Best Smipay Apps

250+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated October 2026

Out of 250+ smipay apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Smipay Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1SmipaySmipayFree1.0★ (1)NoNoSep 2026
2PhonePe: UPI, Gold, InsurancePhonePe: UPI, Gold, InsuranceFree4.7★ (174K)NoNoOct 2026
3Square Point of Sale (POS)Square Point of Sale (POS)Free4.8★ (606K)NoNoOct 2026
4Papaya: Securely Pay Any BillPapaya: Securely Pay Any BillFree4.8★ (118K)NoNoOct 2026
5Afterpay: Pay over timeAfterpay: Pay over timeFree4.9★ (753K)NoNoOct 2026
6PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8★ (6.3M)YesNoOct 2026
7Jim: sell & get paid instantlyJim: sell & get paid instantlyFree4.8★ (14K)YesNoOct 2026
8Deferit: Pay bills in 4Deferit: Pay bills in 4Free4.8★ (35K)YesNoOct 2026

Top Picks for Smipay

Smipay#1

Smipay by Smipay technologies Ltd

Utility Platform
Editor's Choice
🔧 Utilities
1.0(1 ratings)
Free
Smipay screenshot 1
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Smipay screenshot 4
Smipay screenshot 5

This utility platform simplifies everyday transactions. Easily top up airtime and data, or pay for essential services like cable TV and electricity. Designed for security and ease of use, it allows quick payments in just a few taps.

PhonePe: UPI, Gold, Insurance#2

PhonePe: UPI, Gold, Insurance by PHONEPE PRIVATE LIMITED

Pay Bills, Mutual Fund SIP
Strong Contender
💰 Finance
4.7😐(174K ratings)
Free
PhonePe: UPI, Gold, Insurance screenshot 1
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This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

What We Love

  • 🚀 Instant payments
  • 👍 User-friendly interface
  • 🔒 Secure transactions
  • 💡 Diverse payment options
  • 🚀 Fast and convenient

Room to Improve

  • 🐛 Transactions failing or pending
  • 🔍 Lack of customer support
  • 🔍 Difficult to resolve issues
  • 🔍 Unreliable service
  • 🔍 Inconsistent performance
Square Point of Sale (POS)#3

Square Point of Sale (POS) by Block, Inc.

Payments & Business Dashboard
Worth Considering
💼 Business
4.8😐(606K ratings)
Free
#35in Business
Square Point of Sale (POS) screenshot 1
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Square Point of Sale (POS) screenshot 6

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

What We Love

  • 👍 Convenient and easy to use
  • 🚀 Quick transactions and payouts
  • 💡 Useful reporting and inventory management features
  • 👍 Professional and sleek hardware design

Room to Improve

  • 🐛 Connectivity issues with card readers
  • 🔒 Concerns over account deactivation and fund holds
  • 🤖 Poor customer service and lack of live support
  • ⏱️ Slow fund transfers and delays in payouts

More Smipay apps to explore

FAQ about Smipay

What are the best smipay apps for iPhone?
Smipay tops our smipay apps ranking as of October 2026, with a 1.0-star average from 1 App Store ratings, and it's free to download.
Yes — 20 of the top smipay apps we rank are free to download, including Smipay and PhonePe: UPI, Gold, Insurance.
Smipay has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 250+ smipay apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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