Best Online Business Bank Apps

231+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated June 2026

Novo is the household name in online business bank, but it's far from the only option. We track 231+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Online Business Bank Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Novo - Small Business CheckingNovo - Small Business CheckingFree4.8★ (20K)NoNoJul 2026
2Zempler BankZempler BankFree4.8★ (198)NoNoJul 2026
3BBVA España | Banca OnlineBBVA España | Banca OnlineFree4.8★ (2.9K)NoNoJul 2026
4SPC Online Business BankingSPC Online Business BankingFreeYesNoMay 2026
5CitiBusiness® MobileCitiBusiness® MobileFree4.7★ (5.7K)NoNoJul 2026
6Found: Business BankingFound: Business BankingFree4.8★ (33K)NoNoJul 2026
7CNB Mobile Online BankingCNB Mobile Online BankingFree4.5★ (3.6K)YesNoJul 2026
8KFH OnlineKFH OnlineFree4.7★ (67K)NoNoJul 2026

Top Picks for Online Business Bank

Novo - Small Business Checking#1

Novo - Small Business Checking by Novo Platform Inc.

Built for modern businesses
Editor's Choice
💰 Finance
4.8😞(20K ratings)
Free
Novo - Small Business Checking screenshot 1
Novo - Small Business Checking screenshot 2
Novo - Small Business Checking screenshot 3
Novo - Small Business Checking screenshot 4
Novo - Small Business Checking screenshot 5
Novo - Small Business Checking screenshot 6

This app offers a digital checking account designed for modern small businesses. Apply online quickly and access free banking tools, including debit card control, bill pay, ACH transfers, and check deposits. Manage funds efficiently with features like transaction categorization and savings reserves.

What We Love

  • 🚀 Convenient mobile banking
  • 👍 User-friendly app interface
  • 💡 Useful features like Profit First accounts

Room to Improve

  • 🐛 Buggy mobile deposit feature
  • 🔒 Lack of transparency around security issues
  • 👎 Slow and unhelpful customer support
Zempler Bank#2

Zempler Bank by Advanced Payment Solutions Limited

Business & personal banking
Strong Contender
💰 Finance
4.8😐(198 ratings)
Free
Zempler Bank screenshot 1
Zempler Bank screenshot 2
Zempler Bank screenshot 3
Zempler Bank screenshot 4
Zempler Bank screenshot 5
Zempler Bank screenshot 6

Open a business bank account online in minutes with a fast application and instant decision. Manage spending, track transactions, and keep your money safe with advanced security features. Designed for small to medium businesses and sole traders.

What We Love

  • 🚀 Efficient and easy to use
  • 🔒 Secure banking
  • 👍 Great customer service
  • 💡 Helpful credit building features

Room to Improve

  • 🐛 Buggy app with limited functionality
  • 💰 High fees and charges
  • 🔒 Overly strict security measures
BBVA España | Banca Online#3

BBVA España | Banca Online by BBVA

Download your BBVA Online app
Worth Considering
💰 Finance
4.8😐(2.9K ratings)
Free
BBVA España | Banca Online screenshot 1
BBVA España | Banca Online screenshot 2
BBVA España | Banca Online screenshot 3
BBVA España | Banca Online screenshot 4
BBVA España | Banca Online screenshot 5
BBVA España | Banca Online screenshot 6

This banking app uses AI to personalize your financial experience, offering faster transactions and a financial coach to help you save and reduce expenses. It also includes features like a virtual assistant, multi-bank connectivity, and tools for mortgages, loans, and investments.

What We Love

  • 👍 Excellent app
  • 🚀 Fast and easy to use
  • 🔒 Secure and reliable
  • 💡 Comprehensive features

Room to Improve

  • 🐛 Buggy and unreliable
  • 👎 Poor user experience
  • 🔍 Difficult to navigate

More Online Business Bank apps to explore

4
SPC Online Business Banking
SPC Online Business Banking
SPC Online Business Banking
by SPC Cooperative Credit Union
Free
💰 Finance
(0)
5
CitiBusiness® Mobile
CitiBusiness® Mobile
CitiBusiness® Mobile
CitiBusiness Online Mobile App
Free

Manage your commercial accounts conveniently from your mobile device. Access your accounts securely anytime, anywhere, with features like mobile check deposit, balance monitoring, and transaction approvals. It simplifies business banking on the go.

Mobile check depositAccount balance monitoringInitiate payments and transfers
💰 Finance
(5.7K)
free
6
Found: Business Banking
Found: Business Banking
Found: Business Banking
Banking, Bookkeeping, & Taxes
Free

This app offers business checking, bookkeeping, and tax tools for small businesses. It simplifies workflows by allowing users to track expenses, save receipts, manage taxes, send invoices, and pay contractors all within the application, with no hidden fees.

Business checking accountAutomated expense trackingDigital receipt saving
💰 Finance
(33K)
free with in-app purchases
7
CNB Mobile Online Banking
CNB Mobile Online Banking
CNB Mobile Online Banking
by The Canandaigua National Bank and Trust Company
Free

Manage your bank accounts on the go with real-time information, transaction history, and fund transfers. Deposit checks, pay bills, and securely message your bank. Locate branches and ATMs, and easily connect with customer support.

Real-time account informationSearch account historyMobile check deposit
💰 Finance
(3.6K)
free
8
KFH Online
KFH Online
KFH Online
by Kuwait Finance House
Free

Manage your finances securely and conveniently from your mobile device. View account summaries, track credit card transactions, and make various transfers. The app also facilitates bill payments, mobile voucher purchases, and reporting lost cards.

Account balance and statement viewingCredit card transaction trackingFund transfers (internal, local, international)
💰 Finance
(67K)
free
9
Apple Bank Mobile Banking
Apple Bank Mobile Banking
Apple Bank Mobile Banking
by Apple Bank for Savings
Free

Manage your finances conveniently and securely from your mobile device. This app allows you to send money, pay bills, deposit checks, and monitor your accounts with ease. Enjoy secure access and helpful notifications to stay on top of your banking.

Send and receive money with ZelleBill payment and fund transfersMobile check deposit
💰 Finance
(4K)
free with in-app purchases
10
UnionBank Online
UnionBank Online
UnionBank Online
Secure, Easy & Smart
Free

Manage your finances conveniently from your mobile device. Open accounts, deposit checks, transfer funds, and pay bills with ease. Securely monitor your accounts, cards, and loans with advanced features like biometrics and OTP.

Open accounts in-appDeposit checks 24/7Manage accounts and cards
💰 Finance
(3.6K)
free with in-app purchases
11
Tam - Digital Banking
Tam - Digital Banking
Tam - Digital Banking
by Kuwait Finance House
Free

Manage your finances with a modern, intuitive banking app. Open an account, get instant virtual cards, and enjoy easy money transfers. Earn rewards as you use the service and customize your virtual card with unique designs.

Open account on the goInstant virtual debit/prepaid cardEasy money transfers
💰 Finance
(1.6K)
free
12
Lloyds Business Banking app
Lloyds Business Banking app
Lloyds Business Banking app
Moving your business forward
Free

Manage your business finances on the go. Apply for accounts, make payments, and access support with secure, convenient tools. Offers free accounting software and initial fee waivers.

Apply for a Business AccountFree accounting softwareBiometric login
💰 Finance
(105)
free
13
Standard Bank / Stanbic Bank
Standard Bank / Stanbic Bank
Standard Bank / Stanbic Bank
by Standard Bank Group
Free

Manage your finances effortlessly with this banking app. Track accounts, make payments, apply for loans, and access financial documents all from your mobile device. Enjoy convenient banking tools and personalized offers.

Quick payments and transfersOpen savings accounts onlineManage cards and set limits
💰 Finance
(5.4K)
free
14
TBC Bank
TBC Bank
TBC Bank
Exceptionally easy
Free

Manage your finances digitally with a secure and instant mobile banking experience. Open accounts, transfer money, pay bills, apply for loans, and even invest in U.S. stocks, all from your phone. Offers features like instant card activation, loyalty rewards, and flexible payment options.

Digital account openingInstant card activation24/7 money transfers
💰 Finance
(116K)
free with in-app purchases
15
CIB Business Online
CIB Business Online
CIB Business Online
CIB Business Online a vállalat
Free
💰 Finance
(0)
16
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
Instant Loan App For Fast Cash
Free

This app provides instant cash loans and flexible repayment plans for individuals and businesses. It also offers savings features with high interest rates and a secure ATM card for seamless transactions. Enjoy transparent financial services with no hidden charges.

Instant cash loans up to NGN 3,000,000Flexible repayment plans (30-180 days)Savings with up to 30% interest
💰 Finance
(14K)
free
17
FNB Direct
FNB Direct
FNB Direct
by First National Bank of Pennsylvania
Free

Manage your bank accounts, deposit checks, transfer funds, and pay bills conveniently from your mobile device. Access financial education, manage your debit card, and securely chat with support.

Check account transactions and balancesManage FNB Debit CardDeposit checks
💰 Finance
(51K)
free
18
Banner Bank Mobile Banking App
Banner Bank Mobile Banking App
Banner Bank Mobile Banking App
by Banner Bank
Free

Manage your finances on the go with this mobile banking app. Check balances, deposit checks, transfer funds, pay bills, and track spending with detailed charts and graphs. Securely manage your debit cards and accounts with real-time alerts and advanced authentication.

Check account balancesDeposit checks remotelyTransfer funds between accounts
💰 Finance
(11K)
free
19
Riyad Bank App
Riyad Bank App
Riyad Bank App
by RiyadBank
Free

This app offers a modern and intuitive digital banking experience, allowing users to manage their finances securely and conveniently from anywhere. It provides personalized features, exclusive offers, and streamlined application processes for financial products.

Biometric authentication for secure accessPersonalized quick actionsExclusive offer notifications
💰 Finance
(8K)
free
20
BPI
BPI
BPI
by Bank of the Philippine Islands
Free

Manage your finances on the go with this comprehensive banking application. Open accounts, transfer funds, pay bills, and utilize QR payments. Features include AI-powered financial planning, investment services, and secure transaction authorization.

Online account openingQR paymentsMoney transfers
💰 Finance
(15K)
free

FAQ about Online Business Bank

What are the best online business bank apps for iPhone?
Novo - Small Business Checking tops our online business bank apps ranking as of June 2026, with a 4.8-star average from 20K App Store ratings, and it's free to download.
Yes — 20 of the top online business bank apps we rank are free to download, including Novo - Small Business Checking and Zempler Bank.
Novo - Small Business Checking has no ads and has no in-app purchases, according to its App Store listing as of June 2026.
We track 231+ online business bank apps on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.
Novo is a fintech company that provides a digital checking account specifically built for modern small businesses. While not a bank itself, it offers banking services through Middlesex Federal Savings, F.A., a Member FDIC. It provides a suite of free banking tools accessible through its app to help businesses manage their finances.
Key features include a quick online application process, free banking tools, control over your debit card, bill payment capabilities, ACH transfers, check deposits, transaction categorization, and the ability to set aside funds in Reserves. You also receive a physical and virtual debit card for payments and fee-free ATM withdrawals.

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