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Well done but…
I really like the functionality and how crypto is integrated. The only problem is that you get much more cash back when you do have a regular income, unfortunately not when your are self employed, no matter how much money you put in the account. You should change that!Gogo69
Great service! Works well
Definately feels like an up and comer in this space. Works well as intended, sometimes a little slow and has some minor quirks as any new service does. But I think they are getting a lot right and will be a top player in this space blurring the lines between crypto and banking as it is very easy to use.Show lessdarth towelie
The best “banking”/crypto bank account period!
OnJuno has really outdone itself! This is BY FAR the best bank account out their right now. 10% cashback, 6% apy on usdc and 3% apy on BTC and ETH!!?! One simply can’t beat it. Just hoping and praying they continue with these rates and that it’s not an introductory deal to get people in the door. That would be the only thing that would make me leave them. I’m blown away. My only critique is that the app is a little glitchy. Sometimes my direct deposit is USDC and sometimes it’s USD.. not sure why. Also they need to add more security to the site. Overall they’re great!Show lessCaptainjst
On Juno is Phenomenal
It has only been about a month since I have had this app and I am already enjoying it more than Coinbase. The 6% cash back rewards program on up to ten brands I use on a regular consistent basis is amazing to have at my disposal. Plus, the checking account bonus earnings is a great addition too.Mental Alchemy
Hands down the best Fiat/Crypto wallet combination yet!
I've been dreaming about a bank app that would finally understand how to make the fiat/crypto game come together as smooth as OnJuno has made this processes for 5 years, and now ladies and gentlemen, I can tell you my dream has come true.
Thanks to the Geniuses who took the time to sacrifice their fun times, to grind behind the screen and create this masterpiece.
You deserve to have fun for the rest of your lives for this unbelievable creation. Thanks so much.Show lessLucky Lane 1966
Great bank for Crypto
My experience with OnJuno has been easy. The app and account is secure. Signing up and funding was easy. Some institutions don’t play nicely with OnJuno (usually competitors), but this isn’t OnJuno’s fault.
The crypto offerings are easy to buy, hold, sell, and send to external wallets.
The deposit interest rates are much better than traditional account offerings, but not as rewarding as straight DeFi.Show lessX325.
Scam alert: usdc missing, two week response time for each message
I placed a transaction for $600 usdc on 4/13. Then the whole purchase, together with the remaining usdc balance of mine, is gone.
I reported the incident a month ago. The customer service Rajiv takes two weeks to answer each message. Every time I ask him to check the full transaction history of mine to see that I do have missing usdc, the response is that “l see the 600 purchase is posted” “i see that there are two transactions at xxx time”. Whoever Rajiv is, he does not seem to be able to just pull up the calculator to do a simple addup, and cannot use the scroll on the mouse to see more than two transactions.
The truly AMAZING customer service is a real good fit for the long con.Show less电线杆子小霸王
Awful support
I opened an account here and it said pending review and I should hear back in 48 hours. 3 weeks later I get an email saying my account is now active. I send a deposit and 2 days later I see the deposit was rejected and returned. At this point I contacted their support and got a reply 4 days later of them telling me the opening of my account was denied. (It’s still showing open and active in the app, and no emails were sent.)
Naturally it’s a fintech who won’t give you any sort of explanation on what the issue is so there’s no way to resolve anything.Show lessKommalock
Beyond Banking.
I was skeptical at first about the OnJuno banking platform. I won’t lie. I did some research though and I felt safe in leaving behind a $25 per month fee for Chase Sapphire. Absolutely no complaints so far. My debit card is awesome. Great UI on the app. Plaid compatible. 6% APY on USDC. The benefits keep rolling in…
I also loved the cash back protocol. I had heavily been using CoinBase for everything, but they started to try to control where you could use the card in order to hurt their competition. That just felt like it was the opposite of everything the cryptocurrency world stands for. OnJuno only offers certain merchants, but allowing 10 different ones plus 10% cash back is amazing. I’ve earned $300+ just from that in just a couple months.
I highly recommend them. I can’t say enough good about them. The only flaws are occasionally having to go and manually sell USDC and waiting on it to process. Aside from that I am overwhelmingly blown away.Show lessapparentlyevernicknameistakeb
Absolutely TERRIBLE banking app and platform
The absolute worst! I have only had my account for a week or so and I am extremely dissatisfied! Transfer of money from my external bank was done at a glacial pace. When the money was finally into my account, I made a BTC purchase and my account was immediately suspended. Their customer service is nonexistent. Their chat customer service doesn’t work. Nobody answers the chats. It’s all bots. And their customer support is the same. I call and call and no one answers. I get told nobody is available to take my call. Absolutely ridiculous and the worst banking platform and app ever. I’m trying to get access to my account to get my money and close this account for good!Show lessDavicito1
