Best Prepaid Bank Business Apps

202+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated May 2026

Out of 202+ prepaid bank business apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Prepaid Bank Business Apps (May 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1PayPal BusinessPayPal BusinessFree4.2★ (29K)YesNoJul 2026
2U.S. Bank Mobile BankingU.S. Bank Mobile BankingFree4.8★ (2.1M)YesNoJul 2026
3Novo - Small Business CheckingNovo - Small Business CheckingFree4.8★ (20K)NoNoJul 2026
4YONO SBI:Banking and LifestyleYONO SBI:Banking and LifestyleFree3.3★ (2.9K)NoNoJul 2026
5Revolut BusinessRevolut BusinessFree4.9★ (2.8K)NoNoJul 2026
6Found: Business BankingFound: Business BankingFree4.8★ (33K)NoNoJul 2026
7Standard Bank / Stanbic BankStandard Bank / Stanbic BankFree4.7★ (5.4K)YesNoJul 2026
8Moniepoint Business BankingMoniepoint Business BankingFree4.6★ (15K)YesNoJul 2026

Top Picks for Prepaid Bank Business

PayPal Business#1

PayPal Business by PayPal, Inc.

Track sales and Send invoices
Editor's Choice
💼 Business
4.2😐(29K ratings)
FreeAds
PayPal Business screenshot 1
PayPal Business screenshot 2
PayPal Business screenshot 3
PayPal Business screenshot 4
PayPal Business screenshot 5

Manage your business finances on the go. Create and send invoices, track sales trends, transfer money, and access customer information. This app acts as your mobile business manager, simplifying financial tasks for merchants of all sizes.

What We Love

  • 🚀 Efficient payment processing
  • 💳 Convenient payment options
  • 📈 Useful business insights
  • 🔒 Secure transactions

Room to Improve

  • ⏱️ Delayed fund releases
  • 💰 High transaction fees
  • 🤖 Poor customer service
U.S. Bank Mobile Banking#2

U.S. Bank Mobile Banking by U.S. Bancorp

Personal Finance and Invest
Strong Contender
💰 Finance
4.8😐(2.1M ratings)
FreeAds
#61in Finance
U.S. Bank Mobile Banking screenshot 1
U.S. Bank Mobile Banking screenshot 2
U.S. Bank Mobile Banking screenshot 3
U.S. Bank Mobile Banking screenshot 4
U.S. Bank Mobile Banking screenshot 5
U.S. Bank Mobile Banking screenshot 6

Manage your finances, monitor cash flow, and send money securely. View account balances, deposit checks, pay bills, and track spending. Get personalized insights and explore banking products and investments.

What We Love

  • 👍 Convenient mobile banking
  • 🚀 Easy to use app
  • 💳 Great bank overall
  • 🤝 Friendly and helpful customer service

Room to Improve

  • 🐛 Frequent app crashes and bugs
  • 🤔 Confusing app updates and changes
  • 💳 Issues with credit card rewards redemption
Novo - Small Business Checking#3

Novo - Small Business Checking by Novo Platform Inc.

Built for modern businesses
Worth Considering
💰 Finance
4.8😞(20K ratings)
Free
Novo - Small Business Checking screenshot 1
Novo - Small Business Checking screenshot 2
Novo - Small Business Checking screenshot 3
Novo - Small Business Checking screenshot 4
Novo - Small Business Checking screenshot 5
Novo - Small Business Checking screenshot 6

This app offers a digital checking account designed for modern small businesses. Apply online quickly and access free banking tools, including debit card control, bill pay, ACH transfers, and check deposits. Manage funds efficiently with features like transaction categorization and savings reserves.

What We Love

  • 🚀 Convenient mobile banking
  • 👍 User-friendly app interface
  • 💡 Useful features like Profit First accounts

Room to Improve

  • 🐛 Buggy mobile deposit feature
  • 🔒 Lack of transparency around security issues
  • 👎 Slow and unhelpful customer support

More Prepaid Bank Business apps to explore

4
YONO SBI:Banking and Lifestyle
YONO SBI:Banking and Lifestyle
YONO SBI:Banking and Lifestyle
Bank,Invest,Shop,Travel
Free

Manage your finances with this comprehensive banking and lifestyle application. It offers seamless UPI payments, instant fund transfers, and easy account opening. Enjoy personalized offers, loyalty rewards, and robust security features for all your banking needs.

All-in-one digital bankingInstant account openingSeamless UPI and quick-pay
💰 Finance
(2.9K)
free
5
Revolut Business
Revolut Business
Revolut Business
La banque pour les entreprises
Free

Manage your business finances with an all-in-one account designed for efficiency. Track spending, issue corporate cards, and handle global payments in multiple currencies. Automate expense management and gain insights with advanced analytics to support business growth.

Global payments in 30+ currenciesIssue physical and virtual corporate cardsAutomated expense management
💰 Finance
(2.8K)
subscription
6
Found: Business Banking
Found: Business Banking
Found: Business Banking
Banking, Bookkeeping, & Taxes
Free

This app offers business checking, bookkeeping, and tax tools for small businesses. It simplifies workflows by allowing users to track expenses, save receipts, manage taxes, send invoices, and pay contractors all within the application, with no hidden fees.

Business checking accountAutomated expense trackingDigital receipt saving
💰 Finance
(33K)
free with in-app purchases
7
Standard Bank / Stanbic Bank
Standard Bank / Stanbic Bank
Standard Bank / Stanbic Bank
by Standard Bank Group
Free

Manage your finances effortlessly with this banking app. Track accounts, make payments, apply for loans, and access financial documents all from your mobile device. Enjoy convenient banking tools and personalized offers.

Quick payments and transfersOpen savings accounts onlineManage cards and set limits
💰 Finance
(5.4K)
free
8
Moniepoint Business Banking
Moniepoint Business Banking
Moniepoint Business Banking
Mobile bank account|POS|Loans
Free

This app offers comprehensive mobile banking solutions for businesses. It allows users to open business accounts, accept payments, manage expenses with dedicated cards, purchase airtime, and pay bills. Businesses can also request POS terminals and access savings plans to grow their reserves.

Business bank account creationAccept online and offline paymentsPOS terminal requests
💰 Finance
(15K)
free with in-app purchases
9
Kuda Business
Kuda Business
Kuda Business
Kuda Business Banking App
Free

Open a business bank account in minutes and accept payments online or offline. Manage inventory, send invoices, and simplify expenses with virtual POS and expense cards. This app offers a comprehensive suite of tools for Nigerian freelancers and SMEs to manage their finances and operations.

Open business bank accountAccept online/offline paymentsInstant settlement
💰 Finance
(979)
free
10
Chime® – Mobile Banking
Chime® – Mobile Banking
Chime® – Mobile Banking
The #1 Choice for Banking
Free

Manage your finances with tools for early payday access, fee-free overdraft protection, and credit building. This app offers a checking account with fee-free cash deposits and ATMs, plus automatic savings features and 24/7 support.

Early payday accessFee-free overdraft protectionCredit building tools
💰 Finance
(1.5M)
free with in-app purchases
11
Relay | Business Banking
Relay | Business Banking
Relay | Business Banking
Banking for small businesses
Free

This online business banking platform offers small business owners comprehensive control over their cash flow. It provides multiple checking accounts for expense segregation, customizable debit and credit cards with spending policies, and various payment options including ACH, wires, and checks. The app also features automated money management tools and offers rewards on purchases and interest on savings.

20 checking accounts for expense segregationMultiple debit/credit cards with spend policies1.5% cash back on credit card purchases
💰 Finance
(3.3K)
free
12
Bank With United
Bank With United
Bank With United
by United Bank (US)
Free

Manage your bank accounts, transfer funds, and pay bills conveniently from your mobile device. Track spending, create budgets, and find nearby branches or ATMs. Securely send and receive money with Zelle® and add your debit or credit cards to your mobile wallet for easy payments.

Account managementFund transfersBill payments
💰 Finance
(45K)
free
13
First United Bank Mobile
First United Bank Mobile
First United Bank Mobile
by First United Bank
Free

Manage your finances on the go with this mobile banking app. Access account balances, view transactions, and transfer funds securely. Find branch locations and hours easily.

Check balances 24/7View pending transactionsCreate, approve, cancel funds transfers
💰 Finance
(3.8K)
free
14
Mercury | Bank Differently
Mercury | Bank Differently
Mercury | Bank Differently
Business and personal accounts
Free

This app provides business and personal banking solutions designed for entrepreneurs and ambitious individuals. It offers features like payment processing, expense management, invoicing, and high-interest savings accounts, all managed online.

Business bankingPersonal accountsPayment processing
💰 Finance
(12K)
freemium
15
CARD.com Premium Banking
CARD.com Premium Banking
CARD.com Premium Banking
Premium Banking on your phone
Free

Manage your finances conveniently with a mobile banking app. Access your account, deposit checks, and get paid early. Enjoy features like virtual cards, bill pay, and fee-free ATM withdrawals.

Get paid up to 2 days earlyAccess account via Virtual CardMobile Check Capture
💰 Finance
(4.7K)
free
16
alrajhi bank business
alrajhi bank business
alrajhi bank business
by Al Rajhi Banking and Investment Corporation
Free

Manage your business finances 24/7 with this mobile banking application. It offers a user-friendly interface for viewing accounts, managing transactions, initiating payments, and handling card services. Discover advanced features like financing calculators and electronic stamps for enhanced document reliability.

View accounts and transactionsManage pending actionsInitiate transfers and bill payments
💰 Finance
(3.5K)
free
17
Meritrust Business
Meritrust Business
Meritrust Business
Meritrust Credit Union
Free

Manage your business finances on the go with this mobile banking solution. Access account details, transfer funds, deposit checks, and handle payments directly from your smartphone.

Self-Service User AccessACH Approvals & Positive PayeStatements & Notifications
💰 Finance
(8.3K)
free with in-app purchases
18
First PREMIER Mobile Banking
First PREMIER Mobile Banking
First PREMIER Mobile Banking
by First PREMIER Bank
Free

Securely manage your personal and business bank accounts on the go. Review balances, monitor transactions, suspend debit cards, and set up alerts. Transfer funds, pay bills, and deposit checks for free. Communicate with the bank through secure messaging.

Manage account balances and transactionsSuspend debit cardsSet up account alerts
💰 Finance
(1.5K)
free
19
Приват24 – мобільний банк
Приват24 – мобільний банк
Приват24 – мобільний банк
Payments.Cashback.Loan.Deposit
Free

Manage your finances with this comprehensive mobile banking app. Perform payments, transfers, and manage loans and deposits. Track expenses, earn cashback, and access various financial services online.

Online payments and money transfersLoan and deposit managementCashback and loyalty programs
💰 Finance
(8.6K)
free
20
TBC Bank
TBC Bank
TBC Bank
Exceptionally easy
Free

Manage your finances digitally with a secure and instant mobile banking experience. Open accounts, transfer money, pay bills, apply for loans, and even invest in U.S. stocks, all from your phone. Offers features like instant card activation, loyalty rewards, and flexible payment options.

Digital account openingInstant card activation24/7 money transfers
💰 Finance
(116K)
free with in-app purchases

FAQ about Prepaid Bank Business

What are the best prepaid bank business apps for iPhone?
PayPal Business tops our prepaid bank business apps ranking as of May 2026, with a 4.2-star average from 29K App Store ratings, and it's free to download.
Yes — 20 of the top prepaid bank business apps we rank are free to download, including PayPal Business and U.S. Bank Mobile Banking.
PayPal Business shows ads and has no in-app purchases, according to its App Store listing as of May 2026.
We track 202+ prepaid bank business apps on the iOS App Store as of May 2026, ranked by rating, recency, and analysis of real user reviews.
The PayPal Business app helps merchants manage their finances by allowing them to create and send invoices, track sales trends, transfer money, and access customer information. It aims to simplify financial management for businesses of all sizes.
Key features include an easy-to-use invoice maker, the ability to track online account activity and sales trends (monthly, quarterly, yearly), money transfer capabilities to linked bank accounts, issuing refunds, and quick access to customer contact and transaction histories.