Best Online Business Bank Apps

231+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated June 2026

Novo is the household name in online business bank, but it's far from the only option. We track 231+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Online Business Bank Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Novo - Small Business CheckingNovo - Small Business CheckingFree4.8★ (20K)NoNoSep 2026
2Zempler BankZempler BankFree4.8★ (202)NoNoSep 2026
3BBVA Spain | Online bankingBBVA Spain | Online bankingFree4.8★ (3K)NoNoSep 2026
4SPC Online Business BankingSPC Online Business BankingFreeYesNoMay 2026
5CitiBusiness® MobileCitiBusiness® MobileFree4.7★ (5.7K)NoNoSep 2026
6Found: Business BankingFound: Business BankingFree4.8★ (34K)NoNoSep 2026
7CNB Mobile Online BankingCNB Mobile Online BankingFree4.5★ (3.8K)NoNoSep 2026
8KFH OnlineKFH OnlineFree4.7★ (68K)NoNoSep 2026

Top Picks for Online Business Bank

Novo - Small Business Checking#1

Novo - Small Business Checking by Novo Platform Inc.

Built for modern businesses
Editor's Choice
💰 Finance
4.8😞(20K ratings)
Free
Novo - Small Business Checking screenshot 1
Novo - Small Business Checking screenshot 2
Novo - Small Business Checking screenshot 3
Novo - Small Business Checking screenshot 4
Novo - Small Business Checking screenshot 5
Novo - Small Business Checking screenshot 6

This app offers a digital checking account designed for modern small businesses. Apply online quickly and access free banking tools, including debit card control, bill pay, ACH transfers, and check deposits. Manage funds efficiently with features like transaction categorization and savings reserves.

What We Love

  • 🚀 Convenient mobile banking
  • 👍 User-friendly app interface
  • 💡 Useful features like Profit First accounts

Room to Improve

  • 🐛 Buggy mobile deposit feature
  • 🔒 Lack of transparency around security issues
  • 👎 Slow and unhelpful customer support
Zempler Bank#2

Zempler Bank by Advanced Payment Solutions Ltd

Business & personal banking
Strong Contender
💰 Finance
4.8😐(202 ratings)
Free
Zempler Bank screenshot 1
Zempler Bank screenshot 2
Zempler Bank screenshot 3
Zempler Bank screenshot 4
Zempler Bank screenshot 5
Zempler Bank screenshot 6

Open a business bank account online in minutes with a fast application and instant decision. Manage spending, track transactions, and keep your money safe with advanced security features. Designed for small to medium businesses and sole traders.

What We Love

  • 🚀 Efficient and easy to use
  • 🔒 Secure banking
  • 👍 Great customer service
  • 💡 Helpful credit building features

Room to Improve

  • 🐛 Buggy app with limited functionality
  • 💰 High fees and charges
  • 🔒 Overly strict security measures
BBVA Spain | Online banking#3

BBVA Spain | Online banking by BBVA

Download your BBVA Online app
Worth Considering
💰 Finance
4.8😐(3K ratings)
Free
BBVA Spain | Online banking screenshot 1
BBVA Spain | Online banking screenshot 2
BBVA Spain | Online banking screenshot 3
BBVA Spain | Online banking screenshot 4
BBVA Spain | Online banking screenshot 5
BBVA Spain | Online banking screenshot 6

This banking app uses AI to personalize your financial experience, offering faster transactions and a financial coach to help you save and reduce expenses. It also includes features like a virtual assistant, multi-bank connectivity, and tools for mortgages, loans, and investments.

What We Love

  • 👍 Excellent app
  • 🚀 Fast and easy to use
  • 🔒 Secure and reliable
  • 💡 Comprehensive features

Room to Improve

  • 🐛 Buggy and unreliable
  • 👎 Poor user experience
  • 🔍 Difficult to navigate

More Online Business Bank apps to explore

FAQ about Online Business Bank

What are the best online business bank apps for iPhone?
Novo - Small Business Checking tops our online business bank apps ranking as of June 2026, with a 4.8-star average from 20K App Store ratings, and it's free to download.
Yes — 20 of the top online business bank apps we rank are free to download, including Novo - Small Business Checking and Zempler Bank.
Novo - Small Business Checking has no ads and has no in-app purchases, according to its App Store listing as of June 2026.
We track 231+ online business bank apps on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.
Novo is a fintech company that provides a digital checking account specifically built for modern small businesses. While not a bank itself, it offers banking services through Middlesex Federal Savings, F.A., a Member FDIC. It provides a suite of free banking tools accessible through its app to help businesses manage their finances.
Key features include a quick online application process, free banking tools, control over your debit card, bill payment capabilities, ACH transfers, check deposits, transaction categorization, and the ability to set aside funds in Reserves. You also receive a physical and virtual debit card for payments and fee-free ATM withdrawals.

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