Best Upstart Apps

4.9😞(43K ratings)

Free

#83in Finance

Upstart: Personal Loans + More screenshot 1

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Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

What We Love

👍 Easy to use
👍 Convenient app
👍 Quick loan approval
🚀 Fast loan disbursement

Room to Improve

🐛 Login issues
💰 High interest rates
🕰️ Slow payment processing
🤔 Unclear approval criteria
🤨 Unethical business practices

Upgrade - Mobile Banking by Upgrade, Inc.

Rewards Checking, Loans, Cards

Strong Contender

Lenme: Borrowing and Lending

4.9😐(84K ratings)

Free

Manage your finances with a comprehensive mobile banking app. Access rewards checking, loans, and cards. Track balances, pay bills, monitor credit, and request cash advances.

What We Love

🚀 Excellent, easy-to-use app
🔒 Robust fraud prevention
💰 Competitive interest rates and rewards
👍 Seamless account management
🏆 Helpful in improving credit and consolidating debt

Room to Improve

🐛 Inconsistent account updates and transaction history
🤔 Unclear policies around credit limit changes
❌ Poor customer service and unresponsive to issues
💳 Card usage issues and unexpected account suspensions
🕰️ Slow processing of payments and deposits

Upside: Gas & Food Cash Back by Upside Services Inc

Shop & save on grocery & fuel

Worth Considering

✈️ Travel

4.8😐(681K ratings)

Free

#15in Travel

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Earn cash back on everyday purchases like gas, groceries, and dining. Simply claim offers in the app, pay as usual, and get rewards directly to your bank account or as gift cards. Save money on essential spending and enjoy more of what you love.

What We Love

💰 Saves money on gas
💳 Easy to use
🤑 Earns cash back
🆓 Free app

Room to Improve

🐛 Buggy app with glitches
🕰️ Slow processing of transactions
🤔 Inconsistent cash back amounts
🤷‍♀️ Limited participating gas stations
🤨 Deceptive advertising

More Upstart apps to explore

Quick Cash Advances and Loans

Instant cash advances up to $200Personal loans from $50 to $5,000Crypto-backed loans up to $10,000

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

Possible: Fast Cash & Credit

(88K)

subscription

Borrow money, loans, advances

Borrow up to $500 instantlyNo late or penalty feesPay over time in 4 installments

Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

(134K)

Brigit: Cash Advance & Credit

Get $25-$500* in Minutes

Instant cash advances up to $500Build credit history with on-time paymentsPersonal loan offers from partners

Access fast cash advances, build credit history without a card, and manage your finances with smart budgeting tools. Get personalized loan offers, earn extra money, and protect your identity. Offers free financial insights and paid plans for enhanced features.

(560K)

Avant

by Avant, LLC (US)

Schedule or cancel paymentsView transaction historyAdd or remove payment methods

Manage your credit card or personal loan with this app. View transactions, schedule payments, and update payment methods. Access customer support easily within the app.

Tilt: Cash Advance & Credit

(124K)

free

Cash Advance, Credit Cards

Cash advances up to $400Lines of credit up to $1,000Credit cards with cash back rewards

Access cash and credit through advances, lines of credit, and credit cards. The app evaluates real-time income and spending to determine eligibility, offering options without traditional credit checks. It also provides credit score monitoring and automated savings features.

Klover - Instant Cash Advance

(460K)

subscription

Up to $750 Before Payday

Cash advances up to $750No credit checks, late fees, or interestEarn points for surveys and ads

Access cash advances up to $750 before your next payday without credit checks, late fees, or interest. Earn points for surveys and ads to increase your advance amount. Utilize budgeting tools and track your credit score.

(379K)

Cash Advance - Payday Brin

No Credit Check, Cash Today

Explore cash advances up to $900Compare loan amounts and ratesReview repayment terms

Quickly explore cash advance and personal loan options up to $900 with transparent terms and fast comparison. Understand eligibility, costs, and repayment details before committing.

Instant Loans. Payday Money

Control Your Credit & Finances

Free credit report and FICO ScoreExperian Boost to raise FICO ScoreCredit monitoring and alerts

Access your credit report and FICO Score for free, and potentially improve your score by using bills you already pay. Get alerts for credit changes and compare financial products. A paid membership offers bill negotiation and subscription cancellation services.

(2.7M)

Dave: Credit, Cash & Money App

Get Paid Early, No Hidden Fees

Up to $500 cash advanceNo credit check or interest on advancesGet paid up to 2 days early

Access up to $500 in minutes without a credit check or interest. Get paid up to two days early, avoid pesky fees, and save effortlessly with dedicated savings accounts. This app offers financial management tools to help you reach your goals.

Discover high-end small to medium businesses across various sectors and industries. Browse brands, view their details, and connect with premium businesses. Create a profile, endorse your favorite brands, and explore curated selections.

Browse businesses by sector and industrySearch for specific brandsView brand contact and social media details

💼 Business

(49)

Get Cash Fast, No Credit Check

Grant Cash Advance

Cash advances from $25 to $500No credit check requiredOptional same-day delivery

Access quick cash advances between $25 and $500 without a credit check. Cover essential bills or unexpected expenses with same-day delivery options. Repay automatically with your next paycheck.

(245K)

VANSi - Cash Advance

Access Future Income

Financial wellness insightsInstant pay and transfersAvoid overdrafts

Access your future income with this app that provides financial wellness insights and instant pay capabilities. It helps you avoid overdrafts by allowing transfers from future earnings and offers on-demand cash advances to bridge financial gaps. Maintain your membership to continuously access and grow these advance amounts.

(28K)

Bright: Loans & Credit Builder

AI Loan Asst > Credit & Loans

Cash advance up to $750Loan offers up to $10,000Credit history rebuilding

Access cash advances up to $750 with no credit check and no interest. Explore loan offers up to $10,000 with no score impact. Rebuild your credit history through on-time payments and rent reporting, and receive AI-driven budgeting and debt-payoff plans.

Cash Advance & Borrow Guide

Fast Payday Money Loan App

Educational articles on loan typesAPR comparison toolLoan calculator for payment estimation

This app provides educational resources and tools to help users understand borrowing money, compare loan terms, and manage their credit health. It offers articles on various loan types, an APR comparison tool, and a loan calculator for informed financial planning.

Rocket Money - Bills & Budgets

(355)

free

Subscription & Expense Manager

Cancel forgotten subscriptionsNegotiate lower billsTrack monthly expenses

This personal finance app helps you manage your money by tracking expenses, creating budgets, and automating savings. It also finds and cancels forgotten subscriptions and negotiates lower rates on your existing bills.

(391K)