Best PayPal alternatives: apps like PayPal - Pay, Send, Save

9+ similar apps compared and reviewed

4.6 avg rating
9 free apps
Updated October 2026

Looking for something like PayPal? We've analyzed 9+ similar apps to help you find the best alternative. Each app is compared by ratings, features, and real user reviews, so you can make the right choice.

Top Alternatives to PayPal

Cash App#1

Cash App by Block, Inc.

Money. Debit Card. Bitcoin.
Editor's Choice
💰 Finance
4.8😞(8.8M ratings)
Free
#3in Finance
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Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

What We Love

  • 💳 Easy money transferring
  • 🚀 Convenient and user-friendly app
  • 🤑 Referral bonuses and discounts
  • 🤑 Free tax filing
  • 🤑 Borrow money feature

Room to Improve

  • 🔒 Security issues and account hacking
  • 🤖 Poor customer service and lack of live support
  • 💰 Unexpected fees and charges
  • 🔍 Unclear account restrictions and limits
  • 🐛 App crashes and technical issues
GO2bank: Mobile banking#2

GO2bank: Mobile banking by Green Dot Corporation

Online checking and savings
Strong Contender
💰 Finance
4.8😞(64K ratings)
Free
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This mobile banking app simplifies money management with features like early direct deposit, high-yield savings, and overdraft protection. It offers transparent banking with no hidden fees and tools to build credit. Secure and convenient access to funds nationwide.

What We Love

  • 🚀 Prompt direct deposit
  • 👍 Convenient mobile banking
  • 💡 Useful savings features
  • 🔒 Secure transactions

Room to Improve

  • 🐛 Unreliable app functionality
  • 👎 Poor customer service
  • 🤖 Automated/scripted responses
  • 💸 Unexpected fees and charges
Skrill - Pay & Transfer Money#3

Skrill - Pay & Transfer Money by Skrill Ltd.

Fast, secure online payments
Worth Considering
💰 Finance
4.6😞(25K ratings)
FreeAds
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Easily send money globally, make secure online payments, and manage your finances. This app offers fast, cheap, and secure transactions, with options for a prepaid Visa card and multiple funding methods. Receive real-time notifications and enjoy customer support in your language.

What We Love

  • 🚀 Fast and efficient transactions
  • 👍 User-friendly interface
  • 🔒 Secure platform
  • 💡 Versatile features like cryptocurrency trading

Room to Improve

  • 🤔 Confusing verification process
  • 🕰️ Slow customer support response times
  • 💰 High fees for certain transactions
  • 🔒 Unexpected account restrictions
  • 🤯 Lack of transparency around policies

More apps like PayPal

4
Venmo
Venmo
Venmo
Send Money, Debit card
Free

A fast, safe, and social way to send and receive money with friends and family. Easily split bills, buy crypto, and manage your finances with integrated debit and credit cards.

Send and receive moneySplit payments among friendsBuy, hold, and sell cryptocurrency
💰 Finance
(15M)
free with in-app purchases
5
Airtm
Airtm
Airtm
Unlock your potential
Free

This app provides non-US citizens with a virtual US account for direct dollar withdrawals. It supports over 500 payment methods for seamless conversion and withdrawal into local currencies, offering a fast, secure, and borderless financial experience.

Virtual US accountDirect dollar withdrawals500+ payment methods
💰 Finance
(5K)
ad-supported
6
WorldRemit: Money Transfer App
WorldRemit: Money Transfer App
WorldRemit: Money Transfer App
Send Transfers & Remittance
Free

Send money internationally with a secure and convenient digital service. Offers low fees, competitive exchange rates, and multiple payout options including bank transfers, mobile wallets, cash pickup, and airtime top-ups. Track your transfers in real-time.

International money transfersBank transfersMobile wallet transfers
💰 Finance
(216K)
free with in-app purchases
7
Ingo Money - Cash Checks
Ingo Money - Cash Checks
Ingo Money - Cash Checks
by Ingo Money, Inc.
Free

Cash almost any type of check quickly and easily from your phone. Get funds in minutes directly to your bank account, prepaid card, or PayPal. Avoid long lines and deposit holds with a simple photo submission process.

Cash paychecks, business checks, and personal checksFunds deposited in minutesTransfer to bank, prepaid card, or PayPal
💰 Finance
(9.4K)
free with in-app purchases
8
Green Dot - Mobile Banking
Green Dot - Mobile Banking
Green Dot - Mobile Banking
Your banking. Your choice.
Free

Manage your finances with a mobile banking app that offers early direct deposit, overdraft protection, and cash deposits. Enjoy features like 2% cash back on purchases and a high-yield savings account with no minimum balance requirement.

Early direct deposit (up to 2 days early)Overdraft protection up to $200Deposit cash via app
💰 Finance
(12K)
free
9
BOSS Money Transfer. Send Cash
BOSS Money Transfer. Send Cash
BOSS Money Transfer. Send Cash
Sending international payments
Free

Send money internationally with a trusted app for fast, low-cost, and secure remittances. Enjoy competitive exchange rates, low fees, and multiple payout options. You can also send mobile top-ups instantly to over 300 carriers worldwide.

Fast international money transfersLow fees and great exchange ratesMultiple payout options (cash, bank, mobile wallet, home delivery)
💰 Finance
(83K)
free with in-app purchases