Best Merrill Lynch Benefits Online Apps

215+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated June 2026

The best merrill lynch benefits online apps on iPhone average 4.5โ˜… across 215+ titles โ€” we've ranked them by what real users actually keep on their phones. Updated June 2026.

Top Picks for Merrill Lynch Benefits Online

NetBenefits#1

NetBenefits by Fidelity Investments

Fidelity workplace benefits
Editor's Choice
๐Ÿ’ฐ Finance
4.6๐Ÿ˜ž(29K ratings)
Free
#89in Finance
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Manage your Fidelity workplace benefits, including retirement savings, stock options, health insurance, and HSAs. Track account balances, investments, and expenses. Plan for your future with personalized tools and educational resources.

What We Love

  • ๐Ÿ‘ Easy to use
  • ๐Ÿš€ Convenient mobile access
  • ๐Ÿ”’ Secure document upload
  • ๐Ÿ’ก Helpful retirement planning tools

Room to Improve

  • ๐Ÿ› Buggy and glitchy
  • ๐Ÿ•ธ๏ธ Feels like a mobile website, not a true app
  • ๐Ÿค” Confusing navigation and user experience
Fidelity Online Banking#2

Fidelity Online Banking by Fidelity Bank Plc

Strong Contender
๐Ÿ’ฐ Finance
3.7๐Ÿ˜ž(1.9K ratings)
Free
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Manage your finances securely and easily from your mobile device. Perform transactions, transfer funds, pay bills, and access account statements anytime, anywhere. Enjoy convenient banking with features like biometric login and in-app messaging.

What We Love

  • ๐Ÿš€ Fast and reliable
  • ๐Ÿ”’ Secure banking
  • ๐Ÿ‘ User-friendly interface
  • ๐Ÿ’ก Innovative features

Room to Improve

  • ๐Ÿ› Frequent crashes and bugs
  • โš ๏ธ Unreliable network connectivity
  • ๐Ÿ•ฐ๏ธ Slow performance and response times
bswift Mobile#3

bswift Mobile by bswift

bswift
Worth Considering
๐Ÿ’ผ Business
4.9๐Ÿ˜ž(20K ratings)
Free
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Manage all your employee benefits from a single, convenient app. Review and update your information, enroll in new benefits, and access provider details on the go. This app provides a comprehensive solution for all your benefits needs, anytime and anywhere.

What We Love

  • ๐Ÿ’ก Easy to navigate
  • ๐Ÿ‘ User-friendly platform
  • ๐Ÿš€ Quick download and fast loading
  • ๐Ÿ‘ Convenient access to benefits information

Room to Improve

  • ๐Ÿ› Login issues and errors
  • ๐Ÿ› Perpetual email verification loop
  • ๐Ÿ› Lack of server response

More Merrill Lynch Benefits Online apps to explore

4
Manulife Mobile
Manulife Mobile
Manulife Mobile
by The Manufacturers Life Insurance Company
Free

Manage your group benefits and retirement plans on the go. Submit claims, view balances, access your benefits card, and find healthcare providers. Track savings, contributions, and rates of return for retirement plans.

Submit claimsView benefit balancesAccess digital benefits card
๐Ÿ’ฐ Finance
(840)
free
5
Dayforce Wallet: On-demand Pay
Dayforce Wallet: On-demand Pay
Dayforce Wallet: On-demand Pay
Get paid as you earn.
Free

Access your earned wages before payday with this app. Manage finances, set savings goals, and track spending all in one place. Transfer funds to a debit card for purchases or withdrawals, with no fees for on-demand pay.

Access earned wages on-demandTransfer funds to a debit cardManage earnings and track spending
๐Ÿ’ฐ Finance
(53K)
free
6
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

Apply for various loans (Personal, Home, Car)Open digital savings accounts and fixed depositsManage debit, credit, and forex cards
๐Ÿ’ฐ Finance
(63K)
free
7
Edenred Benefits
Edenred Benefits
Edenred Benefits
by Edenred Commuter Benefit Solutions LLC
Free

Easily manage your employee benefits account from your mobile device. Register for new benefits and adjust your account settings conveniently while on the go.

Register for employee benefitsManage employee benefits accountOn-the-go access
๐Ÿ’ผ Business
(2.1K)
free
8
Principalยฎ
Principalยฎ
Principalยฎ
Retire on your terms.
Free

Manage your retirement savings and financial goals from your mobile device. Track account balances, adjust contributions, and access educational resources to improve your financial confidence. Tools are available to help you assess your progress towards retirement.

View account balancesRoll over fundsChange contributions
๐Ÿ’ฐ Finance
(228K)
free with in-app purchases
9
Beem: Cash Advance & Banking
Beem: Cash Advance & Banking
Beem: Cash Advance & Banking
Bank, Budget & Build Credit
Free

This app offers instant cash advances up to $1,000 without interest or credit checks. It also automatically builds your credit with every purchase and provides AI-powered financial tools to optimize your money.

Instant cash advances up to $1,000Automatic credit building on every purchaseAI agents for job finding, deals, price comparison, and budgeting
๐Ÿ’ฐ Finance
(30K)
free with in-app purchases
10
Papara
Papara
Papara
Papara, not a bank
Free

Manage your money with a digital account offering fast, affordable financial services. Make payments, invest, save, and send money globally. Enjoy instant cashback and a variety of customizable cards for all your spending needs.

Free account openingInstant cashback rewardsCost-free money transfers
๐Ÿ’ฐ Finance
(5K)
free with in-app purchases
11
Fidelity Healthยฎ
Fidelity Healthยฎ
Fidelity Healthยฎ
Health benefits + expenses
Free

Manage your employer-sponsored health benefits and healthcare expenses with ease. Access coverage details, store ID cards, track HSA/FSA balances, and pay providers directly. Simplify your healthcare financial management on the go.

Access health plan coverage detailsStore health benefit ID cardsManage HSA and FSA balances
๐Ÿ’ฐ Finance
(23K)
free
12
Jupiter: Cards, UPI, Banking
Jupiter: Cards, UPI, Banking
Jupiter: Cards, UPI, Banking
Save & Invest
Free

Manage your finances with a digital banking app offering a lifetime free credit card with significant cashback, UPI payments, expense tracking, and investment options like mutual funds and digital gold. It also provides access to personal loans and mini loans.

Lifetime free credit card with high cashbackFast and secure UPI paymentsExpense tracking and budgeting tools
๐Ÿ’ฐ Finance
(326)
free
13
Robinhood Banking
Robinhood Banking
Robinhood Banking
Credit Card & Banking
Free

This app offers a credit card with 3% cash back and virtual card numbers for private spending. It also provides banking services like high-yield savings, no-fee ATMs, and full-service banking without visiting a branch.

3% cash back on all categoriesVirtual cards with disposable numbersSecure account management and card controls
๐Ÿ’ฐ Finance
(53K)
free with in-app purchases
14
cred.ai
cred.ai
cred.ai
youโ€™re better than your bankโ„ข
Free

This app offers a premium mobile spending experience with a free metal card. It ensures you never pay fees or interest, helps build credit automatically, and allows early access to your paycheck. Enjoy advanced features for secure and controlled spending.

Free metal cardNo fees or interestAutomatic credit building
๐Ÿ’ฐ Finance
(6.4K)
free with in-app purchases
15
MassMutual
MassMutual
MassMutual
Insurance & Financial Services
Free

Manage your life insurance and retirement accounts conveniently from your mobile device. Handle payments, review balances, access policy information, and update beneficiaries all in one place.

Manage life insurance and retirement accountsHandle payments and premiumsReview account balances and policy info
๐Ÿ’ฐ Finance
(5.8K)
free with in-app purchases
16
FundsIndia: Mutual Funds & SIP
FundsIndia: Mutual Funds & SIP
FundsIndia: Mutual Funds & SIP
Invest in Stocks & Mutual Fund
Free

This platform offers a wide range of investment options, including mutual funds, stocks, and tax-saving instruments. It provides expert financial guidance, paperless transactions, and bank-grade security to simplify your investment journey.

Invest in mutual funds and stocksSystematic Investment Plans (SIP)Expert financial coaching
๐Ÿ’ฐ Finance
(21)
free with in-app purchases
17
Transamerica Retirement App
Transamerica Retirement App
Transamerica Retirement App
by Transamerica Retirement Solutions, LLC
Free

Manage your retirement savings and investments on the go. Access account balances, track performance, and adjust savings or investment strategies. Utilize tools to project future retirement outlook based on your current plan.

On-the-go account accessView account balance and performanceAdjust savings rate
๐Ÿ’ฐ Finance
(3.2K)
free
18
Mezzi Wealth
Mezzi Wealth
Mezzi Wealth
AI portfolio and tax guidance
Free

This app uses AI to provide personalized investment portfolio guidance, helping users save on taxes, reduce fees, and increase passive income. It consolidates all family investments in one place, offering real-time insights and AI-powered chat for financial queries.

AI-powered portfolio insightsTax-saving opportunitiesFee reduction recommendations
๐Ÿ’ฐ Finance
(103)
subscription
19
CapEd Mobile Banking
CapEd Mobile Banking
CapEd Mobile Banking
by Capital Educators Federal Credit Union
Free

Manage your finances on the go with comprehensive mobile banking features. Deposit checks, transfer funds, pay bills, and apply for loans securely. Aggregate all your accounts, both internal and external, for a complete financial overview.

Deposit checksTransfer moneyPay bills
๐Ÿ’ฐ Finance
(14K)
free
20
Branch: A Better Payday
Branch: A Better Payday
Branch: A Better Payday
Your moneyโ€”fast
Free

Access your earned wages instantly with flexible payout options. This app provides a free digital bank account and debit card, along with financial wellness tools to help you save, spend, and manage your money effectively.

Fast wage accessDigital bank accountDebit card
๐Ÿ’ฐ Finance
(67K)
free with in-app purchases