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Split Pay: Split Bills in Two

Split Pay: Split Bills in Two

Rent, Mortgage & Car Payments

16K ratings
608 reviews
#61 in free Finance
💰 Finance
Free

Details

  • Released
  • Updated
  • September 19, 2023
  • August 25, 2026

Features

Developer

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📊no. 61
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About

This app allows renters to divide their monthly rent into two smaller, more manageable payments. It helps with budgeting and can also be used to build credit history by reporting on-time payments.

✓Split rent into two payments
✓Build credit history
✓Improve budgeting
✓Works with all payment systems
✓Autopay functionality
✓Free credit reporting option
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What users say

Summarized from real user reviews of Split Pay. Based on 16K reviews and a 4.9/5 average, it highlights the 7 positives and 5 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Great service with team members that go above and beyond
  • 👍Easy to use and intuitive
  • 💡Helpful split pay feature
  • 🚀Smooth and seamless process
  • 👍Convenient for budgeting and managing rent payments
  • 🚀Quick and responsive customer service
  • 👍Helps build credit history

Negative things

  • 🐛Delayed rent payments to landlord
  • 🐛Accounts suspended with no explanation
  • 🐛Difficult to get approved for split pay
  • 🐛App crashes and freezes
  • 🐛Lack of integration with property management portals
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What's New in Split Pay

2.0.4

August 25, 2026

Cleaned up some issues and made general improvements.

Charts

Top Free

📊 61

Finance

The app has maintained its position at 61 recently.

Last updated on September 4, 2026.

User reviews

Most RecentHighest RatedLowest Rated

Great help

Definitely comes in handy so I don’t have to carry one check for all my big bills at one time. Also less stressful than other splitting apps
AjaianichelleAjaianichelle

My review

Split pay is the most amazing thing that has come into my life and I am so greatful that someone has came up with this just mad that it wasn’t me lol but overall thank you Split pay it has made my anxiety come down so much I am at ease with everything and it’s helping me stay on time and rent caught up and everything wish I knew about this a year ago 😊
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MsKittyw44MsKittyw44

Split Pay is a LIFESAVER

Living in Florida, landlords couldn’t care less about what challenges you are facing life. All they care about is getting their payments on time. Split Pay came is and helped with just that. While I have a great paying job, I don’t earn enough to have all of my $1300 rent by the first of the month. With Split Pay, I don’t have to worry about it. It also is helping improve my credit giving me the confidence to apply to my next apartment knowing I can pay on time.
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KittyVonKatKittyVonKat

Best payment app

I love this app. I’ve been able to keep up with my car payments now.
yoshefyeyoshefye

It works!

I was facing financial hardship which led to a struggle of not being able to pay my rent. I found split pay on my newsfeed via facebook and I’m so glad I did. It’s allowed me to divide my rent into 2 payments which makes paying rent more manageable.
HeyGurl1988HeyGurl1988
See 603 more reviews

User experience

🐞

Reported Bugs

3 issues

Login screen freezes

Bug

Incompatibility with certain bank accounts

Bug

Payments not showing up in app after being processed

Bug
✨

Requested Features

4 requests

Ability to change payment dates after initial setup

Feature

Option to adjust second split pay date within 30-day period

Feature

Integration with property management payment portals

Feature

Clearer communication on approval process and reasons for account suspension

Feature

FAQ

What does Split Pay do?

Split Pay allows you to divide your monthly rent into two smaller payments, making it easier to manage your finances. You can pay half on your rent due date and the other half two weeks later. This feature aims to reduce rent day stress and improve budgeting.

How does Split Pay help build credit history?

When you opt into free credit reporting and use autopay, your on-time rent payments are reported to credit bureaus. Payment history is a significant factor in credit scores, so consistently paying rent on time through the app can help you build a stronger credit history.

Is there a cost to use Split Pay?

Based on the provided information, the app is free to download and use. There are no mentions of subscription fees or in-app purchases for the core Split Pay functionality or credit reporting.

Does Split Pay work with any landlord or building management system?

Yes, Split Pay is designed to be compatible with various rental payment methods. Whether you pay through a building portal or directly to your landlord, the app can accommodate your payment setup without compatibility issues.

How quickly can I start using Split Pay?

You can get started in minutes. The process involves downloading the app, securely connecting your bank account, checking your eligibility for Split Pay, and then scheduling your first payment. You can potentially use it for your next month's rent.