Best Pay With Sublime Apps

249+ iOS apps curated and reviewed

4.8 avg rating
19 free apps
Updated August 2026

Finding the right pay with sublime apps can be overwhelming with so many options. We've analyzed 249+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Pay With Sublime Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Pay with SublimePay with SublimeFree4.7★ (157)NoNoAug 2026
2Split Pay: Split Bills in TwoSplit Pay: Split Bills in TwoFree4.9★ (16K)NoNoSep 2026
3Papaya: Securely Pay Any BillPapaya: Securely Pay Any BillFree4.8★ (118K)NoNoSep 2026
4Deferit: Pay bills in 4Deferit: Pay bills in 4Free4.8★ (32K)YesNoSep 2026
5Afterpay: Pay over timeAfterpay: Pay over timeFree4.9★ (752K)NoNoSep 2026
6doxo: All-in-One Bill Paydoxo: All-in-One Bill PayFree4.2★ (1.1K)NoNoAug 2026
7Xpress Bill PayXpress Bill PayFree4.8★ (26K)NoNoSep 2026
8BILL AP & AR Business PaymentsBILL AP & AR Business PaymentsFree4.9★ (49K)NoNoSep 2026

Top Picks for Pay With Sublime

Pay with Sublime#1

Pay with Sublime by Sublime Payments Company

Split up and save on bills
Editor's Choice
💰 Finance
4.7(157 ratings)
Free
Pay with Sublime screenshot 1
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Pay with Sublime screenshot 4
Pay with Sublime screenshot 5

This app helps you lower your bills by splitting payments and earning cash back. It automatically finds savings, negotiates on your behalf, and tracks your subscriptions. Take control of your finances and reduce expenses without direct customer service calls.

Split Pay: Split Bills in Two#2

Split Pay: Split Bills in Two by Visible Ideas

Rent, Mortgage & Car Payments
Strong Contender
💰 Finance
4.9😊(16K ratings)
Free
#50in Finance
Split Pay: Split Bills in Two screenshot 1
Split Pay: Split Bills in Two screenshot 2
Split Pay: Split Bills in Two screenshot 3
Split Pay: Split Bills in Two screenshot 4
Split Pay: Split Bills in Two screenshot 5

This app allows renters to divide their monthly rent into two smaller, more manageable payments. It helps with budgeting and can also be used to build credit history by reporting on-time payments.

What We Love

  • 🚀 Great service with team members that go above and beyond
  • 👍 Easy to use and intuitive
  • 💡 Helpful split pay feature
  • 🚀 Smooth and seamless process

Room to Improve

  • 🐛 Delayed rent payments to landlord
  • 🐛 Accounts suspended with no explanation
  • 🐛 Difficult to get approved for split pay
Papaya: Securely Pay Any Bill#3

Papaya: Securely Pay Any Bill by SnapPays Mobile, Inc

Fast & Secure Bill Payments
Worth Considering
💰 Finance
4.8😞(118K ratings)
Free
Papaya: Securely Pay Any Bill screenshot 1
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Papaya: Securely Pay Any Bill screenshot 5
Papaya: Securely Pay Any Bill screenshot 6

This app offers a streamlined and secure method for paying all your bills, eliminating the need for multiple logins or mailing checks. It utilizes advanced technology to process payments quickly and efficiently, supporting various payment methods for a wide range of bill types.

What We Love

  • 🚀 Easy and fast bill payment
  • 👍 Convenient for smartphones
  • 💡 Helpful for forgetful users
  • 🚀 Quick and efficient

Room to Improve

  • 🐛 Payments not processed correctly
  • 🔒 Privacy and security concerns
  • 🔍 Lack of customer support

More Pay With Sublime apps to explore

4
Deferit: Pay bills in 4
Deferit: Pay bills in 4
Deferit: Pay bills in 4
Buy now pay later for bills
Free

Manage your bills and budget with flexibility. This app allows you to pay almost any service bill in four smaller installments with no interest. It also helps you save money by negotiating better deals with providers and builds your credit history by reporting on-time payments.

Pay bills in 4 installmentsNegotiate lower bill ratesBuild credit history
💰 Finance
(32K)
free with in-app purchases
5
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
🛍️ Shopping
(752K)
free with in-app purchases
6
doxo: All-in-One Bill Pay
doxo: All-in-One Bill Pay
doxo: All-in-One Bill Pay
All your bills in one place
Free

Manage all your bills from one secure place. Pay over 120,000 billers with free delivery options and receive unlimited reminders to ensure you never miss a due date. Track payments and expenses in real-time.

Organize bills in one accountPay over 120,000 billersFree payment delivery
💰 Finance
(1.1K)
free with in-app purchases
7
Xpress Bill Pay
Xpress Bill Pay
Xpress Bill Pay
The trusted way to pay
Free

This app allows users to pay bills quickly and securely through partnerships with local city and billing organizations. It simplifies the payment process by letting you select your provider, look up your account, and set up auto-pay. Receive real-time alerts and pay using various methods.

Quick and secure bill paymentsPartnerships with local billing organizationsAuto-pay functionality
💰 Finance
(26K)
free
8
BILL AP & AR Business Payments
BILL AP & AR Business Payments
BILL AP & AR Business Payments
Pay bills and get paid online
Free

This app streamlines business payments and receivables, automating accounts payable and receivable processes. It offers flexible payment options and real-time tracking, saving time and improving cash flow.

Automate AP and ARMultiple payment options (ACH, wires, virtual card, credit card, check)Real-time payment tracking and notifications
💼 Business
(49K)
free
9
rapid! Pay
rapid! Pay
rapid! Pay
rapid! Access PayCard OnDemand
Free

Access your PayCard and on-demand earnings instantly. Manage your accounts, transfer funds, deposit checks remotely, and pay bills. Earn cash back rewards and find nearby ATMs.

Activate/replace PayCardView balances and transaction historyTransfer funds between accounts
💰 Finance
(189K)
free
10
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Flexible payments, big savings
Free

This app allows users to pay for purchases over time with flexible payment options. It offers clear payment plans, deals, and the ability to set up automatic payments. Users can also apply for a card to use anywhere Visa is accepted for convenient installment payments.

Pay over time online and in-storeFlexible payment optionsDiscover 0% APR deals
🛍️ Shopping
(1.7M)
free with in-app purchases
11
Og Money - Payments&Gift Cards
Og Money - Payments&Gift Cards
Og Money - Payments&Gift Cards
Mobile wallet to buy & pay
Free

This app serves as a digital lifestyle super app, allowing users to manage various transactions like buying digital gift cards, recharging mobile lines, paying bills, and booking travel. It offers exclusive deals and saving bundles for a more convenient and cost-effective digital experience.

Buy and gift digital cardsRecharge mobile linesPay telecom bills and services
🔧 Utilities
(28K)
free with in-app purchases
12
Rain Instant Pay
Rain Instant Pay
Rain Instant Pay
Unlock your employer benefits!
Free

Access your earned wages and employer benefits instantly, anytime. Track your earnings, gain financial insights, and utilize a full suite of financial tools. Manage your money on your terms with secure, on-demand access.

Instant access to earned wagesTrack earnings in real-timeFinancial coaching and education
💼 Business
(41K)
free
13
DailyPay On-Demand Pay
DailyPay On-Demand Pay
DailyPay On-Demand Pay
Your money, when you need it!
Free

Access your earned wages instantly, monitor your credit score, and build savings with automated tools. This app also offers curated deals and cash back on everyday purchases, all while providing 24/7 customer support.

Instant access to earned payReal-time earnings trackingFree credit score monitoring
💰 Finance
(487K)
free with in-app purchases
14
SubMinder: Renew & Pay Guard
SubMinder: Renew & Pay Guard
SubMinder: Renew & Pay Guard
by Nagur Basha
Free
🔧 Utilities
(0)
15
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Cashback, payments, savings
Free

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

Flexible payment optionsInterest-free installmentsUp to 10% cashback
💰 Finance
(2.4M)
free with in-app purchases
16
OnePay – Mobile Banking
OnePay – Mobile Banking
OnePay – Mobile Banking
Bank. Borrow. Build Credit.
Free

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

Early pay and rewardsHigh-yield savings accountsCash back credit card
💰 Finance
(421K)
free with in-app purchases
17
BillButler: Control, Save, Pay
BillButler: Control, Save, Pay
BillButler: Control, Save, Pay
Household Bills Assistant
Free

This app helps you manage household bills, compare utility deals, and make payments. It provides insights into your spending and sends timely reminders for contract expirations and renewals.

Personalized bill dashboardSpending analysis and visibilityAutomatic utility deal comparisons
🔧 Utilities
(0)
free
18
Split – Pay Together
Split – Pay Together
Split – Pay Together
Split bills with friends
Free

Easily divide expenses with friends and track shared costs. This app simplifies group payments for everything from rent to vacations, allowing guests to pay via various methods even without the app. It automates reminders and provides transparent totals for stress-free financial management.

Split bills with friendsTrack shared expensesCollect payments instantly
💰 Finance
(488)
free
19
Bill Focus: Pay Cycle Planner
Bill Focus: Pay Cycle Planner
Bill Focus: Pay Cycle Planner
Budget by paycheck, not month
$2.99
💰 Finance
(0)
20
Heritage Acceptance Mobile Pay
Heritage Acceptance Mobile Pay
Heritage Acceptance Mobile Pay
by Paymentus Corporation
Free
💰 Finance
(0)

FAQ about Pay With Sublime

What are the best pay with sublime apps for iPhone?
Pay with Sublime tops our pay with sublime apps ranking as of August 2026, with a 4.7-star average from 157 App Store ratings, and it's free to download.
Yes — 19 of the top pay with sublime apps we rank are free to download, including Pay with Sublime and Split Pay: Split Bills in Two.
Pay with Sublime has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 249+ pay with sublime apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Sublime automatically negotiates your bills and scans for potential savings, aiming to reduce your monthly expenses without you needing to contact customer service directly.
You can earn 5% cash back on your bills when you pay them on time through the Sublime platform.