Best Online Business Account Apps

221+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated June 2026

From beginner-friendly picks to power-user tools, our online business account list covers 221+ iPhone apps updated through June 2026. Compare ratings, prices, and screenshots in one place.

Top Picks for Online Business Account

BILL AP & AR Business Payments#1

BILL AP & AR Business Payments by Bill.com

Pay bills and get paid online
Editor's Choice
๐Ÿ’ผ Business
4.9๐Ÿ˜ž(49K ratings)
Free
BILL AP & AR Business Payments screenshot 1
BILL AP & AR Business Payments screenshot 2
BILL AP & AR Business Payments screenshot 3
BILL AP & AR Business Payments screenshot 4

This app streamlines business payments and receivables, automating accounts payable and receivable processes. It offers flexible payment options and real-time tracking, saving time and improving cash flow.

What We Love

  • ๐Ÿš€ Efficient bill payment
  • ๐Ÿ‘ User-friendly interface
  • ๐Ÿš€ Convenient for on-the-go approvals
  • ๐Ÿ‘ Helpful for tracking payments

Room to Improve

  • ๐Ÿ› Login issues, especially for non-US users
  • ๐Ÿ•ฐ๏ธ Slow payment processing times
  • ๐Ÿค– Poor customer service and lack of phone support
Zempler Bank#2

Zempler Bank by Advanced Payment Solutions Limited

Business & personal banking
Strong Contender
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(198 ratings)
Free
Zempler Bank screenshot 1
Zempler Bank screenshot 2
Zempler Bank screenshot 3
Zempler Bank screenshot 4
Zempler Bank screenshot 5
Zempler Bank screenshot 6

Open a business bank account online in minutes with a fast application and instant decision. Manage spending, track transactions, and keep your money safe with advanced security features. Designed for small to medium businesses and sole traders.

What We Love

  • ๐Ÿš€ Efficient and easy to use
  • ๐Ÿ”’ Secure banking
  • ๐Ÿ‘ Great customer service
  • ๐Ÿ’ก Helpful credit building features

Room to Improve

  • ๐Ÿ› Buggy app with limited functionality
  • ๐Ÿ’ฐ High fees and charges
  • ๐Ÿ”’ Overly strict security measures
Amazon Seller#3

Amazon Seller by AMZN Mobile LLC

Go-to App for Online Business
Worth Considering
๐Ÿ’ผ Business
4.6๐Ÿ˜ž(104K ratings)
Free
Amazon Seller screenshot 1
Amazon Seller screenshot 2
Amazon Seller screenshot 3
Amazon Seller screenshot 4
Amazon Seller screenshot 5
Amazon Seller screenshot 6

Manage your online store and sales on the go. Track orders, inventory, advertising, and customer interactions. Analyze sales data and discover new products to grow your business from anywhere.

What We Love

  • ๐Ÿ“ฑ Easy to use app
  • ๐Ÿ” Helpful for monitoring sales and inventory
  • ๐Ÿ›’ Convenient for sellers on the go
  • ๐Ÿ“Š Useful sales data and analytics

Room to Improve

  • ๐Ÿค– Poor customer support
  • ๐Ÿ’ฐ High fees and costs
  • ๐Ÿ› Buggy and glitchy app

More Online Business Account apps to explore

4
Ampere Mobile Business Account
Ampere Mobile Business Account
Ampere Mobile Business Account
Money Transfer and Online Pay
Free

Open a business bank account in minutes with a comprehensive banking solution. Send and receive money internationally, manage multiple currencies, and utilize a free corporate debit card. Includes tools for online payments and invoice management.

Open business account in minutesSend/receive money internationallyMulti-currency account with UK/EU IBANs
๐Ÿ’ฐ Finance
(57)
free with in-app purchases
5
Moniepoint Business Banking
Moniepoint Business Banking
Moniepoint Business Banking
Mobile bank account|POS|Loans
Free

This app offers comprehensive mobile banking solutions for businesses. It allows users to open business accounts, accept payments, manage expenses with dedicated cards, purchase airtime, and pay bills. Businesses can also request POS terminals and access savings plans to grow their reserves.

Business bank account creationAccept online and offline paymentsPOS terminal requests
๐Ÿ’ฐ Finance
(15K)
free with in-app purchases
6
Novo - Small Business Checking
Novo - Small Business Checking
Novo - Small Business Checking
Built for modern businesses
Free

This app offers a digital checking account designed for modern small businesses. Apply online quickly and access free banking tools, including debit card control, bill pay, ACH transfers, and check deposits. Manage funds efficiently with features like transaction categorization and savings reserves.

Online account applicationFree banking toolsDebit card control
๐Ÿ’ฐ Finance
(20K)
free
7
Kuda Business
Kuda Business
Kuda Business
Kuda Business Banking App
Free

Open a business bank account in minutes and accept payments online or offline. Manage inventory, send invoices, and simplify expenses with virtual POS and expense cards. This app offers a comprehensive suite of tools for Nigerian freelancers and SMEs to manage their finances and operations.

Open business bank accountAccept online/offline paymentsInstant settlement
๐Ÿ’ฐ Finance
(973)
free
8
Amazon Business: B2B Shopping
Amazon Business: B2B Shopping
Amazon Business: B2B Shopping
Seller & Wholesale Marketplace
Free

This app is a comprehensive B2B marketplace designed for businesses of all sizes. It offers wholesale prices, business-only deals, and tools to manage purchases, track spending, and streamline procurement. Separate business and personal shopping with ease.

B2B store with wholesale pricesTrack and manage business purchasesThree-way match for package receiving
๐Ÿ’ผ Business
(17K)
free with in-app purchases
9
BDO Online
BDO Online
BDO Online
BDO's new Online Banking app
Free

Manage your BDO accounts with this banking app. Secure your cards, view statements, and transfer funds with low fees. Confirm transactions using biometrics and send money via QR.

Lock/unlock cardsView statementsFree BDO to BDO transfers
๐Ÿ’ฐ Finance
(5.4K)
free
10
Mercury | Bank Differently
Mercury | Bank Differently
Mercury | Bank Differently
Business and personal accounts
Free

This app provides business and personal banking solutions designed for entrepreneurs and ambitious individuals. It offers features like payment processing, expense management, invoicing, and high-interest savings accounts, all managed online.

Business bankingPersonal accountsPayment processing
๐Ÿ’ฐ Finance
(12K)
freemium
11
Cox Business MyAccount
Cox Business MyAccount
Cox Business MyAccount
Manage Cox Business services
Free

Easily manage your business services, view account details, and pay your bills. Get real-time updates on service outages and access 24/7 support for any issues.

View service detailsManage billingCheck outage updates
๐Ÿ’ผ Business
(6.5K)
free
12
Xero Accounting for business
Xero Accounting for business
Xero Accounting for business
Invoice Maker, Expenses & Tax
Free

Manage your business finances on the go. Create and send invoices, track expenses, monitor cash flow, and accept contactless payments. This app helps small business owners stay productive and maintain financial oversight.

Invoice creation and sendingContactless payment acceptanceCash flow tracking
๐Ÿ’ผ Business
(1.6K)
free with in-app purchases
13
Intuit QuickBooks for Business
Intuit QuickBooks for Business
Intuit QuickBooks for Business
Accounting & Invoicing with AI
Free

Manage your business finances on the go with AI-powered accounting and invoicing tools. Accept payments, track expenses, generate invoices from photos, and automatically track mileage for tax deductions. Syncs with your online account for up-to-date financial data.

Accept contactless payments via phoneCreate and send invoices from photosCapture leads from emails with AI
๐Ÿ’ผ Business
(249K)
subscription
14
Shopify: Sell online/in person
Shopify: Sell online/in person
Shopify: Sell online/in person
Your mobile ecommerce platform
Free

This AI-powered platform allows you to start, manage, and grow an online or in-person business from your mobile device. It offers tools for product management, order processing, marketing, and customer relationship management, with no coding required.

AI-powered business managementProduct management with AI toolsOrder processing and fulfillment
๐Ÿ’ผ Business
(39K)
free with in-app purchases
15
Lloyds Business Banking app
Lloyds Business Banking app
Lloyds Business Banking app
Moving your business forward
Free

Manage your business finances on the go. Apply for accounts, make payments, and access support with secure, convenient tools. Offers free accounting software and initial fee waivers.

Apply for a Business AccountFree accounting softwareBiometric login
๐Ÿ’ฐ Finance
(104)
free
16
Revolut Business
Revolut Business
Revolut Business
Banking fรผr dein Unternehmen
Free

Manage your business finances with an all-in-one account designed for efficiency. Track spending, issue corporate cards, and handle global payments in multiple currencies. Automate expense management and gain insights with advanced analytics to support business growth.

Global payments in 30+ currenciesIssue physical and virtual corporate cardsAutomated expense management
๐Ÿ’ฐ Finance
(2.7K)
subscription
17
Found: Business Banking
Found: Business Banking
Found: Business Banking
Banking, Bookkeeping, & Taxes
Free

This app offers business checking, bookkeeping, and tax tools for small businesses. It simplifies workflows by allowing users to track expenses, save receipts, manage taxes, send invoices, and pay contractors all within the application, with no hidden fees.

Business checking accountAutomated expense trackingDigital receipt saving
๐Ÿ’ฐ Finance
(32K)
free with in-app purchases
18
Lili - Business Banking
Lili - Business Banking
Lili - Business Banking
Banking, Accounting & Taxes
Free

This all-in-one platform offers business banking, smart bookkeeping, tax preparation, credit building, and invoicing for small business owners. Manage your finances, track expenses, and get paid faster, all in one place.

Business checking accountSmart bookkeeping toolsTax preparation features
๐Ÿ’ฐ Finance
(6.9K)
free with in-app purchases
19
Payoneer - Business Payments
Payoneer - Business Payments
Payoneer - Business Payments
by Payoneer Inc
Free

Manage global business payments seamlessly from anywhere. This platform facilitates international money transfers, online payment processing, and currency management for businesses of all sizes. It offers secure and cost-effective solutions to receive and send funds worldwide.

Receive payments globallySend money overseasInternational payment gateway
๐Ÿ’ฐ Finance
(5.2K)
free
20
Aspire Business Account & Card
Aspire Business Account & Card
Aspire Business Account & Card
Business finance made easy!
Free

Manage your business finances with an online account that simplifies payments, multi-currency transactions, and expense tracking. Issue corporate cards, receive global payments, and send money internationally with 24/7 support.

Online business account openingGlobal payment receptionInternational money transfers
๐Ÿ’ฐ Finance
(18)
free