Best Paytm: Upi Payments & Recharge Apps

31+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated July 2026

Paytm is the household name in paytm: upi payments & recharge, but it's far from the only option. We track 31+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Paytm: Upi Payments & Recharge Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Paytm: Secure UPI PaymentsPaytm: Secure UPI PaymentsFree4.7★ (39K)YesNoAug 2026
2PhonePe UPI, Payment, RechargePhonePe UPI, Payment, RechargeFree4.7★ (169K)NoNoAug 2026
3BHIM Bharat's Own Payments AppBHIM Bharat's Own Payments AppFree4.4★ (1.4K)NoNoAug 2026
4iMobile: Loan, Cards & BankingiMobile: Loan, Cards & BankingFree4.8★ (66K)NoNoAug 2026
5Airtel App: Recharge & BankAirtel App: Recharge & BankFree4.2★ (16K)YesNoAug 2026
6MyJio: For Everything JioMyJio: For Everything JioFree4.7★ (29K)NoNoAug 2026
7Axis Bank Mobile BankingAxis Bank Mobile BankingFree4.6★ (7.4K)NoNoAug 2026
8Paytm Money: Stocks, MF, IPOPaytm Money: Stocks, MF, IPOFree4.5★ (579)NoNoAug 2026

Top Picks for Paytm: Upi Payments & Recharge

Paytm: Secure UPI Payments#1

Paytm: Secure UPI Payments by Paytm Mobile Solutions

UPI, Recharge & Pay Bills
Editor's Choice
💰 Finance
4.7😞(39K ratings)
FreeAds
Paytm: Secure UPI Payments screenshot 1
Paytm: Secure UPI Payments screenshot 2
Paytm: Secure UPI Payments screenshot 3
Paytm: Secure UPI Payments screenshot 4
Paytm: Secure UPI Payments screenshot 5
Paytm: Secure UPI Payments screenshot 6

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

What We Love

  • 🚀 Fast payments
  • 📱 Good all-in-one app
  • 💳 Convenient payments

Room to Improve

  • 🔒 Security issues
  • 🤖 Poor customer service
  • 🛑 Doesn't work internationally
PhonePe UPI, Payment, Recharge#2

PhonePe UPI, Payment, Recharge by PHONEPE PRIVATE LIMITED

FASTag, Credit Card, Gold SIP
Strong Contender
💰 Finance
4.7😐(169K ratings)
Free
PhonePe UPI, Payment, Recharge screenshot 1
PhonePe UPI, Payment, Recharge screenshot 2
PhonePe UPI, Payment, Recharge screenshot 3
PhonePe UPI, Payment, Recharge screenshot 4
PhonePe UPI, Payment, Recharge screenshot 5
PhonePe UPI, Payment, Recharge screenshot 6

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

What We Love

  • 🚀 Instant payments
  • 👍 User-friendly interface
  • 🔒 Secure transactions
  • 💡 Diverse payment options

Room to Improve

  • 🐛 Transactions failing or pending
  • 🔍 Lack of customer support
  • 🔍 Difficult to resolve issues

More Paytm: Upi Payments & Recharge apps to explore

4
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

Apply for various loans (Personal, Home, Car)Open digital savings accounts and fixed depositsManage debit, credit, and forex cards
💰 Finance
(66K)
free
5
Airtel App: Recharge & Bank
Airtel App: Recharge & Bank
Airtel App: Recharge & Bank
Bill Payment, Recharges, UPI
Free

Manage all your Airtel services, including mobile recharges, bill payments, and banking. Explore 5G Plus speeds, pay utility bills, and access exclusive offers and cashback.

Mobile prepaid and postpaid rechargesDTH and broadband bill paymentsUPI money transfer and QR payments
🌟 Lifestyle
(16K)
free with in-app purchases
6
MyJio: For Everything Jio
MyJio: For Everything Jio
MyJio: For Everything Jio
Recharge, shopping & more
Free

Manage all your Jio services, from telecom and entertainment to finance and shopping, in one place. Access music, movies, news, UPI payments, insurance, and healthcare services. Get support and order new connections easily.

Manage telecom services (mobile, fiber)Access music, movies, and newsUPI payments and banking services
📊 Productivity
(29K)
free
7
Axis Bank Mobile Banking
Axis Bank Mobile Banking
Axis Bank Mobile Banking
by Axis Bank Ltd
Free

Manage your finances with a comprehensive mobile banking app. Open new accounts, track transactions, make payments, and access loans and investments. Enjoy personalized features and secure access to all your banking needs.

Open digital savings accounts onlineCustomizable dashboard for financial overviewSecure MPIN for transactions and login
💰 Finance
(7.4K)
free
8
Paytm Money: Stocks, MF, IPO
Paytm Money: Stocks, MF, IPO
Paytm Money: Stocks, MF, IPO
Invest in Mutual Fund & Stocks
Free

This platform offers a comprehensive suite of investment products, including stocks, mutual funds, IPOs, and bonds. It provides a user-friendly interface for seamless onboarding and features like Stock SIP and UPI Autopay for systematic wealth building. Advanced tools like F&O trading and margin facilities are also available.

Seamless onboarding for new investorsIPO application and pre-applicationDirect equity and stock investing
💰 Finance
(579)
free
9
YONO SBI:Banking and Lifestyle
YONO SBI:Banking and Lifestyle
YONO SBI:Banking and Lifestyle
Bank,Invest,Shop,Travel
Free

Manage your finances with this comprehensive banking and lifestyle application. It offers seamless UPI payments, instant fund transfers, and easy account opening. Enjoy personalized offers, loyalty rewards, and robust security features for all your banking needs.

All-in-one digital bankingInstant account openingSeamless UPI and quick-pay
💰 Finance
(2.9K)
free
10
PNB ONE
PNB ONE
PNB ONE
by PNB
Free

Manage all your banking needs from a single platform. Transfer funds, view statements, invest, and manage cards securely. Offers a user-friendly interface with features like fingerprint login and bill payments.

Interactive dashboardAccount statement viewingFund transfers (NEFT/IMPS/UPI)
💰 Finance
(557)
free
11
Meesho: Online Shopping
Meesho: Online Shopping
Meesho: Online Shopping
Lowest Prices, Best Quality
Free

Discover a wide range of quality products from fashion to home essentials at the lowest prices. Enjoy free delivery, cash on delivery, and easy returns for a simple and fun online shopping experience. You can also start selling your own products and reach millions of customers.

Quality products at affordable pricesFree delivery on every orderCash on Delivery available
🛍️ Shopping
(12K)
free with in-app purchases
12
Zerodha Kite - Trade & Invest
Zerodha Kite - Trade & Invest
Zerodha Kite - Trade & Invest
Stock & F&O Trading, IPOs
Free

This app allows users to trade and invest in a wide range of financial instruments, including stocks, bonds, and derivatives across major Indian exchanges. It offers advanced trading tools, portfolio analytics, and features for systematic investing and tax reporting.

Trade stocks, bonds, ETFs, and gold bondsApply for IPOs, buybacks, and rights issuesPortfolio tracking and analytics
💰 Finance
(203)
free
13
Angel One: Stocks, Mutual Fund
Angel One: Stocks, Mutual Fund
Angel One: Stocks, Mutual Fund
Demat, Stock Market Investment
Free

Invest and trade in stocks, mutual funds, and more with a user-friendly platform. Offers seamless trading, portfolio analysis, and access to various financial instruments. Open a free Demat account online to start your investment journey.

Free Demat account openingStock market tradingMutual fund investments
💰 Finance
(2.3K)
free with in-app purchases
14
Flipkart - Online Shopping App
Flipkart - Online Shopping App
Flipkart - Online Shopping App
by Flipkart Internet Private Limited
Free

Discover a vast selection of products from mobiles to groceries, with exclusive discounts and rewards. Enjoy rapid delivery of essentials in minutes and explore fashion trends, personal loans, and immersive shopping experiences.

Wide product selectionFast 10-minute deliveryGen-Z fashion hub
🛍️ Shopping
(106K)
free with in-app purchases
15
IDFC FIRST Bank: MobileBanking
IDFC FIRST Bank: MobileBanking
IDFC FIRST Bank: MobileBanking
Savings, Payments, and Loans
Free

Manage your finances with a comprehensive mobile banking app. Perform instant payments, track expenses, build wealth through investments, and access loans and insurance. Enjoy zero-fee banking services and personalized offers.

One-Swipe Banking for account managementInstant payments and UPI transfersZero fee banking services
💰 Finance
(2.9K)
free with in-app purchases
16
GBWT Version 2026
GBWT Version 2026
GBWT Version 2026
Use Multiple WhatsApp Account
Free

Enhance your messaging experience with tools for multiple accounts, direct chats, and text customization. Create stylish fonts, repeat messages, and set full-size profile pictures without cropping.

Open multiple WhatsApp accountsDirect chat without saving contactsRepeat text messages
🌐 Social Networking
(2.4K)
free with in-app purchases
17
Apple Wallet
Apple Wallet
Apple Wallet
Apple Pay, Apple Card and more
Free

Securely store and manage digital versions of your credit/debit cards, IDs, transit passes, tickets, and keys. Use it to make payments, send money, and access venues and transportation with your iPhone or Apple Watch.

Store credit/debit cardsDigital driver's license/state IDTransit and event tickets
💰 Finance
(6.7M)
free
18
Google Chrome
Google Chrome
Google Chrome
Fast & Secure, by Google
Free

This web browser offers fast and secure internet access, integrating Google Search and Lens for quick information retrieval. It provides robust security features like enhanced protection and password management, and syncs your data across devices for seamless browsing.

Fast and secure browsingGoogle Search and Lens integrationEnhanced protection mode
🔧 Utilities
(3.8M)
free with in-app purchases
19
Google
Google
Google
Search with AI, Images & Text
Free

This app provides a comprehensive search experience, integrating AI for quick answers and personalized content. It allows you to search using images, voice, or text, and offers features like song identification and real-time translation.

AI Overviews for quick answersImage search with LensHum to Search for song identification
🔧 Utilities
(5M)
free with in-app purchases
20
PollPe - Survey Rewards App
PollPe - Survey Rewards App
PollPe - Survey Rewards App
Daily polls, surveys & rewards
Free

Share your opinions through daily polls and surveys to earn rewards. Engage in community discussions and redeem your earnings for gift cards or cash. Your feedback is valued and compensated.

Daily pollsCommunity discussionsSurveys from top brands
🌟 Lifestyle
(8)
free

FAQ about Paytm: Upi Payments & Recharge

What are the best paytm: upi payments & recharge apps for iPhone?
Paytm: Secure UPI Payments tops our paytm: upi payments & recharge apps ranking as of July 2026, with a 4.7-star average from 39K App Store ratings, and it's free to download.
Yes — 20 of the top paytm: upi payments & recharge apps we rank are free to download, including Paytm: Secure UPI Payments and PhonePe UPI, Payment, Recharge.
Paytm: Secure UPI Payments shows ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 31+ paytm: upi payments & recharge apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Paytm is a digital payments app built for India, offering secure UPI payments, mobile and DTH recharges, utility bill payments, and online shopping. It supports international UPI payments in several countries, making it convenient for Indian travelers.
Key features include secure and private UPI transfers with personalized UPI IDs, international payments, PIN-less payments with UPI Lite, RuPay credit card on UPI, UPI AutoPay for recurring payments, mobile/DTH recharges, utility bill payments, rent payments, and spend analytics.