Best Small Business Accounting Free Apps

206+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated June 2026

The best small business accounting free apps on iPhone average 4.7★ across 206+ titles — we've ranked them by what real users actually keep on their phones. Updated June 2026.

Compare top Small Business Accounting Free Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Intuit QuickBooks for BusinessIntuit QuickBooks for BusinessFree4.7★ (252K)YesYesJul 2026
2Wave: Small Business SoftwareWave: Small Business SoftwareFree4.4★ (6.6K)NoYesJul 2026
3Small Business AccountingSmall Business AccountingFree4.6★ (525)NoYesJul 2026
4Found: Business BankingFound: Business BankingFree4.8★ (32K)NoNoJul 2026
5Lili - Business BankingLili - Business BankingFree4.6★ (6.9K)NoNoJul 2026
6Novo - Small Business CheckingNovo - Small Business CheckingFree4.8★ (20K)NoNoJul 2026
7Small Business Accounting 2Small Business Accounting 2FreeNoYesJun 2026
8PayPal BusinessPayPal BusinessFree4.2★ (29K)YesNoJul 2026

Top Picks for Small Business Accounting Free

Intuit QuickBooks for Business#1

Intuit QuickBooks for Business by Intuit Inc.

Accounting & Invoicing with AI
Editor's Choice
💼 Business
4.7😐(252K ratings)
FreeAdsIn-App Purchases
#4in Business
Intuit QuickBooks for Business screenshot 1
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Intuit QuickBooks for Business screenshot 3
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Intuit QuickBooks for Business screenshot 5
Intuit QuickBooks for Business screenshot 6

Manage your business finances on the go with AI-powered accounting and invoicing tools. Accept payments, track expenses, generate invoices from photos, and automatically track mileage for tax deductions. Syncs with your online account for up-to-date financial data.

What We Love

  • 🚀 Efficient invoicing and expense tracking
  • 👍 Intuitive and user-friendly interface
  • 💡 Helpful mileage tracking feature
  • 🚀 Seamless bank account integration

Room to Improve

  • 🐛 Frequent crashes and glitches
  • 🔍 Lack of visibility into bank transactions
  • 🔍 Inability to edit or customize invoices
Wave: Small Business Software#2

Wave: Small Business Software by Wave Financial Inc

Invoice, scan receipts & more
Strong Contender
💼 Business
4.4😐(6.6K ratings)
FreeIn-App Purchases
#47in Business
Wave: Small Business Software screenshot 1
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Wave: Small Business Software screenshot 5
Wave: Small Business Software screenshot 6

Manage your small business finances on the go. Send professional invoices, track expenses with receipt scanning, and monitor your business insights. Get paid faster with integrated online payment options.

What We Love

  • 🚀 Easy to use
  • 🚀 Professional invoicing
  • 🚀 Great for small businesses
  • 👍 Convenient mobile app

Room to Improve

  • 🐛 Buggy app with crashes
  • 🔒 Poor customer service and support
  • 💰 Expensive payment processing fees
Small Business Accounting#3

Small Business Accounting by Monelyze Inc.

Bookkeeping for Self Employed
Worth Considering
💰 Finance
4.6😊(525 ratings)
FreeIn-App Purchases
Small Business Accounting screenshot 1
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Small Business Accounting screenshot 4
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This app simplifies bookkeeping for self-employed individuals and freelancers. It offers an easy-to-use interface without requiring registration, with data syncing across Apple devices. Ideal for first-time tax filers seeking affordable accounting solutions.

What We Love

  • 👍 Easy to use
  • 👍 Simple and intuitive interface
  • 👍 Helpful for small businesses
  • 👍 Good for personal finance

Room to Improve

  • 🐛 Occasional crashes or freezes
  • 🔧 Limited functionality compared to other accounting apps
  • 💰 Paid version may be too expensive for some users

More Small Business Accounting Free apps to explore

4
Found: Business Banking
Found: Business Banking
Found: Business Banking
Banking, Bookkeeping, & Taxes
Free

This app offers business checking, bookkeeping, and tax tools for small businesses. It simplifies workflows by allowing users to track expenses, save receipts, manage taxes, send invoices, and pay contractors all within the application, with no hidden fees.

Business checking accountAutomated expense trackingDigital receipt saving
💰 Finance
(32K)
free with in-app purchases
5
Lili - Business Banking
Lili - Business Banking
Lili - Business Banking
Banking, Accounting & Taxes
Free

This all-in-one platform offers business banking, smart bookkeeping, tax preparation, credit building, and invoicing for small business owners. Manage your finances, track expenses, and get paid faster, all in one place.

Business checking accountSmart bookkeeping toolsTax preparation features
💰 Finance
(6.9K)
free with in-app purchases
6
Novo - Small Business Checking
Novo - Small Business Checking
Novo - Small Business Checking
Built for modern businesses
Free

This app offers a digital checking account designed for modern small businesses. Apply online quickly and access free banking tools, including debit card control, bill pay, ACH transfers, and check deposits. Manage funds efficiently with features like transaction categorization and savings reserves.

Online account applicationFree banking toolsDebit card control
💰 Finance
(20K)
free
7
Small Business Accounting 2
Small Business Accounting 2
Small Business Accounting 2
Freelance Bookkeeping & Tax
Free
💰 Finance
(0)
8
PayPal Business
PayPal Business
PayPal Business
Track sales and Send invoices
Free

Manage your business finances on the go. Create and send invoices, track sales trends, transfer money, and access customer information. This app acts as your mobile business manager, simplifying financial tasks for merchants of all sizes.

Create and send invoicesTrack sales trendsManage money and sales
💼 Business
(29K)
free with in-app purchases
9
TrulySmall Business Invoices
TrulySmall Business Invoices
TrulySmall Business Invoices
Easy Professional Invoicing
Free

Create and send professional invoices quickly and easily from any mobile device. Customize invoices with logos, discounts, and tax details, then send them as PDFs via email. Manage billing and get paid faster with seamless payment integration.

Create free invoices from anywhereSend estimates and project quotesPersonalize with company logo
💰 Finance
(216)
free with in-app purchases
10
Xero Accounting for business
Xero Accounting for business
Xero Accounting for business
Invoice Maker, Expenses & Tax
Free

Manage your business finances on the go. Create and send invoices, track expenses, monitor cash flow, and accept contactless payments. This app helps small business owners stay productive and maintain financial oversight.

Invoice creation and sendingContactless payment acceptanceCash flow tracking
💼 Business
(1.6K)
free with in-app purchases
11
SimplyWise: Receipts, Expenses
SimplyWise: Receipts, Expenses
SimplyWise: Receipts, Expenses
Business Tax Report & Tracker
Free

Effortlessly manage expenses, scan receipts with AI, and optimize tax refunds. This app offers automatic import, smart reminders for deductions, and instant expense reports. Securely store all your financial documents in the cloud.

AI-driven receipt scanningAutomatic receipt importExpense categorization
💰 Finance
(34K)
free with in-app purchases
12
BOSS Small Business Accounting
BOSS Small Business Accounting
BOSS Small Business Accounting
Cash register & inventory app
Free

Manage your business finances and inventory directly from your smartphone. Track sales, purchases, expenses, and profitability with real-time data. Supports multiple currencies and barcode scanning for efficient operations.

Sell or buy goods and servicesMaintain inventory recordsCreate and distribute pricing tables
💼 Business
(38)
free with in-app purchases
13
Fundbox - Small Business Loans
Fundbox - Small Business Loans
Fundbox - Small Business Loans
Fast, revolving line of credit
Free

Access a revolving line of credit for your business with a streamlined mobile experience. Track payments, view debit details, and enjoy faster navigation. Get quick access to funds to support your business needs.

Revolving line of creditFast access to fundsPayment history details
💰 Finance
(2.4K)
free with in-app purchases
14
Self Employed - Accounting
Self Employed - Accounting
Self Employed - Accounting
Invoices, Expenses & Mileage
Free

Streamline business operations for self-employed individuals. Manage invoices, track expenses and mileage automatically, and simplify tax compliance with US federal tax law features. Gain insights with reports and analytics.

Professional invoice creationAutomatic GPS mileage trackingCategorized expense tracking
💰 Finance
(47)
subscription
15
FreshBooks Invoicing App
FreshBooks Invoicing App
FreshBooks Invoicing App
Accounting & Expense Tracking
Free

This app simplifies business finances by offering professional invoicing, expense tracking, and mileage logging. It helps manage clients, track billable hours, and generate financial reports for better business insights. Get paid faster with online payment options and access award-winning customer support.

Professional invoicingExpense tracking with receipt photosAutomated mileage tracking
💼 Business
(11K)
freemium
16
Accounting App - Zoho Books
Accounting App - Zoho Books
Accounting App - Zoho Books
Small Business Bookkeeping
Free

Manage your business finances on the go with this comprehensive accounting tool. Track income and expenses, send invoices, accept payments, and gain valuable business insights. Collaborate with your accountant and manage multiple currencies seamlessly.

Create and send invoicesAccept online paymentsRecord and categorize expenses
💼 Business
(5K)
free with in-app purchases
17
e2e Accounting
e2e Accounting
e2e Accounting
Bookkeeping For Small Business
Free

This app offers accounting solutions for entrepreneurs by combining human expertise with technology. It aims to simplify bookkeeping and financial management for small businesses.

Entrepreneurial accounting supportHuman and technology integrationSimplified bookkeeping
💼 Business
(1)
free
18
Digits Accounting
Digits Accounting
Digits Accounting
Run your business in real time
Free

Manage your business finances in real-time with instant access to cash flow, profit, and outstanding items. Review transactions, manage bills, and create invoices on the go. Capture receipts and ask questions in plain English for quick financial insights.

Live financial overviewTransaction review and approvalBill and invoice management
💰 Finance
(0)
free
19
Accounting App - Moon Billing
Accounting App - Moon Billing
Accounting App - Moon Billing
Small Business Bookkeeping
Free

This app helps small businesses, contractors, and freelancers manage their finances. It allows for the creation of invoices, estimates, receipts, and purchase orders. Users can track expenses, manage inventory, and generate detailed business reports.

Invoice and bill creationExpense trackingInventory management
💼 Business
(21)
free with in-app purchases
20
Square Invoices: Invoice Maker
Square Invoices: Invoice Maker
Square Invoices: Invoice Maker
Invoicing, Estimates, Bills
Free

Create and send professional invoices and estimates quickly. Accept various payment methods, send automatic reminders, and track payments in real-time. Manage your business finances efficiently on the go.

Invoice and estimate makerAccept various payment methodsAutomatic payment reminders
💼 Business
(92K)
free with in-app purchases

FAQ about Small Business Accounting Free

What are the best small business accounting free apps for iPhone?
Intuit QuickBooks for Business tops our small business accounting free apps ranking as of June 2026, with a 4.7-star average from 252K App Store ratings, and it's free to download.
Intuit QuickBooks for Business shows ads and offers in-app purchases, according to its App Store listing as of June 2026.
We track 206+ small business accounting free apps on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.
This app provides a suite of tools for small businesses to manage their accounting, invoicing, and payments on the go. It leverages AI to automate tasks like transaction categorization, expense management, and lead capture. Users can also accept payments directly from their phone and track mileage for tax purposes.
Key features include the ability to take contactless payments directly from your iPhone, create and send invoices from photos of handwritten notes, capture qualified leads from emails using AI, automate transaction reconciliation, manage expenses by snapping receipt photos, and automatically track mileage for tax deductions. It also syncs with your QuickBooks Online account.