Best Pay With Sublime Apps

190+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated June 2026

Finding the right pay with sublime apps can be overwhelming with so many options. We've analyzed 190+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Pay With Sublime Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Pay with SublimePay with SublimeFree4.8★ (120)NoNoJul 2026
2Afterpay: Pay over timeAfterpay: Pay over timeFree4.9★ (752K)YesNoJul 2026
3Deferit: Pay bills in 4Deferit: Pay bills in 4Free4.8★ (30K)YesNoJul 2026
4Papaya: Securely Pay Any BillPapaya: Securely Pay Any BillFree4.8★ (118K)NoNoJul 2026
5PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8★ (6.3M)YesNoJul 2026
6Og Money - Payments&Gift CardsOg Money - Payments&Gift CardsFree4.7★ (28K)NoNoJul 2026
7doxo: All-in-One Bill Paydoxo: All-in-One Bill PayFree4.2★ (1.1K)YesNoJul 2026
8Xpress Bill PayXpress Bill PayFree4.8★ (25K)NoNoJul 2026

Top Picks for Pay With Sublime

Pay with Sublime#1

Pay with Sublime by Sublime Payments Company

Split up and save on bills
Editor's Choice
💰 Finance
4.8(120 ratings)
Free
Pay with Sublime screenshot 1
Pay with Sublime screenshot 2
Pay with Sublime screenshot 3
Pay with Sublime screenshot 4
Pay with Sublime screenshot 5

This app helps you lower your bills by splitting payments and earning cash back. It automatically finds savings, negotiates on your behalf, and tracks your subscriptions. Take control of your finances and reduce expenses without direct customer service calls.

Afterpay: Pay over time#2

Afterpay: Pay over time by Afterpay Holdings Ltd

Shop Now. Split your payments.
Strong Contender
🛍️ Shopping
4.9😐(752K ratings)
FreeAds
#37in Shopping
Afterpay: Pay over time screenshot 1
Afterpay: Pay over time screenshot 2
Afterpay: Pay over time screenshot 3
Afterpay: Pay over time screenshot 4
Afterpay: Pay over time screenshot 5
Afterpay: Pay over time screenshot 6

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

What We Love

  • 🚀 Convenient payment plan
  • 💳 No interest or hidden fees
  • 🤝 Good customer service (initially)
  • 📈 Increasing credit limit with usage

Room to Improve

  • 🐛 App/website technical issues
  • 🔒 Security and privacy concerns
  • 🤖 Lack of human customer support
Deferit: Pay bills in 4#3

Deferit: Pay bills in 4 by deferit Pty Ltd

Save & build credit history
Worth Considering
💰 Finance
4.8😊(30K ratings)
FreeAds
Deferit: Pay bills in 4 screenshot 1
Deferit: Pay bills in 4 screenshot 2
Deferit: Pay bills in 4 screenshot 3
Deferit: Pay bills in 4 screenshot 4
Deferit: Pay bills in 4 screenshot 5
Deferit: Pay bills in 4 screenshot 6

Manage your bills and budget with flexibility. This app allows you to pay almost any service bill in four smaller installments with no interest. It also helps you save money by negotiating better deals with providers and builds your credit history by reporting on-time payments.

What We Love

  • 💳 Helpful for paying bills in installments
  • ⏱️ Fast bill payment processing
  • 📆 Ability to change payment due dates
  • 🤝 Friendly and responsive customer service

Room to Improve

  • 🕰️ Delayed bill payments due to high volume
  • 🤖 Lack of phone/live chat support
  • 💰 Subscription fees and processing fees

More Pay With Sublime apps to explore

4
Papaya: Securely Pay Any Bill
Papaya: Securely Pay Any Bill
Papaya: Securely Pay Any Bill
Fast & Secure Bill Payments
Free

This app offers a streamlined and secure method for paying all your bills, eliminating the need for multiple logins or mailing checks. It utilizes advanced technology to process payments quickly and efficiently, supporting various payment methods for a wide range of bill types.

Pay any billFast paymentsSecure processing
💰 Finance
(118K)
free
5
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Savings, cash back, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
💰 Finance
(6.3M)
free with in-app purchases
6
Og Money - Payments&Gift Cards
Og Money - Payments&Gift Cards
Og Money - Payments&Gift Cards
Mobile wallet to buy & pay
Free

This app serves as a digital lifestyle super app, allowing users to manage various transactions like buying digital gift cards, recharging mobile lines, paying bills, and booking travel. It offers exclusive deals and saving bundles for a more convenient and cost-effective digital experience.

Buy and gift digital cardsRecharge mobile linesPay telecom bills and services
🔧 Utilities
(28K)
free with in-app purchases
7
doxo: All-in-One Bill Pay
doxo: All-in-One Bill Pay
doxo: All-in-One Bill Pay
Securely Track and Pay Bills
Free

Manage all your bills from one secure place. Pay over 120,000 billers with free delivery options and receive unlimited reminders to ensure you never miss a due date. Track payments and expenses in real-time.

Organize bills in one accountPay over 120,000 billersFree payment delivery
💰 Finance
(1.1K)
free with in-app purchases
8
Xpress Bill Pay
Xpress Bill Pay
Xpress Bill Pay
The trusted way to pay
Free

This app allows users to pay bills quickly and securely through partnerships with local city and billing organizations. It simplifies the payment process by letting you select your provider, look up your account, and set up auto-pay. Receive real-time alerts and pay using various methods.

Quick and secure bill paymentsPartnerships with local billing organizationsAuto-pay functionality
💰 Finance
(25K)
free
9
Payactiv
Payactiv
Payactiv
On-demand pay and beyond
Free

Access your earned wages before payday, pay bills on time, and manage unexpected expenses with user-friendly digital tools. This app helps you achieve financial stability and reach your financial wellness goals without predatory loans or interest.

Early access to wagesGovernment payment early accessSpending and saving tools
💰 Finance
(78K)
free
10
DivDat Mobile Payments App
DivDat Mobile Payments App
DivDat Mobile Payments App
by DivDat
Free

Pay local bills conveniently from your phone. Add municipalities, utilities, and more to a single platform. Supports credit card, debit card, check, and cash payments via kiosks.

Add local billersMultiple payment methodsPayment reminders
💰 Finance
(4.1K)
free
11
Dayforce Wallet: On-demand Pay
Dayforce Wallet: On-demand Pay
Dayforce Wallet: On-demand Pay
Get paid as you earn.
Free

Access your earned wages before payday with this app. Manage finances, set savings goals, and track spending all in one place. Transfer funds to a debit card for purchases or withdrawals, with no fees for on-demand pay.

Access earned wages on-demandTransfer funds to a debit cardManage earnings and track spending
💰 Finance
(54K)
free
12
rapid! Pay
rapid! Pay
rapid! Pay
rapid! Access PayCard OnDemand
Free

Access your PayCard and on-demand earnings instantly. Manage your accounts, transfer funds, deposit checks remotely, and pay bills. Earn cash back rewards and find nearby ATMs.

Activate/replace PayCardView balances and transaction historyTransfer funds between accounts
💰 Finance
(185K)
free
13
GO2bank: Mobile banking
GO2bank: Mobile banking
GO2bank: Mobile banking
Mobile bank that works for you
Free

This mobile banking app simplifies money management with features like early direct deposit, high-yield savings, and overdraft protection. It offers transparent banking with no hidden fees and tools to build credit. Secure and convenient access to funds nationwide.

Early direct depositHigh-yield savings accountOverdraft protection
💰 Finance
(63K)
free
14
Smartcash PSB
Smartcash PSB
Smartcash PSB
Smartcash
Free

This application facilitates instant money transfers to mobile numbers or bank accounts. It also enables convenient bill payments for utilities, data recharges, and merchant payments via scanning.

Instant money transfersMobile and data rechargeUtility and bill payments
🔧 Utilities
(1.8K)
free
15
myWisely: Mobile Banking
myWisely: Mobile Banking
myWisely: Mobile Banking
Get paid. Track spend. Save.
Free

Manage your finances with early access to paychecks, fee-free banking, and automated savings tools. This app allows you to track spending, pay bills, and save for your goals, even when changing jobs.

Get paid up to 2 days earlySave for goals automaticallyNo hidden or overdraft fees
💰 Finance
(35K)
free
16
Rooam: Pay From Your Phone
Rooam: Pay From Your Phone
Rooam: Pay From Your Phone
Restaurants,Bars & Live Events
Free

This app allows you to open, view, and pay your tab at bars and restaurants directly from your phone. Avoid waiting in line and spend more time enjoying your night out with a seamless, contactless payment experience.

Open and pay tabs from your phoneView live order updatesSelect tips with one tap
🍔 Food & Drink
(3K)
free
17
Revolut: Send, spend and save
Revolut: Send, spend and save
Revolut: Send, spend and save
Change the way you money
Free

Manage your money with a comprehensive financial app. Spend, send, and save across multiple currencies, invest in stocks, and track your spending with smart tools. Offers features for both adults and children's financial education.

Multi-currency spending and transfersVirtual and physical card optionsStock trading with low minimums
💰 Finance
(70K)
free with in-app purchases
18
Monica - Pay, Send, Bills
Monica - Pay, Send, Bills
Monica - Pay, Send, Bills
Everything Money and Bills
Free

Manage your finances, pay bills, and shop with discounts all in one place. This app offers instant money transfers, secure transactions, and a virtual dollar card for global shopping. Enjoy free bank withdrawals and easy bill payments.

Tag & Scan to PayShop with DiscountsPay Bills with Ease
💰 Finance
(14K)
free
19
Bills Monitor - Bill Reminder
Bills Monitor - Bill Reminder
Bills Monitor - Bill Reminder
Bills Manager and Tracker
Free

This app helps you manage and track all your bills to avoid late payments. It offers visual tracking, customizable reminders, and detailed logging for various bill types. Easily monitor your financial schedule and stay organized.

Calendar view of billsCustomizable bill remindersAdd bills with detailed information
💰 Finance
(565)
free with in-app purchases
20
Get Paid Early: Cash Advance
Get Paid Early: Cash Advance
Get Paid Early: Cash Advance
Early paycheck. Instant money
Free

Access your earned wages before payday without loans, interest, or hidden fees. Get instant cash transfers to your bank or debit card 24/7. Build better financial health and manage your pay flexibly.

Access pay in real-timeNo loans, interest, or hidden feesInstant cash transfers
💰 Finance
(5.9K)
free

FAQ about Pay With Sublime

What are the best pay with sublime apps for iPhone?
Pay with Sublime tops our pay with sublime apps ranking as of June 2026, with a 4.8-star average from 120 App Store ratings, and it's free to download.
Yes — 20 of the top pay with sublime apps we rank are free to download, including Pay with Sublime and Afterpay: Pay over time.
Pay with Sublime has no ads and has no in-app purchases, according to its App Store listing as of June 2026.
We track 190+ pay with sublime apps on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.
Sublime automatically negotiates your bills and scans for potential savings, aiming to reduce your monthly expenses without you needing to contact customer service directly.
You can earn 5% cash back on your bills when you pay them on time through the Sublime platform.