Best Upstart Apps

51+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated October 2026

Upstart is the household name in upstart, but it's far from the only option. We track 51+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Upstart Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (46K)NoNoOct 2026
2Upside: Gas & Food Cash BackUpside: Gas & Food Cash BackFree4.8★ (685K)NoNoOct 2026
3Upgrade - Mobile BankingUpgrade - Mobile BankingFree4.9★ (84K)NoNoOct 2026
4Lenme: Borrowing and LendingLenme: Borrowing and LendingFree4.5★ (88K)YesYesOct 2026
5Possible: Fast Cash & CreditPossible: Fast Cash & CreditFree4.8★ (137K)NoNoOct 2026
6Brigit: Cash Advance & CreditBrigit: Cash Advance & CreditFree4.8★ (572K)NoNoOct 2026
7Experian®Experian®Free4.8★ (2.7M)NoYesOct 2026
8Сash Advance by ASHСash Advance by ASHFree—NoNoOct 2026

Top Picks for Upstart

Upstart: Personal Loans + More#1

Upstart: Personal Loans + More by Upstart Network, Inc.

Money for moments that matter
Editor's Choice
💰 Finance
4.9😞(46K ratings)
Free
#78in Finance
Upstart: Personal Loans + More screenshot 1
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Upstart: Personal Loans + More screenshot 4
Upstart: Personal Loans + More screenshot 5
Upstart: Personal Loans + More screenshot 6

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

What We Love

  • 👍 Easy to use
  • 👍 Convenient app
  • 👍 Quick loan approval
  • 🚀 Fast loan disbursement

Room to Improve

  • 🐛 Login issues
  • 💰 High interest rates
  • 🕰️ Slow payment processing
  • 🤔 Unclear approval criteria
  • 🤨 Unethical business practices
Upside: Gas & Food Cash Back#2

Upside: Gas & Food Cash Back by Upside Services Inc

Shop & save on grocery & fuel
Strong Contender
✈️ Travel
4.8😐(685K ratings)
Free
#17in Travel
Upside: Gas & Food Cash Back screenshot 1
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Upside: Gas & Food Cash Back screenshot 6

Earn cash back on everyday purchases like gas, groceries, and dining. Simply claim offers in the app, pay as usual, and get rewards directly to your bank account or as gift cards. Save money on essential spending and enjoy more of what you love.

What We Love

  • 💰 Saves money on gas
  • 💳 Easy to use
  • 🤑 Earns cash back
  • 🆓 Free app

Room to Improve

  • 🐛 Buggy app with glitches
  • 🕰️ Slow processing of transactions
  • 🤔 Inconsistent cash back amounts
  • 🤷‍♀️ Limited participating gas stations
  • 🤨 Deceptive advertising
Upgrade - Mobile Banking#3

Upgrade - Mobile Banking by Upgrade, Inc.

Rewards Checking, Loans, Cards
Worth Considering
💰 Finance
4.9😐(84K ratings)
Free
Upgrade - Mobile Banking screenshot 1
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Manage your finances with a comprehensive mobile banking app. Access rewards checking, loans, and cards. Track balances, pay bills, monitor credit, and request cash advances.

What We Love

  • 🚀 Excellent, easy-to-use app
  • 🔒 Robust fraud prevention
  • 💰 Competitive interest rates and rewards
  • 👍 Seamless account management
  • 🏆 Helpful in improving credit and consolidating debt

Room to Improve

  • 🐛 Inconsistent account updates and transaction history
  • 🤔 Unclear policies around credit limit changes
  • ❌ Poor customer service and unresponsive to issues
  • 💳 Card usage issues and unexpected account suspensions
  • 🕰️ Slow processing of payments and deposits

More Upstart apps to explore

FAQ about Upstart

What are the best upstart apps for iPhone?
Upstart: Personal Loans + More tops our upstart apps ranking as of October 2026, with a 4.9-star average from 46K App Store ratings, and it's free to download.
Yes — 20 of the top upstart apps we rank are free to download, including Upstart: Personal Loans + More and Upside: Gas & Food Cash Back.
Upstart: Personal Loans + More has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 51+ upstart apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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