Best Xtracash Apps

212+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated May 2026

If you already know Xtracash, this is the deeper bench. 212+ xtracash apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of May 2026.

Compare top Xtracash Apps (May 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1XtracashXtracashFree5.0★ (5)NoNoAug 2026
2Beem: Cash Advance & BankingBeem: Cash Advance & BankingFree4.2★ (32K)NoNoAug 2026
3Tilt: Cash Advance & CreditTilt: Cash Advance & CreditFree4.8★ (454K)NoNoAug 2026
4Dave: Credit, Cash & Money AppDave: Credit, Cash & Money AppFree4.8★ (877K)NoNoAug 2026
5Brigit: Cash Advance & CreditBrigit: Cash Advance & CreditFree4.8★ (549K)NoNoAug 2026
6Klover - Instant Cash AdvanceKlover - Instant Cash AdvanceFree4.8★ (370K)YesNoAug 2026
7EarnIn: Beyond Cash AdvanceEarnIn: Beyond Cash AdvanceFree4.8★ (448K)NoNoAug 2026
8AvantAvantFree4.8★ (111K)NoNoAug 2026

Top Picks for Xtracash

Xtracash#1

Xtracash by Meritop CA

Editor's Choice
💰 Finance
5.0(5 ratings)
Free
Xtracash screenshot 1
Xtracash screenshot 2
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Xtracash screenshot 4
Xtracash screenshot 5

Manage your account and make secure mobile payments. View your available balance, current debt, and minimum payment. Generate payment receipts and update your profile.

Beem: Cash Advance & Banking#2

Beem: Cash Advance & Banking by Line Financial, Pbc

Bank, Budget & Build Credit
Strong Contender
💰 Finance
4.2😐(32K ratings)
Free
Beem: Cash Advance & Banking screenshot 1
Beem: Cash Advance & Banking screenshot 2
Beem: Cash Advance & Banking screenshot 3
Beem: Cash Advance & Banking screenshot 4
Beem: Cash Advance & Banking screenshot 5
Beem: Cash Advance & Banking screenshot 6

This app offers instant cash advances up to $1,000 without interest or credit checks. It also automatically builds your credit with every purchase and provides AI-powered financial tools to optimize your money.

What We Love

  • 🚀 Quick cash advances
  • 💳 Convenient instant cash withdrawals
  • 🔒 Secure app with identity verification
  • 💰 Helpful in emergency situations

Room to Improve

  • 🐛 Frequent app crashes and bugs
  • ⏰ Long wait times for approval and increased limits
  • 💰 Subscription fees and withdrawal fees
Tilt: Cash Advance & Credit#3

Tilt: Cash Advance & Credit by Tilt Finance, Inc.

Cash Advance, Credit Cards
Worth Considering
💰 Finance
4.8😐(454K ratings)
Free
#25in Finance
Tilt: Cash Advance & Credit screenshot 1
Tilt: Cash Advance & Credit screenshot 2
Tilt: Cash Advance & Credit screenshot 3
Tilt: Cash Advance & Credit screenshot 4
Tilt: Cash Advance & Credit screenshot 5
Tilt: Cash Advance & Credit screenshot 6

Access cash and credit through advances, lines of credit, and credit cards. The app evaluates real-time income and spending to determine eligibility, offering options without traditional credit checks. It also provides credit score monitoring and automated savings features.

What We Love

  • 🚀 Instant cash advances
  • 👍 Easy to use
  • 💡 Helpful budgeting features
  • 🚀 Fast application process

Room to Improve

  • 🐛 Inconsistent advance limits
  • 🐛 Delayed repayment processing
  • 🐛 Unresponsive customer support

More Xtracash apps to explore

4
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Get Paid Early, No Hidden Fees
Free

Access up to $500 in minutes without a credit check or interest. Get paid up to two days early, avoid pesky fees, and save effortlessly with dedicated savings accounts. This app offers financial management tools to help you reach your goals.

Up to $500 cash advanceNo credit check or interest on advancesGet paid up to 2 days early
💰 Finance
(877K)
freemium
5
Brigit: Cash Advance & Credit
Brigit: Cash Advance & Credit
Brigit: Cash Advance & Credit
Get $25-$500* in Minutes
Free

Access fast cash advances, build credit history without a card, and manage your finances with smart budgeting tools. Get personalized loan offers, earn extra money, and protect your identity. Offers free financial insights and paid plans for enhanced features.

Instant cash advances up to $500Build credit history with on-time paymentsPersonal loan offers from partners
💰 Finance
(549K)
free with in-app purchases
6
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Up to $750 Before Payday
Free

Access cash advances up to $750 before your next payday without credit checks, late fees, or interest. Earn points for surveys and ads to increase your advance amount. Utilize budgeting tools and track your credit score.

Cash advances up to $750No credit checks, late fees, or interestEarn points for surveys and ads
💰 Finance
(370K)
free with in-app purchases
7
EarnIn: Beyond Cash Advance
EarnIn: Beyond Cash Advance
EarnIn: Beyond Cash Advance
Get Paid Fast, Early Payday
Free

Access funds you've already earned before payday with this app. It offers same-day pay, overdraft protection, credit monitoring, and savings tools. Get up to $150 daily with optional expedited transfers for a small fee.

Access up to $150 per dayGet paycheck up to 2 days earlyOverdraft alerts and custom transfers
💰 Finance
(448K)
free with in-app purchases
8
Avant
Avant
Avant
by Avant, LLC (US)
Free

Manage your credit card or personal loan with this app. View transactions, schedule payments, and update payment methods. Access customer support easily within the app.

Schedule or cancel paymentsView transaction historyAdd or remove payment methods
💰 Finance
(111K)
free
9
ATM Cash Advance・Instant Money
ATM Cash Advance・Instant Money
ATM Cash Advance・Instant Money
Earn Real Cash・Quick Advances
Free

Access quick cash advances without a credit check, interest, or late fees to cover emergencies. Earn extra money by playing games, answering surveys, and utilizing cashback offers.

Quick cash advancesNo credit check requiredNo interest or late fees
💰 Finance
(21K)
free with in-app purchases
10
Vola: Cash Advance & Credit
Vola: Cash Advance & Credit
Vola: Cash Advance & Credit
Instant Cash & Expense Tracker
Free

Access instant cash advances up to $500 with no interest or credit checks. Build your credit score by reporting rent payments and track your financial health with budgeting tools. Take control of your finances with this all-in-one financial management app.

Instant cash advances up to $500No interest, no credit checkBuild credit by reporting rent
💰 Finance
(38K)
free
11
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Flexible Shopping & Payments
Free

Shop your favorite online stores and split purchases into four interest-free payments. Manage all your orders and payment schedules in one convenient app, with optional upgrades for exclusive benefits.

Split purchases into 4 paymentsPay every two weeksManage orders in one app
🛍️ Shopping
(112K)
freemium
12
Gerald - Cash Advance
Gerald - Cash Advance
Gerald - Cash Advance
Get Cash Fast, No Credit Check
Free

Access instant cash advances for everyday essentials and household items without credit checks, interest, or hidden fees. Earn rewards and play games to fund future purchases.

Buy Now, Pay Later with AdvanceInstant FREE Cash Advance TransferStore Rewards
💰 Finance
(30K)
free with in-app purchases
13
FloatMe: Fast Cash Advance App
FloatMe: Fast Cash Advance App
FloatMe: Fast Cash Advance App
Support When You Need Money
Free

Access quick cash advances to cover bills and expenses between paychecks. This app offers money management tools, low balance alerts, and a marketplace for earning opportunities. Securely connect your bank account for seamless transactions.

Cash advances up to $50No credit checks or interestCash flow calendar
💰 Finance
(152K)
subscription
14
Money App - Cash Advance
Money App - Cash Advance
Money App - Cash Advance
by PRG Ventures, Inc.
Free

Access your earned wages early to cover immediate expenses like groceries, gas, and bills. This service allows you to get cash before your payday without interest, credit checks, or hidden fees. Repayment is automatic via payroll deduction or linked bank account.

Access earned wages earlyNo interest or credit checksNo late or hidden fees
💰 Finance
(26K)
free with in-app purchases
15
Upgrade - Mobile Banking
Upgrade - Mobile Banking
Upgrade - Mobile Banking
Rewards Checking, Loans, Cards
Free

Manage your finances with a comprehensive mobile banking app. Access rewards checking, loans, and cards. Track balances, pay bills, monitor credit, and request cash advances.

Cash back rewards on card purchasesManage personal loans and credit linesTrack credit score and receive alerts
💰 Finance
(83K)
free with in-app purchases
16
Grid Money
Grid Money
Grid Money
Get Paid to Build Credit
Free

Access cash advances between paychecks without interest or credit checks. Boost your take-home pay and receive your tax refund early. Build your credit score with a simple monthly fee.

Cash advances up to $200Boost your paycheckEarly tax refund access
💰 Finance
(29K)
subscription
17
Get Paid Early: Cash Advance
Get Paid Early: Cash Advance
Get Paid Early: Cash Advance
Instant Paycheck, Earned Wages
Free

Access your earned wages before payday without loans, interest, or hidden fees. Get instant cash transfers to your bank or debit card 24/7. Build better financial health and manage your pay flexibly.

Access pay in real-timeNo loans, interest, or hidden feesInstant cash transfers
💰 Finance
(6.6K)
free
18
xPortal: BTC & Crypto Wallet
xPortal: BTC & Crypto Wallet
xPortal: BTC & Crypto Wallet
Buy Bitcoin, ETH, SOL and more
Free

This app is an intelligent, non-custodial crypto and NFT wallet. It allows users to buy, swap, and manage over 50,000 tokens and NFTs across multiple blockchains. Features include AI-powered trading assistance, crypto cashback, staking, and a web3 browser for dApp exploration.

AI crypto trading agentNon-custodial multi-chain walletBuy Bitcoin, ETH, SOL, and 50k+ tokens/NFTs
💰 Finance
(1.8K)
free with in-app purchases
19
MoneyLion: Banking & Cash Back
MoneyLion: Banking & Cash Back
MoneyLion: Banking & Cash Back
Cashback rewards & Loan Offers
Free

Access mobile banking, personal finance tools, and cash advances. Earn cashback rewards and explore loan offers. Build credit with a membership and get paid up to two days early with direct deposit.

Mobile banking with early direct depositCash advances up to $1000Cashback rewards on spending
💰 Finance
(322K)
free with in-app purchases
20
HeyCash - Earn Free Cash Now
HeyCash - Earn Free Cash Now
HeyCash - Earn Free Cash Now
Surveys for Money & Rewards
Free

Earn cash and rewards by completing surveys and engaging with offers. This platform provides numerous earning opportunities, allowing you to turn your opinions into valuable rewards conveniently from your mobile device.

Earn money by completing surveysReceive instant cash rewardsAccess a variety of tailored surveys
🌟 Lifestyle
(72K)
free

FAQ about Xtracash

What are the best xtracash apps for iPhone?
Xtracash tops our xtracash apps ranking as of May 2026, with a 5.0-star average from 5 App Store ratings, and it's free to download.
Yes — 20 of the top xtracash apps we rank are free to download, including Xtracash and Beem: Cash Advance & Banking.
Xtracash has no ads and has no in-app purchases, according to its App Store listing as of May 2026.
We track 212+ xtracash apps on the iOS App Store as of May 2026, ranked by rating, recency, and analysis of real user reviews.
Xtracash allows you to check your account balance, view current debt and minimum payment, and make secure mobile payments. You can also generate receipts for your transactions and update your profile.
Yes, Xtracash is designed for simple and secure account management and mobile payments. The app focuses on providing a safe platform for financial transactions.