Best Student Loans Pay Apps

230+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated August 2026

The best student loans pay apps on iPhone average 4.3★ across 230+ titles — we've ranked them by what real users actually keep on their phones. Updated August 2026.

Compare top Student Loans Pay Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1MOHELAMOHELAFree4.6★ (47K)NoNoAug 2026
2AES Student LoansAES Student LoansFree4.6★ (16K)NoNoAug 2026
3Sallie MaeSallie MaeFree4.5★ (102K)NoNoAug 2026
4Potluck – Student Loan SupportPotluck – Student Loan SupportFreeYesYesMay 2026
5College AveCollege AveFree2.4★ (21)NoNoAug 2026
6LAUNCH ServicingLAUNCH ServicingFree4.7★ (4.6K)NoNoAug 2026
7Student Loan - ScholarshipsStudent Loan - ScholarshipsFreeYesNoAug 2026
8SLAP APP - Student Loan AssistSLAP APP - Student Loan AssistFreeNoNoMay 2026

Top Picks for Student Loans Pay

MOHELA#1

MOHELA by Missouri Higher Education Loan Authority

Editor's Choice
💰 Finance
4.6😞(47K ratings)
Free
MOHELA screenshot 1
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MOHELA screenshot 6

Manage your student loans with ease. Schedule payments, view your loan history, upload important documents, and access tax information securely. Get support and repayment options for your student loans.

What We Love

  • 🚀 Easy to use
  • 🚀 Convenient payment options
  • 🚀 User-friendly interface
  • 🚀 Helpful customer service

Room to Improve

  • 🐛 Login issues and password reset problems
  • 🐛 Inconsistent app functionality
  • 🐛 Lack of communication from the company
AES Student Loans#2

AES Student Loans by Avereo

Strong Contender
💰 Finance
4.6😞(16K ratings)
Free
AES Student Loans screenshot 1
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Manage your student loan account conveniently from anywhere. Access account details, make payments, and update your information. Get support and plan for successful loan repayment.

What We Love

  • 👍 User-friendly app
  • 💡 Convenient payment process
  • 🚀 Simple and straightforward

Room to Improve

  • 🐛 Frequent login issues
  • 🐛 Blank screen after login
  • 🐛 Face ID/Touch ID not working
Sallie Mae#3

Sallie Mae by Sallie Mae, Inc.

Manage your Sallie Mae account
Worth Considering
💰 Finance
4.5😞(102K ratings)
Free
Sallie Mae screenshot 1
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Manage your student loans and credit cards conveniently from your mobile device. Check balances, make payments, set up auto-pay, and track loan applications. Secure login options and in-app messaging provide easy access and support.

What We Love

  • 👍 User-friendly app
  • 🚀 Convenient for making payments
  • 🔒 Secure with fingerprint/face ID login
  • 💡 Helpful for tracking loan details

Room to Improve

  • 🐛 Glitchy app performance
  • 🤔 Inaccurate loan information
  • 😤 Poor customer service

More Student Loans Pay apps to explore

4
Potluck – Student Loan Support
Potluck – Student Loan Support
Potluck – Student Loan Support
by WePotluck Inc.
Free
💰 Finance
(0)
5
College Ave
College Ave
College Ave
by College Avenue Student Loans, LLC
Free

Manage your student loans securely and conveniently from your mobile device. Track loan status, make payments, set up AutoPay, and update your contact information with ease. Secure login options like Face ID and Touch ID provide quick and safe access.

Track loan status and applicationsMake one-time and recurring paymentsSet up and manage AutoPay
💰 Finance
(21)
free
6
LAUNCH Servicing
LAUNCH Servicing
LAUNCH Servicing
Manage Your Student Loans
Free

Easily manage your student loans from your mobile device. View statements, make payments, update your information, and track loan details like balances and interest rates. Securely access your account and get support from the servicing team.

View monthly statements and payment historyMake one-time or recurring paymentsSetup and manage bank accounts
💰 Finance
(4.6K)
free
7
Student Loan - Scholarships
Student Loan - Scholarships
Student Loan - Scholarships
Student Debt Calculator Grants
Free
💰 Finance
(0)
8
SLAP APP - Student Loan Assist
SLAP APP - Student Loan Assist
SLAP APP - Student Loan Assist
Pay off student loans faster
Free
💰 Finance
(0)
9
Student Loan Calculator
Student Loan Calculator
Student Loan Calculator
Eliminate Your Student Debt
Free

Calculate key student loan details like monthly payments, total interest, and savings from extra payments. Export your amortization schedule to a CSV file for detailed analysis. Get personalized recommendations to help you eliminate debt faster.

Monthly payment calculationTotal interest and interest savedExtra payment impact analysis
🔧 Utilities
(21)
free
10
Personal Loans Student Guide
Personal Loans Student Guide
Personal Loans Student Guide
Federal College Bad Credit
Free

This app guides users through personal loans, offering explanations, comparison tools, and credit improvement advice. It features an AI assistant for instant answers and a calculator for financial estimations.

Step-by-step loan guidesAI assistant for questionsSmart payment calculator
🔧 Utilities
(24)
subscription
11
Student Loan Planner
Student Loan Planner
Student Loan Planner
Student loan discussion groups
Free

Connect with other student loan borrowers to share experiences and discuss repayment strategies. This ad-free community allows you to explore various loan topics, join profession-specific groups, and learn from peers.

Browse topic spaces for loan plansJoin discussions and share repayment storiesConnect with profession-specific communities
🌐 Social Networking
(15)
free
12
Paidly
Paidly
Paidly
by Paidly
Free
💰 Finance
(0)
13
Earnest Mobile
Earnest Mobile
Earnest Mobile
by Earnest Inc.
Free

Easily manage your student loans on the go. Track repayment progress, view balances, make payments, and adjust Auto Pay settings from a single, convenient platform.

Track repayment progressView loan balancesMake and schedule payments
💰 Finance
(31)
free
14
FAFSA Federal Student Aid Info
FAFSA Federal Student Aid Info
FAFSA Federal Student Aid Info
Federal Student loan Aid Guide
Free
💰 Finance
(2)
15
Student Loan Calculator - TCI
Student Loan Calculator - TCI
Student Loan Calculator - TCI
by The College Investor LLC
Free
💰 Finance
(0)
16
AscentConnect
AscentConnect
AscentConnect
Manage your Ascent loans
Free

Manage your student loans with ease. Apply for new loans, track your balance, and update billing information. Build healthy financial habits by making timely payments and exploring exclusive student benefits.

Apply for loansManage loan paymentsTrack loan balance
💰 Finance
(272)
free with in-app purchases
17
Prodigy Finance
Prodigy Finance
Prodigy Finance
Your loan at your fingertips
Free

Manage your international student loan with ease. Track funds, check balances, and explore payment options on the go. Set up auto debit and monitor payment status for convenient financial management.

Track funds to schoolCheck loan balanceView payment options
💰 Finance
(823)
free
18
Borrow & Cash Advance App
Borrow & Cash Advance App
Borrow & Cash Advance App
Loans Between Paydays Fast
Free
💰 Finance
(0)
19
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Money for moments that matter
Free

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

Check rate without credit score impactFast approvals and fundingPersonal loans up to $75,000
💰 Finance
(40K)
free
20
Mocasa: Pay Later & Quick Loan
Mocasa: Pay Later & Quick Loan
Mocasa: Pay Later & Quick Loan
High Credit. Low Rate. Legit.
Free

Access quick cash loans and a virtual Mastercard for convenient online and in-store purchases. Enjoy flexible repayment terms and interest-free billing cycles for smarter financial management.

Virtual MastercardQuick cash loansFlexible loan terms
💰 Finance
(106)
free with in-app purchases

FAQ about Student Loans Pay

What are the best student loans pay apps for iPhone?
MOHELA tops our student loans pay apps ranking as of August 2026, with a 4.6-star average from 47K App Store ratings, and it's free to download.
Yes — 20 of the top student loans pay apps we rank are free to download, including MOHELA and AES Student Loans.
MOHELA has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 230+ student loans pay apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The MOHELA app allows you to manage your student loans on your mobile phone. You can schedule payments, view your payment history, upload necessary forms, access tax information, and communicate with MOHELA through secure messaging.
This app is specifically designed for borrowers who have CASHLoans and FFELP student loans serviced by MOHELA. It provides them with convenient tools to manage their accounts and repayment.