Crypto
Top-rated crypto IRA app.
Free

Invest in cryptocurrencies within your retirement accounts like IRA, Roth IRA, or 401(k). Buy, sell, and swap over 80 digital assets 24/7, with options to stake for rewards. Offers advanced trading tools and secure storage for your crypto investments.

Crypto IRA and Roth IRA accounts401(k) rolloversBuy, sell, and swap 80+ cryptocurrencies
💰 Finance
(1.2K)
free with in-app purchases
10
M1: Invest & Bank Smarter
M1: Invest & Bank Smarter
M1: Invest & Bank Smarter
Manage Money, Build Wealth
Free

This finance app simplifies wealth building by offering integrated earning, investing, and borrowing features. Manage cash with high yields, build custom investment portfolios with automated rebalancing, and access competitive margin rates, all within a secure platform.

High-Yield Cash AccountCustomizable Investment Portfolios (Pies)Automatic Rebalancing
💰 Finance
(73K)
free with in-app purchases
11
Choice: Bitcoin in your IRA
Choice: Bitcoin in your IRA
Choice: Bitcoin in your IRA
Stack Sats, Crypto & Stocks
Free

Invest in Bitcoin, crypto, and stocks within a tax-advantaged retirement account. Set up a new IRA or roll over an existing one. Play daily for a chance to win free Bitcoin with no setup fees or minimums.

Invest in Bitcoin, crypto, and stocksTax-advantaged retirement accounts (IRA, 401k)Daily chance to win free Bitcoin (Blinko)
💰 Finance
(1.5K)
free
12
E*TRADE: Invest. Trade. Save.
E*TRADE: Invest. Trade. Save.
E*TRADE: Invest. Trade. Save.
Stocks, options, mutual funds
Free

This app simplifies investing, banking, and trading for users of all experience levels. It provides commission-free trades, research tools, educational resources, and high-yield savings options.

Commission-free stock, ETF, and options tradesMutual fund tradingProfessionally built portfolios
💰 Finance
(381K)
free with in-app purchases
13
Principal®
Principal®
Principal®
Retire on your terms.
Free

Manage your retirement savings and financial goals from your mobile device. Track account balances, adjust contributions, and access educational resources to improve your financial confidence. Tools are available to help you assess your progress towards retirement.

View account balancesRoll over fundsChange contributions
💰 Finance
(228K)
free with in-app purchases
14
Betterment Invest & Save Money
Betterment Invest & Save Money
Betterment Invest & Save Money
Investments & Cash Accounts
Free

Automated investing and savings app to build long-term wealth and reach financial goals. Offers expert-built portfolios, high-yield cash accounts, and tools for self-directed investing. Start with as little as $10.

Automated investing and savingsExpert-built diversified portfoliosHigh-yield cash accounts
💰 Finance
(62K)
free with in-app purchases
15
T. Rowe Price Personal®
T. Rowe Price Personal®
T. Rowe Price Personal®
INVEST WITH CONFIDENCE®
Free

Manage your entire investment portfolio, including external accounts, in one place. Track performance, make informed decisions with personalized insights, and execute trades quickly and securely. Access educational resources and dedicated support to help you achieve your financial goals.

Consolidated portfolio viewExternal account linkingDetailed fund performance
💰 Finance
(23K)
free
16
Firstrade: Invest & Trade
Firstrade: Invest & Trade
Firstrade: Invest & Trade
Stocks, Options, ETFs.
Free

Invest in stocks, options, and ETFs commission-free with a platform offering fractional shares, AI-powered insights, and extended trading hours. Manage multiple accounts, including IRAs, and access premium research to make informed trading decisions.

Commission-free trading on stocks, ETFs, options, and mutual fundsZero options contract feesFractional share trading starting at $5
💰 Finance
(8.3K)
free with in-app purchases
17
PensionBee: Roll over 401(k)s
PensionBee: Roll over 401(k)s
PensionBee: Roll over 401(k)s
Roll over your old 401(k)s
Free

Consolidate your old 401(k)s and IRAs into one easy-to-manage retirement account. Choose your IRA type, access your savings 24/7, and receive personalized support from dedicated account managers. Plan confidently for your future with flexible investment options and transparent fees.

Consolidate 401(k)s and IRAsChoose Traditional, Roth, or SEP IRA1% rollover match available
💰 Finance
(11)
ad-supported
18
ETZ: Crypto IRA Trading
ETZ: Crypto IRA Trading
ETZ: Crypto IRA Trading
200+ Coinbase Prime Assets
Free

Trade over 200 digital assets within your retirement accounts on a secure and user-friendly platform. Access institutional-grade storage and tax-advantaged transactions for a diverse retirement portfolio.

Trade 200+ digital assets in IRAsInstitutional-grade storage via Coinbase PrimeTax-advantaged transactions
💰 Finance
(13)
free
19
Swan Bitcoin: Buy & Save
Swan Bitcoin: Buy & Save
Swan Bitcoin: Buy & Save
Invest. Learn. Secure. Retire.
Free

This app helps users build Bitcoin wealth through personalized guidance and tools. It offers secure custody, retirement account integration, and flexible buying options to invest in Bitcoin confidently.

Personalized Bitcoin expert serviceEnterprise-grade secure custody (Swan Guard)Bitcoin IRA for retirement accounts
💰 Finance
(4K)
free
20
IRA Smart Switch
IRA Smart Switch
IRA Smart Switch
IRA is Smart Home Product.
Free
🔧 Utilities
(0)

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