Best Mobile Banking App Budgeting

234+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated July 2026

The best mobile banking app budgeting apps on iPhone average 4.7★ across 234+ titles — we've ranked them by what real users actually keep on their phones. Updated July 2026.

Top Picks for Mobile Banking App Budgeting

Buddy: Budget Planner App#1

Buddy: Budget Planner App by Buddy Budgeting AB

Money Manager & Tracker
Editor's Choice
💰 Finance
4.7😐(9.2K ratings)
FreeAdsIn-App Purchases
#54in Finance
Buddy: Budget Planner App screenshot 1
Buddy: Budget Planner App screenshot 2
Buddy: Budget Planner App screenshot 3
Buddy: Budget Planner App screenshot 4
Buddy: Budget Planner App screenshot 5
Buddy: Budget Planner App screenshot 6

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

What We Love

  • 🚀 Easy to use
  • 👍 Visually appealing
  • 💡 Customizable categories
  • 🚀 Intuitive interface

Room to Improve

  • 🐛 Recurring transactions not working properly
  • 🐛 Balance not carrying over to next month
  • 🐛 Syncing issues between devices
Ally: Bank, Auto & Invest#2

Ally: Bank, Auto & Invest by Ally Financial Inc.

The app for all things money
Strong Contender
💰 Finance
4.7😐(110K ratings)
Free
#77in Finance
Ally: Bank, Auto & Invest screenshot 1
Ally: Bank, Auto & Invest screenshot 2
Ally: Bank, Auto & Invest screenshot 3
Ally: Bank, Auto & Invest screenshot 4
Ally: Bank, Auto & Invest screenshot 5
Ally: Bank, Auto & Invest screenshot 6

Manage your banking, investments, and auto payments all in one secure app. Features include smart savings tools, commission-free trading, and personalized investment advice. Get early direct deposit and free FICO® Score updates.

What We Love

  • 🚀 Reliable app performance
  • 👍 Helpful customer service
  • 💡 Useful savings buckets feature
  • 🚀 Immediate fund transfers

Room to Improve

  • 🐛 Frequent app crashes and bugs
  • 🕰️ Slow mobile check deposit processing
  • 🔒 Lack of VPN compatibility
Qapital: The Money Saving App#3

Qapital: The Money Saving App by Qapital, LLC

Save. Invest. Budget.
Worth Considering
💰 Finance
4.8😊(86K ratings)
Free
Qapital: The Money Saving App screenshot 1
Qapital: The Money Saving App screenshot 2
Qapital: The Money Saving App screenshot 3
Qapital: The Money Saving App screenshot 4
Qapital: The Money Saving App screenshot 5
Qapital: The Money Saving App screenshot 6

Automate your savings, investments, and budgeting with intelligent rules based on your habits. Set unlimited financial goals, track progress, and even team up with a partner on shared objectives. Spend smarter with a dedicated debit card and real-time budget notifications.

What We Love

  • 💰 Effective savings tool
  • 📈 Helps build good financial habits
  • 🤝 Useful for joint savings goals
  • 🤖 Automated savings rules

Room to Improve

  • 🕰️ Slow money transfers
  • 🔒 Difficulty reconnecting bank accounts
  • 💰 Unexpected fees/charges

More Mobile Banking App Budgeting apps to explore

4
U.S. Bank Mobile Banking
U.S. Bank Mobile Banking
U.S. Bank Mobile Banking
Personal Finance and Invest
Free

Manage your finances, monitor cash flow, and send money securely. View account balances, deposit checks, pay bills, and track spending. Get personalized insights and explore banking products and investments.

Manage accounts and cardsSend and request money with Zelle®Deposit checks with increased limits
💰 Finance
(2.1M)
free with in-app purchases
5
SouthState Mobile
SouthState Mobile
SouthState Mobile
by South State Bank
Free

Manage your finances on the go. Check balances, deposit checks, transfer funds, and pay bills. Gain insights into your spending with budgeting tools and link external accounts. Apply for new accounts or loans directly within the app.

Check account balances and activityMobile check depositTransfer funds
💰 Finance
(19K)
free
6
PNC Mobile Banking
PNC Mobile Banking
PNC Mobile Banking
Digital Banking Solutions
Free

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, deposit checks, pay bills, and send money securely. It also offers tools to track spending, set budgets, and manage savings goals.

Check account balances and transactionsSecure sign-on with biometricsSend money with Zelle®
💰 Finance
(2M)
free
7
Akimbo - Budgets and Allowance
Akimbo - Budgets and Allowance
Akimbo - Budgets and Allowance
by Usio, Inc.
Free

Manage household finances with a prepaid card designed for budgeting and allowances. Easily set up sub-cards for family members, track spending with real-time alerts, and send money to other users. Accepted globally wherever Debit MasterCard is used.

Apple Pay integrationUp to 5 sub-cards for budgetsAutomatic and one-time card loads
💰 Finance
(3.5K)
free
8
FB Mobile Banking
FB Mobile Banking
FB Mobile Banking
FirstBank Mobile Banking App
Free

Manage all your financial accounts, including those from other institutions, in one place. This app offers tools for transaction organization, payment, transfers, check deposits, and card management. It also provides security features and branch/ATM locators.

Aggregate accounts from multiple financial institutionsOrganize transactions with tags, notes, and photosSet balance alerts
💰 Finance
(18K)
free
9
Albert: Budgeting and Banking
Albert: Budgeting and Banking
Albert: Budgeting and Banking
Organize. Budget. Save.
Free

Manage your finances with an all-in-one app for budgeting, saving, and investing. It offers 24/7 identity monitoring, high-yield savings accounts, and an AI financial assistant to help you organize your money.

Budgeting and expense trackingAutomatic savings and investing24/7 identity and account monitoring
💰 Finance
(315K)
subscription
10
FMFCU Mobile App
FMFCU Mobile App
FMFCU Mobile App
by Franklin Mint Federal Credit Union
Free

Manage your finances conveniently from your mobile device. Check balances, transfer funds, deposit checks remotely, pay bills, and track spending. This app offers 24/7 access to your accounts, helping you stay on top of your money wherever you are.

Check account balancesMake fund transfersDeposit checks remotely
💰 Finance
(4K)
free
11
Skrill - Pay & Transfer Money
Skrill - Pay & Transfer Money
Skrill - Pay & Transfer Money
Fast, secure online payments
Free

Easily send money globally, make secure online payments, and manage your finances. This app offers fast, cheap, and secure transactions, with options for a prepaid Visa card and multiple funding methods. Receive real-time notifications and enjoy customer support in your language.

Global money transfersSecure online paymentsSkrill VISA® Prepaid Card
💰 Finance
(23K)
free with in-app purchases
12
CitiBusiness® Mobile
CitiBusiness® Mobile
CitiBusiness® Mobile
CitiBusiness Online Mobile App
Free

Manage your commercial accounts conveniently from your mobile device. Access your accounts securely anytime, anywhere, with features like mobile check deposit, balance monitoring, and transaction approvals. It simplifies business banking on the go.

Mobile check depositAccount balance monitoringInitiate payments and transfers
💰 Finance
(5.7K)
free
13
YNAB
YNAB
YNAB
Never worry about money again
Free

This app helps users gain control of their finances by creating flexible spending plans, tracking expenses, and managing debt. It aims to reduce financial stress and empower users to reach their goals. Features include account linking, manual transaction entry, and collaborative planning for multiple users.

Create and share unlimited spending plansAutomatically import transactionsManually add transactions
💰 Finance
(61K)
subscription
14
Lloyds Mobile Banking
Lloyds Mobile Banking
Lloyds Mobile Banking
Your bank in your pocket
Free

Manage your finances with confidence, anytime, anywhere. This app allows you to check balances, pay bills, track spending, manage subscriptions, and even apply for new accounts. It offers real-time insights, savings tools, and robust security features to keep your money safe.

Check account balancesPay bills and transfer moneyTrack and cancel subscriptions
💰 Finance
(20K)
free
15
Expense & Budget App: Spendee
Expense & Budget App: Spendee
Expense & Budget App: Spendee
Money Tracker & Planner
Free

This app helps you track spending, manage budgets, and gain financial awareness. Connect bank accounts, analyze expenses with smart insights, and optimize your savings. Features include AI receipt scanning, shared finances, and multiple currencies.

Connect bank and crypto walletsAutomatic expense categorizationBudget creation and tracking
💰 Finance
(1.7K)
free with in-app purchases
16
Regions Mobile
Regions Mobile
Regions Mobile
by Regions Financial
Free

Manage your bank accounts, transfer funds, and make mobile deposits with this comprehensive banking application. It offers robust security features, bill payment, budgeting tools, and convenient access to branch locations and ATMs. Available in English and Spanish, it simplifies everyday financial tasks.

Account balance checksTransaction history searchCard management and alerts
💰 Finance
(520K)
free
17
SESLOC Mobile App
SESLOC Mobile App
SESLOC Mobile App
Where Ease Meets Access
Free

Manage your accounts securely and conveniently from anywhere. Check balances, view information, deposit checks, pay bills, and transfer funds. Offers features like Apple Watch integration, fraud alerts, and digital statements.

Mobile check depositApple Watch integrationAccount alerts
💰 Finance
(3.8K)
free
18
RCB Bank Mobile
RCB Bank Mobile
RCB Bank Mobile
by RCB Bank
Free

Manage your finances on the go with this mobile banking application. Access your accounts, view balances, transfer funds, and set up alerts. Easily locate nearby ATMs, ITMs, and bank branches.

Account balance viewingMoney transfersText and email alerts
💰 Finance
(1.8K)
free
19
CB-Mobile Banking
CB-Mobile Banking
CB-Mobile Banking
by Civista Bank
Free

Manage your finances from anywhere with this mobile banking app. View all your accounts, including those from other institutions, transfer funds, pay bills, and deposit checks. Secure login options and card management features are also available.

Consolidated account viewBiometric loginMoney transfers
💰 Finance
(1.4K)
free
20
REV Federal Credit Union
REV Federal Credit Union
REV Federal Credit Union
REV Mobile App
Free

Manage your finances on the go with this mobile banking application. It offers features like biometric login, real-time transaction history, remote check deposit, and bill payment. You can also track your budget, make transfers, and apply for loans directly from your device.

Biometric AuthenticationReal-Time Transaction HistoryRemote Check Deposit
💰 Finance
(2.6K)
ad-supported