Best Payroll App Advance

230+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated May 2026

The best payroll app advance apps on iPhone average 4.7โ˜… across 230+ titles โ€” we've ranked them by what real users actually keep on their phones. Updated May 2026.

Top Picks for Payroll App Advance

Get Paid Early: Cash Advance#1

Get Paid Early: Cash Advance by StreamFunds Inc

Early paycheck. Instant money
Editor's Choice
๐Ÿ’ฐ Finance
4.5๐Ÿ˜ž(5.7K ratings)
Free
Get Paid Early: Cash Advance screenshot 1
Get Paid Early: Cash Advance screenshot 2
Get Paid Early: Cash Advance screenshot 3
Get Paid Early: Cash Advance screenshot 4
Get Paid Early: Cash Advance screenshot 5

Get early access to part of your pay with Stream! Easily withdraw up to $1,000 before payday and have it automatically deducted on payday. Instant cashouts to your bank or debit card. Connect with most employers and no credit score required.

What We Love

  • ๐Ÿš€ Speedy recovery
  • ๐Ÿš€ Instant and Great
  • ๐Ÿ‘ Fixed my issues
  • ๐Ÿ‘ Fast when I needed it the most

Room to Improve

  • ๐Ÿ› Frozen/No support from customer support
  • ๐Ÿ› Horrible app
  • ๐Ÿ› Not sure about this app
Rain Instant Pay#2

Rain Instant Pay by Rain Technologies Inc.

Unlock your employer benefits!
Strong Contender
๐Ÿ’ผ Business
4.8๐Ÿ˜ž(40K ratings)
Free
#59in Business
Rain Instant Pay screenshot 1
Rain Instant Pay screenshot 2
Rain Instant Pay screenshot 3
Rain Instant Pay screenshot 4
Rain Instant Pay screenshot 5
Rain Instant Pay screenshot 6

Unlock early access to your paycheck with our on-demand wage app! Seamlessly transfer funds when needed, enjoy zero hidden fees or interest payments, and experience around-the-clock support. Join now for financial freedom and make everyday payday! Call us at (424) 369-7246 or visit Rainapp.com to learn more.

What We Love

  • ๐Ÿš€ Instant access to funds
  • ๐Ÿ’ก Helpful in emergencies
  • ๐Ÿ‘ Easy to use
  • ๐Ÿค‘ Allows early access to paychecks

Room to Improve

  • ๐Ÿ› Technical issues with login/account access
  • ๐Ÿ•ฐ๏ธ Slow response from customer support
  • ๐Ÿ’ธ Fees for instant withdrawals
B9: Cash Advance#3

B9: Cash Advance by B9, Inc.

Up to $1k Before Next Pay Day
Worth Considering
๐Ÿ’ฐ Finance
4.5๐Ÿ˜ž(16K ratings)
FreeAds
B9: Cash Advance screenshot 1
B9: Cash Advance screenshot 2
B9: Cash Advance screenshot 3
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B9: Cash Advance screenshot 5
B9: Cash Advance screenshot 6

Access up to $500 per pay period with B9 - Cash Advance, eliminating the wait for your next payday. Enjoy no interest, no credit checks, and no late fees with over 1.5 million downloads. Earn up to 5% cash back using the B9 Visaยฎ Debit Card for eligible purchases.

What We Love

  • ๐Ÿš€ Early paycheck access
  • ๐Ÿ’ฐ Cash advances
  • ๐Ÿ’ณ Debit card with cashback
  • ๐Ÿ‘ Easy to use

Room to Improve

  • ๐Ÿ’ธ High fees for transfers
  • ๐Ÿ”’ Difficulty closing account
  • ๐Ÿค” Unclear advance repayment process

More Payroll App Advance apps to explore

4
ONE@Work (formerly Even)
ONE@Work (formerly Even)
ONE@Work (formerly Even)
Your Pay, Your Way
Free

A financial application that partners with employers like Walmart to offer early access to pay, tools for tracking earnings, automatic savings deductions, and budgeting assistance. Available as an employer-provided benefit with no fees or hidden interest.

๐Ÿ’ฐ Finance
(159K)
5
DailyPay On-Demand Pay
DailyPay On-Demand Pay
DailyPay On-Demand Pay
Your money, when you need it!
Free

Access your wages before payday easily with DailyPay On-Demand Pay. Build up a Pay Balance as you work and withdraw funds instantly or by the next business day to manage bills and goals effectively.

๐Ÿ’ฐ Finance
(453K)
6
OneBlinc Cash Advance
OneBlinc Cash Advance
OneBlinc Cash Advance
Cash advances, instant option
Free

Get hassle-free salary advances from $50 to $250 with OneBlinc, designed for public sector employees. Lightning-fast approvals with no hidden fees, just repay what you receive. Sign up now for a 30-day free trial and low monthly subscription fee after.

๐Ÿ’ฐ Finance
(12K)
7
ZayZoon - Wages On-Demand
ZayZoon - Wages On-Demand
ZayZoon - Wages On-Demand
Benefit for Eligible Employees
Free

This application provides on-demand access to earned wages, allowing users to choose how much of their wages they'd like to receive instantly. It includes financial wellness tools, instant money transfers, flat fee access, and the option to boost spending power. To use the app, employers must have an agreement with the service. Visit the website to learn more.

๐Ÿ’ฐ Finance
(36K)
8
Instant Financial
Instant Financial
Instant Financial
by Instant Financial Inc.
Free

Gain fee-free, real-time access to earned wages with Instant. Manage bills, transfers, and savings easily. Take control of your finances today!

๐Ÿ’ฐ Finance
(9.9K)
9
myFlexPay (powered by Stream)
myFlexPay (powered by Stream)
myFlexPay (powered by Stream)
Take control of your finances
Free

Get instant access to your earned wages with myFlexPay. Partnered with your employer, myFlexPay allows you to stream your earnings into your account whenever you need them for a small fee. Experience financial freedom without waiting for your next paycheck.

๐Ÿ’ฐ Finance
(6.8K)
10
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Up to $400 Before Payday
Free

An app offering instant cash advances up to $200 without late fees, credit checks, or interest charges. Users can earn points, win daily cash prizes, and access innovative budgeting tools. Data is securely stored and anonymized, providing financial services without fees or charges. Unlock perks by opting into the Truth in Data agreement. Access money you've already earned by validating your employment. Contact info@joinklover.com for questions.

๐Ÿ’ฐ Finance
(350K)
11
Earned Wage Access by Netchex
Earned Wage Access by Netchex
Earned Wage Access by Netchex
Unlock your employer benefits!
Free

Experience financial freedom with on-demand wage access โ€“ unlock your paycheck before payday with effortless transfers and around-the-clock support. No hidden fees, no interest payments, just instant access to your hard-earned money. Take control of your finances now for early payday access!

๐Ÿ’ผ Business
(1.8K)
12
ImmediatePay
ImmediatePay
ImmediatePay
On-demand earned wage access
Free

ImmediatePay enables employees to access their earned but unpaid wages on-demand, empowering them with financial control and flexibility. Through partnerships with employers, ImmediatePay promotes financial wellness by providing quick and easy access to earned wages through the app, along with additional financial tools. Ask your employer about offering ImmediatePay for improved financial freedom.

๐Ÿ’ฐ Finance
(6.7K)
13
Gusto Mobile
Gusto Mobile
Gusto Mobile
Small business payroll & HR
Free

A financial application that empowers employees using Gusto to manage their earnings efficiently. Users can access early paychecks, set savings goals, track spending, view pay information, and more. Take control of your financial future with Gusto Wallet.

๐Ÿ’ฐ Finance
(44K)
14
Homebase: Scheduling & Payroll
Homebase: Scheduling & Payroll
Homebase: Scheduling & Payroll
Small Business Team Management
Free

Track and manage employee schedules efficiently with our staff scheduling app. Simplify workforce management with easy-to-use tools for tracking hours and shifts. Try it now for seamless scheduling!

๐Ÿ’ผ Business
(84)
15
Everee
Everee
Everee
Never wait for payday
Free

Everee provides flexible payroll solutions with its Pay Your Wayโ„ข feature, allowing customized payment schedules. Easily manage payroll and HR tasks on-the-go, review payments, adjust hours, and compare past payroll data. Join Everee to simplify your payroll processes and modernize your HR experience.

๐Ÿ’ผ Business
(480)
16
Roll by ADP โ€“ Easy Payroll App
Roll by ADP โ€“ Easy Payroll App
Roll by ADP โ€“ Easy Payroll App
Small business payroll app
Free

"Get payroll done in under a minute with Roll - the innovative chat-based payroll app for small businesses. Easily manage payrolls, set up employee profiles, receive reminders, and access expert support all in one place. Download now at rollbyadp.com."

๐Ÿ’ผ Business
(2.2K)
17
Money App - Cash Advance
Money App - Cash Advance
Money App - Cash Advance
by PRG Ventures, Inc.
Free

Get quick access to cash with Money App's Cash Advance service. Receive up to $250 for immediate needs like groceries, gas, rent, and bills, with no hidden fees or credit checks. Simply sign up, link your bank account, apply, and get your money fast. Join Money App now to get started!

๐Ÿ’ฐ Finance
(23K)
18
Earnifi: Early Pay. Fast Money
Earnifi: Early Pay. Fast Money
Earnifi: Early Pay. Fast Money
Up to $500, Early Wage Access
Free
$0.99 | 100% OFF
๐Ÿ’ฐ Finance
(1.5K)
19
SurePayroll for Employees
SurePayroll for Employees
SurePayroll for Employees
by SurePayroll, Inc
Free

Access your paycheck information conveniently and securely with this app designed for active SurePayroll employees. View earnings, taxes, benefits, and more on-the-go, with features like paycheck details, time off tracking, and past paycheck stub access. Get 24/7 access to your payroll information and ensure data security with industry-leading encryption.

๐Ÿ’ฐ Finance
(9.4K)
20
Tapcheck: On-Demand Earnings
Tapcheck: On-Demand Earnings
Tapcheck: On-Demand Earnings
by Tapcheck, Inc.
Free

Access your earnings instantly with Tapcheck: an employer-sponsored program that allows you to transfer your earned money for a small fee. Simply download the app, sign up, and start taking control of your finances today. Learn more at tapcheck.com/help.

๐Ÿ’ฐ Finance
(48K)