Best Upgrade Loans Apps & Games

211+ iOS apps & games curated and reviewed

4.3 avg rating
20 free apps & games
Updated June 2026

Upgrade is the household name in upgrade loans, but it's far from the only option. We track 211+ alternatives and competitors on iOS โ€” many free, many higher-rated than you'd expect.

Compare top Upgrade Loans Apps & Games (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Upgrade - Mobile BankingUpgrade - Mobile BankingFree4.9โ˜… (80K)NoNoJul 2026
2Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9โ˜… (37K)NoNoJul 2026
3OneMainOneMainFree4.8โ˜… (84K)NoNoJul 2026
4Upgrade Home for ContractorsUpgrade Home for ContractorsFree4.6โ˜… (11)NoNoMay 2026
5Tilt: Cash Advance & CreditTilt: Cash Advance & CreditFree4.8โ˜… (449K)NoNoJul 2026
6GCashGCashFree3.3โ˜… (2.6K)YesNoJul 2026
7LendingTree SpringLendingTree SpringFree4.8โ˜… (38K)YesNoJul 2026
8AF247 - Advance Financial 24/7AF247 - Advance Financial 24/7Free2.8โ˜… (146)NoNoJul 2026

Top Picks for Upgrade Loans

Upgrade - Mobile Banking#1

Upgrade - Mobile Banking by Upgrade, Incorporated

Rewards Checking, Loans, Cards
Editor's Choice
๐Ÿ’ฐ Finance
4.9๐Ÿ˜(80K ratings)
Free
Upgrade - Mobile Banking screenshot 1
Upgrade - Mobile Banking screenshot 2
Upgrade - Mobile Banking screenshot 3
Upgrade - Mobile Banking screenshot 4
Upgrade - Mobile Banking screenshot 5
Upgrade - Mobile Banking screenshot 6

Manage your finances with a comprehensive mobile banking app. Access rewards checking, loans, and cards. Track balances, pay bills, monitor credit, and request cash advances.

What We Love

  • ๐Ÿš€ Excellent, easy-to-use app
  • ๐Ÿ”’ Robust fraud prevention
  • ๐Ÿ’ฐ Competitive interest rates and rewards
  • ๐Ÿ‘ Seamless account management

Room to Improve

  • ๐Ÿ› Inconsistent account updates and transaction history
  • ๐Ÿค” Unclear policies around credit limit changes
  • โŒ Poor customer service and unresponsive to issues
Upstart: Personal Loans + More#2

Upstart: Personal Loans + More by Upstart Network, Inc.

Helping you borrow, better.
Strong Contender
๐Ÿ’ฐ Finance
4.9๐Ÿ˜ž(37K ratings)
Free
#79in Finance
Upstart: Personal Loans + More screenshot 1
Upstart: Personal Loans + More screenshot 2
Upstart: Personal Loans + More screenshot 3
Upstart: Personal Loans + More screenshot 4
Upstart: Personal Loans + More screenshot 5

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

What We Love

  • ๐Ÿ‘ Easy to use
  • ๐Ÿ‘ Convenient app
  • ๐Ÿ‘ Quick loan approval
  • ๐Ÿš€ Fast loan disbursement

Room to Improve

  • ๐Ÿ› Login issues
  • ๐Ÿ’ฐ High interest rates
  • ๐Ÿ•ฐ๏ธ Slow payment processing
OneMain#3

OneMain by One Main Financial

Personal & Auto Loans
Worth Considering
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(84K ratings)
Free
OneMain screenshot 1
OneMain screenshot 2
OneMain screenshot 3
OneMain screenshot 4
OneMain screenshot 5
OneMain screenshot 6

Manage your personal or auto loan on the go. Make payments, set up automatic payments, and receive paperless statements and alerts. You can also monitor your credit score and track your spending to potentially save money.

What We Love

  • ๐Ÿ‘ User-friendly app
  • ๐Ÿš€ Convenient payment processing
  • ๐Ÿ’ก Helpful customer service
  • ๐Ÿค Great company overall

Room to Improve

  • ๐Ÿ› Buggy app updates
  • ๐Ÿ”’ Security issues with password entry
  • ๐Ÿ’ฐ Predatory lending practices

More Upgrade Loans apps to explore

4
Upgrade Home for Contractors
Upgrade Home for Contractors
Upgrade Home for Contractors
by Upgrade, Incorporated
Free

This app helps contractors grow their business by offering flexible payment options to customers. It provides rewards, competitive fees, and credit availability, while customers benefit from an easier application process and no punitive interest.

Flexible customer payment optionsContractor Cash RewardsCompetitive fees and approval rates
๐Ÿ’ฐ Finance
(11)
free
5
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Cash Advance, Credit Cards
Free

Access cash and credit through advances, lines of credit, and credit cards. The app evaluates real-time income and spending to determine eligibility, offering options without traditional credit checks. It also provides credit score monitoring and automated savings features.

Cash advances up to $400Lines of credit up to $1,000Credit cards with cash back rewards
๐Ÿ’ฐ Finance
(449K)
subscription
6
GCash
GCash
GCash
by MYNT, INC.
Free

Send money instantly to the Philippines, pay over 2000 bills, and manage your finances from abroad. Link your US bank account, save with high interest rates, and scan to pay securely. Stay connected and support loved ones with ease.

Instant money transfersPay over 2000 billsLink US bank accounts
๐Ÿ’ฐ Finance
(2.6K)
free with in-app purchases
7
LendingTree Spring
LendingTree Spring
LendingTree Spring
Loans, credit score and more
Free

Manage your finances with free credit score updates, personalized saving insights, and easy comparison of loans and credit cards. Stay protected with credit monitoring alerts and expert advice to improve your financial health.

Free credit score updates and alertsPersonalized saving insightsLoan and credit card shopping
๐Ÿ’ฐ Finance
(38K)
free with in-app purchases
8
AF247 - Advance Financial 24/7
AF247 - Advance Financial 24/7
AF247 - Advance Financial 24/7
Same day cash. Up to $4,000.
Free

Access cash 24/7 with this app, offering up to $4,000. Manage your loan, check available credit, make payments, and apply for funds with fast approvals and same-day funding.

24/7 cash accessLoan managementCheck available credit
๐Ÿ’ฐ Finance
(146)
free
9
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2P Lending | Buy Insurance
Free

Connects borrowers seeking loans directly with lenders, streamlining the traditional lending process. Users can apply for loans, receive funds, or invest by lending to others. Offers flexible repayment terms and requires KYC for increased loan limits.

Direct borrower-lender connectionLoan application and disbursementLending investment opportunities
๐Ÿ’ฐ Finance
(165)
free
10
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
AI Loan Asst > Credit & Loans
Free

Access cash advances up to $750 with no credit check and no interest. Explore loan offers up to $10,000 with no score impact. Rebuild your credit history through on-time payments and rent reporting, and receive AI-driven budgeting and debt-payoff plans.

Cash advance up to $750Loan offers up to $10,000Credit history rebuilding
๐Ÿ’ฐ Finance
(258K)
subscription
11
Together Loans
Together Loans
Together Loans
by Transform Credit Inc.
Free

This app offers a new approach to lending, providing loans based on trust rather than solely on credit history. It allows users to view their loan details, access statements, make secure payments, and apply to borrow more.

View loan detailsAccess statementsSecure payments
๐Ÿ’ฐ Finance
(167)
free
12
Big Picture Loans
Big Picture Loans
Big Picture Loans
Fast. Easy. Confidential.
Free

Manage your installment loans online, from checking balances and due dates to making payments and applying for new ones. This service provides quick, confidential online loans for individuals with fair or bad credit.

Manage existing loansCheck balances and due datesMake payments
๐Ÿ’ฐ Finance
(289)
free
13
Vola: Cash Advance & Credit
Vola: Cash Advance & Credit
Vola: Cash Advance & Credit
Instant Cash & Expense Tracker
Free

Access instant cash advances up to $500 with no interest or credit checks. Build your credit score by reporting rent payments and track your financial health with budgeting tools. Take control of your finances with this all-in-one financial management app.

Instant cash advances up to $500No interest, no credit checkBuild credit by reporting rent
๐Ÿ’ฐ Finance
(36K)
free
14
EasyLoans: Compare Loans
EasyLoans: Compare Loans
EasyLoans: Compare Loans
Compare and Discover Loans
Free

Easily compare a wide range of financial products including home, vehicle, personal, and business loans from various institutions. This platform helps you check eligibility, compare offers with interest rates and tenures, and even fill out loan applications online.

Compare Home LoansCompare Vehicle LoansCompare Personal Loans
๐Ÿ’ฐ Finance
(398)
free
15
Sycamore - Save Invest Borrow
Sycamore - Save Invest Borrow
Sycamore - Save Invest Borrow
Save, Invest & Get loans
Free

Access personal and business loans, lend money to friends, invest for returns, and pay bills all in one place. This financial app offers quick access to funds and opportunities to grow your money.

Personal loansBusiness loansLend money to friends
๐Ÿ’ฐ Finance
(118)
ad-supported
16
Credit Genie: Get Cash Advance
Credit Genie: Get Cash Advance
Credit Genie: Get Cash Advance
Fast money between paydays
Free

Access quick cash advances up to $150 without interest, credit checks, or late fees. Track spending, manage budgets, and receive overdraft alerts. The app also helps identify and cancel recurring subscriptions and offers access to credit and debt management tools.

Cash advance up to $150No interest or credit checkSpending tracking
๐Ÿ’ฐ Finance
(114K)
free with in-app purchases
17
AscentConnect
AscentConnect
AscentConnect
Manage your Ascent loans
Free

Manage your student loans with ease. Apply for new loans, track your balance, and update billing information. Build healthy financial habits by making timely payments and exploring exclusive student benefits.

Apply for loansManage loan paymentsTrack loan balance
๐Ÿ’ฐ Finance
(267)
free with in-app purchases
18
Weapon Upgrade Rush
Weapon Upgrade Rush
Weapon Upgrade Rush
by Rollic Games
Free

Build and upgrade your weapons to prepare for intense boss fights. Earn powerful new armaments as you progress through challenging levels. Test your skills and strategy to emerge victorious.

Build weaponsUpgrade weaponsEarn new weapons
๐ŸŽฎ Games
(942)
free with in-app purchases
19
Kashable
Kashable
Kashable
Financial Wellness
Free

This app provides financial wellness solutions, offering low-cost loans for various life events and debt management. It helps users build credit by reporting to major bureaus and offers free credit monitoring and a financial literacy library.

Low-cost personal loansCredit building and reportingFree credit monitoring
๐Ÿ’ฐ Finance
(64)
ad-supported
20
My Grameen
My Grameen
My Grameen
Membership Made Easy
Free

Manage your Grameen America business loans, payments, and attendance with this bilingual app. Request new loans, track your progress, and access educational resources. Stay informed with notifications and connect with your representative.

Manage loan details and historyRequest new loansMake secure loan payments
๐Ÿ’ฐ Finance
(42K)
free

FAQ about Upgrade Loans

What are the best upgrade loans apps & games for iPhone?
Upgrade - Mobile Banking tops our upgrade loans apps & games ranking as of June 2026, with a 4.9-star average from 80K App Store ratings, and it's free to download.
Yes โ€” 20 of the top upgrade loans apps & games we rank are free to download, including Upgrade - Mobile Banking and Upstart: Personal Loans + More.
Upgrade - Mobile Banking has no ads and has no in-app purchases, according to its App Store listing as of June 2026.
We track 211+ upgrade loans apps & games on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.
This app provides a comprehensive mobile banking experience. You can manage rewards checking accounts, apply for and manage personal loans, credit lines, and cards. It also allows you to track balances, pay bills, monitor your credit score, and request cash advances.
Key features include earning cash back rewards on Upgrade Card purchases, managing various loan types (personal, auto, home improvement), tracking your credit score with alerts and a simulator, opening high-yield savings accounts, and requesting cash advances. It also facilitates bill payments and balance checks.