Best Personal Loans For Bad Credit Apps

4.3(406 ratings)

Free

This app offers a new approach to lending, providing loans based on trust rather than solely on credit history. It allows users to view their loan details, access statements, make secure payments, and apply to borrow more.

Bright: Loans & Credit Builder by Bright Capital Inc

AI Loan Asst > Credit & Loans

Strong Contender

4.8😐(277K ratings)

Free

#53in Finance

Bright: Loans & Credit Builder screenshot 1

Bright: Loans & Credit Builder screenshot 2

Bright: Loans & Credit Builder screenshot 3

Bright: Loans & Credit Builder screenshot 4

Bright: Loans & Credit Builder screenshot 5

Bright: Loans & Credit Builder screenshot 6

Access cash advances up to $750 with no credit check and no interest. Explore loan offers up to $10,000 with no score impact. Rebuild your credit history through on-time payments and rent reporting, and receive AI-driven budgeting and debt-payoff plans.

What We Love

🚀 Helpful in paying off debt
👍 Automated payment management
🚀 Efficient credit building
💡 Useful budgeting and savings features
👍 Good customer service

Room to Improve

🐛 Connectivity issues with bank accounts
🔒 Concerns about unauthorized withdrawals
👎 Confusing or misleading pricing
👎 Poor communication from the company
🐛 Inconsistent app functionality

Upstart: Personal Loans + More by Upstart Network, Inc.

Money for moments that matter

Worth Considering

Personal Loans® Mobile - Loans up to $35,000

4.9😞(46K ratings)

Free

#79in Finance

Upstart: Personal Loans + More screenshot 1

Upstart: Personal Loans + More screenshot 2

Upstart: Personal Loans + More screenshot 3

Upstart: Personal Loans + More screenshot 4

Upstart: Personal Loans + More screenshot 5

Upstart: Personal Loans + More screenshot 6

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

What We Love

👍 Easy to use
👍 Convenient app
👍 Quick loan approval
🚀 Fast loan disbursement

Room to Improve

🐛 Login issues
💰 High interest rates
🕰️ Slow payment processing
🤔 Unclear approval criteria
🤨 Unethical business practices

More Personal Loans For Bad Credit apps to explore

by IT MEDIA, INC.

Explore personal loan optionsManage your accountRequest loans up to $35,000

Easily explore personal loan options and manage your account on the go. Request loans up to $35,000 and compare offers from various lenders across all 50 states. The app supports all credit types and provides a secure user experience.

(3)

Brigit: Cash Advance & Credit

Get $25-$500* in Minutes

Instant cash advances up to $500Build credit history with on-time paymentsPersonal loan offers from partners

Access fast cash advances, build credit history without a card, and manage your finances with smart budgeting tools. Get personalized loan offers, earn extra money, and protect your identity. Offers free financial insights and paid plans for enhanced features.

(575K)

SoLo Funds: Lend & Borrow

Loans On Your Terms

Access up to $625 without credit checksEarn money by funding others' requestsAI-powered financial co-pilot (SoLo IQ)

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

(41K)

Fast. Easy. Confidential.

Big Picture Loans

Manage existing loansCheck balances and due datesMake payments

Manage your installment loans online, from checking balances and due dates to making payments and applying for new ones. This service provides quick, confidential online loans for individuals with fair or bad credit.

(289)

Possible: Fast Cash & Credit

Borrow money, loans, advances

Borrow up to $500 instantlyNo late or penalty feesPay over time in 4 installments

Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

(137K)

Lenme: Borrowing and Lending

Quick Cash Advances and Loans

Instant cash advances up to $200Personal loans from $50 to $5,000Crypto-backed loans up to $10,000

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

Self - Credit Builder & Cards

(88K)

subscription

Build credit for a credit card

Build credit and savings togetherCash advances up to $100Secured Visa credit card with no credit check

Build your credit history and savings simultaneously with tools designed to improve your financial wellness. Access quick cash advances for unexpected expenses without a credit check. Report rent and utility payments to boost your score.

(334K)

Save, Spend & Grow Your Credit

Intuit Credit Karma

Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

(7.8M)

Loans for Employees & Retirees

BMG Money

Loans from $500-$10,000No FICO credit score requiredLoan offers in minutes

Access personal loans designed for employees and retirees, with amounts from $500 to $10,000. Offers quick loan decisions and funding, even without a FICO score. Ideal for those seeking to improve their credit or needing funds quickly.

(151)

Cash Advance & Money Borrowing

by BIOEN GROUP d.o.o.

Cash Advance: Borrow Money

🔧 Utilities

(0)

by Edukad Investeeringud OU

Bringing Dreams to Life

Fast loan disbursal (24 hours)Flexible repayment plansCustomized personal loans

Access fast, flexible personal loans designed for salaried professionals. Choose from various repayment plans to suit your financial needs and get funds quickly with minimal documentation. Apply digitally from anywhere.

(3)

Cash Advance – Quick Borrow

Fast Money Between Paydays

Explore loan options $100-$2,500Fast, fully digital processCompare repayment terms and APRs

Easily explore loan options from $100 to $2,500 through a fast, digital process. Compare offers, repayment terms, and APRs from various lenders before making a decision. The app is free to use and prioritizes data security.

Mr Payday Easy Loans Canada

(22)

ad-supported

by Mr. Payday Easy Loans Inc.

Short-term loansFast approvalBad credit accepted

Access short-term loans in Canada with quick approval, even with poor or no credit history. This service offers a personalized approach to loan applications, aiming to provide funds within 30 minutes of approval.

Compare loans and credits

Access quick cash advances and personal loans directly from your smartphone, even with bad credit. Apply in minutes for urgent financial needs, with transparent terms and a user-friendly interface.

Apply for loans anytimeNo credit check requiredBad credit accepted

(1)

by Time Investment Corporation

Time Financing Service