Best Pos Credit Application Apps

Square Point of Sale (POS)

Payments & Business Dashboard

Free

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

myFICO - Credit Score Tracking

Monitor & Report Credit Scores

Free

Access and monitor your FICO Scores and credit reports from all three major bureaus. Understand how your credit history impacts your scores and explore potential changes with a simulator. Receive alerts for detected changes and access educational content to improve your credit.

Clover Go - Dashboard & POS

Run your business on the Go

Free

This app empowers small business owners to manage their operations and accept payments remotely. Track sales, monitor employee performance, and process transactions securely from your mobile device.

PayPal POS (ex Zettle)

Grow with our point of sale.

Free

This application allows businesses to accept various in-person payments, including cards and contactless methods. It also provides tools for managing inventory, tracking sales with reports, and creating staff accounts. Integrations are available for accounting, e-commerce, and specific industries.

Grow Credit

Pay Phone Bills & Build Credit

Free

Build credit history for free by using your existing subscriptions. This app helps you establish a credit score on all three major bureaus without requiring prior credit history. It offers various plans to suit your credit-building needs.

Seen Mobile - Build Credit

Spend, Track & Build Credit

Free

Manage your credit card account, track spending, and build your credit history. This app helps you establish or repair credit by reporting your payment activity to major credit bureaus. Take control of your finances with features like digital card access, autopay, and card locking.

Atlas - Rewards Credit Card

Earn cash back. Build credit.

Free

This app offers a rewards credit card designed for easy approval, even without credit history. It helps users build credit, save money with automatic discounts, and manage their finances securely with features like auto-pay and fraud protection.

Capital One CreditWise

Your credit score, simplified

Free

Monitor your credit score and report for free. Get alerts for suspicious activity, understand factors affecting your score, and simulate financial decisions to see their potential impact. Tools are provided to help you manage and improve your credit health.

ChargeStripe: Stripe Payments

POS & Credit Card Payments

Free

Transform your iPhone into a powerful payment terminal. Accept credit and debit cards, mobile wallets, and recurring payments with ease. Securely process transactions in over 135 currencies with customizable business tools.

Payanywhere: Point of Sale POS

Credit Card Reader & Payment

Free

This app is a comprehensive point-of-sale system for businesses. It allows you to accept various payment types, manage inventory, track sales, and send invoices directly from your device. Optional hardware can enhance its functionality for different business needs.

Arro: Build & Grow Credit

Cash Back Credit Builder Card

Free

Build your credit score and earn cash back rewards with this credit builder card. Start with a credit limit up to $300 and grow it to $2,500. Get personalized financial guidance from an AI coach and track your progress with real-time updates.

myEquifax

Start your credit journey

Free

Access your Equifax credit report and score updates monthly at no cost. Track your progress, set goals, and receive personalized AI-driven insights to improve your credit. Optional paid plans offer enhanced credit monitoring and identity protection.

Credit.com

Credit Score and Grades

Free

Manage your credit with a redesigned interface. Check your credit score and report summary for free, track factors affecting your credit, and receive personalized insights to improve your financial future. Monitor score changes and get actionable steps for improvement, all while protecting your data.

ScoreSense®

Credit Scores & Reports

Free

Access your credit scores and reports from all three major bureaus anytime. Receive daily credit monitoring and alerts for changes, with access to credit specialists and identity theft insurance.

GoDaddy Commerce: POS Payments

Sell, Get Paid, Grow

Free

Manage your business sales, inventory, and payments from your phone. This app offers fast checkout with barcode scanning, flexible payment options, and comprehensive business management tools. Grow your business on the go with ease.

Tap to Pay + Contactless + POS

Credit Card Reader + Processor

Free

Accept credit card payments directly on your iPhone without additional hardware. This app supports major card types and offers secure, bank-grade encryption for seamless in-person transactions. Streamline your business operations with a modern payment solution.

QuickBooks GoPayment POS

Mobile POS

Free

Accept in-person and contactless payments directly on your iPhone without extra hardware. Manage sales, send receipts, and sync transactions with your accounting software. Streamline your business finances on the go.