Best Payarc Touchpay Apps

230+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated July 2026

Payarc TouchPay is the household name in payarc touchpay, but it's far from the only option. We track 230+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Payarc Touchpay Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Payarc TouchPayPayarc TouchPayFreeNoNoMay 2026
2Four | Buy Now, Pay LaterFour | Buy Now, Pay LaterFree4.8★ (112K)NoNoJul 2026
3PayactivPayactivFree4.7★ (78K)NoNoJul 2026
4Afterpay: Pay over timeAfterpay: Pay over timeFree4.9★ (752K)YesNoJul 2026
5Money App - Cash AdvanceMoney App - Cash AdvanceFree4.6★ (25K)YesNoJul 2026
6DailyPay On-Demand PayDailyPay On-Demand PayFree4.8★ (470K)YesNoJul 2026
7Rain Instant PayRain Instant PayFree4.8★ (40K)NoNoJul 2026
8JIM: Tap to Pay & Payment LinkJIM: Tap to Pay & Payment LinkFree4.7★ (10K)YesNoJul 2026

Top Picks for Payarc Touchpay

Four | Buy Now, Pay Later#2

Four | Buy Now, Pay Later by Four Technologies, Inc

Flexible Shopping & Payments
Strong Contender
🛍️ Shopping
4.8😞(112K ratings)
Free
#70in Shopping
Four | Buy Now, Pay Later screenshot 1
Four | Buy Now, Pay Later screenshot 2
Four | Buy Now, Pay Later screenshot 3
Four | Buy Now, Pay Later screenshot 4
Four | Buy Now, Pay Later screenshot 5

Shop your favorite online stores and split purchases into four interest-free payments. Manage all your orders and payment schedules in one convenient app, with optional upgrades for exclusive benefits.

What We Love

  • 💳 Convenient payment option
  • 🛒 Wide variety of stores
  • 🤑 Affordable payment plans
  • 📈 Increasing spending limits

Room to Improve

  • 🤖 Poor customer service
  • ❌ Declined/canceled orders
  • 💰 Unauthorized charges
Payactiv#3

Payactiv by PayActiv Inc.

On-demand pay and beyond
Worth Considering
💰 Finance
4.7😞(78K ratings)
Free
Payactiv screenshot 1
Payactiv screenshot 2
Payactiv screenshot 3
Payactiv screenshot 4
Payactiv screenshot 5

Access your earned wages before payday, pay bills on time, and manage unexpected expenses with user-friendly digital tools. This app helps you achieve financial stability and reach your financial wellness goals without predatory loans or interest.

What We Love

  • 🚀 Quick access to money
  • 👍 Convenient feature
  • 🚀 Easy to use
  • 🚀 Helpful in emergencies

Room to Improve

  • 🐛 App crashes and freezes
  • 🐛 Hours/funds not updating properly
  • 🔒 Security and login issues

More Payarc Touchpay apps to explore

4
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
🛍️ Shopping
(752K)
free with in-app purchases
5
Money App - Cash Advance
Money App - Cash Advance
Money App - Cash Advance
by PRG Ventures, Inc.
Free

Access your earned wages early to cover immediate expenses like groceries, gas, and bills. This service allows you to get cash before your payday without interest, credit checks, or hidden fees. Repayment is automatic via payroll deduction or linked bank account.

Access earned wages earlyNo interest or credit checksNo late or hidden fees
💰 Finance
(25K)
free with in-app purchases
6
DailyPay On-Demand Pay
DailyPay On-Demand Pay
DailyPay On-Demand Pay
Your money, when you need it!
Free

Access your earned wages instantly, monitor your credit score, and build savings with automated tools. This app also offers curated deals and cash back on everyday purchases, all while providing 24/7 customer support.

Instant access to earned payReal-time earnings trackingFree credit score monitoring
💰 Finance
(470K)
free with in-app purchases
7
Rain Instant Pay
Rain Instant Pay
Rain Instant Pay
Unlock your employer benefits!
Free

Access your earned wages and employer benefits instantly, anytime. Track your earnings, gain financial insights, and utilize a full suite of financial tools. Manage your money on your terms with secure, on-demand access.

Instant access to earned wagesTrack earnings in real-timeFinancial coaching and education
💼 Business
(40K)
free
8
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
Sell & Get Paid Now
Free

Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.

Accept contactless paymentsInstant fund accessSpend with JIM Visa® Prepaid card
💰 Finance
(10K)
free with in-app purchases
9
BILL AP & AR Business Payments
BILL AP & AR Business Payments
BILL AP & AR Business Payments
Pay bills and get paid online
Free

This app streamlines business payments and receivables, automating accounts payable and receivable processes. It offers flexible payment options and real-time tracking, saving time and improving cash flow.

Automate AP and ARMultiple payment options (ACH, wires, virtual card, credit card, check)Real-time payment tracking and notifications
💼 Business
(49K)
free
10
Square Point of Sale (POS)
Square Point of Sale (POS)
Square Point of Sale (POS)
Payments & Business Dashboard
Free

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

Accept all major payment typesIndustry-specific business modesInventory management
💼 Business
(603K)
free with in-app purchases
11
Zap Surveys - Earn Easy Money
Zap Surveys - Earn Easy Money
Zap Surveys - Earn Easy Money
Take a Survey. Get Paid Cash.
Free

Share your opinions with companies and get paid for your advice. Take surveys of varying lengths and types, including logo polling and location-based options. Cash out your earnings via PayPal or various eGift cards once you reach $10.

Take surveys for cashGuaranteed daily surveysLogo polling surveys
🌟 Lifestyle
(265K)
ad-supported
12
Survey Pop: Make money fast!
Survey Pop: Make money fast!
Survey Pop: Make money fast!
Earn free cash and gift cards
Free

Earn cash by sharing your opinions, checking in with brands, and voting on daily polls. Get paid quickly via PayPal or gift cards. It's a simple way to make money on your phone.

Take surveys for cashCheck in with brands for moneyVote on daily polls for rewards
🌟 Lifestyle
(90K)
free with in-app purchases
13
Paycom
Paycom
Paycom
by Paycom Payroll, LLC
Free

Manage HR and payroll tasks like checking schedules, requesting time off, and reviewing pay. Access employee information, track expenses, and complete training. Managers can approve requests and view team data.

Manage HR and payroll tasksView employee informationTrack time and expenses
💼 Business
(1.5M)
free
14
Pogo: Earn Cash & Rewards
Pogo: Earn Cash & Rewards
Pogo: Earn Cash & Rewards
Receipts, Games & Surveys
Free

Earn rewards on every purchase and discover automatic savings on everyday expenses like groceries, bills, and insurance. Play games, take surveys, or scan receipts for extra rewards. Cash out your earnings easily via Venmo or PayPal.

Rewards on every purchaseAutomatic savingsEarn from games and surveys
🛍️ Shopping
(137K)
ad-supported
15
Stripe Dashboard
Stripe Dashboard
Stripe Dashboard
Accept and manage payments
Free

Manage your business finances and accept payments from anywhere. Monitor revenue, balances, and payouts in real-time. Send invoices, create subscriptions, and issue refunds directly from your mobile device.

Real-time revenue and balance monitoringAccept in-person paymentsSend payment links and invoices
💼 Business
(69K)
free with in-app purchases
16
CheckPoints #1 Rewards App
CheckPoints #1 Rewards App
CheckPoints #1 Rewards App
The app that pays you back!
Free

Earn rewards for everyday activities like shopping and sharing opinions. Turn your purchases into points redeemable for cash or gift cards from popular brands. Make everyday errands a rewarding experience.

Earn points for walking into storesScan products for pointsShare opinions for rewards
🛍️ Shopping
(4.2K)
ad-supported
17
PayRange
PayRange
PayRange
by PayRange Inc.
Free

Pay for services at supported machines using your phone. Simply swipe on your screen to select a machine and authorize payment, eliminating the need for cash or coins. Enjoy a quick, secure, and convenient way to pay for vending, laundry, and more.

Pay with phone swipeSupports vending machinesSupports laundry machines
🔧 Utilities
(221K)
free with in-app purchases
18
Surveys On The Go
Surveys On The Go
Surveys On The Go
Quick cash for your opinions!
Free

Earn real cash by sharing your opinions through surveys. Get paid instantly for your feedback and maximize your earnings by enabling notifications and location services. Start cashing out once you reach $10.

Earn real cash, not pointsSurveys pay $1-$10+Maximize earnings with notifications and location services
🌟 Lifestyle
(92K)
free with in-app purchases
19
AttaPoll Surveys - Make Money
AttaPoll Surveys - Make Money
AttaPoll Surveys - Make Money
Earn money on surveys & games
Free

Earn real money by completing paid surveys and playing mobile games. Get instant payouts to PayPal, Revolut, or gift cards, or donate to charity. The app matches you to relevant surveys and offers high earnings per survey.

Complete paid surveysEarn money playing gamesInstant cash out
🌟 Lifestyle
(51K)
free with in-app purchases
20
CoinOut: Receipts for Rewards
CoinOut: Receipts for Rewards
CoinOut: Receipts for Rewards
Scan for Gift Cards, Cash Back
Free

Earn gift cards and other rewards by scanning your everyday paper and online receipts. Connect your email and retailer accounts for automatic earnings and play games or complete surveys for bonus coins. Level up to increase your earning potential.

Scan paper receipts for rewardsEarn automatically from online ordersPlay games to earn more coins
🛍️ Shopping
(87K)
free with in-app purchases

FAQ about Payarc Touchpay

Are there free payarc touchpay apps for iPhone?
Yes — 20 of the top payarc touchpay apps we rank are free to download, including Payarc TouchPay and Four | Buy Now, Pay Later.
Payarc TouchPay has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 230+ payarc touchpay apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.