My boyfriend and I used to be so annoyed having to keep track of who spent what and when. We had an inconsistent Notes file and a messy back-and-forth Venmo routine that just wasn’t cutting it anymore, especially after we moved in together and shared additional expenses. I randomly saw and ad online for Tandem and was so excited that there was a solution to our struggle! The app is easy to use, connects to all my accounts and we’re now paying each other back once a month instead of every other day. 5 stars from us – we will never go back!
My partner and I have been using this app for a few months and it has saved us a lot of effort and time. It is like having a tab so that we don’t have to Venmo or Zelle each other every time we share an expense. I particularly appreciate the ability to import transactions from my credit card, and change the split ratio to 50%/50%, 70%/30% or any other ratio for both individual transactions or the tab as a whole. It has been a bit glitchy at times but overall it’s great! I highly recommend if you and someone else don’t want to Venmo each other every 5 minutes anymore.
Before I started using tandem, I was making a spreadsheet and literally writing in all of the shared expenses between my partner and I. It was a lot of manual labor, at least an hour of my time per month, and my partner never knew how much money he owed me until I took the time to do this. I’ve been using Tandem for nearly a year and it has completely automated keeping track of shared expenses. I also love that you can change the split on expenses if one partner tends to pay more. I love this app, it has helped create so much transparency about money in my relationship without having to share bank accounts. I highly recommend this to anyone who stresses about keeping track of shared expenses. One feature I would love is the option to pay a lump sum of your choice rather than pay for specific purchases.
My partner and I started using Tandem several months ago and we love it! It is very simple and convenient to use. We hook it up to any cards or accounts we use, and when a charge appears that we want to split, we swipe it to the other person. We have it set to 50/50 but I love that you have to option to change that if you have different incomes. When my partner gets the charge from me, he clicks on it and it takes him to Venmo to pay me the amount owed. We mostly use it for utilities or if we want to split dinner or an event cost. They recently added a savings account with a pretty high APY where you can separate the money into specific goals that you are saving for. It’s nice to have the ability to split costs and save money all in the same app. Overall we love the app and it’s better to use than just a cash exchange app because 1. You don’t have to remember to pay someone, it just shows up in the app automatically, and 2. It does all the splitting math for you!
Tandem has been a game-changer for managing our finances as a couple. My partner and I love it! The app makes planning, saving, and splitting expenses incredibly easy and efficient. We love being able to set shared financial goals and track our progress together. The high-yield savings account with 4.70% interest is a fantastic bonus. The user interface is clean and intuitive, and the setup was painless. Tandem has truly simplified our financial management and brought us closer to achieving our dreams. Highly recommended for any couple!
The most convenient way to track expenses with someone. The ability to link cards and accounts makes it so easy, no having to enter in information manually unless there is something you want to track that way. My partner and I used to spend way more time with alternatives to square up each month, now we don’t even stress about it because all your transactions load in automatically. Very underrated app, yes there’s a fee but if you were to put a price on your time and efforts doing it otherwise, this takes the cake. 100% recommend, it will make tracking expenses painless.
My husband and I have never really cared for opening a shared account because we both work and love doing whatever we want with our extra income! We both have our own retirement and savings goals and we are happy with our current set up. However, when it came to the day to day transactions, we swiftly realized we needed a bit more transparency to be fair to each other and that’s where Tandem came into play! We love how customizable it is and it is very much part of how we hope to keep managing our finances!
Me and my boyfriend moved in December 2022 together, and at that time struggled to find some way for us to split the new bills and financial responsibilities that came with that. He was the one who found Tandem, and while I was hesitant at first, I found myself absolutely loving it. I could connect all my cards and easily split up what I needed to between the two of us. Especially in the cases where a transaction wasn’t an even 50/50 split, Tandem does the math for you to make sure you’re splitting things evenly for you.
With the new update too, it reminds me to go back into the app after I settle the bill on Venmo, so that way I’m not racking up new charges before settling the old one. With that update, easily knocks the app into a 10/10!
My significant other and I have been splitting expenses since the beginning of our relationship. At the beginning we would settle up regularly or we’d forget and guess and it added some financial stress to the relationship. Since we discovered tandem, it has made everything so much easier. Having the ability to link a credit card, still have the privacy of your personal expenses, and having the ability to split with your partner by a simple swipe has been great. Not to mention, it highlights personal spending habits which has made me better at budgeting. I highly recommend this app to anyone who is looking for a fair and easy way to split expenses. I love that we can adjust % as needed and in some cases we can go in and put the exact amount. Great idea and awesome execution.
We loved this app at first it was so easy to connect accounts and swipe our expenses to be split. Unfortunately after using this app almost a year we have encountered many glitches. Our connected accounts are constantly saying they have been disconnected and when we go to reconnect it acts as if it has always been there. Expenses show up 2-4 times on the screen making it impossible to know if you’ve already added it to the split section unless you jump back and forth constantly which is equally difficult due to how long it takes to load screens. We have been double charging each other for countless expenses as they just duplicate themselves. I used to tell everyone about how great this app was and am taking my words back with all of them. After our most recent split we will not be using this app anymore.
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