56+ iOS apps curated and reviewed
Upstart is the household name in upstart, but it's far from the only option. We track 56+ alternatives and competitors on iOS โ many free, many higher-rated than you'd expect.
| # | App | Price | Rating | Ads | In-App Purchases | Updated |
|---|---|---|---|---|---|---|
| 1 |  | Free | 4.9โ (41K) | No | No | Aug 2026 |
| 2 |  | Free | 4.8โ (678K) | No | No | Aug 2026 |
| 3 |  | Free | 4.9โ (83K) | No | No | Aug 2026 |
| 4 |  | Free | 4.5โ (84K) | Yes | Yes | Aug 2026 |
| 5 |  | Free | 4.8โ (91K) | No | No | Aug 2026 |
| 6 |  | Free | 4.8โ (134K) | No | No | Aug 2026 |
| 7 |  | Free | 4.8โ (552K) | No | No | Aug 2026 |
| 8 |  | Free | 4.7โ (6.8K) | No | No | Aug 2026 |
Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.
Earn cash back on everyday purchases like gas, groceries, and dining. Simply claim offers in the app, pay as usual, and get rewards directly to your bank account or as gift cards. Save money on essential spending and enjoy more of what you love.
Manage your finances with a comprehensive mobile banking app. Access rewards checking, loans, and cards. Track balances, pay bills, monitor credit, and request cash advances.
Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.
Manage your personal or auto loan on the go. Make payments, set up automatic payments, and receive paperless statements and alerts. You can also monitor your credit score and track your spending to potentially save money.
Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.
Access fast cash advances, build credit history without a card, and manage your finances with smart budgeting tools. Get personalized loan offers, earn extra money, and protect your identity. Offers free financial insights and paid plans for enhanced features.
Quickly explore cash advance and personal loan options up to $900 with transparent terms and fast comparison. Understand eligibility, costs, and repayment details before committing.
Manage your credit card or personal loan with this app. View transactions, schedule payments, and update payment methods. Access customer support easily within the app.
Access your credit report and FICO Score for free, and potentially improve your score by using bills you already pay. Get alerts for credit changes and compare financial products. A paid membership offers bill negotiation and subscription cancellation services.
Access cash and credit through advances, lines of credit, and credit cards. The app evaluates real-time income and spending to determine eligibility, offering options without traditional credit checks. It also provides credit score monitoring and automated savings features.
Discover high-end small to medium businesses across various sectors and industries. Browse brands, view their details, and connect with premium businesses. Create a profile, endorse your favorite brands, and explore curated selections.
Access cash advances up to $750 before your next payday without credit checks, late fees, or interest. Earn points for surveys and ads to increase your advance amount. Utilize budgeting tools and track your credit score.
Access up to $500 in minutes without a credit check or interest. Get paid up to two days early, avoid pesky fees, and save effortlessly with dedicated savings accounts. This app offers financial management tools to help you reach your goals.
Access your future income with this app that provides financial wellness insights and instant pay capabilities. It helps you avoid overdrafts by allowing transfers from future earnings and offers on-demand cash advances to bridge financial gaps. Maintain your membership to continuously access and grow these advance amounts.
Access your paycheck early with cash advances that grow with your direct deposits. This banking app offers simple financial tools, rewards, and opportunities to earn extra money directly from your phone.
Access quick cash advances between $25 and $500 without a credit check. Cover essential bills or unexpected expenses with same-day delivery options. Repay automatically with your next paycheck.
Access cash advances up to $750 with no credit check and no interest. Explore loan offers up to $10,000 with no score impact. Rebuild your credit history through on-time payments and rent reporting, and receive AI-driven budgeting and debt-payoff plans.