Best Nayapay Apps

41+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated July 2026

With an average user rating of 4.4★, the nayapay category is one of the App Store's strongest. Browse all 41+ apps we track, sorted so the most loved ones surface first.

Top Picks for Nayapay

NayaPay#1

NayaPay by NAYAPAY (PVT.) LIMITED

For all your everyday payments
Editor's Choice
💰 Finance
4.7😞(1.1K ratings)
FreeAds
NayaPay screenshot 1
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NayaPay screenshot 6

Manage all your finances in one place. Send money, pay bills, receive international remittances, and shop worldwide with a free Visa debit card. Get started instantly with no hidden fees.

What We Love

  • 👍 Best and fast
  • 👍 Excellent Banking App
  • 👍 Must Have
  • 👍 Amazing..! Keep the good work up

Room to Improve

  • 💰 Scammers. Non-transparent fees.
  • 🐢 Slow and rude team
  • 🚫 Not being able to receive OTP
SadaPay: Money made simple#2

SadaPay: Money made simple by Sada Tech Corp

Strong Contender
💰 Finance
4.6😐(1.3K ratings)
FreeAds
SadaPay: Money made simple screenshot 1
SadaPay: Money made simple screenshot 2
SadaPay: Money made simple screenshot 3
SadaPay: Money made simple screenshot 4
SadaPay: Money made simple screenshot 5
SadaPay: Money made simple screenshot 6

Manage your finances with a digital wallet and virtual Mastercard. Send, receive, and request payments with no hidden fees. Enjoy global spending, international payments for freelancers, and easy bill settlements.

What We Love

  • 👍 Simple and easy to use
  • 🚀 Fast transactions
  • 🔒 Secure digital wallet
  • 💯 Excellent customer service

Room to Improve

  • 🐛 Account approval delays
  • 🔒 Restricted account access
  • 💰 Unexpected fees and charges
easypaisa – a digital bank#3

easypaisa – a digital bank by Easypaisa bank limited

EasyLoad, Send Money, Pay Bill
Worth Considering
💰 Finance
4.6😞(7K ratings)
FreeAds
easypaisa – a digital bank screenshot 1
easypaisa – a digital bank screenshot 2
easypaisa – a digital bank screenshot 3
easypaisa – a digital bank screenshot 4
easypaisa – a digital bank screenshot 5
easypaisa – a digital bank screenshot 6

Manage your finances effortlessly with a digital bank that allows you to send money, pay bills, activate mobile packages, and invest in term deposits. Enjoy rewards, loans, and convenient QR payments all within one app.

What We Love

  • 👍 Convenient digital banking
  • 🚀 Quick payment processing
  • 🔒 Secure transactions
  • 💡 Useful features like TDR and bundles

Room to Improve

  • 🐛 Biometric verification issues
  • 🐛 Login and OTP problems
  • 🐛 Frequent app crashes and bugs

More Nayapay apps to explore

4
JazzCash- Your Mobile Account
JazzCash- Your Mobile Account
JazzCash- Your Mobile Account
Instant Transfers & Payments
Free

This mobile wallet allows users to send money, pay bills, and recharge mobile balances instantly. It offers a secure mobile account, debit card linking for deposits, and options for physical or virtual Mastercards for payments. The app features customization, universal search, and an agent locator.

Instant money transfersUtility bill paymentsMobile balance recharge
💰 Finance
(7K)
free
5
Zindigi - All in One Finance
Zindigi - All in One Finance
Zindigi - All in One Finance
Simple Karo!
Free

Manage all your finances in one place. Make payments, save, invest, borrow, and even trade stocks. Enjoy a customizable home screen, a unique translucent debit card, and a rewarding loyalty program.

All-in-one financial managementCustomizable home screen shortcutsTranslucent Mastercard/PayPak Debit Card
💰 Finance
(100)
free
6
UPaisa
UPaisa
UPaisa
Send Money, Load, Pay Bill
Free

Manage your finances on the go with this app. Send and receive money, pay bills, shop using QR codes, and top up mobile credit. It also allows for charitable donations and locating nearby agents or merchants.

Send and receive moneyPay utility billsShop with QR code
💰 Finance
(37)
free
7
UBL Digital - Safe Banking
UBL Digital - Safe Banking
UBL Digital - Safe Banking
Bank securely with UBL Digital
Free

Manage your finances securely and conveniently with this mobile banking app. Perform transactions, pay bills, transfer funds, and open accounts instantly. Enjoy advanced security features and access banking services anytime, anywhere.

Secure transactionsBill paymentsFund transfers
💰 Finance
(7.4K)
free
8
Payoneer - Business Payments
Payoneer - Business Payments
Payoneer - Business Payments
by Payoneer Inc
Free

Manage global business payments seamlessly from anywhere. This platform facilitates international money transfers, online payment processing, and currency management for businesses of all sizes. It offers secure and cost-effective solutions to receive and send funds worldwide.

Receive payments globallySend money overseasInternational payment gateway
💰 Finance
(5.2K)
free
9
Alfa by Bank Alfalah
Alfa by Bank Alfalah
Alfa by Bank Alfalah
by Bank Alfalah Limited
Free

Manage your finances, track expenses, and pay bills with ease. This app allows you to view account balances, transfer funds, and locate branches. It also offers features for managing credit cards, loans, and applying for new products.

View account balances and statementsTransfer funds instantlyPay bills and recharge mobile
💰 Finance
(3.7K)
free
10
SIMOSA – Jazz World
SIMOSA – Jazz World
SIMOSA – Jazz World
Top-up, Packages and Lifestyle
Free

This app offers a comprehensive suite of telecom management tools, allowing users to recharge, pay bills, and subscribe to packages for multiple networks. It also provides access to lifestyle content, market insights, religious features, entertainment, games, and exclusive discounts.

Recharge, pay bills, and subscribe to packagesSupports multiple telecom networksManage Jazz accounts and subscriptions
🔧 Utilities
(479)
free
11
PAK IDENTITY
PAK IDENTITY
PAK IDENTITY
by National Database and Registration Authority
Free

This service allows Pakistani citizens to apply for and manage their identity cards online. It offers a comprehensive solution for new applications, modifications, renewals, and replacements of CNICs and NICOPs. The app facilitates account creation, biometric verification, and document submission directly from your mobile device.

Apply for CNIC and NICOPModify, renew, or reprint identity cardsBiometric account creation and login
💼 Business
(12K)
free
12
Meezan Mobile App
Meezan Mobile App
Meezan Mobile App
by Meezan Bank Limited
Free

Manage your finances with a comprehensive digital banking app. Perform transactions, pay bills, send money, and access exclusive discounts. Features include biometric login, account statements, and card management.

Biometric loginAccount statements and transactionsSend money to any bank
💰 Finance
(2.8K)
free
13
GO2bank: Mobile banking
GO2bank: Mobile banking
GO2bank: Mobile banking
Mobile bank that works for you
Free

This mobile banking app simplifies money management with features like early direct deposit, high-yield savings, and overdraft protection. It offers transparent banking with no hidden fees and tools to build credit. Secure and convenient access to funds nationwide.

Early direct depositHigh-yield savings accountOverdraft protection
💰 Finance
(57K)
free
14
ePay Punjab
ePay Punjab
ePay Punjab
by PUNJAB INFORMATION TECHNOLOGY BOARD
Free

This app allows citizens of Punjab to digitally pay various government taxes and fees through internet banking, ATMs, or over-the-counter transactions. Generate a unique payment ID to complete your tax obligations easily and conveniently.

Digital tax paymentsInternet bankingATM payments
💰 Finance
(1.3K)
free
15
OLX Pakistan – Online Shopping
OLX Pakistan – Online Shopping
OLX Pakistan – Online Shopping
Sell It | Search It | Buy It
Free

This app is a comprehensive online marketplace for buying and selling a wide variety of new and used items locally. Discover deals on everything from electronics and vehicles to services and jobs, all within a user-friendly interface.

Buy and sell items locallyWide selection of new and used productsSearch by product name, category, or brand
🛍️ Shopping
(679)
free with in-app purchases
16
Daraz Online Shopping App
Daraz Online Shopping App
Daraz Online Shopping App
Happy Shopping :)
Free

Shop millions of products with free nationwide delivery and exclusive new user discounts. Discover daily deals, earn coins for extra savings, and enjoy interactive livestreams with influencers. Offers secure payments and easy returns for a worry-free shopping experience.

Free nationwide deliveryExclusive new user discountsDaraz Coins for extra savings
🛍️ Shopping
(31K)
free with in-app purchases
17
M-TAG One Network
M-TAG One Network
M-TAG One Network
by One Network (Private) Limited
Free

Easily manage your M-Tag account on the go. Check your balance, view travel history, and recharge your tag securely. Review past trips and expenses to stay on top of your account details.

Check account balanceView travel historySecurely recharge M-TAG
🔧 Utilities
(1.2K)
free
18
PakWheels: Buy & Sell Cars
PakWheels: Buy & Sell Cars
PakWheels: Buy & Sell Cars
Cars,Bikes & Auto Parts
Free

This app facilitates the buying and selling of used cars, bikes, and auto parts in Pakistan. It offers extensive research tools, price comparisons, and services for both buyers and sellers, including ad management and inspection booking.

Buy and sell used cars and bikesSearch 200,000+ vehicles and auto partsSmart search filters by city, make, model, etc.
🌟 Lifestyle
(899)
free
19
HBL Mobile
HBL Mobile
HBL Mobile
by HABIB BANK LIMITED
Free

Manage your finances conveniently and securely from your smartphone. Perform transactions like bill payments, fund transfers, and view account details. Access banking services anytime, anywhere.

View and download account statementsFunds transfer between accountsBill payments (utility, mobile, education)
💰 Finance
(1.9K)
free
20
My-Zong
My-Zong
My-Zong
by CMPAK LIMITED
Free

Manage your mobile services with ease. Browse and activate call, SMS, and data bundles, recharge your account, and access loans. Track your usage, explore entertainment options, and get customer support.

Profile managementBundle browsing and activationOnline recharge and loans
🔧 Utilities
(1.4K)
free