Best Ira Apps

248+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated August 2026

If you already know Fidelity Investments, this is the deeper bench. 248+ IRA apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of August 2026.

Compare top Ira Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Fidelity InvestmentsFidelity InvestmentsFree4.8★ (3.3M)NoNoSep 2026
2IRA FinancialIRA FinancialFree3.9★ (41)NoNoAug 2026
3IRS2GoIRS2GoFree2.9★ (4.3K)NoNoAug 2026
4Vanguard: Save, Invest, RetireVanguard: Save, Invest, RetireFree4.6★ (177K)YesNoJul 2026
5Schwab MobileSchwab MobileFree4.8★ (1.2M)NoNoSep 2026
6Robinhood: Trading & InvestingRobinhood: Trading & InvestingFree4.3★ (4.8M)NoNoSep 2026
7Acorns: Save & Invest MoneyAcorns: Save & Invest MoneyFree4.7★ (958K)NoNoSep 2026
8E*TRADE: Invest. Trade. Save.E*TRADE: Invest. Trade. Save.Free4.7★ (381K)NoNoSep 2026

Top Picks for Ira

Fidelity Investments#1

Fidelity Investments by Fidelity Investments

Invest, save, plan in one app.
Editor's Choice
💰 Finance
4.8😐(3.3M ratings)
Free
#18in Finance
Fidelity Investments screenshot 1
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Fidelity Investments screenshot 3
Fidelity Investments screenshot 4
Fidelity Investments screenshot 5
Fidelity Investments screenshot 6

Invest in stocks, ETFs, and cryptocurrencies with professional insights and powerful tools. Manage cash, pay bills, and automate investments. Offers 24/7 support and robust account protection.

What We Love

  • 🚀 Efficient app with quick access to accounts
  • 🔒 Secure login process
  • 👍 Comprehensive research and data tools
  • 💡 Ability to link external accounts for full financial view

Room to Improve

  • 🐛 Inaccurate account information and performance data
  • 🔍 Cluttered and unintuitive user interface
  • 🔍 Difficult to navigate and find desired features
IRA Financial#2

IRA Financial by IRA Financial Trust

SDIRA, Solo 401(k), ROBS
Strong Contender
💰 Finance
3.9(41 ratings)
Free
IRA Financial screenshot 1
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IRA Financial screenshot 4

Manage your self-directed retirement accounts, explore diverse investment options like real estate and crypto, and access expert resources. Stay informed with real-time alerts and secure transactions to take control of your financial future.

IRS2Go#3

IRS2Go by Internal Revenue Service

Check your refund status
Worth Considering
💰 Finance
2.9😞(4.3K ratings)
Free
IRS2Go screenshot 1
IRS2Go screenshot 2
IRS2Go screenshot 3
IRS2Go screenshot 4

Access official IRS services on your mobile device. Check refund status, make payments, find tax preparation help, and receive tax tips and news. Stay connected with the IRS anytime, anywhere.

What We Love

  • 🚀 Easy to use
  • 💰 Helps with tax payments
  • 🔍 Provides refund status updates
  • ⏱️ Convenient for checking tax info

Room to Improve

  • 🐛 Frequent errors and glitches
  • 📱 Limited functionality compared to website
  • 🔒 Security/authentication issues

More Ira apps to explore

4
Vanguard: Save, Invest, Retire
Vanguard: Save, Invest, Retire
Vanguard: Save, Invest, Retire
Investing, Advice, Retirement
Free

Manage your investments and retirement accounts on the go. Track account performance, make trades, and deposit checks directly. Access account overviews and transaction history with ease.

Account overview and balance trackingInvestment performance trackingCost basis and day change details
💰 Finance
(177K)
free
5
Schwab Mobile
Schwab Mobile
Schwab Mobile
Own your tomorrow®
Free

Manage your investments, research market trends, and conduct banking all within a single application. Track your portfolio, deposit checks, and trade stocks, ETFs, and options with intuitive tools and real-time insights.

Consolidated account viewMobile check depositIntuitive trade ticket
💰 Finance
(1.2M)
free with in-app purchases
6
Robinhood: Trading & Investing
Robinhood: Trading & Investing
Robinhood: Trading & Investing
Stocks, ETFs, Crypto & Options
Free

Invest in stocks, ETFs, options, and crypto with commission-free trading. Utilize advanced charting tools, price alerts, and technical indicators to inform your strategies. Access prediction markets for event-based trading and earn interest on uninvested cash with a premium subscription.

Commission-free stock, ETF, and options tradingCrypto trading with low costsAdvanced charting and technical indicators
💰 Finance
(4.8M)
freemium
7
Acorns: Save & Invest Money
Acorns: Save & Invest Money
Acorns: Save & Invest Money
ETF, Stock Investing & Savings
Free

This app automates saving, investing, and spending to help you grow your financial wellness. It allows you to invest spare change, set recurring investments, and even invest in Bitcoin. You can also save for emergencies, retirement, and your children's futures.

Automated investingInvest spare changeRecurring investments
💰 Finance
(958K)
subscription
8
E*TRADE: Invest. Trade. Save.
E*TRADE: Invest. Trade. Save.
E*TRADE: Invest. Trade. Save.
Stocks, ETFs, options, crypto
Free

This app simplifies investing, banking, and trading for users of all experience levels. It provides commission-free trades, research tools, educational resources, and high-yield savings options.

Commission-free stock, ETF, and options tradesMutual fund tradingProfessionally built portfolios
💰 Finance
(381K)
free with in-app purchases
9
BitcoinIRA: Buy & Sell Crypto
BitcoinIRA: Buy & Sell Crypto
BitcoinIRA: Buy & Sell Crypto
Top-rated crypto IRA app.
Free

Invest in cryptocurrencies within your retirement accounts like IRA, Roth IRA, or 401(k). Buy, sell, and swap over 80 digital assets 24/7, with options to stake for rewards. Offers advanced trading tools and secure storage for your crypto investments.

Crypto IRA and Roth IRA accounts401(k) rolloversBuy, sell, and swap 80+ cryptocurrencies
💰 Finance
(1.2K)
free with in-app purchases
10
Betterment Invest & Save Money
Betterment Invest & Save Money
Betterment Invest & Save Money
Investments & Cash Accounts
Free

Automated investing and savings app to build long-term wealth and reach financial goals. Offers expert-built portfolios, high-yield cash accounts, and tools for self-directed investing. Start with as little as $10.

Automated investing and savingsExpert-built diversified portfoliosHigh-yield cash accounts
💰 Finance
(65K)
free with in-app purchases
11
Empower ®
Empower ®
Empower ®
Plan, save, invest, retire
Free

This app provides a comprehensive financial overview, consolidating all your accounts in one place. It offers tools to plan for retirement, manage budgets, track net worth, and simulate financial scenarios, making financial management clearer and simpler.

Consolidated account viewRetirement planningBudget tracking
💰 Finance
(404K)
free with in-app purchases
12
iRa
iRa
iRa
by Demy Geitzenauer
Free
🗺️ Navigation
(0)
13
Trump Accounts: Official App
Trump Accounts: Official App
Trump Accounts: Official App
Invest in your child’s future
Free

This app helps eligible American children start building long-term financial growth. It allows for contributions from family, friends, and employers, automatically investing funds for long-term growth. At 18, the account converts to a Traditional IRA.

Open accounts for eligible childrenAutomatic investment in long-term fundsTrack contributions and monitor performance
💰 Finance
(14K)
free
14
Principal®
Principal®
Principal®
Retire on your terms.
Free

Manage your retirement savings and financial goals from your mobile device. Track account balances, adjust contributions, and access educational resources to improve your financial confidence. Tools are available to help you assess your progress towards retirement.

View account balancesRoll over fundsChange contributions
💰 Finance
(233K)
free with in-app purchases
15
ira | the most human AI
ira | the most human AI
ira | the most human AI
rumik.ai
Free

Engage in meaningful conversations and receive emotional support from an AI designed to enhance your relationships, mental well-being, IQ, and EQ. This AI offers a safe, judgment-free space for thoughtful interactions, ensuring your conversations remain private.

Meaningful conversationsEmotional supportRelationship improvement
🌟 Lifestyle
(0)
free with in-app purchases
16
IRA Smart Switch
IRA Smart Switch
IRA Smart Switch
IRA is Smart Home Product.
Free
🔧 Utilities
(0)
17
M1: Invest & Bank Smarter
M1: Invest & Bank Smarter
M1: Invest & Bank Smarter
Manage Money, Build Wealth
Free

This finance app simplifies wealth building by offering integrated earning, investing, and borrowing features. Manage cash with high yields, build custom investment portfolios with automated rebalancing, and access competitive margin rates, all within a secure platform.

High-Yield Cash AccountCustomizable Investment Portfolios (Pies)Automatic Rebalancing
💰 Finance
(74K)
free with in-app purchases
18
ETZ: Crypto IRA Trading
ETZ: Crypto IRA Trading
ETZ: Crypto IRA Trading
200+ Coinbase Prime Assets
Free

Trade over 200 digital assets within your retirement accounts on a secure and user-friendly platform. Access institutional-grade storage and tax-advantaged transactions for a diverse retirement portfolio.

Trade 200+ digital assets in IRAsInstitutional-grade storage via Coinbase PrimeTax-advantaged transactions
💰 Finance
(15)
free
19
Choice: Bitcoin in your IRA
Choice: Bitcoin in your IRA
Choice: Bitcoin in your IRA
Stack Sats, Crypto & Stocks
Free

Invest in Bitcoin, crypto, and stocks within a tax-advantaged retirement account. Set up a new IRA or roll over an existing one. Play daily for a chance to win free Bitcoin with no setup fees or minimums.

Invest in Bitcoin, crypto, and stocksTax-advantaged retirement accounts (IRA, 401k)Daily chance to win free Bitcoin (Blinko)
💰 Finance
(1.5K)
free
20
Entrust Self-Directed IRA
Entrust Self-Directed IRA
Entrust Self-Directed IRA
Your SDIRA on The Go
Free

Manage your self-directed IRA investments, including alternative assets like real estate and private equity, directly from your mobile device. This app allows existing account holders to fund their accounts, purchase investments, and handle all aspects of their retirement planning on the go.

Invest in alternative assetsManage IRA contributions and beneficiariesAccess online learning center for strategies
💰 Finance
(10)
ad-supported

FAQ about Ira

What are the best IRA apps for iPhone?
Fidelity Investments tops our IRA apps ranking as of August 2026, with a 4.8-star average from 3.3M App Store ratings, and it's free to download.
Yes — 20 of the top IRA apps we rank are free to download, including Fidelity Investments and IRA Financial.
Fidelity Investments has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 248+ IRA apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The app allows you to invest in stocks, ETFs, and mutual funds using industry-leading research. You can also trade cryptocurrencies like bitcoin and ethereum, manage your cash, pay bills, and schedule transfers. It provides professional insights and tools to help you make smarter money decisions.
You can invest in a variety of assets including stocks, ETFs, and mutual funds. The app also supports trading of cryptocurrencies such as bitcoin and ethereum through Fidelity Crypto®. Before investing, it's important to consider the investment objectives, risks, charges, and expenses associated with each fund.

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