Best Opportunity Merchant Apps

220+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated June 2026

Out of 220+ opportunity merchant apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Opportunity Merchant Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1PhoneSwipe - Merchant ServicesPhoneSwipe - Merchant ServicesFree3.9★ (16)NoNoJul 2026
2QuickBooks GoPayment POSQuickBooks GoPayment POSFree4.8★ (6.4K)YesNoSep 2026
3Credit Card Machine - AcceptCredit Card Machine - AcceptFree3.7★ (21)NoNoMay 2026
4HoneyBook - Small Business CRMHoneyBook - Small Business CRMFree4.8★ (16K)NoYesSep 2026
5Payanywhere: Point of Sale POSPayanywhere: Point of Sale POSFree3.6★ (659)NoNoSep 2026
6Jim: sell & get paid instantlyJim: sell & get paid instantlyFree4.8★ (13K)YesNoSep 2026
7HiHello: Digital Business CardHiHello: Digital Business CardFree4.9★ (44K)NoYesSep 2026
8Stripe DashboardStripe DashboardFree4.7★ (69K)NoNoSep 2026

Top Picks for Opportunity Merchant

QuickBooks GoPayment POS#2
4.8😞(6.4K ratings)
FreeAds
QuickBooks GoPayment POS screenshot 1
QuickBooks GoPayment POS screenshot 2
QuickBooks GoPayment POS screenshot 3
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QuickBooks GoPayment POS screenshot 6

Accept in-person and contactless payments directly on your iPhone without extra hardware. Manage sales, send receipts, and sync transactions with your accounting software. Streamline your business finances on the go.

What We Love

  • ⭐ Great app
  • 🚀 Convenient for mobile payments
  • 💳 Integrates well with QuickBooks

Room to Improve

  • 🔒 Security concerns with withheld payments
  • ❌ Poor customer service
  • 🐛 Frequent app crashes and bugs
  • 💳 Issues with card readers and connectivity

More Opportunity Merchant apps to explore

FAQ about Opportunity Merchant

What are the best opportunity merchant apps for iPhone?
PhoneSwipe - Merchant Services tops our opportunity merchant apps ranking as of June 2026, with a 3.9-star average from 16 App Store ratings, and it's free to download.
Yes — 20 of the top opportunity merchant apps we rank are free to download, including PhoneSwipe - Merchant Services and QuickBooks GoPayment POS.
PhoneSwipe - Merchant Services has no ads and has no in-app purchases, according to its App Store listing as of June 2026.
We track 220+ opportunity merchant apps on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.
PhoneSwipe transforms your iPhone or iPad into a credit card reader. It allows businesses to accept various credit card payments and PayPal directly from their mobile device. The app provides features for managing inventory, applying discounts, and tracking sales.
Key features include secure credit card processing, the ability to accept Visa, Mastercard, American Express, Discover, and PayPal. Users can add items with photos and modifiers, track stock, offer discounts, send receipts via email or SMS, and access real-time sales reports.