Best Wilshire Consumer Credit Apps

181+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated July 2026

Whether you're new to wilshire consumer credit or looking for an upgrade, our curated collection of 181+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Wilshire Consumer Credit Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1WCC MyAccountWCC MyAccountFree4.7★ (2.5K)NoNoJul 2026
2Tilt: Cash Advance & CreditTilt: Cash Advance & CreditFree4.8★ (449K)NoNoJul 2026
3Lexington Law - Credit RepairLexington Law - Credit RepairFree4.8★ (109K)YesNoJul 2026
4Progressive LeasingProgressive LeasingFree4.7★ (34K)NoNoJul 2026
5Self – Credit Builder & CashSelf – Credit Builder & CashFree4.9★ (318K)YesNoJul 2026
6YendoYendoFree4.8★ (3.4K)NoNoJul 2026
7Nav Business Funding RoadmapNav Business Funding RoadmapFree4.9★ (22K)YesNoJul 2026
8Bright: Loans & Credit BuilderBright: Loans & Credit BuilderFree4.8★ (258K)YesNoJul 2026

Top Picks for Wilshire Consumer Credit

WCC MyAccount#1
4.7😞(2.5K ratings)
Free
WCC MyAccount screenshot 1
WCC MyAccount screenshot 2
WCC MyAccount screenshot 3
WCC MyAccount screenshot 4
WCC MyAccount screenshot 5
WCC MyAccount screenshot 6

Manage your Wilshire Consumer accounts conveniently from your mobile device. This app allows you to make payments, set up recurring payments, and access all your account information.

What We Love

  • 💨 Fast & easy to use
  • 👍 Simple and quick
  • 🤩 Amazing, fast & easy to make payments

Room to Improve

  • 💰 Charges for payments
  • 🤯 Horrible customer service
  • 🚫 Illegal and gouging
Tilt: Cash Advance & Credit#2

Tilt: Cash Advance & Credit by Tilt Finance, Inc.

Cash Advance, Credit Cards
Strong Contender
💰 Finance
4.8😐(449K ratings)
Free
#32in Finance
Tilt: Cash Advance & Credit screenshot 1
Tilt: Cash Advance & Credit screenshot 2
Tilt: Cash Advance & Credit screenshot 3
Tilt: Cash Advance & Credit screenshot 4
Tilt: Cash Advance & Credit screenshot 5
Tilt: Cash Advance & Credit screenshot 6

Access cash and credit through advances, lines of credit, and credit cards. The app evaluates real-time income and spending to determine eligibility, offering options without traditional credit checks. It also provides credit score monitoring and automated savings features.

What We Love

  • 🚀 Instant cash advances
  • 👍 Easy to use
  • 💡 Helpful budgeting features
  • 🚀 Fast application process

Room to Improve

  • 🐛 Inconsistent advance limits
  • 🐛 Delayed repayment processing
  • 🐛 Unresponsive customer support
Lexington Law - Credit Repair#3

Lexington Law - Credit Repair by Progrexion, IP

Credit Repair, Score & Reports
Worth Considering
💰 Finance
4.8😐(109K ratings)
FreeAds
Lexington Law - Credit Repair screenshot 1
Lexington Law - Credit Repair screenshot 2
Lexington Law - Credit Repair screenshot 3
Lexington Law - Credit Repair screenshot 4
Lexington Law - Credit Repair screenshot 5

This app helps individuals improve their credit by challenging inaccurate negative items on their credit reports. It offers personalized credit repair, real-time updates on progress, and insights into credit scores. Users can monitor their credit 24/7 and receive alerts on profile changes.

What We Love

  • 🚀 Removed negative items
  • 🚀 Improved credit scores
  • 👍 Helpful and professional staff
  • 👍 Comprehensive credit repair services

Room to Improve

  • 🐛 Slow progress or no results
  • 💰 Expensive monthly fees
  • 🔒 Difficult to cancel or get refunds

More Wilshire Consumer Credit apps to explore

4
Progressive Leasing
Progressive Leasing
Progressive Leasing
by Prog Leasing, LLC
Free

Apply for a lease-to-own purchase from your phone to get the items you need now and pay over time. This app connects you with over 30,000 retail locations nationwide, making it easy to find and acquire your next upgrade, even with less-than-perfect credit.

Apply from home or on the goLease-to-own purchase optionInstant decision for applications
🛍️ Shopping
(34K)
free with in-app purchases
5
Self – Credit Builder & Cash
Self – Credit Builder & Cash
Self – Credit Builder & Cash
Build credit or get cash now.
Free

Build your credit history and savings simultaneously with tools designed to improve your financial wellness. Access quick cash advances for unexpected expenses without a credit check. Report rent and utility payments to boost your score.

Build credit and savings togetherCash advances up to $100Secured Visa credit card with no credit check
💰 Finance
(318K)
free with in-app purchases
6
Yendo
Yendo
Yendo
Credit Backed By Your Car
Free

Access revolving credit up to $10,000 using your car's equity. Get approved quickly with competitive rates and build your credit history by reporting to major bureaus. Manage your account easily through the app.

Credit up to $10,000 based on car valueRevolving credit lineLower interest rates
💰 Finance
(3.4K)
free
7
Nav Business Funding Roadmap
Nav Business Funding Roadmap
Nav Business Funding Roadmap
Business credit and funding
Free

This platform consolidates your business and personal credit profiles from major bureaus into a single dashboard. It helps you track credit data, monitor cash flow, and explore financing options. Users can also access tools for credit building and bookkeeping.

Consolidated credit profilesCash flow monitoringCredit building tools
💰 Finance
(22K)
free with in-app purchases
8
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
AI Loan Asst > Credit & Loans
Free

Access cash advances up to $750 with no credit check and no interest. Explore loan offers up to $10,000 with no score impact. Rebuild your credit history through on-time payments and rent reporting, and receive AI-driven budgeting and debt-payoff plans.

Cash advance up to $750Loan offers up to $10,000Credit history rebuilding
💰 Finance
(258K)
subscription
9
GCash
GCash
GCash
by MYNT, INC.
Free

Send money instantly to the Philippines, pay over 2000 bills, and manage your finances from abroad. Link your US bank account, save with high interest rates, and scan to pay securely. Stay connected and support loved ones with ease.

Instant money transfersPay over 2000 billsLink US bank accounts
💰 Finance
(2.7K)
free with in-app purchases
10
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Borrow money, loans, advances
Free

Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

Borrow up to $500 instantlyNo late or penalty feesPay over time in 4 installments
💰 Finance
(133K)
free with in-app purchases
11
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2P Lending | Buy Insurance
Free

Connects borrowers seeking loans directly with lenders, streamlining the traditional lending process. Users can apply for loans, receive funds, or invest by lending to others. Offers flexible repayment terms and requires KYC for increased loan limits.

Direct borrower-lender connectionLoan application and disbursementLending investment opportunities
💰 Finance
(165)
free
12
IndiaLends-Loans, Credit Score
IndiaLends-Loans, Credit Score
IndiaLends-Loans, Credit Score
Personal Loans, Credit Score
Free

This app is an online marketplace for credit products, offering free credit reports, credit cards, and personal loans from various banks and NBFCs. It provides instant, fully digital personal loans and technology solutions for financial institutions.

Free credit reportPersonal loans up to ₹25 lacsPersonalized loan offers
💰 Finance
(42)
free
13
Loanr
Loanr
Loanr
Secured collateral loans!
Free

This peer-to-peer lending platform connects borrowers and lenders using collateral for secured loans. Borrowers set terms and offer assets, while lenders hold the collateral until repayment. It offers an alternative to traditional loans without collection agencies.

Peer-to-peer lendingSecured collateral loansBorrower sets repayment terms
💼 Business
(45)
free
14
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
Loans On Your Terms
Free

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

Access up to $625 without credit checksEarn money by funding others' requestsAI-powered financial co-pilot (SoLo IQ)
💰 Finance
(39K)
free with in-app purchases
15
Fundbox - Small Business Loans
Fundbox - Small Business Loans
Fundbox - Small Business Loans
Fast, revolving line of credit
Free

Access a revolving line of credit for your business with a streamlined mobile experience. Track payments, view debit details, and enjoy faster navigation. Get quick access to funds to support your business needs.

Revolving line of creditFast access to fundsPayment history details
💰 Finance
(2.4K)
free with in-app purchases
16
NinjaCard
NinjaCard
NinjaCard
Line of Credit
Free

Access a revolving line of credit for flexible borrowing and build your credit history. Manage your account, get cash on demand, and make easy repayments directly from your mobile device.

Revolving line of creditAccess cash on demandNext business day funding
💰 Finance
(438)
free with in-app purchases
17
Rate: Home, Finance & Wellness
Rate: Home, Finance & Wellness
Rate: Home, Finance & Wellness
Loans, travel, fitness & gear
Free

This app integrates home financing, personal loans, and wellness resources into a single platform. Manage your financial life with fast loan approvals, explore real estate, and access a variety of wellbeing content for mind and body.

Mortgage and refinance applicationsAuto and personal loan applicationsHome value estimation
💰 Finance
(2.5K)
free with in-app purchases
18
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Helping you borrow, better.
Free

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

Check rate without credit score impactFast approvals and fundingPersonal loans up to $75,000
💰 Finance
(37K)
free
19
Ohere Credit
Ohere Credit
Ohere Credit
Build credit with your card
Free

Access fairer credit, build a credit score, and manage repayments with greater control. Apply for credit, get approved for a card with a starting limit, and spend now to repay later. Extend due dates for a fee and track your credit score to grow your limit.

Apply for creditCredit assessmentAccess Ohere card
💰 Finance
(2)
free
20
Credit Genie: Get Cash Advance
Credit Genie: Get Cash Advance
Credit Genie: Get Cash Advance
Fast money between paydays
Free

Access quick cash advances up to $150 without interest, credit checks, or late fees. Track spending, manage budgets, and receive overdraft alerts. The app also helps identify and cancel recurring subscriptions and offers access to credit and debt management tools.

Cash advance up to $150No interest or credit checkSpending tracking
💰 Finance
(114K)
free with in-app purchases

FAQ about Wilshire Consumer Credit

What are the best wilshire consumer credit apps for iPhone?
WCC MyAccount tops our wilshire consumer credit apps ranking as of July 2026, with a 4.7-star average from 2.5K App Store ratings, and it's free to download.
Yes — 20 of the top wilshire consumer credit apps we rank are free to download, including WCC MyAccount and Tilt: Cash Advance & Credit.
WCC MyAccount has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 181+ wilshire consumer credit apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
The app allows Wilshire Consumer account holders to manage their accounts directly from their mobile devices. You can make payments, sign up for recurring payments, and access detailed account information.
This app is designed for Wilshire Consumer account holders. It provides tools to manage your specific consumer accounts with Wilshire.