Best 2C2P Wave Apps

218+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated June 2026

From beginner-friendly picks to power-user tools, our 2c2p wave list covers 218+ iPhone apps updated through June 2026. Compare ratings, prices, and screenshots in one place.

Top Picks for 2C2P Wave

WorldRemit: Money Transfer App#1

WorldRemit: Money Transfer App by WorldRemit Ltd

Send worldwide with low fees
Editor's Choice
💰 Finance
4.8😐(216K ratings)
FreeAds
WorldRemit: Money Transfer App screenshot 1
WorldRemit: Money Transfer App screenshot 2
WorldRemit: Money Transfer App screenshot 3
WorldRemit: Money Transfer App screenshot 4
WorldRemit: Money Transfer App screenshot 5
WorldRemit: Money Transfer App screenshot 6

Send money internationally with a secure and convenient digital service. Offers low fees, competitive exchange rates, and multiple payout options including bank transfers, mobile wallets, cash pickup, and airtime top-ups. Track your transfers in real-time.

What We Love

  • 🚀 Fast, easy & inexpensive
  • 🚀 Reliable and convenient
  • 👍 Excellent service
  • 👍 Straightforward and quick

Room to Improve

  • 🐛 Unreliable and declining service
  • 🐛 Terrible customer service
  • 🐛 Accounts disabled without explanation
Xe Money Transfer & Currency#2

Xe Money Transfer & Currency by XE.com Inc.

Transfer, Exchange & Converter
Strong Contender
💰 Finance
4.8😐(122K ratings)
FreeAds
Xe Money Transfer & Currency screenshot 1
Xe Money Transfer & Currency screenshot 2
Xe Money Transfer & Currency screenshot 3
Xe Money Transfer & Currency screenshot 4
Xe Money Transfer & Currency screenshot 5
Xe Money Transfer & Currency screenshot 6

Easily send money internationally to over 200 countries and 100+ currencies. Get competitive rates, track transfers, and choose flexible payment and payout methods. Millions trust this app for fast, secure, and reliable global money transfers.

What We Love

  • 🚀 Accurate and up-to-date exchange rates
  • 👍 Easy to use and navigate
  • 🌍 Supports a wide range of currencies
  • 🔒 Secure money transfer service

Room to Improve

  • 🐛 App crashes and freezes after updates
  • 📊 Reduced functionality and poor UI changes in recent updates
  • 🕰️ Slow money transfer processing times
AYA PAY Wallet#3

AYA PAY Wallet by Ayeyarwady Bank Limited

AYA PAY
Worth Considering
💰 Finance
4.3😐(483 ratings)
Free
AYA PAY Wallet screenshot 1
AYA PAY Wallet screenshot 2
AYA PAY Wallet screenshot 3
AYA PAY Wallet screenshot 4
AYA PAY Wallet screenshot 5
AYA PAY Wallet screenshot 6

This app simplifies everyday payments and money transfers. Easily top up mobile phones, cash in and out at agents or ATMs, and transfer funds to other wallets or unlinked accounts. It also facilitates bill payments and merchant transactions via QR codes.

What We Love

  • 👍 Easy to use
  • 🚀 Fast transactions
  • 🔒 Secure transactions
  • 💎 Points for exchange

Room to Improve

  • 🐛 App crashes after update
  • 🐛 App not working on iOS
  • 🐛 Cannot click anything in app

More 2C2P Wave apps to explore

4
Sharemoney Send Money Transfer
Sharemoney Send Money Transfer
Sharemoney Send Money Transfer
Fast International Transfers
Free

Easily send money internationally to loved ones quickly, safely, and affordably. Choose from cash pickup, bank deposit, or mobile wallet delivery in over 30 countries. Track your transfers and get real-time updates for peace of mind.

Fast international transfersSend to 30+ countriesCash pickup and bank deposit options
💰 Finance
(1.3K)
free with in-app purchases
5
MyBambu
MyBambu
MyBambu
Your account for everything
Free

This financial app simplifies life in the U.S. by offering a checking account with a digital and physical Visa debit card. It allows for international money transfers, phone reloads, rewards, and savings promotions. Open an account easily with your country's ID, with no minimum balance or hidden fees.

Checking account with Visa debit cardInternational money transfersMobile phone top-ups
💰 Finance
(31K)
free with in-app purchases
6
MytelPay
MytelPay
MytelPay
Mytel Telecom
Free

This secure e-wallet app offers a wide range of payment services for daily life and business in Myanmar. It provides convenient features like multi-language support, biometric login, easy money transfers, and bill payments, all with attractive promotions.

Multi-language support (Burmese & English)Biometric login (Face ID, Fingerprint)Top-up and data pack management
💰 Finance
(1K)
free
7
Panda Remit
Panda Remit
Panda Remit
Send money to world
Free

Send money globally with a trusted remittance service. Supports over 50 countries and offers fast transfers, competitive exchange rates, and secure transactions. Ideal for personal and educational payments.

Global remittances in 50+ countriesReceive money via banks and e-walletsSupports small & large amount transfers
💰 Finance
(8.4K)
free with in-app purchases
8
Payoneer - Business Payments
Payoneer - Business Payments
Payoneer - Business Payments
by Payoneer Inc
Free

Manage global business payments seamlessly from anywhere. This platform facilitates international money transfers, online payment processing, and currency management for businesses of all sizes. It offers secure and cost-effective solutions to receive and send funds worldwide.

Receive payments globallySend money overseasInternational payment gateway
💰 Finance
(5.2K)
free
9
Lulu Money- Money Transfer App
Lulu Money- Money Transfer App
Lulu Money- Money Transfer App
Send Money, Instant and Safe
Free

Send money internationally with a secure and user-friendly mobile app. Experience fast, reliable, and convenient cross-border transactions with competitive exchange rates and real-time tracking.

Instant international money transfersSecure and encrypted transactionsCompetitive exchange rates
💰 Finance
(2K)
free with in-app purchases
10
Hanpass - Overseas Remittance
Hanpass - Overseas Remittance
Hanpass - Overseas Remittance
Making finance borderless
Free

This app facilitates easy, fast, and affordable international money transfers with real-time exchange rates and multiple receiving options. It also offers a digital wallet, prepaid card, domestic remittances, ATM withdrawals, and various lifestyle services like transportation booking and bill payments.

International money transfersReal-time exchange ratesMultiple receiving methods
💰 Finance
(56)
free
11
GCash
GCash
GCash
by MYNT, INC.
Free

Send money instantly to the Philippines, pay over 2000 bills, and manage your finances from abroad. Link your US bank account, save with high interest rates, and scan to pay securely. Stay connected and support loved ones with ease.

Instant money transfersPay over 2000 billsLink US bank accounts
💰 Finance
(2.6K)
free with in-app purchases
12
Chipper Cash
Chipper Cash
Chipper Cash
Send or Request Cash in Africa
Free

Send and receive money instantly and for free across town or across Africa. This app facilitates fast, fee-free local transfers and offers competitive rates for cross-border transactions. It also allows for discounted airtime purchases and bill payments.

Free local money transfersLow cross-border ratesBuy discounted airtime with cashback
💰 Finance
(15K)
free
13
Accrue: Send. Spend. Sell.
Accrue: Send. Spend. Sell.
Accrue: Send. Spend. Sell.
The cross-border payment app
Free

Easily send and receive money across Africa and the US. Save in USD to earn daily interest, shop online with virtual cards, and grow your money through simple investing. Manage all your cross-border financial needs from your phone.

Send money across Africa and to US bank accountsReceive payments in USDShop online with virtual dollar cards
💰 Finance
(1.5K)
free with in-app purchases
14
CompareRemit
CompareRemit
CompareRemit
by FrontAd Media Inc.
Free

Easily compare money transfer services from major countries to various destinations. Find real-time exchange rates, read reviews, and discover exclusive deals to save money on remittances.

Compare money transfer servicesFind best exchange ratesRead and write reviews
💰 Finance
(1.2K)
free
15
A+ Wallet
A+ Wallet
A+ Wallet
A+ Wallet
Free

Manage your finances with this secure e-wallet and mobile banking app. Easily top up phone credit, transfer money, pay bills, and split expenses with friends. Features include a budget dashboard and digital gift card purchases.

Split bill paymentsBudget dashboardRequest money
💰 Finance
(131)
free
16
Aungbarlay & Stock two digit
Aungbarlay & Stock two digit
Aungbarlay & Stock two digit
Aungbarlay result & free alert
Free

Get real-time results and alerts for Myanmar's Aungbarlay lottery and the Thai Set index for two digits. This app provides easy access to lottery results and stock market data.

Myanmar lottery resultsThai Set index for two digitsFree alerts
📡 News
(1.4K)
free
17
Financiera para el Bienestar
Financiera para el Bienestar
Financiera para el Bienestar
Recibe dinero desde USA
Free

Send and receive money instantly between Mexico and the United States directly to your card. Use it for payments globally and manage your finances with ease through the app.

Send money to Mexico from USAReceive money from USA in MexicoGlobal card payments
💰 Finance
(1.2K)
ad-supported
18
SuperQi
SuperQi
SuperQi
Your all-in-one super app
Free

This all-in-one digital lifestyle partner simplifies cashless transactions in Iraq and globally. It offers money transfers, scan-to-pay, bill payments, e-commerce, and mobile recharge. Access Qi bank accounts, manage finances, and discover integrated mini-apps for a seamless daily experience.

Cashless digital transactionsMoney transfersScan-to-pay functionality
🌟 Lifestyle
(9.3K)
free
19
Instarem: Send money abroad
Instarem: Send money abroad
Instarem: Send money abroad
Fast international transfer
Free

Easily send money internationally with competitive exchange rates and low fees. This secure and reliable service supports over 60 countries, offering real-time tracking and flexible payment options. Get started with a special first-time offer.

Send money to over 60 countriesCompetitive foreign exchange ratesLow, transparent fees
💰 Finance
(685)
free with in-app purchases
20
OFX Money Transfer
OFX Money Transfer
OFX Money Transfer
International Money Transfers
Free

Easily send money internationally with this app, offering competitive exchange rates and lower fees than traditional banks. Track your transfers in real-time, access live currency trends, and benefit from 24/7 global support for secure and convenient transactions.

Fast international money transfersSecure platform for fundsCompetitive exchange rates and low fees
💰 Finance
(2.6K)
free