Best Upstart Apps

4.9😞(48K ratings)

Free

#69in Finance

Upstart: Personal Loans + More screenshot 1

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Borrow money for personal needs or debt consolidation with fast approvals and flexible repayment options. Access funds quickly through personal loans or a revolving credit line. Manage your account, compare offers, and get support 24/7.

What We Love

👍 Easy to use
👍 Convenient app
👍 Quick loan approval
🚀 Fast loan disbursement

Room to Improve

🐛 Login issues
💰 High interest rates
🕰️ Slow payment processing
🤔 Unclear approval criteria
🤨 Unethical business practices

Upside: Gas & Food Cash Back by Upside Services Inc

Shop & save on grocery & fuel

Strong Contender

✈️ Travel

4.8😐(690K ratings)

Free

#16in Travel

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Earn real cash back on everyday purchases like gas, groceries, and dining. Simply find offers, pay as usual with your card, and watch your earnings grow. Cash out your rewards anytime to your bank account or gift cards.

What We Love

💰 Saves money on gas
💳 Easy to use
🤑 Earns cash back
🆓 Free app

Room to Improve

🐛 Buggy app with glitches
🕰️ Slow processing of transactions
🤔 Inconsistent cash back amounts
🤷‍♀️ Limited participating gas stations
🤨 Deceptive advertising

Upgrade - Mobile Banking by Upgrade, Inc.

Rewards Checking, Loans, Cards

Worth Considering

Lenme: Cash Advances & Loans

4.9😐(84K ratings)

Free

Manage your finances with a comprehensive mobile banking app. Access rewards checking, loans, and cards. Track balances, pay bills, monitor credit, and request cash advances.

What We Love

🚀 Excellent, easy-to-use app
🔒 Robust fraud prevention
💰 Competitive interest rates and rewards
👍 Seamless account management
🏆 Helpful in improving credit and consolidating debt

Room to Improve

🐛 Inconsistent account updates and transaction history
🤔 Unclear policies around credit limit changes
❌ Poor customer service and unresponsive to issues
💳 Card usage issues and unexpected account suspensions
🕰️ Slow processing of payments and deposits

More Upstart apps to explore

Quick Loans and Smart Lendings

Cash advances up to $200Personal loans up to $5,000Become a lender and earn interest

Access cash advances and personal loans up to $5,000 from various lenders. Become a lender yourself to earn interest on funded loans. Features include crypto-backed loans and a marketplace for financial tools.

(97K)

Possible: Fast Cash & Credit

Borrow money, loans, advances

Borrow up to $500 instantlyNo late or penalty feesPay over time in 4 installments

Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

(139K)

Brigit: Cash Advance & Credit

Get $25-$500* in Minutes

Instant cash advances up to $500Build credit history with on-time paymentsPersonal loan offers from partners

Access fast cash advances, build credit history without a card, and manage your finances with smart budgeting tools. Get personalized loan offers, earn extra money, and protect your identity. Offers free financial insights and paid plans for enhanced features.

(585K)

Dave: Credit, Cash & Money App

Get Paid Early, No Hidden Fees

Up to $500 cash advanceNo credit check or interest on advancesGet paid up to 2 days early

Access up to $500 in minutes without a credit check or interest. Get paid up to two days early, avoid pesky fees, and save effortlessly with dedicated savings accounts. This app offers financial management tools to help you reach your goals.

Instant Loans. Payday Money

Instant cash advance searchPersonalized loan offersStreamlined application process

Quickly find fitting cash advances from top lenders when unexpected expenses arise. Streamlines the search for personalized loan offers, providing fast access to funds without hassle. Offers a clear path to potential lenders at no cost.

Klover - Instant Cash Advance

(1.7K)

free

Up to $750 Before Payday

Cash advances up to $750No credit checks or interestEarn points for larger advances

Access cash advances up to $750 before your next payday, with no credit checks, late fees, or interest. Earn points by completing tasks to increase your advance amount and utilize budgeting tools to manage your finances.

Access your future income with this app that provides financial wellness insights and instant pay capabilities. It helps you avoid overdrafts by allowing transfers from future earnings and offers on-demand cash advances to bridge financial gaps. Maintain your membership to continuously access and grow these advance amounts.

Financial wellness insightsInstant pay and transfersAvoid overdrafts

(30K)

Avant

by Avant, LLC (US)

Schedule or cancel paymentsView transaction historyAdd or remove payment methods

Manage your credit card or personal loan with this app. View transactions, schedule payments, and update payment methods. Access customer support easily within the app.

Bright: Loans & Credit Builder

(124K)

free

AI Loan Asst > Credit & Loans

Cash advance up to $750Loan offers up to $10,000Credit history rebuilding

Access cash advances up to $750 with no credit check and no interest. Explore loan offers up to $10,000 with no score impact. Rebuild your credit history through on-time payments and rent reporting, and receive AI-driven budgeting and debt-payoff plans.

Control Your Credit & Finances

Free credit report and FICO ScoreExperian Boost to raise FICO ScoreCredit monitoring and alerts

Access your credit report and FICO Score for free, and potentially improve your score by using bills you already pay. Get alerts for credit changes and compare financial products. A paid membership offers bill negotiation and subscription cancellation services.

(2.7M)

Tilt: Cash Advance & Credit

Cash Advance, Credit Cards

Cash advances up to $500Credit cards with no credit history requiredLine of credit up to $1,000

Access cash and credit based on your real-time income and spending, not just credit scores. Build your spending power with credit cards, cash advances, and lines of credit designed to grow with you. Offers bank-level encryption for data security.

(472K)

No Credit Check Payday Advance

B9: Cash Advance

Early paycheck accessCash advances up to $1kAdvance limit grows with direct deposit

Access your paycheck early with cash advances that grow with your direct deposits. This banking app offers simple financial tools, rewards, and opportunities to earn extra money directly from your phone.

Get Cash Fast, No Credit Check

Cash advances from $25 to $500No credit check requiredOptional same-day delivery

Access quick cash advances between $25 and $500 without a credit check. Cover essential bills or unexpected expenses with same-day delivery options. Repay automatically with your next paycheck.

(306K)

UpStart

by Eesa Patel

Browse businesses by sector and industrySearch for specific brandsView brand contact and social media details

Discover high-end small to medium businesses across various sectors and industries. Browse brands, view their details, and connect with premium businesses. Create a profile, endorse your favorite brands, and explore curated selections.

💼 Business

(50)

Money App - Cash Advance

by PRG Ventures, Inc.

Access earned wages earlyNo interest or credit checksNo late or hidden fees

Access your earned wages early to cover immediate expenses like groceries, gas, and bills. This service allows you to get cash before your payday without interest, credit checks, or hidden fees. Repayment is automatic via payroll deduction or linked bank account.

(28K)

AI financial assistant

AI-driven financial analysisPersonalized money managementCustom-tailored insights

This AI-powered personal finance assistant simplifies money management with real-time analysis and custom insights. It helps users achieve their financial goals efficiently and reduce financial stress.