Best Opportunity Merchant Apps

220+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated June 2026

Out of 220+ opportunity merchant apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Opportunity Merchant Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1PhoneSwipe - Merchant ServicesPhoneSwipe - Merchant ServicesFree3.9★ (16)NoNoJul 2026
2QuickBooks GoPayment POSQuickBooks GoPayment POSFree4.8★ (6.4K)YesNoJul 2026
3Credit Card Machine - AcceptCredit Card Machine - AcceptFree3.7★ (21)NoNoMay 2026
4HoneyBook - Small Business CRMHoneyBook - Small Business CRMFree4.8★ (16K)NoYesJul 2026
5Payanywhere: Point of Sale POSPayanywhere: Point of Sale POSFree3.6★ (653)NoNoJul 2026
6JIM: Tap to Pay & Payment LinkJIM: Tap to Pay & Payment LinkFree4.7★ (9.6K)YesNoJul 2026
7HiHello: Digital Business CardHiHello: Digital Business CardFree4.9★ (43K)YesYesJul 2026
8Stripe DashboardStripe DashboardFree4.7★ (69K)NoNoJul 2026

Top Picks for Opportunity Merchant

QuickBooks GoPayment POS#2

QuickBooks GoPayment POS by Intuit Inc.

Mobile POS
Strong Contender
💼 Business
4.8😞(6.4K ratings)
FreeAds
QuickBooks GoPayment POS screenshot 1
QuickBooks GoPayment POS screenshot 2
QuickBooks GoPayment POS screenshot 3
QuickBooks GoPayment POS screenshot 4
QuickBooks GoPayment POS screenshot 5
QuickBooks GoPayment POS screenshot 6

Accept in-person and contactless payments directly on your iPhone without extra hardware. Manage sales, send receipts, and sync transactions with your accounting software. Streamline your business finances on the go.

What We Love

  • ⭐ Great app
  • 🚀 Convenient for mobile payments
  • 💳 Integrates well with QuickBooks

Room to Improve

  • 🔒 Security concerns with withheld payments
  • ❌ Poor customer service
  • 🐛 Frequent app crashes and bugs
Credit Card Machine - Accept#3

Credit Card Machine - Accept by Paynet Systems, Inc

Worth Considering
💼 Business
3.7(21 ratings)
Free
Credit Card Machine - Accept screenshot 1
Credit Card Machine - Accept screenshot 2
Credit Card Machine - Accept screenshot 3
Credit Card Machine - Accept screenshot 4
Credit Card Machine - Accept screenshot 5

This app allows businesses to accept credit card payments on the go, in-store, and online. It offers features for managing sales, invoices, recurring billing, and even includes a free online webstore. Get paid quickly with deposits in 1-2 business days.

More Opportunity Merchant apps to explore

4
HoneyBook - Small Business CRM
HoneyBook - Small Business CRM
HoneyBook - Small Business CRM
Invoices, Contracts, Payments
Free

Streamline your independent business operations with tools for invoicing, contracts, payments, project tracking, and client scheduling. Automate tasks and manage expenses to deliver exceptional client experiences and stay in control of your business.

Mobile invoicingOnline contractsSecure payment collection
💼 Business
(16K)
free with in-app purchases
5
Payanywhere: Point of Sale POS
Payanywhere: Point of Sale POS
Payanywhere: Point of Sale POS
Credit Card Reader & Payment
Free

This app is a comprehensive point-of-sale system for businesses. It allows you to accept various payment types, manage inventory, track sales, and send invoices directly from your device. Optional hardware can enhance its functionality for different business needs.

Accept contactless, chip, and magstripe paymentsTrack cash and gift card salesCreate and send invoices
💼 Business
(653)
free with in-app purchases
6
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
Sell & Get Paid Now
Free

Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.

Accept contactless paymentsInstant fund accessSpend with JIM Visa® Prepaid card
💰 Finance
(9.6K)
free with in-app purchases
7
HiHello: Digital Business Card
HiHello: Digital Business Card
HiHello: Digital Business Card
Share your cards with anyone
Free

Create and share beautiful, customizable digital business cards. Manage contacts, scan paper cards with AI, and integrate with your favorite tools. Elevate your networking and lead generation.

Customizable digital business card makerEffortless sharing via QR code, link, and moreSmart address book with contact management
💼 Business
(43K)
free with in-app purchases
8
Stripe Dashboard
Stripe Dashboard
Stripe Dashboard
Accept and manage payments
Free

Manage your business finances and accept payments from anywhere. Monitor revenue, balances, and payouts in real-time. Send invoices, create subscriptions, and issue refunds directly from your mobile device.

Real-time revenue and balance monitoringAccept in-person paymentsSend payment links and invoices
💼 Business
(69K)
free with in-app purchases
9
CamCard AI Business Assistant
CamCard AI Business Assistant
CamCard AI Business Assistant
Scan, Digital Card & AI Notes
Free

This app digitizes business cards and transcribes voice conversations with AI-powered summaries. It offers features for contact management, creating digital cards, and gaining business insights from scanned cards. It also provides secure data handling and global language support.

AI business card recognitionReal-time voice-to-text transcriptionAI-generated conversation summaries
💼 Business
(90K)
freemium
10
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Shop, pay later, build credit
Free

Access up to $1,000 to shop for various goods and pay over time with no interest or fees. Build your credit history by reporting your payment activity to credit bureaus. Apply for a credit card with rewards and no annual fee.

Access up to $1,000 to spendShop top brands on marketplacePay over time with no interest/fees
💰 Finance
(11K)
free with in-app purchases
11
Amex
Amex
Amex
Payments, Balance & Rewards
Free

Manage your American Express account securely from anywhere. Track spending, view rewards, pay your bill, and discover personalized offers. Enjoy quick, safe access with biometric login and instant alerts for added peace of mind.

Secure account managementTrack spending and rewardsPay bills and manage balance
💰 Finance
(4.3M)
free
12
Aspire Account Center
Aspire Account Center
Aspire Account Center
by Atlanticus Services Corporation
Free

Manage your credit cards from your Apple device. Check balances, view transactions, set up alerts, and monitor your credit score for free. Securely access your accounts with fingerprint or PIN.

Manage credit cardsCheck account balancesView payment activity
💰 Finance
(78)
free
13
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Cashback, payments, savings
Free

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

Flexible payment optionsInterest-free installmentsUp to 10% cashback
💰 Finance
(2.3M)
free with in-app purchases
14
PayPal Business
PayPal Business
PayPal Business
Track sales and Send invoices
Free

Manage your business finances on the go. Create and send invoices, track sales trends, transfer money, and access customer information. This app acts as your mobile business manager, simplifying financial tasks for merchants of all sizes.

Create and send invoicesTrack sales trendsManage money and sales
💼 Business
(29K)
free with in-app purchases
15
Imprint App
Imprint App
Imprint App
Cards & Rewards
Free

This app allows you to apply for and manage loyalty credit cards from your favorite brands. Earn unlimited rewards on purchases, especially with partner brands. Access your virtual card instantly, manage your account, and enjoy secure payment options.

Apply for loyalty credit cardsEarn unlimited rewardsManage account activity
💰 Finance
(25K)
free
16
Blinq: Digital Business Card
Blinq: Digital Business Card
Blinq: Digital Business Card
Card Scanner & AI Notes
Free

Create and share a professional digital business card in minutes. Customize with over 20 fields, including social media and unique links. Share via text, email, QR code, or NFC for seamless networking.

Digital business card creationCustomizable with 20+ fieldsMultiple sharing options (text, email, URL, QR)
💼 Business
(129K)
free with in-app purchases
17
Novo - Small Business Checking
Novo - Small Business Checking
Novo - Small Business Checking
Built for modern businesses
Free

This app offers a digital checking account designed for modern small businesses. Apply online quickly and access free banking tools, including debit card control, bill pay, ACH transfers, and check deposits. Manage funds efficiently with features like transaction categorization and savings reserves.

Online account applicationFree banking toolsDebit card control
💰 Finance
(20K)
free
18
Found: Business Banking
Found: Business Banking
Found: Business Banking
Banking, Bookkeeping, & Taxes
Free

This app offers business checking, bookkeeping, and tax tools for small businesses. It simplifies workflows by allowing users to track expenses, save receipts, manage taxes, send invoices, and pay contractors all within the application, with no hidden fees.

Business checking accountAutomated expense trackingDigital receipt saving
💰 Finance
(32K)
free with in-app purchases
19
Groupon Merchant
Groupon Merchant
Groupon Merchant
by Groupon, Inc.
Free

Manage your Groupon campaigns directly from your smartphone. Scan and redeem Groupons, track campaign performance, view payment details, and respond to customer feedback.

Scan and redeem GrouponsTrack campaign performanceView payment details
💼 Business
(443)
free
20
Atlas - Rewards Credit Card
Atlas - Rewards Credit Card
Atlas - Rewards Credit Card
Earn cash back. Build credit.
Free

This app offers a rewards credit card designed for easy approval, even without credit history. It helps users build credit, save money with automatic discounts, and manage their finances securely with features like auto-pay and fraud protection.

High approval ratesBuild credit historyAutomatic savings up to 10%
💰 Finance
(242K)
free with in-app purchases

FAQ about Opportunity Merchant

What are the best opportunity merchant apps for iPhone?
PhoneSwipe - Merchant Services tops our opportunity merchant apps ranking as of June 2026, with a 3.9-star average from 16 App Store ratings, and it's free to download.
Yes — 20 of the top opportunity merchant apps we rank are free to download, including PhoneSwipe - Merchant Services and QuickBooks GoPayment POS.
PhoneSwipe - Merchant Services has no ads and has no in-app purchases, according to its App Store listing as of June 2026.
We track 220+ opportunity merchant apps on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.
PhoneSwipe transforms your iPhone or iPad into a credit card reader. It allows businesses to accept various credit card payments and PayPal directly from their mobile device. The app provides features for managing inventory, applying discounts, and tracking sales.
Key features include secure credit card processing, the ability to accept Visa, Mastercard, American Express, Discover, and PayPal. Users can add items with photos and modifiers, track stock, offer discounts, send receipts via email or SMS, and access real-time sales reports.