Best Personal Credit Tracker Apps

Amex

Payments, Balance & Rewards

Free

Manage your American Express account securely from anywhere. Track spending, view rewards, pay your bill, and discover personalized offers. Enjoy quick, safe access with biometric login and instant alerts for added peace of mind.

Self - Credit Builder & Cards

Secured Card & Score Tracker

Free

Build credit and grow savings with a secured credit card or credit builder account. This tool helps establish better financial habits and offers a path to credit with no initial credit check. Report rent, utility, and cell phone payments to credit bureaus.

Ava: Build Credit Fast

Save Money with Lower Interest

Free

Build a stronger financial future by establishing positive credit history. This app offers an easy and transparent way to improve your credit score, with features like a credit builder card and a savings account designed to boost your credit profile. Get started in minutes and track your progress with free credit reports.

TransUnion®

Your scores, reports & offers

Free

Access your free credit scores and reports, monitor your credit for changes, and receive personalized offers based on your credit profile. Understand your credit health and plan for your financial future with daily refreshes and alerts.

Credit.com

Credit Score and Grades

Free

Manage your credit with a redesigned interface. Check your credit score and report summary for free, track factors affecting your credit, and receive personalized insights to improve your financial future. Monitor score changes and get actionable steps for improvement, all while protecting your data.

VIVA Finance: Personal Loans

Borrow Money & Credit Tracking

Free

This app helps employees build and access better credit. Track your credit score, monitor loan information, and receive personalized recommendations to unlock savings and improve your financial future.

myEquifax

Start your credit journey

Free

Access your Equifax credit report and score updates monthly at no cost. Track your progress, set goals, and receive personalized AI-driven insights to improve your credit. Optional paid plans offer enhanced credit monitoring and identity protection.

Lexington Law - Credit Repair

Credit Repair, Score & Reports

Free

This app helps individuals improve their credit by challenging inaccurate negative items on their credit reports. It offers personalized credit repair, real-time updates on progress, and insights into credit scores. Users can monitor their credit 24/7 and receive alerts on profile changes.

Arcane: Build Credit. Quick.

Grow & Track Your Credit Score

Free

Build your credit score by reporting rent and bill payments. Securely link your bank account to automatically detect eligible expenses. Accelerate progress with past payment history reporting for a one-time fee.

Credit Ledger Book

Customer Balance Tracker

Free

Track customer credit, payments, and balances with this simple ledger app. Manage transactions locally, set reminders, and export your data easily. Supports data import from other ledger apps.