Manage your credit card with ease. This app lets you set your PIN, lock your card, and track all your transactions and payments. Apply for a new card directly through the website.
4.7(390 ratings)
Free
Top Picks for Unsecured Credit Cards
PREMIER Credit Card by PREMIER Bankcard, LLC
Strong Contender
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4.8😞(571K ratings)
Free
Securely manage your credit card account on the go. Check balances, make payments, monitor transactions, and lock your card. Stay on top of your finances and build credit with convenient 24/7 access.
What We Love
- 🚀 Helps build credit
- 👍 Good for beginners
- 🙌 Offers credit increases
Room to Improve
- 💰 High fees and interest rates
- 🕰️ Slow transaction updates
- 🤯 Frustrating customer service
4.7😐(242K ratings)
Free
#29in Finance
This app offers a rewards credit card designed for easy approval, even without credit history. It helps users build credit, save money with automatic discounts, and manage their finances securely with features like auto-pay and fraud protection.
What We Love
- 👍 Easy to use
- 🚀 Instant credit limit increases
- 💰 Helpful for rebuilding credit
- 🤑 Rewards and cash back
Room to Improve
- 🐛 Account verification issues
- 🤖 Lack of live customer support
- 💳 Low initial credit limit
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Seen Mobile - Build Credit
Spend, Track & Build Credit
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Manage your credit card account, track spending, and build your credit history. This app helps you establish or repair credit by reporting your payment activity to major credit bureaus. Take control of your finances with features like digital card access, autopay, and card locking.
Manage credit card accountTrack spending and transactionsBuild credit history
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Elan Credit Card
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Manage your credit card account conveniently on the go. Securely log in, view your balance and transactions, make payments, and control card access. Receive timely alerts for added security and account management.
Secure login with username/password, fingerprint, or Face IDView account balance, transactions, and available creditMake one-time payments and set up AutoPay
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Self – Credit Builder & Cash
Build credit or get cash now.
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Build your credit history and savings simultaneously with tools designed to improve your financial wellness. Access quick cash advances for unexpected expenses without a credit check. Report rent and utility payments to boost your score.
Build credit and savings togetherCash advances up to $100Secured Visa credit card with no credit check
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Intuit Credit Karma
Save, Spend & Grow Your Credit
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Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.
Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers
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X1 Card
Smart Credit Card
Free
This app provides a digital interface for a smart credit card, offering features like transaction viewing, spending control with virtual cards, and rewards for purchases. It aims to offer higher credit limits and a premium card experience for a new generation of consumers.
View transactions, balance, and limitCreate virtual cards for spending controlEarn up to 5X points on purchases
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Kikoff – Build Credit Quickly
Grow & Track Your Credit
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Build credit quickly and effectively with this app. It reports your on-time payments to major credit bureaus, helping to improve your credit score. Offers plans starting at $5 per month with no credit checks or interest.
Build credit quicklyReports to Equifax, Experian, TransUnionPlans starting at $5/month
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free with in-app purchases10
Experian®
Control Your Credit & Finances
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Access your credit report and FICO Score for free, and potentially improve your score by using bills you already pay. Get alerts for credit changes and compare financial products. A paid membership offers bill negotiation and subscription cancellation services.
Free credit report and FICO ScoreExperian Boost to raise FICO ScoreCredit monitoring and alerts
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free with in-app purchases11
Bread Financial
Manage Your Comenity Cards
Free
Manage your Comenity credit cards securely and conveniently. Track transactions, make payments, view statements, and redeem rewards. This app allows for easy account management and access to exclusive offers.
Activate credit cardsReview transactions and statementsSchedule and manage payments
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Ollo Credit Card Mobile App
Easily manage your Ollo card
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Manage your credit card account securely and conveniently from anywhere. View your balance, make payments, track activity, and access your FICO score. Instantly lock or unlock your card and set travel notifications for uninterrupted use.
View balance and activityMake paymentsSet up autopay
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Citi Mobile®
A Banking App Designed for You
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Manage your banking and finances with a comprehensive mobile app. Open accounts, deposit checks, pay bills, and track spending. Securely access your accounts and manage your cards with features like card locking and PIN resets.
Open new accountsMobile check depositPay bills and schedule payments
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OnePay – Mobile Banking
Bank. Borrow. Build Credit.
Free
Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.
Early pay and rewardsHigh-yield savings accountsCash back credit card
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Grow Credit
Pay Phone Bills & Build Credit
Free
Build credit history for free by using your existing subscriptions. This app helps you establish a credit score on all three major bureaus without requiring prior credit history. It offers various plans to suit your credit-building needs.
Build credit using subscriptionsNo prior credit history requiredReports to all three credit bureaus
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NinjaCard
Line of Credit
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Access a revolving line of credit for flexible borrowing and build your credit history. Manage your account, get cash on demand, and make easy repayments directly from your mobile device.
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MaxRewards Credit Card Rewards
Manage Travel Points & Miles
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This app automatically activates credit card offers and bonus categories to help you earn more rewards. It also helps you track benefits, credits, and determine the best card for each purchase, consolidating all your financial information in one place.
Automatic offer activationBonus category activationBest card recommendation
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Capital One Mobile
Easy account access anywhere.
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Manage your finances on the go with comprehensive account access. View balances, pay bills, track transactions, and monitor your credit score. The app also offers card management, rewards redemption, and peer-to-peer payments.
View account balances and statementsPay bills and loansCheck credit score with CreditWise
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Ava: Build Credit Fast
Save Money with Lower Interest
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Build a positive credit history and potentially improve your credit score with this app. It offers tools like a credit builder card and a savings account to help you manage bills and establish a credit profile. Get started quickly with transparent pricing and free monthly credit reports.
Build positive credit historyCredit builder card for subscriptions and billsSave & Build Credit Account for savings and credit line
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ZeroFund: 0% Credit Cards
Stop paying high interest
Free
This app helps business owners discover and strategically apply for 0% introductory credit card offers. It provides personalized guidance, AI insights, and community data to maximize funding and avoid high interest.
0% Credit Card DiscoveryPersonalized Approval StrategyAI-Assisted Guidance
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