Best Paytm: Upi Payments & Recharge Apps

31+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated July 2026

Paytm is the household name in paytm: upi payments & recharge, but it's far from the only option. We track 31+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Paytm: Upi Payments & Recharge Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Paytm: Secure UPI PaymentsPaytm: Secure UPI PaymentsFree4.7★ (40K)YesNoOct 2026
2PhonePe: UPI, Gold, InsurancePhonePe: UPI, Gold, InsuranceFree4.7★ (174K)NoNoOct 2026
3BHIM Bharat's Own Payments AppBHIM Bharat's Own Payments AppFree4.4★ (1.4K)NoNoOct 2026
4iMobile: Loan, Cards & BankingiMobile: Loan, Cards & BankingFree4.8★ (69K)NoNoOct 2026
5Airtel App: Recharge & BankAirtel App: Recharge & BankFree4.2★ (16K)YesNoOct 2026
6MyJio: For Everything JioMyJio: For Everything JioFree4.7★ (30K)NoNoOct 2026
7Axis Bank Mobile BankingAxis Bank Mobile BankingFree4.6★ (7.4K)NoNoOct 2026
8Paytm Money: Stocks, MF, IPOPaytm Money: Stocks, MF, IPOFree4.5★ (579)NoNoOct 2026

Top Picks for Paytm: Upi Payments & Recharge

Paytm: Secure UPI Payments#1

Paytm: Secure UPI Payments by Paytm Mobile Solutions

UPI, Recharge & Pay Bills
Editor's Choice
💰 Finance
4.7😞(40K ratings)
FreeAds
Paytm: Secure UPI Payments screenshot 1
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Paytm: Secure UPI Payments screenshot 3
Paytm: Secure UPI Payments screenshot 4
Paytm: Secure UPI Payments screenshot 5
Paytm: Secure UPI Payments screenshot 6

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

What We Love

  • 🚀 Fast payments
  • 📱 Good all-in-one app
  • 💳 Convenient payments

Room to Improve

  • 🔒 Security issues
  • 🤖 Poor customer service
  • 🛑 Doesn't work internationally
  • 🐛 Buggy app and transactions
  • 📱 Horrible user experience
  • 🔑 KYC issues
PhonePe: UPI, Gold, Insurance#2

PhonePe: UPI, Gold, Insurance by PHONEPE PRIVATE LIMITED

Pay Bills, Mutual Fund SIP
Strong Contender
💰 Finance
4.7😐(174K ratings)
Free
PhonePe: UPI, Gold, Insurance screenshot 1
PhonePe: UPI, Gold, Insurance screenshot 2
PhonePe: UPI, Gold, Insurance screenshot 3
PhonePe: UPI, Gold, Insurance screenshot 4
PhonePe: UPI, Gold, Insurance screenshot 5
PhonePe: UPI, Gold, Insurance screenshot 6

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

What We Love

  • 🚀 Instant payments
  • 👍 User-friendly interface
  • 🔒 Secure transactions
  • 💡 Diverse payment options
  • 🚀 Fast and convenient

Room to Improve

  • 🐛 Transactions failing or pending
  • 🔍 Lack of customer support
  • 🔍 Difficult to resolve issues
  • 🔍 Unreliable service
  • 🔍 Inconsistent performance

More Paytm: Upi Payments & Recharge apps to explore

FAQ about Paytm: Upi Payments & Recharge

What are the best paytm: upi payments & recharge apps for iPhone?
Paytm: Secure UPI Payments tops our paytm: upi payments & recharge apps ranking as of July 2026, with a 4.7-star average from 40K App Store ratings, and it's free to download.
Yes — 20 of the top paytm: upi payments & recharge apps we rank are free to download, including Paytm: Secure UPI Payments and PhonePe: UPI, Gold, Insurance.
Paytm: Secure UPI Payments shows ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 31+ paytm: upi payments & recharge apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.