Best Online Business Account Apps

248+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated September 2026

From beginner-friendly picks to power-user tools, our online business account list covers 248+ iPhone apps updated through September 2026. Compare ratings, prices, and screenshots in one place.

Compare top Online Business Account Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Zempler BankZempler BankFree4.8★ (201)NoNoAug 2026
2Moniepoint Business BankingMoniepoint Business BankingFree4.6★ (15K)YesNoSep 2026
3Ampere Mobile Business AccountAmpere Mobile Business AccountFree4.8★ (57)YesNoMay 2026
4BILL AP & AR Business PaymentsBILL AP & AR Business PaymentsFree4.9★ (49K)NoNoSep 2026
5Revolut BusinessRevolut BusinessFree4.9★ (2.8K)NoNoSep 2026
6Amazon SellerAmazon SellerFree4.6★ (107K)NoNoSep 2026
7Novo - Small Business CheckingNovo - Small Business CheckingFree4.8★ (20K)NoNoSep 2026
8Kuda BusinessKuda BusinessFree4.6★ (986)NoNoAug 2026

Top Picks for Online Business Account

Zempler Bank#1

Zempler Bank by Advanced Payment Solutions Ltd

Business & personal banking
Editor's Choice
💰 Finance
4.8😐(201 ratings)
Free
Zempler Bank screenshot 1
Zempler Bank screenshot 2
Zempler Bank screenshot 3
Zempler Bank screenshot 4
Zempler Bank screenshot 5
Zempler Bank screenshot 6

Open a business bank account online in minutes with a fast application and instant decision. Manage spending, track transactions, and keep your money safe with advanced security features. Designed for small to medium businesses and sole traders.

What We Love

  • 🚀 Efficient and easy to use
  • 🔒 Secure banking
  • 👍 Great customer service
  • 💡 Helpful credit building features

Room to Improve

  • 🐛 Buggy app with limited functionality
  • 💰 High fees and charges
  • 🔒 Overly strict security measures
Moniepoint Business Banking#2

Moniepoint Business Banking by Moniepoint

Mobile bank account|POS|Loans
Strong Contender
💰 Finance
4.6😞(15K ratings)
FreeAds
Moniepoint Business Banking screenshot 1
Moniepoint Business Banking screenshot 2
Moniepoint Business Banking screenshot 3
Moniepoint Business Banking screenshot 4
Moniepoint Business Banking screenshot 5
Moniepoint Business Banking screenshot 6

This app offers comprehensive mobile banking solutions for businesses. It allows users to open business accounts, accept payments, manage expenses with dedicated cards, purchase airtime, and pay bills. Businesses can also request POS terminals and access savings plans to grow their reserves.

What We Love

  • 🚀 Fast transactions
  • 🔒 Secure app
  • 👍 Reliable service
  • 👍 Useful for business

Room to Improve

  • 🐛 Frequent app crashes
  • 🐛 Login issues
  • 🐛 Network connectivity problems
Ampere Mobile Business Account#3

Ampere Mobile Business Account by NOVO WORLD LTD

Money Transfer and Online Pay
Worth Considering
💰 Finance
4.8(57 ratings)
FreeAds
Ampere Mobile Business Account screenshot 1
Ampere Mobile Business Account screenshot 2
Ampere Mobile Business Account screenshot 3
Ampere Mobile Business Account screenshot 4
Ampere Mobile Business Account screenshot 5
Ampere Mobile Business Account screenshot 6

Open a business bank account in minutes with a comprehensive banking solution. Send and receive money internationally, manage multiple currencies, and utilize a free corporate debit card. Includes tools for online payments and invoice management.

More Online Business Account apps to explore

4
BILL AP & AR Business Payments
BILL AP & AR Business Payments
BILL AP & AR Business Payments
Pay bills and get paid online
Free

This app streamlines business payments and receivables, automating accounts payable and receivable processes. It offers flexible payment options and real-time tracking, saving time and improving cash flow.

Automate AP and ARMultiple payment options (ACH, wires, virtual card, credit card, check)Real-time payment tracking and notifications
💼 Business
(49K)
free
5
Revolut Business
Revolut Business
Revolut Business
Go beyond business as usual
Free

Manage your business finances with an all-in-one account designed for efficiency. Track spending, issue corporate cards, and handle global payments in multiple currencies. Automate expense management and gain insights with advanced analytics to support business growth.

Global payments in 30+ currenciesIssue physical and virtual corporate cardsAutomated expense management
💰 Finance
(2.8K)
subscription
6
Amazon Seller
Amazon Seller
Amazon Seller
Go-to App for Online Business
Free

Manage your online store and sales on the go. Track orders, inventory, advertising, and customer interactions. Analyze sales data and discover new products to grow your business from anywhere.

Analyze sales dataDiscover profitable productsList and manage inventory
💼 Business
(107K)
free
7
Novo - Small Business Checking
Novo - Small Business Checking
Novo - Small Business Checking
Built for modern businesses
Free

This app offers a digital checking account designed for modern small businesses. Apply online quickly and access free banking tools, including debit card control, bill pay, ACH transfers, and check deposits. Manage funds efficiently with features like transaction categorization and savings reserves.

Online account applicationFree banking toolsDebit card control
💰 Finance
(20K)
free
8
Kuda Business
Kuda Business
Kuda Business
Kuda Business Banking App
Free

Open a business bank account in minutes and accept payments online or offline. Manage inventory, send invoices, and simplify expenses with virtual POS and expense cards. This app offers a comprehensive suite of tools for Nigerian freelancers and SMEs to manage their finances and operations.

Open business bank accountAccept online/offline paymentsInstant settlement
💰 Finance
(986)
free
9
Found: Business Banking
Found: Business Banking
Found: Business Banking
Banking, Bookkeeping, & Taxes
Free

This app offers business checking, bookkeeping, and tax tools for small businesses. It simplifies workflows by allowing users to track expenses, save receipts, manage taxes, send invoices, and pay contractors all within the application, with no hidden fees.

Business checking accountAutomated expense trackingDigital receipt saving
💰 Finance
(33K)
free with in-app purchases
10
U.S. Bank Mobile Banking
U.S. Bank Mobile Banking
U.S. Bank Mobile Banking
Personal Finance and Invest
Free

Manage your finances, monitor cash flow, and send money securely. View account balances, deposit checks, pay bills, and track spending. Get personalized insights and explore banking products and investments.

Manage accounts and cardsSend and request money with Zelle®Deposit checks with increased limits
💰 Finance
(2.1M)
free with in-app purchases
11
Wamo: Business Account
Wamo: Business Account
Wamo: Business Account
Open business account fast
Free

This app offers a fully digital business account for freelancers and companies, allowing users to open an account online in minutes. It facilitates sending and receiving money across Europe, managing payments, and issuing cards with powerful business management tools.

Fully digital business accountOnline account opening in minutesSend and receive money across Europe
💰 Finance
(8)
free
12
Amex
Amex
Amex
Payments, Balance & Rewards
Free

Manage your American Express account securely from anywhere. Track spending, view rewards, pay your bill, and discover personalized offers. Enjoy quick, safe access with biometric login and instant alerts for added peace of mind.

Secure account managementTrack spending and rewardsPay bills and manage balance
💰 Finance
(4.4M)
free
13
Vodafone Business
Vodafone Business
Vodafone Business
by Vodafone Egypt Telecommunications S.A.E
Free

Manage your enterprise accounts efficiently with this app. It offers a centralized platform for SPOCs to access exclusive deals, view and pay bills, manage services, and request new lines. Explore tailored business solutions and manage end-user bundles.

Exclusive offers and dealsView and pay billsComprehensive account summary
🔧 Utilities
(28)
free
14
Shopify: Sell online/in person
Shopify: Sell online/in person
Shopify: Sell online/in person
Your mobile ecommerce platform
Free

This AI-powered platform allows you to start, manage, and grow an online or in-person business from your mobile device. It offers tools for product management, order processing, marketing, and customer relationship management, with no coding required.

AI-powered business managementProduct management with AI toolsOrder processing and fulfillment
💼 Business
(40K)
free with in-app purchases
15
Aspire Business Account & Card
Aspire Business Account & Card
Aspire Business Account & Card
Business finance made easy!
Free

Manage your business finances with an online account that simplifies payments, multi-currency transactions, and expense tracking. Issue corporate cards, receive global payments, and send money internationally with 24/7 support.

Online business account openingGlobal payment receptionInternational money transfers
💰 Finance
(18)
free
16
Amazon Business: B2B Shopping
Amazon Business: B2B Shopping
Amazon Business: B2B Shopping
Seller & Wholesale Marketplace
Free

This app is a comprehensive B2B marketplace designed for businesses of all sizes. It offers wholesale prices, business-only deals, and tools to manage purchases, track spending, and streamline procurement. Separate business and personal shopping with ease.

B2B store with wholesale pricesTrack and manage business purchasesThree-way match for package receiving
💼 Business
(18K)
free with in-app purchases
17
Wio Business
Wio Business
Wio Business
Reboot business banking
Free

This app offers a fully digital business banking experience, enabling users to manage finances, create virtual cards, and track invoices. It simplifies business growth with real-time transactions and transparent fee structures.

Digital business account openingVirtual card creationInvoice management
💰 Finance
(327)
ad-supported
18
MyMonty Business
MyMonty Business
MyMonty Business
by MONTY FINANCE S.A.L
Free
💼 Business
(0)
19
LINE Official Account
LINE Official Account
LINE Official Account
by LINE Corporation
Free

Create a business account to connect with customers through broadcast messages, direct chat, and social media posts. Offer automated replies and share detailed business information. Manage your account with sub-admins and track performance with statistics.

Business account creationBroadcast messagesDirect chat with customers
💼 Business
(60)
free with in-app purchases
20
Capital One Mobile
Capital One Mobile
Capital One Mobile
Easy account access anywhere.
Free

Manage your finances on the go with comprehensive account access. View balances, pay bills, track transactions, and monitor your credit score. The app also offers card management, rewards redemption, and peer-to-peer payments.

View account balances and statementsPay bills and loansCheck credit score with CreditWise
💰 Finance
(11M)
free

FAQ about Online Business Account

What are the best online business account apps for iPhone?
Zempler Bank tops our online business account apps ranking as of September 2026, with a 4.8-star average from 201 App Store ratings, and it's free to download.
Yes — 20 of the top online business account apps we rank are free to download, including Zempler Bank and Moniepoint Business Banking.
Zempler Bank has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 248+ online business account apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
Zempler Bank provides an online platform for opening and managing business bank accounts. It is designed for small to medium businesses and sole traders, offering features for account management, spending tracking, and security.
You can open a business bank account online through the app with a fast application process and an instant decision. No credit history or branch visit is required. You can start accepting payments immediately upon account opening.