Best Wilshire Consumer Credit Apps

4.7😞(2.5K ratings)

Free

Manage your Wilshire Consumer accounts conveniently from your mobile device. This app allows you to make payments, set up recurring payments, and access all your account information.

What We Love

💨 Fast & easy to use
👍 Simple and quick
🤩 Amazing, fast & easy to make payments

Room to Improve

💰 Charges for payments
🤯 Horrible customer service
🚫 Illegal and gouging
🤬 Scammers and opposite of user-friendly
🤒 Lack of compassion for those facing health issues

Possible: Fast Cash & Credit by Possible Finance

Borrow money, loans, advances

Strong Contender

4.8😐(134K ratings)

Free

#78in Finance

Possible: Fast Cash & Credit screenshot 1

Possible: Fast Cash & Credit screenshot 2

Possible: Fast Cash & Credit screenshot 3

Possible: Fast Cash & Credit screenshot 4

Possible: Fast Cash & Credit screenshot 5

Possible: Fast Cash & Credit screenshot 6

Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

What We Love

🚀 Quick approval and fund disbursement
💳 Helps build credit score
🗓️ Flexible payment schedule
🆓 No credit check required
🤝 Good customer service (in some cases)

Room to Improve

🐛 App issues (crashes, bugs, login problems)
🕰️ Slow customer support response times
💰 High interest rates
🤖 Outsourced/poor customer service
🚫 Bank account issues (unlinked, unauthorized withdrawals)

Self - Credit Builder & Cards by Self Lender, Inc.

Build credit for a credit card

Worth Considering

Lexington Law - Credit Repair

4.9😊(331K ratings)

Free

Self - Credit Builder & Cards screenshot 1

Self - Credit Builder & Cards screenshot 2

Self - Credit Builder & Cards screenshot 3

Self - Credit Builder & Cards screenshot 4

Self - Credit Builder & Cards screenshot 5

Self - Credit Builder & Cards screenshot 6

Build your credit history and savings simultaneously with tools designed to improve your financial wellness. Access quick cash advances for unexpected expenses without a credit check. Report rent and utility payments to boost your score.

What We Love

🚀 Helped build credit quickly
👍 Easy to use and understand
💰 Saves money while building credit
🆙 Boosted credit scores significantly
🤝 Responsive and helpful customer service

Room to Improve

🐛 Inconsistent autopay issues
⚠️ Unexpected account closures
💸 Fees and interest charges
🕰️ Slow payout process after loan completion
🤔 Misleading or unclear policies

More Wilshire Consumer Credit apps to explore

Credit Repair, Score & Reports

Personalized credit repairChallenge inaccurate negative itemsReal-time progress updates

This app helps individuals improve their credit by challenging inaccurate negative items on their credit reports. It offers personalized credit repair, real-time updates on progress, and insights into credit scores. Users can monitor their credit 24/7 and receive alerts on profile changes.

(109K)

Progressive Leasing

by Prog Leasing, LLC

Apply from home or on the goLease-to-own purchase optionInstant decision for applications

Apply for a lease-to-own purchase from your phone to get the items you need now and pay over time. This app connects you with over 30,000 retail locations nationwide, making it easy to find and acquire your next upgrade, even with less-than-perfect credit.

🛍️ Shopping

(34K)

Upstart: Personal Loans + More

Money for moments that matter

Check rate without credit score impactFast approvals and fundingPersonal loans up to $75,000

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

(44K)

Credit Genie: Get Cash Advance

Fast money between paydays

Cash advance up to $150No interest or credit checkSpending tracking

Access quick cash advances up to $150 without interest, credit checks, or late fees. Track spending, manage budgets, and receive overdraft alerts. The app also helps identify and cancel recurring subscriptions and offers access to credit and debt management tools.

(127K)

Credit Backed By Your Car

Yendo

Credit up to $10,000 based on car valueRevolving credit lineLower interest rates

Access revolving credit up to $10,000 using your car's equity. Get approved quickly with competitive rates and build your credit history by reporting to major bureaus. Manage your account easily through the app.

(4.2K)

Borrow & Cash Advance App

Loans Between Paydays Fast

Bright: Loans & Credit Builder

(0)

AI Loan Asst > Credit & Loans

Cash advance up to $750Loan offers up to $10,000Credit history rebuilding

Access cash advances up to $750 with no credit check and no interest. Explore loan offers up to $10,000 with no score impact. Rebuild your credit history through on-time payments and rent reporting, and receive AI-driven budgeting and debt-payoff plans.

Personal Loan Offers Compared

(258K)

subscription

Cash Advance - CLS Money

Quick Loan - Credit Cash Calc

(0)

Instant loan EMI Planner

Loan type educationMonthly repayment estimationLoan eligibility assessment

This personal finance education app helps users understand various loan types, estimate monthly payments, and make informed borrowing decisions. It offers educational content on loan categories, eligibility, and responsible borrowing, along with tools for EMI calculation and loan comparison.

Cleo AI: Cash Advance & Budget

(0)

ad-supported

Credit Builder & Savings Goals

AI-powered financial chatBudgeting and spending trackingCash advances up to $250

This AI-powered financial assistant helps you manage your money through conversational chat. It offers budgeting tools, savings accounts with high APY, credit building features, and cash advances without interest or credit checks.

Keystone: Instant Cash Advance

(264K)

freemium

Quick Cash, No Credit Check

Explore cash options up to $1,500Compare APR up to 35%Repayment terms from 3 to 24 months

Explore flexible cash options up to $1,500 to cover bills, emergencies, or short-term gaps before payday. Compare key details from third-party providers in one convenient app without any obligation to accept an offer.

This app offers a new approach to lending, providing loans based on trust rather than solely on credit history. It allows users to view their loan details, access statements, make secure payments, and apply to borrow more.

View loan detailsAccess statementsSecure payments

(395)

SoLo Funds: Lend & Borrow

Loans On Your Terms

Access up to $625 without credit checksEarn money by funding others' requestsAI-powered financial co-pilot (SoLo IQ)

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

(41K)

Fast, Secure Mobile Payments

Ford Credit

Make same-day and scheduled paymentsRequest payment extensions and due date changesGet payoff quotes

Manage your Ford Credit account conveniently from your mobile device. Make payments, view statements, and update your account details with secure, biometrics-enabled sign-in. Access all features easily on the go.

(1.2K)

Early Paycheck. $50 up to $250

OneBlinc Cash Advance

Salary advances up to $250Fast approvals and instant cashNo hidden fees or mandatory charges

Access a portion of your salary early, from $50 to $250, to cover immediate financial needs. This service offers a simple, affordable, and fair way to get cash advances with fast approvals and no hidden fees.

Manage your Sallie Mae account

View account summary for loans and credit cardsMake payments on student loansSet up and manage automatic payments

Manage your student loans and credit cards conveniently from your mobile device. Check balances, make payments, set up auto-pay, and track loan applications. Secure login options and in-app messaging provide easy access and support.

(103K)

Fast Cash Advance: Day & Night

Get Payday Loans, Borrow Money

Simplified loan explorationClear and direct interfaceUser-friendly design

This app simplifies the process of exploring loans for unexpected expenses. It offers a clear, direct, and user-friendly interface designed to reduce stress and make financial options more accessible. Available 24/7, it aims to provide a trustworthy and straightforward experience for managing short-term financial needs.

💼 Business

(20)