Best Ira Account Apps

206+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated July 2026

With an average user rating of 4.6★, the ira account category is one of the App Store's strongest. Browse all 206+ apps we track, sorted so the most loved ones surface first.

Compare top Ira Account Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1IRA FinancialIRA FinancialFree4.0★ (38)NoNoJul 2026
2Fidelity InvestmentsFidelity InvestmentsFree4.8★ (3.2M)NoNoJul 2026
3Vanguard: Save, Invest, RetireVanguard: Save, Invest, RetireFree4.6★ (177K)YesNoJul 2026
4Acorns: Save & Invest MoneyAcorns: Save & Invest MoneyFree4.7★ (955K)NoNoJul 2026
5My RetirementMy RetirementFree4.8★ (23K)NoNoJul 2026
6iTrustCapital: Buy Crypto 24/7iTrustCapital: Buy Crypto 24/7Free3.9★ (101)YesNoJul 2026
7BitcoinIRA: Buy & Sell CryptoBitcoinIRA: Buy & Sell CryptoFree4.5★ (1.2K)YesNoJul 2026
8J.P. Morgan Retirement LinkJ.P. Morgan Retirement LinkFree4.8★ (4.3K)NoNoJul 2026

Top Picks for Ira Account

IRA Financial#1

IRA Financial by IRA Financial Trust

SDIRA, Solo 401(k), ROBS
Editor's Choice
💰 Finance
4.0(38 ratings)
Free
IRA Financial screenshot 1
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IRA Financial screenshot 4

Manage your self-directed retirement accounts, explore diverse investment options like real estate and crypto, and access expert resources. Stay informed with real-time alerts and secure transactions to take control of your financial future.

Fidelity Investments#2

Fidelity Investments by Fidelity Investments

Invest, save, plan in one app.
Strong Contender
💰 Finance
4.8😐(3.2M ratings)
Free
#13in Finance
Fidelity Investments screenshot 1
Fidelity Investments screenshot 2
Fidelity Investments screenshot 3
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Fidelity Investments screenshot 5
Fidelity Investments screenshot 6

Invest in stocks, ETFs, and cryptocurrencies with professional insights and powerful tools. Manage cash, pay bills, and automate investments. Offers 24/7 support and robust account protection.

What We Love

  • 🚀 Efficient app with quick access to accounts
  • 🔒 Secure login process
  • 👍 Comprehensive research and data tools
  • 💡 Ability to link external accounts for full financial view

Room to Improve

  • 🐛 Inaccurate account information and performance data
  • 🔍 Cluttered and unintuitive user interface
  • 🔍 Difficult to navigate and find desired features

More Ira Account apps to explore

3
Vanguard: Save, Invest, Retire
Vanguard: Save, Invest, Retire
Vanguard: Save, Invest, Retire
Investing, Advice, Retirement
Free

Manage your investments and retirement accounts on the go. Track account performance, make trades, and deposit checks directly. Access account overviews and transaction history with ease.

Account overview and balance trackingInvestment performance trackingCost basis and day change details
💰 Finance
(177K)
free
4
Acorns: Save & Invest Money
Acorns: Save & Invest Money
Acorns: Save & Invest Money
ETF, Stock Investing & Savings
Free

This app automates saving, investing, and spending to help you grow your financial wellness. It allows you to invest spare change, set recurring investments, and even invest in Bitcoin. You can also save for emergencies, retirement, and your children's futures.

Automated investingInvest spare changeRecurring investments
💰 Finance
(955K)
subscription
5
My Retirement
My Retirement
My Retirement
by Nationwide Mutual Insurance Company
Free

Access your employer-sponsored retirement plan on the go. View account balances, asset breakdowns, and manage contributions. Plan your retirement readiness with integrated financial planning tools.

Account balance viewingAsset class breakdownsContribution management
💰 Finance
(23K)
free
6
iTrustCapital: Buy Crypto 24/7
iTrustCapital: Buy Crypto 24/7
iTrustCapital: Buy Crypto 24/7
IRA & Non-IRA Crypto Accounts
Free

Invest in digital assets and precious metals with a secure platform offering 24/7 access to over 90 cryptocurrencies. Manage retirement savings with tax-advantaged IRAs or use Treasury Accounts for business and organizational needs.

Tax-Advantaged Crypto IRAPremium Custody AccountTreasury Account
💰 Finance
(101)
free with in-app purchases
7
BitcoinIRA: Buy & Sell Crypto
BitcoinIRA: Buy & Sell Crypto
BitcoinIRA: Buy & Sell Crypto
Top-rated crypto IRA app.
Free

Invest in cryptocurrencies within your retirement accounts like IRA, Roth IRA, or 401(k). Buy, sell, and swap over 80 digital assets 24/7, with options to stake for rewards. Offers advanced trading tools and secure storage for your crypto investments.

Crypto IRA and Roth IRA accounts401(k) rolloversBuy, sell, and swap 80+ cryptocurrencies
💰 Finance
(1.2K)
free with in-app purchases
8
J.P. Morgan Retirement Link
J.P. Morgan Retirement Link
J.P. Morgan Retirement Link
J.P. Morgan Retirement Link
Free

Securely access your retirement account anytime, anywhere. Track your progress towards your retirement goal, manage investments, and research loan details. Enhanced security features protect your personal information.

Retirement plan registration and enrollmentView account balances and progressModify contributions, asset allocations, and beneficiaries
💰 Finance
(4.3K)
free
9
Betterment Invest & Save Money
Betterment Invest & Save Money
Betterment Invest & Save Money
Investments & Cash Accounts
Free

Automated investing and savings app to build long-term wealth and reach financial goals. Offers expert-built portfolios, high-yield cash accounts, and tools for self-directed investing. Start with as little as $10.

Automated investing and savingsExpert-built diversified portfoliosHigh-yield cash accounts
💰 Finance
(63K)
free with in-app purchases
10
NetBenefits
NetBenefits
NetBenefits
Fidelity workplace benefits
Free

Manage your Fidelity workplace benefits, including retirement savings, stock options, health insurance, and HSAs. Track account balances, investments, and expenses. Plan for your future with personalized tools and educational resources.

Manage retirement savingsAccess stock optionsView health insurance details
💰 Finance
(29K)
free
11
John Hancock Retirement
John Hancock Retirement
John Hancock Retirement
by John Hancock
Free

Manage your retirement plan securely and conveniently on the go. Access account details, make changes, and set financial goals with real-time projections. Utilize educational resources for personal finance and wellness.

Manage retirement plan accountView account balance and historyUpdate contribution rates
💰 Finance
(36K)
free
12
Choice: Bitcoin in your IRA
Choice: Bitcoin in your IRA
Choice: Bitcoin in your IRA
Stack Sats, Crypto & Stocks
Free

Invest in Bitcoin, crypto, and stocks within a tax-advantaged retirement account. Set up a new IRA or roll over an existing one. Play daily for a chance to win free Bitcoin with no setup fees or minimums.

Invest in Bitcoin, crypto, and stocksTax-advantaged retirement accounts (IRA, 401k)Daily chance to win free Bitcoin (Blinko)
💰 Finance
(1.5K)
free
13
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
The app for all things money
Free

Manage your banking, investments, and auto payments all in one secure app. Features include smart savings tools, commission-free trading, and personalized investment advice. Get early direct deposit and free FICO® Score updates.

Manage bank, auto, and investment accountsSchedule vehicle payments and use Auto PaySmart savings tools like buckets and boosters
💰 Finance
(111K)
free
14
M1: Invest & Bank Smarter
M1: Invest & Bank Smarter
M1: Invest & Bank Smarter
Manage Money, Build Wealth
Free

This finance app simplifies wealth building by offering integrated earning, investing, and borrowing features. Manage cash with high yields, build custom investment portfolios with automated rebalancing, and access competitive margin rates, all within a secure platform.

High-Yield Cash AccountCustomizable Investment Portfolios (Pies)Automatic Rebalancing
💰 Finance
(74K)
free with in-app purchases
15
Trump Accounts: Official App
Trump Accounts: Official App
Trump Accounts: Official App
Invest in your child’s future
Free

This app helps eligible American children start building long-term financial growth. It allows for contributions from family, friends, and employers, automatically investing funds for long-term growth. At 18, the account converts to a Traditional IRA.

Open accounts for eligible childrenAutomatic investment in long-term fundsTrack contributions and monitor performance
💰 Finance
(7.5K)
free
16
AlJazira Bank
AlJazira Bank
AlJazira Bank
by BANK ALJAZIRA (BAJ)
Free

Manage your finances with a comprehensive digital banking experience. Open accounts, apply for loans and credit cards, and control your profile and security settings easily.

Digital account openingApply for personal financingApply for credit cards
💰 Finance
(3.8K)
free
17
Principal®
Principal®
Principal®
Retire on your terms.
Free

Manage your retirement savings and financial goals from your mobile device. Track account balances, adjust contributions, and access educational resources to improve your financial confidence. Tools are available to help you assess your progress towards retirement.

View account balancesRoll over fundsChange contributions
💰 Finance
(230K)
free with in-app purchases
18
Firstrade: Invest & Trade
Firstrade: Invest & Trade
Firstrade: Invest & Trade
Stocks, Options, ETFs.
Free

Invest in stocks, options, and ETFs commission-free with a platform offering fractional shares, AI-powered insights, and extended trading hours. Manage multiple accounts, including IRAs, and access premium research to make informed trading decisions.

Commission-free trading on stocks, ETFs, options, and mutual fundsZero options contract feesFractional share trading starting at $5
💰 Finance
(8.3K)
free with in-app purchases
19
Halfmore: Roth IRA for Child
Halfmore: Roth IRA for Child
Halfmore: Roth IRA for Child
College, Home, Retirement
Free

Empower your child's financial future by turning household chores into earned income for a custodial Roth IRA. This app automates the process, handles legal and tax compliance, and helps your child build generational wealth tax-free. It also provides valuable financial education.

Custodial Roth IRA for childrenEarned income from household tasksAutomated legal and tax compliance
💰 Finance
(69)
free
20
Finhabits: Invest My Money
Finhabits: Invest My Money
Finhabits: Invest My Money
Invest, Learn, and Protect
Free

This app simplifies investing, saving, and learning about personal finance. It offers automated investment accounts, health insurance options, and educational resources to help users build a better financial future. Available in English and Spanish, it aims to make financial management accessible to everyone.

Automated investment accountsRetirement savings optionsHealth, dental, and vision insurance plans
💰 Finance
(22K)
free with in-app purchases

FAQ about Ira Account

What are the best ira account apps for iPhone?
IRA Financial tops our ira account apps ranking as of July 2026, with a 4.0-star average from 38 App Store ratings, and it's free to download.
Yes — 20 of the top ira account apps we rank are free to download, including IRA Financial and Fidelity Investments.
IRA Financial has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 206+ ira account apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
IRA Financial allows you to invest in a wide range of opportunities, including real estate and cryptocurrencies, within your self-directed retirement accounts.
Transactions are secured using industry-leading security measures to protect your data and ensure confidence when making contributions and withdrawals.