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Best Payday Loans For Bad Credit Apps

164+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated June 2026

The best payday loans for bad credit apps on iPhone average 4.4★ across 164+ titles — we've ranked them by what real users actually keep on their phones. Updated June 2026.

Top Picks for Payday Loans For Bad Credit

Bright: Loans & Credit Builder#1

Bright: Loans & Credit Builder by Bright Capital Inc

AI Loan Asst > Credit & Loans
Editor's Choice
💰 Finance
4.8😐(248K ratings)
FreeAds
#47in Finance
Bright: Loans & Credit Builder screenshot 1
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Manage multiple debts easily with the Bright App's AI-powered features. Consolidate debts, build credit, create personalized money management plans, and access expert finance guidance, all for less than $10 a month. Join over 1 million satisfied customers and experience the benefits today!

What We Love

  • 🚀 Helpful in paying off debt
  • 👍 Automated payment management
  • 🚀 Efficient credit building
  • 💡 Useful budgeting and savings features

Room to Improve

  • 🐛 Connectivity issues with bank accounts
  • 🔒 Concerns about unauthorized withdrawals
  • 👎 Confusing or misleading pricing
Self – Credit Builder & Cash#2

Self – Credit Builder & Cash by Self Lender, Inc.

Build credit or get cash now.
Strong Contender
💰 Finance
4.9😊(313K ratings)
FreeAds
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Track and manage your credit scores effortlessly with real-time updates and personalized insights. Take control of your financial health and make informed decisions today.

What We Love

  • 🚀 Helped build credit quickly
  • 👍 Easy to use and understand
  • 💰 Saves money while building credit
  • 🆙 Boosted credit scores significantly

Room to Improve

  • 🐛 Inconsistent autopay issues
  • ⚠️ Unexpected account closures
  • 💸 Fees and interest charges
OneMain#3

OneMain by One Main Financial

Personal & Auto Loans
Worth Considering
💰 Finance
4.8😐(77K ratings)
Free
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A personal finance management app that helps users track expenses, set budgets, and analyze spending patterns. Take control of your finances today and start making better financial decisions.

What We Love

  • 👍 User-friendly app
  • 🚀 Convenient payment processing
  • 💡 Helpful customer service
  • 🤝 Great company overall

Room to Improve

  • 🐛 Buggy app updates
  • 🔒 Security issues with password entry
  • 💰 Predatory lending practices

More Payday Loans For Bad Credit apps to explore

4
Payday Loans USA
Payday Loans USA
Payday Loans USA
by Rainbow UK Ltd
Free

An easy-to-use payday loan calculator app for the USA that instantly calculates repayments and connects you with top lenders for quick money transfer. With password protection for easy future applications and loan amounts up to $1,500, take control of your finances without extensive paperwork. Download now for free and apply for quick cash advances with bad credit, making managing your finances a breeze.

💰 Finance
(3.8K)
5
Cash Advance - Payday Brin
Cash Advance - Payday Brin
Cash Advance - Payday Brin
No Credit Check, Cash Today
Free
💰 Finance
(3K)
6
Vola: Cash Advance & Credit
Vola: Cash Advance & Credit
Vola: Cash Advance & Credit
Improve Credit health & Save
Free

Access Vola Finance for zero-fee cash advances, credit building through reporting payments, budget tracking, low balance alerts, and more. Join for free and start securing your financial future today.Upgrade to premium for $1.99.

💰 Finance
(33K)
7
Credit Genie: Get Cash Advance
Credit Genie: Get Cash Advance
Credit Genie: Get Cash Advance
Fast money between paydays
Free

Improve your financial health with breakthrough tools from an app that offers cash advances up to $100, overdraft alerts, spending tracking, and expense management. Take control of your finances today!

💰 Finance
(107K)
8
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

Access a comprehensive financial management solution in the palm of your hand with this app. From loans to cards and payments, streamline your banking experience seamlessly.

💰 Finance
(63K)
9
Grant Cash Advance
Grant Cash Advance
Grant Cash Advance
Get Cash Fast, No Credit Check
Free

Access quick cash advances effortlessly with Oasis. Get fast approval for loans, manage your repayments, and enjoy financial flexibility when you need it most.

💰 Finance
(170K)
10
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Up to $400 Before Payday
Free

An app offering instant cash advances up to $200 without late fees, credit checks, or interest charges. Users can earn points, win daily cash prizes, and access innovative budgeting tools. Data is securely stored and anonymized, providing financial services without fees or charges. Unlock perks by opting into the Truth in Data agreement. Access money you've already earned by validating your employment. Contact info@joinklover.com for questions.

💰 Finance
(350K)
11
Speedy Payday Loans
Speedy Payday Loans
Speedy Payday Loans
by Rainbow UK Ltd
Free

This application provides a hassle-free way to apply for short-term loans online, offering quick approvals and direct deposits to your bank account. Features include a built-in loan calculator, access to multiple lenders, and secure data encryption.

💰 Finance
(1.4K)
12
Beem: Cash Advance & Banking
Beem: Cash Advance & Banking
Beem: Cash Advance & Banking
Bank, Budget & Build Credit
Free

Get instant access to verified bank deposits and emergency funds with Beem. Subscribe for as low as $2.47/month to access features like early withdrawals, job loss protection, and more. Say goodbye to traditional cash advance apps and payday loans.

💰 Finance
(30K)
13
Together Loans
Together Loans
Together Loans
by Transform Credit Inc.
Free

Discover a new way of borrowing with an innovative loan company focused on trust, not just credit history. Use the Transform Credit app to securely access and manage your loan details easily. Visit transformcredit.com for a fresh approach to lending.

💰 Finance
(112)
14
True Finance: Cash Advance
True Finance: Cash Advance
True Finance: Cash Advance
Get, Earn, and Save Money
Free

Get cash advances up to $100 with True Finance: The Money App. Connect your bank account, request funds, and receive them within 3 days. Explore offers, check your credit score, and stay secure with bank-level security. Start today!

💰 Finance
(43K)
15
Lexington Law - Credit Repair
Lexington Law - Credit Repair
Lexington Law - Credit Repair
Credit Repair, Score & Reports
Free

"Revitalize your credit score with our comprehensive credit repair services. Our application helps you repair your credit and improve your score through personalized guidance and expert advice. Take control of your financial future today!"

💰 Finance
(109K)
16
Payday Loans
Payday Loans
Payday Loans
Get Cash Fast Today
Free

Get quick and secure access to payday loans in Canada with an easy-to-use app that allows you to apply, manage, and track your loan accounts and repayments. Download now to simplify your payday loan management and receive instant updates and notifications on your loan status.

💰 Finance
(1)
17
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Cash Advance, Credit Cards
Free

Access fast cash advances to bridge financial gaps with Empower. Get quick approvals, flexible repayment options, and funds deposited directly into your account. Take control of your finances today.

💰 Finance
(445K)
18
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
Instant Loan App For Fast Cash
Free

Get quick online loans easily with just a few taps using this efficient app. Instantly access the funds you need, hassle-free – try it now!

💰 Finance
(14K)
19
LendingTree Spring
LendingTree Spring
LendingTree Spring
Loans, credit score and more
Free

Spring into a world of smart money habits with free credit score updates, personalized saving insights, easy loan and credit card shopping, and more with this application. Unlock your credit score potential, get personalized recommendations, shop for loans and credit cards, and stay protected with instant credit monitoring alerts.

💰 Finance
(38K)
20
Payday Loan World
Payday Loan World
Payday Loan World
by Rainbow UK Ltd
Free

Easily access short-term payday loans with Rainbow Group, serving the UK, USA, and Canada. Our app streamlines the process - just fill out a form, get instant lender matches, review offers, and receive funds in minutes. Download now for hassle-free payday loans tailored to your needs.

💰 Finance
(710)

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