Best apps like Collctiv - Group Payments.

4+ similar apps compared and reviewed

4.9 avg rating
4 free apps
Updated July 2026

Whether you want more options like Collctiv or a completely different take on the same concept, our curated list of 4+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to Collctiv

Guavapay - All Things Payments#1

Guavapay - All Things Payments by Guavapay Limited

Mobile finance, revolutionized
Editor's Choice
💰 Finance
4.7😞(44 ratings)
FreeAds
Guavapay - All Things Payments screenshot 1
Guavapay - All Things Payments screenshot 2
Guavapay - All Things Payments screenshot 3
Guavapay - All Things Payments screenshot 4
Guavapay - All Things Payments screenshot 5
Guavapay - All Things Payments screenshot 6

Manage all your money and payments in one place. Open free multi-currency accounts and get a debit card for worldwide use. Send money globally with transparent fees and enjoy socialized finance features for shared expenses.

What We Love

  • 🚀 Fast and efficient
  • 💡 Innovative features
  • 👍 User-friendly
  • 🔒 Secure

Room to Improve

  • 🐛 Account freezing/blocking issues
  • ❌ Unreliable service
  • 🤖 Poor customer support
Sprive - Mortgage Free, Faster#2

Sprive - Mortgage Free, Faster by Sprive Limited

Save thousands in interest
Strong Contender
💰 Finance
5.0😊(5 ratings)
Free
Sprive - Mortgage Free, Faster screenshot 1
Sprive - Mortgage Free, Faster screenshot 2
Sprive - Mortgage Free, Faster screenshot 3
Sprive - Mortgage Free, Faster screenshot 4
Sprive - Mortgage Free, Faster screenshot 5
Sprive - Mortgage Free, Faster screenshot 6

This app helps homeowners pay off their mortgages faster by automatically saving spare cash and earning cashback rewards from everyday shopping. It allows one-tap overpayments to lenders and provides tools to track savings and remortgage potential.

What We Love

  • 🚀 Easy to use
  • 💰 Free money towards mortgage
  • 🔒 Secure app
  • 📈 Helps pay off mortgage faster

Room to Improve

  • 🐛 Glitchy and buggy app
  • 🕰️ Clunky process to buy vouchers
  • 🤔 Limited retailer options
Moneypool: Payments w/ friends#3

Moneypool: Payments w/ friends by Moneypool, S.A.P.I. de C.V.

Pool money with friends
Worth Considering
💰 Finance
4.9😊(1.2K ratings)
FreeAds
Moneypool: Payments w/ friends screenshot 1
Moneypool: Payments w/ friends screenshot 2
Moneypool: Payments w/ friends screenshot 3
Moneypool: Payments w/ friends screenshot 4
Moneypool: Payments w/ friends screenshot 5
Moneypool: Payments w/ friends screenshot 6

Easily collect money from friends for group events like dinners, trips, or gifts. Create a payment link to share, allowing friends to pay without downloading the app. Track all payments in one place and avoid manual tracking or awkward reminders.

What We Love

  • 👍 Easy to use
  • 🚀 Convenient and fast
  • 🔒 Secure payments
  • 💡 Great for collecting money in groups

Room to Improve

  • 🌐 Only available in Spanish
  • 💰 High commission fees
  • 🤔 Confusing account creation process