Best 700Credit Apps

68+ iOS apps curated and reviewed

4.2 avg rating
20 free apps
Updated May 2026

The best 700credit apps on iPhone average 4.2★ across 68+ titles — we've ranked them by what real users actually keep on their phones. Updated May 2026.

Top Picks for 700Credit

700Credit#1

700Credit by ODE

Editor's Choice
💰 Finance
3.3(8 ratings)
Free
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This mobile app enables auto dealers to instantly receive and respond to leads, view customers' credit profiles, and optimize interactions, streamlining the sales process. Download the app to take advantage of its features, including lead alerts, one-click communication, and facial recognition login, and start closing more deals today.

myEquifax#2

myEquifax by Equifax Inc

Start your credit journey
Strong Contender
💰 Finance
4.8😞(30K ratings)
FreeAds
#88in Finance
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Get your free credit report and credit score updates at no cost with a free account, no credit card required. Sign up now to track your credit journey and set a score goal with monthly updates.

What We Love

  • 👍 Convenient credit monitoring
  • 🚀 Easy to use app layout
  • 🔒 Secure login experience

Room to Improve

  • 🐛 Login issues and inability to create an account
  • 🔍 Difficulty finding credit freeze/unfreeze functionality
  • 🚫 Limited app functionality compared to website
Self – Credit Builder & Cash#3

Self – Credit Builder & Cash by Self Lender, Inc.

Build credit or get cash now.
Worth Considering
💰 Finance
4.9😊(305K ratings)
FreeAds
Self – Credit Builder & Cash screenshot 1
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Track and manage your credit scores effortlessly with real-time updates and personalized insights. Take control of your financial health and make informed decisions today.

What We Love

  • 🚀 Helped build credit quickly
  • 👍 Easy to use and understand
  • 💰 Saves money while building credit
  • 🆙 Boosted credit scores significantly

Room to Improve

  • 🐛 Inconsistent autopay issues
  • ⚠️ Unexpected account closures
  • 💸 Fees and interest charges

More 700Credit apps to explore

4
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
AI Loan Asst > Credit & Loans
Free

Manage multiple debts easily with the Bright App's AI-powered features. Consolidate debts, build credit, create personalized money management plans, and access expert finance guidance, all for less than $10 a month. Join over 1 million satisfied customers and experience the benefits today!

💰 Finance
(248K)
5
Grow Credit
Grow Credit
Grow Credit
Pay Phone Bills & Build Credit
Free

Help build your credit for free with an innovative application that uses your subscriptions to boost your credit score quickly across all major credit bureaus. By simply applying for a Grow MasterCard, linking your bank account, and adding subscriptions like Netflix and Spotify, you can start improving your creditworthiness without impacting your score. Start your journey to better financial opportunities today!

💰 Finance
(10K)
6
Grid Money
Grid Money
Grid Money
Get Paid to Build Credit
Free

Grid Money lets you build credit, access cash advances, boost your paycheck with Grid Tax, and protect your income. Improve your credit score with each purchase using the Grid card. No interest, credit checks, or late fees - just a flat $10/month fee. Take control of your financial future today.

💰 Finance
(28K)
7
LendingTree Spring
LendingTree Spring
LendingTree Spring
Loans, credit score and more
Free

Spring into a world of smart money habits with free credit score updates, personalized saving insights, easy loan and credit card shopping, and more with this application. Unlock your credit score potential, get personalized recommendations, shop for loans and credit cards, and stay protected with instant credit monitoring alerts.

💰 Finance
(38K)
8
Credit Sesame: Grow Your Score
Credit Sesame: Grow Your Score
Credit Sesame: Grow Your Score
Manage, Track & Build Credit
Free

Manage and improve your credit score with an all-in-one app. Get personalized tips to build positive credit history, find the best credit card and loan offers, and secure your financial goals. Download now to elevate your credit and fiscal wellness today!

💰 Finance
(437K)
9
NinjaCard
NinjaCard
NinjaCard
Line of Credit
Free

Access cash on demand, make easy repayments, and build your credit history with a revolving Line of Credit through the mobile app. Get money quickly, manage your account easily, and borrow without hidden fees.

💰 Finance
(380)
10
SmartCredit®
SmartCredit®
SmartCredit®
by ConsumerDirect Inc
Free

Control your future credit score with a comprehensive application that helps manage finances and identity. Track scores, build credit, boost points, and safeguard against fraud, all in one place for better loan rates.

📊 Productivity
(141)
11
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

Access a comprehensive financial management solution in the palm of your hand with this app. From loans to cards and payments, streamline your banking experience seamlessly.

💰 Finance
(63K)
12
slice: UPI credit card & bank
slice: UPI credit card & bank
slice: UPI credit card & bank
A new bank, for a new India
Free

This banking application offers a range of services, including zero-balance digital savings accounts with daily interest, fixed deposits with high interest rates, and instant personal loans up to ₹5 lakhs. It also enables fast UPI payments, automated bill payments, and real-time spend tracking with complete security, allowing users to take control of their finances with smarter banking.

💰 Finance
(190)
13
TomoCredit
TomoCredit
TomoCredit
Manage & Build Your Credit
Free

An app that helps users build credit quickly by reporting rent and utility payments to credit bureaus, offering credit education, and providing personalized credit-building recommendations. Take control of your credit journey today with Tomo - Build Credit Fast!

💰 Finance
(498)
14
AF247 - Advance Financial 24/7
AF247 - Advance Financial 24/7
AF247 - Advance Financial 24/7
Same day cash. Up to $4,000.
Free

Get 24/7 access to quick cash with the AF247 app. Easily manage your loans, make payments, check your balance, and apply for fast approvals and same-day funding. Take control of your finances instantly!

💰 Finance
(146)
15
Cash Advance - Payday Brin
Cash Advance - Payday Brin
Cash Advance - Payday Brin
No Credit Check, Cash Today
Free
💰 Finance
(3K)
16
Together Loans
Together Loans
Together Loans
by Transform Credit Inc.
Free

Discover a new way of borrowing with an innovative loan company focused on trust, not just credit history. Use the Transform Credit app to securely access and manage your loan details easily. Visit transformcredit.com for a fresh approach to lending.

💰 Finance
(107)
17
BMG Money
BMG Money
BMG Money
Loans for Employees & Retirees
Free

Access quick and convenient employee loans through our application, designed to meet your financial needs without the hassle of traditional banking. Get fast approval and easy repayment options - take control of your finances today!

💰 Finance
(143)
18
Pebblescore
Pebblescore
Pebblescore
by Pebblescore Data Services Limited
Free

This application helps you repair your credit history and access low-interest loans by providing a comprehensive credit score and report check, as well as personalized recommendations for improvement. By using this app, you can take control of your financial future, achieve your personal and business goals, and unlock a world of possibilities.

💰 Finance
(50)
19
CUB Vietnam
CUB Vietnam
CUB Vietnam
Fast & Easy Loans Online
Free

Get fast and easy loans online with a convenient, 100% online process that offers flexible repayment terms and competitive interest rates. Apply anytime, anywhere with a smartphone and enjoy a stress-free borrowing experience with real-time tracking and biometric authentication for added security.

💰 Finance
(441)
20
American Credit
American Credit
American Credit
The bank in your pocket
Free

This fintech application provides small and medium enterprises with asset-based business loans, focusing on equipment financing, invoice financing, and working capital, with loan sizes ranging from $20K to $5M and terms up to 8 years. Apply in minutes and get funds in your bank account within 24 hours, making it a fast, simple, and convenient funding source.

💰 Finance
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