Best Sosocredit Apps

169+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated May 2026

Out of 169+ sosocredit apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Sosocredit Apps (May 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (37K)NoNoJul 2026
2Possible: Fast Cash & CreditPossible: Fast Cash & CreditFree4.8★ (133K)YesNoJul 2026
3SoLo Funds: Lend & BorrowSoLo Funds: Lend & BorrowFree4.4★ (39K)YesNoJul 2026
4Bright: Loans & Credit BuilderBright: Loans & Credit BuilderFree4.8★ (258K)YesNoJul 2026
5Lenme: Borrowing and LendingLenme: Borrowing and LendingFree4.5★ (80K)YesYesJul 2026
6AES Student LoansAES Student LoansFree4.6★ (16K)NoNoJul 2026
7Borrow Money Instantly Easy ㅤBorrow Money Instantly Easy ㅤFreeNoNoJun 2026
8Sallie MaeSallie MaeFree4.5★ (101K)NoNoJul 2026

Top Picks for Sosocredit

Upstart: Personal Loans + More#1

Upstart: Personal Loans + More by Upstart Network, Inc.

Helping you borrow, better.
Editor's Choice
💰 Finance
4.9😞(37K ratings)
Free
#79in Finance
Upstart: Personal Loans + More screenshot 1
Upstart: Personal Loans + More screenshot 2
Upstart: Personal Loans + More screenshot 3
Upstart: Personal Loans + More screenshot 4
Upstart: Personal Loans + More screenshot 5

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

What We Love

  • 👍 Easy to use
  • 👍 Convenient app
  • 👍 Quick loan approval
  • 🚀 Fast loan disbursement

Room to Improve

  • 🐛 Login issues
  • 💰 High interest rates
  • 🕰️ Slow payment processing
Possible: Fast Cash & Credit#2

Possible: Fast Cash & Credit by Possible Financial Inc

Borrow money, loans, advances
Strong Contender
💰 Finance
4.8😐(133K ratings)
FreeAds
#84in Finance
Possible: Fast Cash & Credit screenshot 1
Possible: Fast Cash & Credit screenshot 2
Possible: Fast Cash & Credit screenshot 3
Possible: Fast Cash & Credit screenshot 4
Possible: Fast Cash & Credit screenshot 5
Possible: Fast Cash & Credit screenshot 6

Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

What We Love

  • 🚀 Quick approval and fund disbursement
  • 💳 Helps build credit score
  • 🗓️ Flexible payment schedule
  • 🆓 No credit check required

Room to Improve

  • 🐛 App issues (crashes, bugs, login problems)
  • 🕰️ Slow customer support response times
  • 💰 High interest rates
SoLo Funds: Lend & Borrow#3

SoLo Funds: Lend & Borrow by SoLo Funds Inc.

Loans On Your Terms
Worth Considering
💰 Finance
4.4😞(39K ratings)
FreeAds
SoLo Funds: Lend & Borrow screenshot 1
SoLo Funds: Lend & Borrow screenshot 2
SoLo Funds: Lend & Borrow screenshot 3
SoLo Funds: Lend & Borrow screenshot 4
SoLo Funds: Lend & Borrow screenshot 5
SoLo Funds: Lend & Borrow screenshot 6

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

What We Love

  • 💰 Helpful for emergencies
  • 🤝 Community-driven lending platform
  • ⚡ Quick loan funding
  • 🕰️ Flexible repayment periods

Room to Improve

  • 🤷‍♂️ Inconsistent customer support
  • 🤯 Unclear fees and policies
  • 🤕 High risk of loan defaults

More Sosocredit apps to explore

4
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
AI Loan Asst > Credit & Loans
Free

Access cash advances up to $750 with no credit check and no interest. Explore loan offers up to $10,000 with no score impact. Rebuild your credit history through on-time payments and rent reporting, and receive AI-driven budgeting and debt-payoff plans.

Cash advance up to $750Loan offers up to $10,000Credit history rebuilding
💰 Finance
(258K)
subscription
5
Lenme: Borrowing and Lending
Lenme: Borrowing and Lending
Lenme: Borrowing and Lending
Quick Cash Advances and Loans
Free

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

Instant cash advances up to $200Personal loans from $50 to $5,000Crypto-backed loans up to $10,000
💰 Finance
(80K)
subscription
6
AES Student Loans
AES Student Loans
AES Student Loans
by Avereo
Free

Manage your student loan account conveniently from anywhere. Access account details, make payments, and update your information. Get support and plan for successful loan repayment.

Access account detailsVisualize loan balanceMake and schedule payments
💰 Finance
(16K)
free
7
Borrow Money Instantly Easy ㅤ
Borrow Money Instantly Easy ㅤ
Borrow Money Instantly Easy ㅤ
Cash Loan Instant Approval
Free
💰 Finance
(0)
8
Sallie Mae
Sallie Mae
Sallie Mae
Manage your Sallie Mae account
Free

Manage your student loans and credit cards conveniently from your mobile device. Check balances, make payments, set up auto-pay, and track loan applications. Secure login options and in-app messaging provide easy access and support.

View account summary for loans and credit cardsMake payments on student loansSet up and manage automatic payments
💰 Finance
(101K)
free
9
Loan Calculator‰
Loan Calculator‰
Loan Calculator‰
Simple Loan Calculator
Free

Easily calculate loan or mortgage payments. Simply input the loan amount, repayment term, and interest rate to get your estimated monthly payment.

Loan calculationMortgage calculationAmount input
💰 Finance
(96K)
ad-supported
10
MOHELA
MOHELA
MOHELA
by Missouri Higher Education Loan Authority
Free

Manage your student loans with ease. Schedule payments, view your loan history, upload important documents, and access tax information securely. Get support and repayment options for your student loans.

Schedule and manage paymentsView payment historyUpload forms securely
💰 Finance
(47K)
free
11
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
Instant Loan App For Fast Cash
Free

This app provides instant cash loans and flexible repayment plans for individuals and businesses. It also offers savings features with high interest rates and a secure ATM card for seamless transactions. Enjoy transparent financial services with no hidden charges.

Instant cash loans up to NGN 3,000,000Flexible repayment plans (30-180 days)Savings with up to 30% interest
💰 Finance
(14K)
free
12
LendingTree Spring
LendingTree Spring
LendingTree Spring
Loans, credit score and more
Free

Manage your finances with free credit score updates, personalized saving insights, and easy comparison of loans and credit cards. Stay protected with credit monitoring alerts and expert advice to improve your financial health.

Free credit score updates and alertsPersonalized saving insightsLoan and credit card shopping
💰 Finance
(38K)
free with in-app purchases
13
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

Apply for various loans (Personal, Home, Car)Open digital savings accounts and fixed depositsManage debit, credit, and forex cards
💰 Finance
(64K)
free
14
Payday Cash Advance Loans: MAF
Payday Cash Advance Loans: MAF
Payday Cash Advance Loans: MAF
Borrow Money: Instant Approval
Free

This platform helps users discover and compare cash advance and personal loan offers from various providers. It simplifies the research process by presenting options in one place, allowing users to review rates, terms, and repayment details before making informed financial decisions.

Compare loan offers from multiple providersPersonalized loan matchesLoan calculator for payment estimation
💰 Finance
(105)
free
15
Fast Cash Advance: Credit App
Fast Cash Advance: Credit App
Fast Cash Advance: Credit App
Quick & Easy Money Loan Now
Free
💼 Business
(0)
16
Money Borrowing - Loan App
Money Borrowing - Loan App
Money Borrowing - Loan App
Easy Advance & Quick Cash 24/7
Free
💼 Business
(0)
17
EasyLoans: Compare Loans
EasyLoans: Compare Loans
EasyLoans: Compare Loans
Compare and Discover Loans
Free

Easily compare a wide range of financial products including home, vehicle, personal, and business loans from various institutions. This platform helps you check eligibility, compare offers with interest rates and tenures, and even fill out loan applications online.

Compare Home LoansCompare Vehicle LoansCompare Personal Loans
💰 Finance
(398)
free
18
Cash Advance by Loan Link
Cash Advance by Loan Link
Cash Advance by Loan Link
Payday Loans in Minutes
Free

Explore, apply for, and manage personal and business loan opportunities with confidence. This financial companion offers a simple application process, real-time loan status tracking, and helpful tools like loan calculators and eligibility estimators.

Simple loan application processReal-time loan status trackingSecure and private financial data
💰 Finance
(69)
free
19
Cash Advance & Borrow Money
Cash Advance & Borrow Money
Cash Advance & Borrow Money
Instant Payday Loans Approval
Free
💰 Finance
(0)
20
My Grameen
My Grameen
My Grameen
Membership Made Easy
Free

Manage your Grameen America business loans, payments, and attendance with this bilingual app. Request new loans, track your progress, and access educational resources. Stay informed with notifications and connect with your representative.

Manage loan details and historyRequest new loansMake secure loan payments
💰 Finance
(42K)
free

FAQ about Sosocredit

What are the best sosocredit apps for iPhone?
Upstart: Personal Loans + More tops our sosocredit apps ranking as of May 2026, with a 4.9-star average from 37K App Store ratings, and it's free to download.
Yes — 20 of the top sosocredit apps we rank are free to download, including Upstart: Personal Loans + More and Possible: Fast Cash & Credit.
Upstart: Personal Loans + More has no ads and has no in-app purchases, according to its App Store listing as of May 2026.
We track 169+ sosocredit apps on the iOS App Store as of May 2026, ranked by rating, recency, and analysis of real user reviews.
The Upstart app helps you borrow money quickly and transparently. You can check your loan rate in minutes without affecting your credit score, apply for fixed-rate personal loans ranging from $500 to $75,000, and manage your loan payments on the go.
Key features include checking your rate with no credit score impact, fast approvals (90% of funded borrowers receive instant approvals), funding in as fast as one business day, flexible loan options like personal loans, debt consolidation, and auto refinancing, and the ability to track your application status in real-time.