169+ iOS apps curated and reviewed
If you already know Upstart, this is the deeper bench. 169+ personal loans for bad credit apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of August 2026.
| # | App | Price | Rating | Ads | In-App Purchases | Updated |
|---|---|---|---|---|---|---|
| 1 |  | Free | 4.9★ (41K) | No | No | Sep 2026 |
| 2 |  | Free | 4.3★ (388) | No | No | Sep 2026 |
| 3 |  | Free | 4.8★ (91K) | No | No | Sep 2026 |
| 4 |  | Free | 1.0★ (3) | No | No | Jul 2026 |
| 5 |  | Free | 4.5★ (84K) | Yes | Yes | Sep 2026 |
| 6 |  | Free | 4.8★ (134K) | No | No | Sep 2026 |
| 7 |  | Free | 3.8★ (5) | No | No | Aug 2026 |
| 8 |  | Free | 4.7★ (289) | No | No | Aug 2026 |
Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.
This app offers a new approach to lending, providing loans based on trust rather than solely on credit history. It allows users to view their loan details, access statements, make secure payments, and apply to borrow more.
Manage your personal or auto loan on the go. Make payments, set up automatic payments, and receive paperless statements and alerts. You can also monitor your credit score and track your spending to potentially save money.
Easily explore personal loan options and manage your account on the go. Request loans up to $35,000 and compare offers from various lenders across all 50 states. The app supports all credit types and provides a secure user experience.
Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.
Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.
Access quick cash advances and personal loans up to $1,100 with a few taps. The app matches you with tailored offers from lenders, allowing you to preview terms and rates for free without pressure or a hard credit pull.
Manage your installment loans online, from checking balances and due dates to making payments and applying for new ones. This service provides quick, confidential online loans for individuals with fair or bad credit.
Access cash advances up to $750 with no credit check and no interest. Explore loan offers up to $10,000 with no score impact. Rebuild your credit history through on-time payments and rent reporting, and receive AI-driven budgeting and debt-payoff plans.
Access fast, personal loans for emergencies and cash-flow needs. Receive quick approvals and funds within 30 minutes, with no collateral required. Build credit with timely payments and enjoy flexible repayment options.
Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.
Build your credit history and savings simultaneously with tools designed to improve your financial wellness. Access quick cash advances for unexpected expenses without a credit check. Report rent and utility payments to boost your score.
Build credit quickly and effectively with this app. It reports your on-time payments to major credit bureaus, helping to improve your credit score. Offers plans starting at $5 per month with no credit checks or interest.
Access personal loans designed for employees and retirees, with amounts from $500 to $10,000. Offers quick loan decisions and funding, even without a FICO score. Ideal for those seeking to improve their credit or needing funds quickly.
This app is an online marketplace for credit products, offering free credit reports, credit cards, and personal loans from various banks and NBFCs. It provides instant, fully digital personal loans and technology solutions for financial institutions.
Access short-term loans in Canada with quick approval, even with poor or no credit history. This service offers a personalized approach to loan applications, aiming to provide funds within 30 minutes of approval.
Access quick cash advances and personal loans directly from your smartphone, even with bad credit. Apply in minutes for urgent financial needs, with transparent terms and a user-friendly interface.