Best apps like PercentPay

10+ similar apps compared and reviewed

4.1 avg rating
10 free apps
Updated September 2026

Looking for something like PercentPay? We've analyzed 10+ similar apps to help you find the best alternative. Each app is compared by ratings, features, and real user reviews, so you can make the right choice.

Top Alternatives to PercentPay

Grey: Inclusive Global Banking#1

Grey: Inclusive Global Banking by Grey Incorporated

Send & Receive Money Globally
Editor's Choice
💰 Finance
4.6😞(5.8K ratings)
Free
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Open a free global bank account in minutes to send, receive, exchange, and manage multiple currencies. Easily make international payments, generate invoices, and pay bills worldwide with competitive exchange rates and 24/7 support.

What We Love

  • 🚀 Fast and seamless transactions
  • 👍 User-friendly interface
  • 💡 Innovative features like virtual cards
  • 🚀 Reliable and efficient service

Room to Improve

  • 🐛 Frequent app updates
  • 🤔 Unclear verification process
  • 💰 High fees and exchange rate issues
  • 🕰️ Slow response from customer support
  • 🔒 Privacy concerns with personal information requests
Cowrywise: Save & Invest Money#2

Cowrywise: Save & Invest Money by CowryWise Inc

Save. Invest. Get richer daily
Strong Contender
💰 Finance
4.6😊(13K ratings)
Free
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Securely save and invest money with access to Nigerian mutual funds and stocks. Automate savings, earn competitive interest, and build wealth at your own pace. Your funds are professionally managed and protected by robust security measures.

What We Love

  • 👍 Easy to use
  • 🚀 Seamless savings and investment experience
  • 🔒 Secure platform
  • 💡 Helpful for cultivating savings culture

Room to Improve

  • 🕰️ Slow withdrawal process
  • 🔍 Navigation can be improved
  • 🔖 Lack of certain withdrawal options
4.5😐(10K ratings)
Free
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Manage your finances with a digital bank offering easy money management, high-interest savings, accessible loans, and a buy now, pay later option. Enjoy secure banking with real-time alerts and a customizable debit card.

What We Love

  • 🚀 Fast and reliable
  • 💡 Great mobile banking app
  • 👍 Awesome features
  • 🤟 Best loan app
  • 🤑 Affordable interest rates

Room to Improve

  • 🐛 Frequent app crashes
  • 🤯 Poor customer service
  • 💸 High interest rates
  • 🔒 Security and account access issues
  • 🤖 Unreliable app performance

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4
Bamboo: Invest. Trade. Earn.
Bamboo: Invest. Trade. Earn.
Bamboo: Invest. Trade. Earn.
by Bamboo Global Inc
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Invest in US stocks easily and securely from your mobile phone. Access over 3,000 stocks with fractional investing options, even as a non-US citizen. Start your investment journey with minimal requirements and insured trades.

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Manage your finances on the go with this mobile banking app. Perform card settlements, transfer funds, and make payments using QR codes. The app offers a comprehensive overview of all your accounts and various banking services.

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OPay Business
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OPay Business
by OPay Digital Services Pte.Ltd.
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This app empowers Nigerian businesses with a comprehensive financial management suite. It offers diverse payment collection methods, employee and store management, and access to over 200 billers for seamless operations and growth.

Omnichannel payment collectionUnique account for transfersPOS application and management
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7
PiggyVest: Save & Invest Today
PiggyVest: Save & Invest Today
PiggyVest: Save & Invest Today
Save, Invest & Manage Money
Free

This platform offers a comprehensive suite of tools for saving, investing, and managing your finances. It provides various savings options, from automated plans to goal-oriented saving, and allows secure investment in diverse assets with competitive returns. The service prioritizes security and transparency, with a proven track record and regulatory compliance.

Automated daily, weekly, or monthly savingsGoal-based and group savingsFixed-term savings with upfront interest
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ALAT
ALAT
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This digital banking app offers a comprehensive suite of financial services, including bill payments, money transfers, savings options, and access to loans and insurance. It provides secure login, transaction tracking, and card management features for a seamless banking experience.

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FairMoney: Save, Spend, Credit
FairMoney: Save, Spend, Credit
FairMoney: Save, Spend, Credit
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This app provides instant cash loans and flexible repayment plans for individuals and businesses. It also offers savings features with high interest rates and a secure ATM card for seamless transactions. Enjoy transparent financial services with no hidden charges.

Instant cash loans up to NGN 3,000,000Flexible repayment plans (30-180 days)Savings with up to 30% interest
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10
Chipper Cash
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Chipper Cash
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Send and receive money instantly and for free across town or across Africa. This app facilitates fast, fee-free local transfers and offers competitive rates for cross-border transactions. It also allows for discounted airtime purchases and bill payments.

Free local money transfersLow cross-border ratesBuy discounted airtime with cashback
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